Ming Dynasty: Tanks blocked the door and you said to me, "Long live Ming Dynasty"

One million two hundred thousand shi of grain is not a lot.

But it is just enough to support a major war!

And those 30 million taels of gold and silver can make up for all the financial deficits of the Ming Dynasty in recent years!

You can even make a lot of money!

It is impossible to determine whether the Jurchen Manwan were invincible.

But one thing that is certain is that in this era, the Ming army, with full pay, is absolutely invincible!

Even without muskets and cannons, we can still crush the Jiannu!

The Guanning Iron Cavalry, the White Spear Soldiers, the Tianxiong Army, and the Qi Family Army are the best proof!

When Zhu Youjian finished reading the last word, Wen Tiren immediately cupped his hands and said, "Your Majesty! I request that the Shenjiying Camp be dispatched to Shanxi to provide support in case of any unexpected event!"

Sun Chengzong also nodded repeatedly: "That's right, Wei Zhongxian only defeated Li Zicheng. I heard that there are still several bandit troops in Shaanxi. If they get to know this news, I'm afraid it will cause trouble!"

"These things must not fall into their hands!"

If we were to say who is the most excited among these people, it would definitely be Guo Yunhou!

In his eyes, this silver was already the assets of the Ministry of Revenue, so how could he allow any unexpected changes to happen?

He looked like he had just finished something, his face flushed, and he said with a heavy breath: "Your Majesty, I am willing to go and escort them personally! Please give me 10,000 troops!"

"If something unexpected happens, I will bring my head to you!"

Zhu Youxiao glanced at him and said, "These silver coins are going to be put into the imperial treasury. What do you want to do?"

Guo Yunhou almost fainted on the spot and argued hurriedly: "Your Majesty, this is what we got from suppressing bandits, it should be in the Ministry of Revenue!"

Zhu Youxiao shook his head: "It was Wei Zhongxian who suppressed the bandits! Besides, the Ministry of Revenue didn't spend a single ounce of silver this time!"

"So, what does this thirty million taels have to do with the Ministry of Revenue?"

Having said that, he looked at Guo Yunhou and smiled unkindly.

"By the way, Mr. Guo, when are you going to pay me back the 8.45 million taels of silver that the Ministry of Revenue owes me?"

At this time, the sun had risen high, and a spring breeze blew, and everyone felt warm.

But only Guo Yunhou!

His heart felt cold!

God!

How could there be such an emperor...

Just because the Ministry of Revenue can't afford to spend money to suppress the bandits, the seized goods should be included in the internal treasury revenue?

Where can I go to seek justice for this?

Faced with such a rogue Zhu Youxiao, Guo Yunhou looked at Sun Chengzong and others with a face of grievance.

"Mr. Sun, Mr. Wu, Mr. Su, please say something for me!"

Sun Chengzong stroked his beard and coughed twice in embarrassment.

"Ahem! This has nothing to do with me!"

"Anyway, the Ministry of War wants money, and your Ministry of Revenue has to give it to you."

Wu Chunfu also nodded at the side: "That's right, you from the Ministry of Industry can't escape either."

"If your Ministry of Revenue doesn't have money, you can write an IOU to His Majesty. It's not the first or second time after all."

The others just stood by and smiled without saying anything, looking like they were watching the fun.

Guo Yunhou is very uncomfortable...

Zhu Youxiao was indescribably happy, he looked at Wang Tiquan.

"How much money do I have in my treasury now?"

Wang Tiquan was also very happy, his old face almost turned into a chrysanthemum with smiles.

"Reply to the Emperor!"

"After deducting the previous large expenditure, there are still 25.6 million taels left!"

"If you add these thirty million taels, it will be fifty-five million six hundred thousand taels!"

This time, Guo Yunhou was not the only one who was confused!

Everyone was wondering, when Guo Yunhou borrowed money from the emperor for the last time years ago, there was only more than 26 million taels of silver in the treasury.

He lent two million taels to the Ministry of Revenue, and another three million four hundred and fifty thousand taels were spent on building the ancestral hall.

Adding the expenses of the palace and the monthly wages of tens of thousands of palace maids and eunuchs, according to their speculation, the treasury should be less than 20 million taels at this time.

How is this......

Why the hell are I spending more and more???

After being stunned, Meng Shaoyu was the first to stand up. He reached out and patted Guo Yunhou on the shoulder, shaking his head with some disappointment.

"Master Guo........."

"The Ministry of Revenue's ability to make money seems a little lacking!"

