Zongman: Harem's Music

Because the 10% you repay every month will reduce your loan, even if the interest rate increases, the corresponding points are not that much.

But

If you borrow money for the second time during this period, it will be interesting to increase the interest calculation amount.

For Class D, things were fine. Nishimiya Jiyi had contacted her yesterday to adjust the repayment date for the other classes, moving it from the 1st to the 15th of each month, and not accepting early repayments. She quickly understood the serious implications of this.

The 1st is the day when personal points are distributed. Grit your teeth and pay back the money. After a month of hardship, you will be relieved the next month.

But on the 15th

The time for gritting one's teeth has been extended from one day to fifteen days. During these fifteen days, more people will inevitably loosen their teeth and eat better and live more comfortably. In this way, the possibility of choosing the minimum repayment will be much greater, and the interest to be paid will rise again.

You will need to wait for a year for the maximum interest rate of 36% to be achieved within six months.

That is to maximize profits quickly.

A large number of people have already entered the pit

That night.

Nishimiya Tsukasa, who had been talking on the phone with Nozomi for half an hour, was about to go to bed.

Students in school are not allowed to contact the outside world, even with their families.

This obviously does not apply to Nishimiya Tsuyoshi.

As soon as Nishimiya Tsukazu went to bed, he received a call from Horikita Suzune.

Come to think of it, this is the first time she took the initiative to contact me by phone...she usually just sends text messages!

Nishimiya Tsuyoshi, who answered the phone, was thinking this when he heard Horikita Suzune's anxious voice: "Not good!"

Xigong Si raised an eyebrow: "What's wrong?"

"Points!"

Horikita Suzune's voice trembled a little, "Your account suddenly lost 300,000 points, and now there are only about 920,000 left!"

Yes.

Horikita Suzune, who was also preparing to go to bed, suddenly found that Nishimiya Tsukasa's ID account had lost 300,000 points. She didn't know the reason, but she was very uneasy because of it. If these points were deducted because of her,

"By the way, it seems that you can't see the detailed information of the deduction!"

Nishimiya Tsuyoshi realized it belatedly, "Don't worry, that's because Ike Kanji was expelled!"

Horikita Suzune was stunned for a moment, "Why are your points being deducted?"

"Because of the deal!"

Nishimiya Tsuyoshi said, "Have you noticed that the student ID terminal we use is also owned by Chabashira Saeda-sensei? Although it's called an academic affairs terminal, its nature is the same. No other currency can be used for transactions at this school. The only thing that can be used is points. This applies to all students, teachers, and school staff, even the cleaners. In other words, anyone holding a terminal that uses the same currency can trade."

Horikita Suzune: "What do you mean?"

Nishimiya Tsukasa: "That's right. The school has a department called the Supervisory Committee Office. They're responsible for grading us, awarding and deducting points. Their director and I reached a consensus. Originally, when a student drops out, the class's points were deducted by 437300, but now the corresponding points are deducted from me. The ratio of class points to individual points is 100:1, so 30,000 points need to be deducted from me. However, since this is a shady activity, the points that need to be deducted are multiplied by ten, so it's 300,000."

"Is this okay?"

Horikita Suzune was a little bit unbelievable.

“It didn’t originally work.”

Nishimiya Siyi smiled and said, "But I am Nishimiya Siyi, remember to keep it a secret."

"Ok!"

Horikita Suzune responded, her voice suddenly rising: "Tell me about this kind of thing earlier next time."

"OK!"

Nishimiya Tsutomu nodded.

"that's it."

After saying this, Horikita Suzune hung up the phone and lay on the bed with a lingering fear. She was really scared just now.

"Whoo~"

the other side.

Standing on the balcony, Karuizawa Kei took a deep breath, and her not-to-be-underestimated chest became particularly noticeable because of this movement. It was a pity that no one around could see this scene.

Not every room has a balcony, only the ones on the south side have them. It was a blessing to be randomly assigned a room here, but Karuizawa Kei didn't know whether her luck could continue in this school. After a good struggle, she dialed the number that had been saved on the terminal display.

Chapter 723: The Shyness of the Red Leaf Butterfly.

Karuizawa Megumi.

Karuizawa is her surname and her given name is Kei. She never buttons her collar or her uniform jacket. Her tone is casual and her interjections always challenge the line of swearing. These girls are the so-called frivolous ones. Such girls are generally called little gangsters.

