This Game Is Too Realistic

Borrow some chips?

"Sorry, I didn't quite understand what you meant..."

Dulong looked at Luca in astonishment, "Why can we solve the problem by lending you some chips...?"

Aren’t we discussing trade issues?

If it was used as an additional condition for negotiation, he might consider it.

However, the person in front of him said that he only needed to lend them a sum of money to solve the problem.

Dulong even suspected that he had heard wrongly.

With a look of astonishment on Dulong's face, Luka cleared his throat and spoke out the manager's words.

"Don't you dislike us for not putting the chips where they should be? That's because we don't have money. Of course we have to be careful about our savings, but if you are willing to lend us a sum, that will be different."

Seeing that the man in front of him still didn't understand the wisdom of the manager, Luka continued patiently.

"We have just liberated Xizhou City. In order to accommodate the survivors there, we are building Dawn City."

"There needs to be at least 10,000 houses, a lot of food, cotton textiles, cleaning soap and other consumer goods...Aren't these the things you want us to buy?"

"Of course we have the ability to solve these gaps on our own, but by ourselves, it may take one or two years or even longer to allow the people there to live a self-sufficient life. However... it will be different with you."

Dulong's eyes widened.

"You mean... let us borrow your chips, and then you can use our chips to buy things from us?"

"Yes." Luka nodded matter-of-factly, that's what the manager told him.

"Do you think this is reasonable?" Dulong couldn't help but ask.

"Why is it unreasonable? Your factory got the order, the workers got their jobs, and the chips we borrowed will be returned to you in the end. This money can be put in your account like you said, and used For book-entry transactions, the chips don’t even need to come out of your bank.”

Luka answered with reason and evidence, leaving Dulong stunned.

Put it this way...

Nothing seems wrong?

At least he really couldn't think of a reason to refute it for a while.

According to the agreement demanded by the residents, the trade between the two sides will definitely be interrupted, and neither side will benefit.

But if we follow the plan proposed by the Shuguang City in front of us, Boulder City will get a huge market.

The profits of the factory and the work of the workers can be solved, and the money lent to the alliance will not disappear out of thin air... No one suffers, and everyone seems to win.

But this is too strange!

After holding it in for a long time, Du Long finally found a place where he seemed to be able to find fault.

"...but how do you guarantee that you can pay back the money?"

Luka asked.

"Are you questioning our ability to repay the loan?"

Dulong nodded subtly.

"Excuse me... you have only survived for half a year now. Even the bone-chewing tribe has existed longer than you."

Boulder City Bank lends money to merchants, and the interest rate is often very high. In the final analysis, it is because many people do business outside the giant wall, and if they do it, they will disappear.

He does have reason to doubt how long this alliance, which looks suspicious from any angle, can survive.

Luka was not surprised at all by Dulong's questioning.

Before departure, the manager told him that as long as the other party was not a complete gambler, he would definitely be concerned about risks.

The future is unpredictable, and a person's judgment on risk will not change with a few words.

However, fear of the unknown can be overcome.

The easiest way is to draw cakes!

10% profit is not enough to make them forget the risks, so use 100% profit.

Luca looked at Dulong.

"But they don't care about history."

"What about you?"

"We defeated the waves, the mutants, the legion, the predators, and gained the friendship of Ideal City, a permanent partner for the enterprise. It only took us half a year to develop from a small village. With a settlement of tens of thousands of people, why don’t you imagine what the northern suburbs will look like in one year?”

"Uh-huh." Dulong snorted with his nose noncommittally, but his eyes became a little loose.

Luka didn't stop and continued talking eloquently.

"A long time ago, there was an unknown small village in the northern suburbs called Beit Street. Under the exploitation of slaves, the survivors there could not use a piece of soap for a year. But now, every household has a bath next to the sink. You can see a piece of it..."

"This is just a small example, but I think it is representative enough that our alliance is committed to making our residents live a better life."

"In addition to people's livelihood industry, we also attach great importance to agriculture. In half a year, we have cultivated 30,000 acres of fertile farmland. And in our overall plan, this number will quadruple within two years."

"In addition to agriculture, we also attach great importance to trade. We plan to use a railway to connect Qingquan City and Tianshui tributaries to open up trade routes to the Great Rift Valley. We also plan to build a dock on the south bank of Tianshui, so that caravans from the east will no longer have to hold the two sides. Instead of looking at the mountains on both sides of the river, you can take a boat down the river and reach the outlet of the east coast. "

"Why don't you boldly imagine what a huge market this is."

In fact, the last sentence is completely redundant.

Old Luca didn't need to remind him at all.

Sitting at the table, Du Long couldn't help but hold his breath.

