Fan Shengmei drank the wine in one gulp and then said, "I know it's a bit abrupt to ask for money so rashly. But I really have no other choice. My brother..."

At this moment, Fan Shengmei was only wearing a shirt, with her long legs clearly exposed. Han Tao looked at her, frowned, picked up the wine glass, and asked, "How much do you want?"

"Two...two hundred thousand. I know my request is a bit excessive, but my family is in chaos and I really have no other choice. After thinking about it, I think only you can help me.

Don't worry, I can write you an IOU and I'll definitely pay you back. Even tens of thousands is fine. Send those people at home away first and let me do... whatever I want."

After Fan Shengmei finished speaking, she felt a little regretful. This society is cruel. Asking for money without authorization will more or less disgust people, not to mention that the amount she borrowed is so large.

But she knew she had no choice, and only in this way could she have a clear conscience towards her parents, so she could only bite the bullet and look at Han Tao, and slowly unbuttoned her shirt.

........................

Chapter 430 No destruction, no establishment

Looking at Fan Shengmei, who had already unbuttoned several buttons, revealing a large area of ​​skin and collarbone, Han Tao had no thoughts at all, but was instead amused by her actions:

"If you really take it off, then we can't even be friends anymore. Do you think I'm a sex-hungry ghost who's looking for something in return? Or do you think you're worth two hundred thousand and want to sell yourself off?"

After saying that, Han Tao stopped looking at her and picked up his cell phone to fiddle with it. Fan Shengmei stood there in a daze, feeling caught in a dilemma and filled with shame.

After a while, she finally couldn't hold on any longer. When she was about to get up and flee, Han Tao continued:

"I think you are not a child anymore and should have correct values. Your brother has a family and is a father. It is natural for him to take on the responsibility of a family. This is what a man should do.

As for the issue of your sister-in-law divorcing your brother, I think this is also not something you should worry about lightly.

Everyone has their own choices and cannot be forced. Even if she really leaves, she has given birth to a grandson for your family, so your brother will not lose out.

Besides, you are already thirty years old and still a leftover woman. Don’t think that you are a superwoman. You should consider your future.

If you still can't wake up and plan to be a saint and their slave for the rest of your life, then be prepared to go on with a debt on your back. There is no free lunch in this world."

At this point, seeing Fan Shengmei struggling, Han Tao continued to increase his strength and said, "Actually, you are right. Your sister-in-law can definitely sell the house, but they didn't. They just kept forcing you. You know what this means very well.

Have you ever thought about this? This house is the down payment you paid and the mortgage you pay, but what do you have left? Besides getting older, all you have left is a pile of debt and the cold stares of your friends.

Fan Shengmei felt a little embarrassed by Han Tao's merciless analysis. She bit her lip, feeling unwilling.

And she couldn't help but wonder why her brother Fan Shengying could live in a new house while she had to pay the down payment and mortgage herself? While she had worked for so many years but hadn't saved a penny, and no one wanted her at the age of 30, why did she have to bear it all alone?

Han Tao looked at her without changing his expression and continued to increase the pressure: "Do you know what you will face in the future if you take this step today? Even if you plan to exchange your body for money, let me be frank, besides your age, what else can you offer?

You're already thirty, not a girl who just graduated from school. Their faces are full of collagen, their makeup is exquisite, and they have a young and energetic body. Compared with them, what advantages do you have? "

After saying that, seeing Fan Shengmei's face blank and speechless, Han Tao continued to criticize her, "Besides being older, having more social experience, and having had a few relationships, what else do you have to show for it?

Of course, there are many wealthy bosses who like mature types like you, but do you think they will pay you two hundred thousand?"

Hearing Han Tao's increasingly blunt and realistic words, Fan Shengmei's face turned pale. She looked at Han Tao painfully, her eyes red as she said:

"Han Tao, I know my actions just now were shameful, but you can't humiliate me like this..."

"I'm not trying to humiliate you, but I'm telling you the truth so you can see the reality. Stop having these silly fantasies. If you weren't looking for me today, I wouldn't just be telling you a few harsh words, but a double humiliation, both physical and mental."

After that, Han Tao transferred 200,000 yuan to Fan Shengmei in front of her astonished eyes. Then he showed her the money and said, "I have transferred the money. If you choose to accept it, we will sign a loan contract tomorrow.