Nishimiya Tsukasa's impression of her was limited to his understanding of the original work.

A person who has suffered from school violence, lacks a sense of security deep down, and whose actions are all for the purpose of protecting himself.

She seemed to be a good person among the girls in the class. After lending her 5000 points last month, I didn't lend her any more points. I also paid back the 5,000 points this month. Apart from delivering water to the basketball court during homework, the two of them didn't have much interaction.

Since she kept her gaze on him for a long time, an average of three times a day, this was something that 80% of the other girls did, so Nishimiya Tsuyoshi didn't pay too much attention to it or think about it.

It was because of this kind of relationship that Karuizawa Kei called him ten minutes ago to ask him to come downstairs to meet her because she had something to ask him...that's it.

That's it....

After answering the phone, Nishimiya Jiyi changed his clothes and went out at a normal speed, neither hurriedly nor lazily. He has been waiting outside the dormitory building for about ten minutes.

Glancing at the time, he couldn't help but start to wonder, "Is this a prank?!"

Accompanied by a burst of hurried footsteps, Nishimiya Jiyi learned of the reply letter! Group 9: 8, 02:05 85/6, by Dai Dai. The self-reported answer is no.

"Excuse me."

Karuizawa Megumi, dressed in her school uniform, her usual attire, trotted over and said, "I was the one who asked you to do this, but you're late!"

There was no friend following her, which means it was not a class matter but a request from her alone?

"Now that I'm down here, I want to buy a bottle of water!"

"Let's go then!"

What you have to say face to face late at night must be very important, right?

But Karuizawa Kei didn't seem to be very anxious!

Or....

What is she hesitating about?!

Although she was dressed in the same uniform as usual, with her collar and jacket buttoned up, she didn't look as frivolous as usual. In other words, at this moment, Karuizawa Megumi didn't look like a gangster. She was so quiet that people were a little uncomfortable.

On the way to the convenience store, Nishimiya Tsuyoshi was also wondering.

"Thank you for coming!"

Amidst the salesperson's smile, Nishimiya Tsukazu walked out of the convenience store holding two cans of black tea, one heated and one not, and handed the heated one to Karuizawa Megumi. Karuizawa Megumi was slightly stunned when she felt the temperature of the can in her palm after taking the bottle of black tea. Heated drinks are more expensive than those at room temperature, and she happened to not be able to drink cold drinks today. "Thank you!"

As a person who has an older sister and a younger sister and has been surrounded by only women for a long time, Nishimiya Tsuyoshi has developed a good habit of never giving cold drinks if conditions permit, so he doesn't know the difference between hot and cold drinks to Karuizawa Megumi at this moment.

喝了一口红茶后西宫嗣一看向轻井泽惠，“说吧，如果力所能及的话我不会拒始发于/小说.群:98；0：2?0，5：8。/5*6，绝的！”

"I, I think."

"Ok?"

Karuizawa Hui's right hand, which had nowhere to go, grabbed the bottom edge of her clothes: "I"

School bullying.

She was once one of the characters in this topic - the bullied party.

Therefore, fearing that these things would happen again in high school, she made a major change. From the first day of high school, she began to imitate others, including the person who bullied her, from her dressing style to her words and deeds.

Like a butterfly that evolved brightly colored wings without inherent toxins, she donned a powerful cloak that served as both a protective and a warning hue to avoid the situation she faced in junior high school, even though it would make her look like the person she hated the most.

So far she has been successful and has made many friends, but it is not enough

I remember that person (the girl who bullied her) would always show off to others how great her boyfriend was. The reason why she was feared by others and even dared not show it even if someone disliked her was largely because of the existence of such a boyfriend.

Nishimiya Tsukazu and Hirata Yosuke were her two pre-selected candidates.

Although she has a bad impression of Nishimiya Tsuyoshi and Hirata Yosuke, because no matter whether they are handsome or have good grades, to her they are just gloating and watching coldly when she is bullied, but there is no doubt that these two types of people are often protected and supported by schools, teachers and students.

Isn't it better to be a bystander than to gloat over someone else's misfortune?!

With this idea in mind, Hirata Yosuke, who has excellent grades, good interpersonal relationships, and seems to have a good personality, was her first choice as a host.

Yes, it's the host, not anything else.