Su Maoxiang also nodded repeatedly: "That's right, hundreds of people in the Ministry of Revenue, are they all just eating for free?"

Sun Chengzong was still stroking his half-foot long goatee and sighed with emotion.

"Your Majesty has accumulated such a fortune in just half a year!"

"Fifty-five million taels, that's the annual revenue of the Ming Dynasty for seven years!"

Dali Temple Minister Chen Yangmei also stepped forward and said with a sad face.

"Master Guo, it's not that Chen is being harsh on you!"

"Your Majesty, you can tell me before the New Year that the year-end rewards will be related to the deposits in the Ministry of Revenue."

"According to the current situation, it doesn't matter whether you can distribute money to everyone by the end of the year. Just don't let everyone accompany you to pay back the money to the treasury!"

Guo Yunhou once again thought of resigning, but then he remembered the threats Wen Tihen had made to him.

His heart......

It's freezing!

Damn it, can you please not leave me alone to suffer?

He is angry!

He immediately pointed at Chen Yangmei's nose and scolded: "If you can do it, come and take my place as the Shangshu!"

However, Chen Yangmei ignored his words and pointed at the pheasants in the fields in the distance and said to Zhu Youxiao.

"Your Majesty, that chicken is so fat, I will go catch it for you!"

After saying that, he rushed out.

Looking at this guy's back, Guo Yunhou had a thousand curse words in his mind that he wanted to blurt out.

"Come on, Mr. Guo, sign this and you'll have money to spend!"

Hearing this, he subconsciously turned his head, only to see Zhu Youxiao handing him a piece of paper.

It was a written IOU!

The amount is 10 million taels!

All that's missing is his signature!

Chapter 261 Wen Tiren actually hit someone

Sign or not sign.

this is a problem.

If you don’t sign, the Ministry of Revenue will have no money to use.

But once I sign it, what can I use to pay it back?

I already owed more than 8 million taels, and after signing this......

In the next three years, the national treasury will have to rely on robbing Peter to pay Paul to survive...

Guo Yunhou looked at the IOU in front of him with a conflicted look on his face, and suddenly, he was stunned.

There is a line of very, very small words in this IOU!

He didn't even notice it for a moment!

He subconsciously took out a magnifying glass from his pocket and took a closer look...

Three percent annual interest, compound interest!

As a Minister of Revenue, he knew very well what compound interest meant.

In common people's opinion, this is called "donkey rolling"!

He took out the notebook again and started calculating on it.

Although the interest was only 300,000 in the first year.

But by the tenth year, the accumulated interest had become 3.43 million!

In twenty years, the accumulated interest is 8.06 million!

In thirty years, the accumulated interest is 14.27 million!

Based on the Ming Dynasty's current annual income, after deducting all expenses, there would be little left.

If this IOU is signed, then the national treasury will have to work for the royal family forever...

"Your Majesty, I..."

"Oh, you don't want to sign it, right? Then forget it."

Zhu Youxiao seemed to have expected this reaction. He turned around and shouted to the crowd.

"Where is the West Factory?"

Wang Chengen quickly squeezed over from behind the official and saluted with a fawning smile on his face.

"The slave is here!"

Amid everyone's puzzled gaze, Zhu Youxiao gave him instructions.

"Since the Ministry of Revenue is unwilling to lend this money, I can't just leave it to gather dust in the treasury."

"So, I thought about it and decided to set up a bank."

"It's called the Ming Royal Silver Bank."

Silver banks had already appeared as early as the mid-Ming Dynasty, and by this time they were no longer a new thing.

Depending on the region, it is called a silver bank or a money house, but generally speaking, their nature is the same.

The main businesses include silver and money exchange, lending, and deposit collection.

Moreover, the deposit-taking at this time is also for profit. Depositors have to pay a certain amount of custody fees to the bank according to the amount and storage period.

Wang Chengen was excited to hear his decision!

He had just heard it clearly. Including the money that was still on the way to Shanxi, the treasury had a huge sum of more than 50 million taels!

The emperor actually wanted to give him so much silver to open a bank. This was a great favor from heaven!

He immediately patted his chest and assured, "Your Majesty, rest assured. I will go back and organize people to discuss it. At the latest, I will bring out the bank's charter within three days!"

He was beautiful, but Guo Yunhou was dumbfounded!

Fuck this officer!

Your Majesty, what do you mean?

Not borrowing anymore?

When I think of what Zhu Youxiao said before, that the war would begin as soon as the thaw occurred, the food for hundreds of thousands of soldiers and horses would be a huge expense.