Brothers should be clear about their accounts. The interest rate for this loan is the same regardless of the length of time. According to the rules of private lending, the interest rate is 30%, and there is no bargaining. In other words, if you borrow this 200,000, you will have to pay back 272,000 yuan, including principal and interest, when the due date comes."

Hearing Han Tao's words, Fan Shengmei subconsciously said, "This...isn't this usury? Even if I borrowed it, I wouldn't be able to pay it back."

Han Tao looked at Fan Shengmei and was once again amused by her train of thought: "Miss Fan, stop daydreaming in the middle of the night. If it's really a loan shark, there's no 30% interest. The loan period is one to three months, and nine out of 13 returns, do you understand?

So, the price I'm giving you today is a friendly offer. If that doesn't work out for you, you can ask your friends or call everyone you know, including the CEOs who like you, to see if anyone would lend you 200,000 yuan."

"Besides the interest, are there any other conditions? Let's discuss them together. Otherwise, we wouldn't have proposed a contract. An IOU would be enough."

Fan Shengmei finally calmed down and realized that this was her only way to get the money. After being exposed to the reality, she felt that this family had no meaning at all. She thought it would be better to accept the 200,000 yuan, return the money, and then leave this family.

Seeing that she had truly let go of her obsession and faced it calmly, Han Tao said directly, "Two hundred thousand, with your current salary, it would take you two years to pay it back even if you don't eat or drink.

So, I'm offering you a better option: quit your current job and devote yourself to the coffee shop. The salary won't be any less than your previous one, just 10,000 a month, bonuses not included, and you'll be responsible for all other expenses.

But if you sign a ten-year contract, you can only pay half of your salary each month, and the rest will be used as repayment. As for how to use the remaining 5,000 yuan, it is up to you. If you agree, you can take the money.

"You've already said so much, and you think I'm not worth that much money, but... why are you helping me?"

Fan Shengmei understood the meaning behind Han Tao's words. This condition seemed harsh. She had no extra money except for basic expenses, and she had to work for him for ten years.

But she knew Han Tao was helping her, fearing she would be soft-hearted. After all, with the living conditions in Shanghai, if she signed the contract, she wouldn't be able to help even if she wanted to, as she was barely making ends meet.

Seeing that she understood his thoughts, Han Tao smiled and said, "Because I consider you a friend, those hurtful words I said just now were also to tell you that even if you plan to sell yourself, you can't get such a large sum of money immediately.

Since distant water cannot quench immediate thirst, you should clearly understand your own position and see how capable you are.

Think about it, you should pay for the normal cost of supporting the elderly. But do you have the ability to support the entire family, including your brother and sister-in-law, by yourself? Even if you were made of iron, how many nails could you hammer?

"Uuuuuuuuuuuuuuuuuuuuuuu"

In an instant, Fan Shengmei was deeply moved. For so many years, she had been working hard alone in Shanghai. She had felt lonely and helpless so many times, encountered setbacks at work, and been harassed by her superiors. Even her biological parents never cared about her life and only asked for money.

That's why she attends various cocktail parties and often goes to pick the best. She desires money, she worships money, and she wants to climb up to a higher class anytime and anywhere.

But she discovered that those so-called rich men said they loved her, but in fact they were all very shrewd and were not willing to spend more money on her. They just wanted to play with her.

Although she longed to be rich, she was never willing to give up her only dignity, so her life had always been unhappy, and now she had nothing.

However, when he was in the most difficult time, suddenly a handsome, young and wealthy man saw his situation through clues, broke his fantasy and ridiculous fig leaf, and used his own methods to help him out of the predicament.

Two hundred thousand dollars, a huge sum, was transferred without a second thought, and the demands were all self-serving. If she signed, she could at least live a stable life for ten years. Although the method and expression were cruel, they gave her a sense of security.

Fan Shengmei had never dared to think about it before, but now it actually happened. She said from the bottom of her heart: "Han Tao, thank you, it's a great favor that needs no thanks. As long as you don't despise me, I will be with you forever."

"Here you go again. This money is a loan, not a gift. You don't have to say that. It's better to treat yourself better in the future."

After that, Han Tao finished the wine in his glass, then stood up and said, "Okay, I'm going to rest now. Don't forget to come and sign the contract tomorrow."

"No, I won't leave. I have nothing left. Please let me stay for a while, otherwise if I walk out of this room now, I might not even have the courage to live!"