When he talked about opening up the trade route to the Great Rift Valley, he put his hand under the table and made a fist, rubbing his thumb and index finger repeatedly. Behind his nervous expression was excitement and excitement that could not be concealed.

Of course he knew that there was a lot of pie in this sentence, and he also knew that the guy in front of him was bragging a lot.

Even though he is not an accountant who settles accounts, he still has this kind of vision after being the director of the city hall for so many years.

But honestly, he was moved.

If he does it right, he may become the most outstanding city director in the history of Boulder City!

Without any hesitation, he reached out and collected the list on the table, crumpled it into a ball and threw it into the wastebasket next to him.

Not only that, his attitude also changed 180 degrees, and the aggressive expression on his face changed into a kind smile.

"I was hasty, dear friend... let's talk about it again. How much loan do you need?"

"Two hundred million."

"Two...how much?!" Dulong's eyes widened when he heard this astonishing number.

"Two hundred million chips."

Luka repeated, looked at the director in front of him in surprise, and said to himself.

"I thought that after hearing what I just said, you would be eager for me to borrow more."

"Do you know what 200 million chips is?"

Luca: "Of course I know that every decision our managers make is carefully considered based on the relationship between us. In the words of that adult, this is the only win-win way."

Du Long opened his mouth, and it took him a long time to recover from his surprise.

He pinched his eyebrows and stood up from the conference table.

"...I need to discuss this with my staff."

I have never encountered such a bizarre thing since I took office.

Not only the staff, he also needed to seek opinions from other factions in the outer city.

Seeing Mr. Director getting up from the table, the expression on Luka's face relaxed slightly.

The manager told him that as long as the other party didn't refuse on the spot, it meant that he was interested.

"Remember to discuss this with your bank president as well."

"Just say...giving us this loan can save his client's life."

The meeting is over.

The time was shorter than expected.

Watching the door of the reception room close, Shuyu, who remained silent from beginning to end, took a deep breath and looked at Luka, who was sitting not far away.

"Just in case, let me ask first...Does the manager really intend to pay back this money?"

"Of course." Old Luka answered without any doubt.

How can a great manager become a laggard?

In his memory, every word the adult said came true.

Whether it's abolition of slaves, or letting them live in houses with roofs, and keeping them fed and clothed.

As long as he promised something, he never broke his promise.

Shuyu was stunned for a few seconds and sat there silently.

It's not that he doesn't trust the manager, it's just that he feels that his imagination is a bit insufficient.

That's two hundred million...

An assault rifle only costs 150 chips, and most residents in Boulder City earn around 100 chips a month. The trade volume between the two sides last month was less than one million.

A loan of two hundred million chips...

How long will it take to pay back?

…

Shuyu was not the only one who was shocked.

After hearing Chu Guang's plan, Charlie, the elder of the Merchant Guild, also had a dumbfounded expression on his face.

The last time he approved the 200 million silver coin infrastructure plan, he thought it was crazy enough.

However, what he didn't expect was that within a month, the manager did something crazier than printing money.

200 million chips...

The old mayor of Beit Street has accumulated a lifetime of chips, which is only about a hundred thousand chips.

According to this algorithm, 200 million chips are equivalent to 2,000 Beit Street?

After a long silence, old Charlie cautiously asked almost the same sentence.

"Do you plan to pay this money back?"

His instinctive reaction was that the managers might miss the money.

Reason told him that this was not a good idea.

However, the manager's answer was beyond his expectation.

Chu Guang said matter-of-factly.

"Of course I have to pay it back. Do I look like the kind of person who borrows money and doesn't pay it back?"

It is a matter of course to repay debts with money.

Otherwise, how can we borrow more money?

Old Charlie didn't know that Chu Guang, who was standing in front of him, was already thinking about borrowing another loan.

After opening his mouth for a long time, he finally couldn't help but ask.

"...Then have you considered how to pay it back?"

Chu Guang said unhurriedly.

"This loan will be divided into 80 years. I will repay them part of it every year. This number will not exceed 5 million."

Earning 5 million chips in one year is not difficult for the alliance.

"No mortgage?"

"Whatever collateral is needed, we are here and we won't run away."

"Where's the interest?"

"2% at most, I won't talk about more than that."

Hearing this number, old Charlie couldn't help but frown.

Ru Zhen said that just now he just thought Chu Guang was crazy.

So now he has gradually begun to feel that the crazy person might be Boulder City.

"...How could they agree to such conditions?"

Chu Guang said matter-of-factly.

"Of course they will agree, because lending money to us is definitely safer than lending money to those who don't know if they can still come to do business or factories that may go bankrupt at any time, and it is definitely safer than lending money to those who can't afford it. The loan is reliable to the residents.”