This is the most appropriate name she feels.

There is no emotion, and it is best not to have any emotion or other relationship. It is just an external relationship, nothing more.

The freckles she had in junior high school disappeared without a trace. From the gazes that always fell on her every day, Karuizawa Hui knew that she was very beautiful in the eyes of others, and she also knew that it was not difficult to do so as long as she wanted to.

But no matter how well she learned, she was still just learning. Some things couldn't be easily changed. While this was just an external relationship for her, there was no doubt that to everyone, her host was her boyfriend. Was her first love someone devoid of feelings or emotions?! Every time she thought about it, she hesitated.

It wasn't until May 1st when Nishimiya Tsuyoshi announced on the podium that he would lend money to the entire class without a limit, which gave her another choice of host, that everything started to change.

The scales of her first choice of partner started to tilt towards balance, and also (the money was good) she was initially curious about why Nishimiya Tsuyoshi had so many points, and had some selfish thoughts, but gradually she found that Nishimiya Tsuyoshi was not as she imagined, and did not enjoy the pursuit of girls like those guys (because he had no girlfriend), and then she used basketball to solve the problem of Sudo Ken who was holding him back, and Nishimiya Tsuyoshi made the previous exam papers public for free, and the scales in her heart completely tilted and there was no turning back.

She had never made a phone call with such a high heartbeat, nor had she hesitated for so long about what clothes to wear when going out. Although she found that all the clothes were bought according to the camouflage color standard after opening the wardrobe, and there was nothing she really liked, she finally found the school uniform.

Her hesitation at the moment was not due to the pros and cons that could be clearly sorted out. There was another more accurate term to describe this hesitation.

That's right.

She was just plain shy.

Chapter 724 Campus System Incident.

It is already summer in June. The street lights in front of the convenience store attract a few moths and cicadas are chirping in the trees and grass around. It is hard to tell whether the atmosphere at this moment is quiet or noisy.

"I"

"What? It really is you. I thought I was seeing things!"

The sudden voice made Karuizawa Kei, who had almost succeeded in saying it with gritted teeth and closed eyes, stop abruptly. When she looked at the sound, she saw Kushida Kikyo running towards her with an eager smile on her face.

"Eh!?"

Kushida Kikyo ran up to the two of them, looked around, covered her mouth and said hesitantly: "Did I accidentally disturb you?"

Karuizawa Hui turned away her pretty red face, feeling a little uneasy. After struggling hard for a while, Karuizawa Hui suddenly raised her head and scratched the back of her head, and restored her carefree appearance to the outside world: "Sorry, I remembered that I have something else to do. I'll go back first. Bye."

Say it.

Karuizawa Megumi walked quickly towards the dormitory building. After turning her back to Kushida Kikyo and Nishimiya Tsuyoshi, she breathed a sigh of relief, with three parts of shyness and seven parts of loss on her face.

Looking at Karuizawa Megumi's back, Nishimiya Tsuyoshi frowned slightly. Was this her original appearance before Kushida came?

"Hey, did I accidentally ruin your good thing?!"

Kushida Kikyo leaned over to Nishimiya Tsugumi with a look of apology that made one feel no blame, but it was obviously a disguise.

From a certain perspective, she and Karuizawa Hui are actually the same, both are people who are not as good as they appear. As for whether their appearance is not as good as they appear, it is unknown.

Well!

He himself is not a person who is consistent in his words and deeds, in fact, no one can really do that.

Nishimiya Siyi shrugged noncommittally, "It's so late and you're still awake?"

Kushida Kikyo smiled and said, "I have always had the habit of walking at night!"

"Is that so?"

Xigong Siyi waved his hand, "Then I won't bother you anymore!"

Since that night, Karuizawa Kei never met with Nishimiya Tsukasa in private again. She was still as carefree and unrestrained as ever in the classroom, and rarely took the initiative to talk to him.

Horikita Suzune continued to help Nishimiya Tsukazu sort out external loan matters. It's worth noting that a few days after mid-May, two students in Class D, second grade, refused to repay their loans. The Academic Affairs Office intervened and ordered them to implement a minimum repayment system if they couldn't pay it off in full. Their class points were also significantly deducted.

Before I knew it, it was July.

At the class meeting, Chabashira Sae said, "There's a glitch in the school system. First-year students' scores will be issued a little later. We can't be sure how much later!"