Fan Shengmei hugged Han Tao tightly, crying as she spoke, as if she wanted to cry out all the grievances she had suffered in the past twenty years.

........................

Chapter 431 Breakup

After crying, Fan Shengmei finally vented all the depression in her heart and regained her attitude as an intellectual elder sister.

She released her arms from Han Tao, picked up her phone, and accepted the 200,000 yuan Han Tao transferred to her without hesitation.

Seeing this, Han Tao didn't say anything, but sent her another message on his mobile phone, with only three words: "I'm sorry."

Looking at this message, Fan Shengmei smiled very happily. She did not hide anything this time and directly withdrew the money into her bank card, and then transferred it together with the money in the card back to her mother Liu Meilan's account. Then, in front of Han Tao, she called home.

After the call was connected, before she could say anything, her mother Liu Meilan's anxious voice rang out from the other end: "Xiaomei, is that you? How's it going? Have you got the money?"

Seeing her mother still waiting for her call so late, Fan Shengmei sighed and said in a cold voice:

"A total of two hundred thousand, three thousand, one hundred and eighty-four and seventy cents. I have already transferred all my money to your card. I didn't keep a penny!"

Hearing her daughter's answer, Liu Meilan almost jumped up with excitement. She finally had the money. She nodded happily: "Xiaomei, that's great, that's great! I knew you had a way!"

"Haha, I have a solution?"

Fan Shengmei laughed sadly and held back her tears, saying bitterly, "Mom, it hasn't even been two hours since you called me to ask me to borrow 200,000 yuan, and I've already transferred over 200,000 yuan home. Don't you even ask me where the money came from?"

"Xiaomei, Mom knows you're capable. Didn't you come up with the down payment for your brother's house all at once? You know so many big bosses. Did you think you could make up for it, so you got the betrothal gift from them?

Actually, this is quite good. You are not a child anymore. Don’t blame your mother for being cruel. You know the situation of our family. I have no choice.

Your brother got into a fight with someone and broke their arm. They want 200,000 yuan to settle privately, or they'll come to our house and make a scene, and they want your brother to go to jail. I only have this one son, and I can't just watch our family suffer and have your brother thrown in jail, can I?"

"Yes, your son is important. I, your daughter, will get married sooner or later and am not considered a member of the Fan family at all. But has your son ever given you a penny? No, not only has he never earned any money, he even asks for money every day.

He bought a house, married a wife, had a son, raised him, wasn't that all paid for by me? This time it's even worse, beating someone into the hospital and demanding 200,000 yuan to settle the matter. Where can I find 200,000 yuan for you?

The down payment for the house was what I saved for so many years, plus the money I borrowed from my classmates. Now I don’t know whether he is my brother or my son?

I've done this for him and this family. I'm over 30 and still no one wants me. Yet you sacrificed my happiness for this bastard. You're such good parents to me!"

"Xiaomei, he's your brother, how can you say that to him? We're all family, shouldn't you help when something happens? Don't you think about who raised you and paid for your college education? You've achieved what you have today. You should have a conscience!"

Hearing her mother's words, Fan Shengmei laughed out loud, and finally let go of the last bit of hope in her heart, and asked:

"Mom, you say I have no conscience, so I have to ask, why don't I have a conscience? I have been working part-time since high school, and after entering college, I earned my tuition and living expenses from working part-time. I have never spent a penny of your money.

That's not all. Not only do I have to support myself, but I also have to give money back to you from time to time. At sixteen, I have to think about so much. Do you think I have no conscience?

I paid for your son's house, I found him a job through connections, and I paid for his wife and children. Together with the money I provide for your living expenses, it is enough to pay for all your support for the rest of your lives. Don't I have a conscience?

Since you've already said I'm heartless, this will be the last time I'll intervene in your affairs, and the last time I'll call you Mom. I've seen through it all, and I've let it go. I've sold myself out, and I have a clear conscience towards you and my dad. Take this 200,000 yuan, and consider it my advance alimony.

Don't call me anymore. I won't answer. If you're still willing to use my dad's pension to subsidize Fan Shengying, then even if you starve to death, it's none of my business. Hang up!"

Liu Meilan didn't understand why her daughter, who had always obeyed them, had become so cruel and heartless, so she resorted to her usual self-torture trick:

"Xiaomei, how can you say that? You are not in good health, how can you bear to ignore him? Besides, I am your mother..."