"The reason for borrowing 200 million is because we only need this money at this stage. Believe me, in a few months, as long as we ask, they will be eager to send more money to us."

Can equity debt and personal debt be the same?

Is the alliance's repayment ability comparable to that of ordinary survivors?

It won't be long before Boulder City's city hall and banks will discover what a smart decision it was to lend money to the new alliance!

The stimulus to the economy is comparable to morphine.

Not only is this product effective, but it is also very effective. One injection will produce immediate results. The only drawback is that it is easily addictive and will lead to drug resistance if used too much.

It sounds like big smoke.

And in fact it is.

However, the over-issued items are chips, not silver coins. Does it have anything to do with the new alliance?

The exchange rate will definitely be affected, but the purchasing power of the currency will also change at that time. The worst he can do is change the exchange rate.

When the chips depreciate, the debt he owes will also shrink. The purchasing power of the 200 million chips in the future may only be equivalent to the current 20 million.

Although this was a win-win plan, Chu Guangke had never discussed with the people in Boulder City how many times each of them would win.

Chu Guang didn't even tell them.

This seemingly win-win plan actually hides a huge hidden danger in addition to the risks of debt itself.

However, he has no obligation to proactively disclose risks.

Who would point out the shortcomings first when introducing their own products?

What's more, this is not something that will definitely happen.

"...How do you plan to use this money?" Old Charlie asked after being silent for a while.

Chu Guangyan said concisely and concisely.

"It's simple. I will use those chips to activate the factories in Boulder City to help us build our city-state."

Letting those small and medium-sized factories in Boulder City that cannot be rolled out, as well as the upstart businessmen with money but no status, to bring technology, equipment and skilled workers to Shuguang City to set up factories is the first step.

Now the first step is over.

The industrial products produced by the New Alliance not only back-exported Boulder City, but even made their condition worse.

Next is step 1.

He will give away a portion of the cake that looks delicious, and at the same time use debt, employment, and high-growth markets to tie the banks, city hall, and factories of Boulder City firmly to the chariot of the new alliance.

The best-case scenario is that when the people of Boulder City finally realize that they are crawling from a small puddle to another large pit with no bottom, the price of climbing out is too heavy to make it impossible for most people. accept.

Of course, it is not easy to accomplish this task, and it must be done discreetly and carefully.

However, it worked.

This will be something that guns and guns cannot do...

…

The streets of Boulder City.

The protest continued into the evening.

Fang Chang, who was in the mixed crowd, followed the protesting crowd in a large circle around the outer city.

After the crowd finally dispersed, he focused on the ringleaders with the loudest voices and the highest signs, and followed them into a dark alley.

Two burly men stood on the left and right, with a well-dressed man in the middle who looked to be of some status.

The reason why Fang Changyou could tell that he had some status was because the previous leaders who had taken the lead in making trouble and causing the most ferocious troubles had completely changed their expressions in front of him.

I saw those people with flattering smiles on their faces, and they gratefully took the fist-sized bag from the man's hand.

The bulging bag obviously contained chips.

"...This is your reward. I will call you when necessary." After handing out the money, Alec lit a cigarette and said casually.

"Thank you, sir!"

Nodding and bowing in thanks, McCann couldn't wait to open the money bag.

However, after counting them carefully, his expression immediately became a little unnatural.

"Why are there only ten pieces..."

It was obviously fifty as promised before.

This is too much!

"You can get a week's wages for free just by walking around the street. What else do you want?"

Alec didn't even bother to look at him, and made a driving gesture impatiently.

"Get out of here."

You just need money.

Don’t I need to make a little money?

Thinking of the graceful dancers in the Night Queen Bar, Alec's heart couldn't help but feel hot.

Just made a small fortune, maybe I can go there for a drink and relax later.

McCann had an expression on his face, but looking at the two strong men next to the man, he finally swallowed his breath.

The person in front of him was a close confidant of the owner of Weijia Trading Company, and he was in charge of more than a dozen thugs.

And I am just a cannery worker, so there is no way I can fight against such a big shot...

Fang Chang, who was hiding in the shadows, secretly filmed this scene with an interested expression on his face.

Although I have already learned about the reality of "Wasteland Online", I never thought that even such details would be made.

It seems that his guess is correct.

There is indeed an invisible hand behind the demonstrations against the new alliance.

Almost at the same time as the photo was archived, a line of light blue pop-up windows appeared on the VM's screen.

[Mission (side): Track down the mastermind behind the warehouse arson case]

"...Warehouse arson?"

What is that?

There was a trace of confusion in Fang Chang's eyes, followed by excitement.