Fan Shengmei didn't listen to what her mother said. She hung up the phone directly, then added the home phone number to the blacklist, sat on the sofa with her knees hugged, and was so sad that she couldn't even cry.

The burden of the family has been on her shoulders for many years. After putting it down, she feels relieved. She is very glad to have met Han Tao, who gave her a way out, a way to make up her mind to break off all ties.

.....................

After Fan Shengmei's emotions stabilized, Han Tao poured her a glass of warm water. Seeing her forcing a smile, he frowned and said,

"If you want to cry, keep crying. Otherwise, your smile will be uglier than crying."

Fan Shengmei lowered her head and whispered, "I won't think about getting married in the future. I won't contact other men until I pay back the 200,000 yuan you owe me."

Hearing Fan Shengmei say this, Han Tao shook his head and couldn't help teasing her, "Look at what you're saying. You're not selling it to me. It's your freedom to decide how to do it. Besides, if you rely on yourself, you might not be able to earn 200,000 in ten or twenty years. How can you pay me back?"

Fan Shengmei gave Han Tao a cold look, her face flushed, and she said a little embarrassedly, "Forget it if I can't make any money. I don't plan to pay you back!"

"Are you sure? I have a girlfriend, do you understand what I mean? No matter how much you give, you won't get what you want, and it's not possible for you to..."

"No need to say it, I understand!"

Before Han Tao could finish, Fan Shengmei rolled her eyes at him, then interrupted him and continued, "I didn't expect that much. This is my own choice, and it's the only thing I can decide for myself. I don't regret it!"

Ding~~ Congratulations to the host for earning 10 points of goodwill from Fan Shengmei, the main character of "Ode to Joy," for a total of 100 points. The system rewards 200 million yuan.

At the system's prompt sound, Han Tao looked at the 30-year-old Fan Shengmei and couldn't help but sigh at the power of time. Her current appearance was at the bottom among the heroines Han Tao had met.

She doesn't have the fiery charm of Zhu Suosuo, the gentleness and ladylikeness of Jiang Nansun, the purity and elegance of Guan Juer, or even the mature and royal sister style of Wang Manni. Her only advantage is that she is a little fleshy and has a plump figure.

But then again, she was quite pretty when she was young. Every time Han Tao saw her, he would think of Mu Wanqing in Sky Eight. This was definitely the peak of her beauty.

At that time, she looked very innocent, with collagen in her face at full level, and she looked very sweet.

As for her outfit today, she put a lot of thought into it. With a height of 171cm, she had three buttons of her black shirt unbuttoned, revealing her long legs, making her look particularly tall.

And she tied all her hair up today, looking quite gentle and pretty.

.....................

Chapter 432 Generous Rewards

Since she had made up her mind and came to him on her own initiative, and he had said everything he needed to say, Han Tao no longer refused and let her hold him in her arms.

At this time, Fan Shengmei's face was already red with shame. She looked at Han Tao with a pair of misty eyes and said in a voice as soft as a mosquito's hum:

"Han Tao, please don't reject me. I don't ask for status, nor do I dare to hope for anything else. As long as you can remember that I exist, that's all that matters!"

"You really don't regret it?" Han Tao smiled, looked down at Fan Shengmei, and asked softly.

"Umm~!"

After seeing Fan Shengmei nod slightly, Han Tao looked at Fan Shengmei who was refusing but still welcoming him, and said with a wicked smile:

"Xiaomei, I don't like people who are too proactive. Besides, you should lose some weight. The older you are, the more you should manage your figure. This is a must for modern women. You should be thin where you should be thin, and fat where you should be fat. Remember that?"

"Hate!"

Fan Shengmei rolled her eyes at him and nodded in response: "I see. Actually, I have been losing weight."

"Haha, I was just kidding."

Han Tao smiled slightly and stopped teasing her. Instead, he asked directly, "Why, have you really figured it out?"

"I figured it out. I used to overestimate myself and indulge in dreams. I used to create a false image for myself, thinking that I was the one who was needed. They treated me like that because they needed me and loved me.

Now it's ridiculous to think about it. I never loved them from the beginning to the end. No matter how much I gave, they thought it was their due. Over time, they felt that it was their due. I was so lacking in love before and longed to be loved. Now I won't fantasize about it anymore."

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