Unexpectedly, I just followed here out of curiosity and actually triggered a hidden mission.

What a surprise!

The ringleaders clutching their pockets and sneaking out of the alley.

The three people who handed out the money stayed there for a while, chatting and laughing, seeming to be discussing something.

After about a cigarette, they finally reached a consensus and left in another direction.

Fang Chang followed them slowly and followed them all the way to the busiest street near the inner city.

From the moment you enter this street, the style of the entire city changes.

Dazzling neon lights flashed on both sides of the street, and most of the pedestrians passing by were graceful girls, mercenaries wearing expensive bionic prosthetics, or luxuriously dressed businessmen, or even nobles from the inner city.

Their temperament is obviously different from ordinary people.

Compared with the outside world, this place doesn't look like a wasteland at all, but more like a miniature cyberpunk street.

Especially some time ago, the New Alliance's "cultural export" to Boulder City made the local style of clothing here more "fashionable".

Fang Chang is not unfamiliar with this place.

As a professional player, he is professional in exploring the map.

However, what surprised him was that these three men did not take him to the lair of the mastermind behind the scenes, but stopped at the door of the Night Queen Bar.

Fang Chang's expression was a little weird, but he still followed in.

Loud music filled my ears.

Passing through the swaying lights and the crowded crowd, he quickly sat on a booth near the bar and locked onto the three people again.

Beer was already placed on the table in the middle of the sofa.

The man who was handing out money to the troublemakers was holding a dancing girl in his arms at the moment.

The two people sitting on the sofa next to him had obvious expressions of envy in their eyes.

But I can only feel envious.

Fang Chang calmly sat down at the bar next to him and ordered a glass of the cheapest wine, pretending to be a guest here to watch the show, but his eyes unconsciously moved in the direction of the booth.

It's noisy here.

He couldn't understand what those people were talking about, but he could record it and listen to it several times.

However, just when he was immersed in it, a strange voice suddenly came from beside him.

"You came here to drink..."

"Are you here to find someone?"

…

Outside Boulder City.

ghetto.

Lao Bai, who was dressed in disguise, took Shadagger and Dogthing with him. After some inquiries, they finally found Black's doorstep.

Unlike the surrounding shacks, the entire house is made of bricks and cement.

It seems that even in slums, there are differences between rich and poor, high and low.

"...You must be careful. This is the territory of the Dagger Gang. They do not allow others to cause trouble on their territory."

For the sake of those two chips, the rickety old man whispered a little too much.

"The gang still talks about these rules?" Sha Diao looked at the translator on the VM and raised his eyebrows in surprise.

It's no news that ghetto gangs and predators seem to be indistinguishable, and that the two often make cameos for each other.

The dog said with a smile.

"Isn't it true? If you exile a group of criminals to an uninhabited island, they will most likely form a new country."

Ignoring the two idiots who were deserting, Lao Bai looked at the old man in front of him and nodded.

"Thank you for reminding me. It's getting late. Please hurry up and go home."

The old man nodded tremblingly, hunched his back, turned around and walked away.

Looking at the house in front of him, Lao Bai went up and knocked on the door, thinking that there would be no one inside, but he didn't expect that there were footsteps behind the door.

The person who opened the door was a mature woman who still had charm. Her hair was light-colored, her clothes and makeup didn't look like those of a poor person, and her expression was a bit comfortable and lazy.

However, after looking at the person standing at the door, the pretty face immediately became alert.

These people were obviously not residents of the neighborhood, or even from Boulder City.

Her first reaction was that these people were here to seek revenge.

"...who are you?"

Lao Bai said politely.

"There's someone we'd like to talk to you about."

The woman said nervously.

"Are you here to find Blake? He is not here."

Lao Bai did not answer her question, but continued to ask.

"Who are you to him?"

The woman hesitated and said cautiously.

"Friends...we just met last week."

The killing dagger and dog next to Zhan Laobai looked at each other and whispered to each other.

"Do you believe it?"

"I do not believe!"

I couldn't understand what the two people were talking about, and the woman's eyes were gradually filled with anxiety and panic.

"...Who are you? What are you doing with that guy?"

"It doesn't matter who we are, as long as you answer my questions truthfully, we won't embarrass you."

With that said, Lao Bai took out a chip with a face value of 100 from his pocket and waved it in front of her.

"You'll even be paid."

Looking at this chip, a trace of imperceptible greed flashed through the eyes that were previously filled with panic and fear.

Lao Bai couldn't help but think, maybe she didn't lie and they really only met last week.

After glancing around to make sure no one was paying attention, the woman opened the door and her tone became much gentler.

"...Come in and talk."