Ming Dynasty: Tanks blocked the door and you said to me, "Long live Ming Dynasty"

"Teacher, how do you think this battle should be arranged?"

Sun Chengzong had already prepared for this and answered immediately upon hearing this.

"I think we should draw 20,000 troops from the Shenji Camp and the Wujun Camp to form the central army."

"Use the Guanning Army as the vanguard!"

"Select the guards from Yingzhou as the left army, and the guards from Xingzhou as the right army."

"At the same time, send a command to Mao Wenlong to wait for the right opportunity to act!"

Zhu Youxiao nodded. He did not have much objection to Sun Chengzong's arrangement.

"Then follow the teacher's suggestion."

"In this battle, the teacher will be the commander!"

"please!"

After saying this, he stood up and bowed deeply to Sun Chengzong.

Sun Chengzong accepted the gift. As the emperor's teacher, he deserved it.

But then, he returned the greeting with the etiquette between a monarch and his subjects.

Zhu Youxiao looked at Sun Kangwang standing beside him again.

"Preach my will!"

"Three thousand troops will leave the city immediately and head to Shanxi to support Wei Zhongxian!"

"All food and fodder should be transported directly to Shanhaiguan!"

"Send an order to Ji and Liao to prepare for war!"

"Send an order to the Ministry of Rites to prepare for the Heavenly Sacrifice!"

"Yes!"

Upon hearing this, Sun Kangwang bowed and left immediately.

When the news of the Northern Expedition spread, the entire capital became restless.

Three days later, when the people were still speculating whether the Northern Expedition would be victorious, Wang Chengen handed a memorial to Zhu Youxiao.

"Your Majesty, this is the rule that I and the Western Factory have discussed. Please take a look."

Zhu Youxiao took it, opened it and took a look.

He originally thought that this guy was going to adopt the same operating method as other banks, but he saw an unexpected proposal on this letter!

Use interest to attract savings!

He folded the letter, put it on the table, and asked in surprise.

"Are you sure you want to pay interest to the depositors of the bank?"

Wang Chengen nodded and said, "Your Majesty, this is what I think."

"The reason why private banks don't pay interest to depositors is just to make a profit."

"But I think there is no need to take these small benefits too seriously."

"As long as we deposit enough silver, we can get back the money from anywhere."

"So I thought that I could offer an annual interest rate of 3% to attract people to deposit money."

"Then, lend the money out at an interest rate of 7 percent."

"This way, you can earn a 4% interest rate difference."

"I heard that there are workshops everywhere in the Jiangnan area, most of which are engaged in weaving, dyeing, and firing porcelain."

"Although the north is not suitable for these workshops, there are other trades that can be developed."

"With silver, we can get the people moving and find a way to make a living other than farming."

"If the people have more money, there will be more merchants, and we can increase the commercial tax by a considerable amount."

"As long as there is no bank run, I think this method is feasible."

Zhu Youxiao looked at Wang Chengen in front of him and found it hard to believe that this guy was the eunuch who was hanged along with Zhu Youjian!

Regardless of whether this idea was his, it was already very difficult for him to dare to bring up such a thing!

At that time in the Ming Dynasty, there was no bank that would pay interest for depositing money!

Chapter 263 Don’t you feel hot?

Does the Ming Dynasty have money?

Have!

In front of the Ming Dynasty's wealth, even Spain, which had just plundered the whole world, had to stand aside!

But all these riches are hidden among the people!

This has always been the tradition of the Chinese nation!

If you don't have some savings at home, you will feel insecure.

Therefore, after getting the silver, the first choice of the people is to find a secluded place...

Dig a hole, bury some soil, count one, two, three, four, five...

Cough!

Silver cannot grow out of the soil.

The biggest possibility is that it was stolen.

After a long time, perhaps even the person who buried the silver would forget that he had a fortune hidden underground.

Not until the person who buried the silver died and his descendants renovated the house would the wealth accidentally see the light of day.

The biggest benefit of Wang Chengen using interest to absorb savings is that he can allow the wealth hidden among the people to circulate slowly as much as possible!

Only silver that is in circulation is called money!

The ones that are not in circulation are just metal!

Zhu Youxiao had no plan to introduce paper money because now was not the best time.

All this is because Baochao brought great harm to the people of the Ming Dynasty.

During the Ming Dynasty, the only real paper currency was Baochao.

Moreover, the printing and issuance of treasure notes have always been centralized in the central government, a level of unity that was unprecedented in previous dynasties.

but.......

The Ming Dynasty's treasure notes can only be spent but not received, which is really annoying!

In other words, this thing will not be redeemed!

You can exchange silver for treasure notes, but you cannot exchange treasure notes for silver!

Coupled with the long-term over-issuance and the lack of issuance reserves, more than 200 years have passed and the only uses of treasure notes are now to start fires and to wipe one's butt.

Perhaps, when you wipe your butt, you will worry that the ink on it will stain your butt...

Therefore, before the credibility of the Royal Bank is established, printing money can only be thought of but not put into action.

Zhu Youxiao thought for a while, spread a piece of paper flat on the imperial desk, and drew a pattern on it with a pencil.

Above the majestic Forbidden City, the sun, moon and dragon flags are flying.

On the blank space on one side, the words "One ounce of silver, exchangeable upon presentation of the ticket" were written.

The reverse side shows the entire territory of the Ming Dynasty.

Of course, in such a short time, he could only draw an outline, and Wang Chengen had to go back and complete the details himself.

“The evidence should be kept in accordance with this regulation.”

"I heard that paper made from cotton linter is very tough and does not absorb water easily, and is more wrinkle-resistant than ordinary paper."

"Go find Wu Chunfu and ask him to see if he can make it."

"Also, try to print the pattern more beautifully!"

"The denominations of certificates can be divided into five categories: one tael, five taels, ten taels, fifty taels, and one hundred taels."

Wang Chengen nodded when he heard this, carefully put away the painting, then turned and left the Qianqing Palace.

There is a lot of preliminary preparation work to be done before setting up a bank.

Site selection, renovation, personnel selection, training, etc. all require a lot of time.

If we can finish all this within two months, it would be considered fast.

In the harem, Zhang Yan has been recuperating for nearly half a month, and her body has undergone tremendous changes compared to before.

The most obvious thing is that pretty face, which is much rosier than before.

When we slept in the same quilt at night, my feet were not as cold as before.

After finishing the previous tasks, Zhu Youxiao came to Kunning Palace leisurely.

As soon as I entered the door, I saw Concubine Rong and Qingyu were also here.

Qingyu has been pregnant for almost three months. Her belly is gradually bulging and her body is becoming much plumper.

Raising his hand to stop everyone from bowing, Zhu Youxiao stepped forward and stroked her belly a few times.

In front of everyone, Qingyu was still a little shy and said with a blushing face.

"Your Majesty, it's still early."

Zhu Youxiao sat down on the chair with a smile and took her into his arms.

That hand, however, was reluctant to leave her belly.

"How's your appetite these days?"

"Is there anything special you want to eat?"

Qingyu looked at Zhang Yan and Ren Yingying cautiously, and seeing that they were looking at her expectantly, she quickly replied, "I want to eat hot pot..."

Zhu Youxiao asked casually, "Tomato-flavored soup base?"

Qingyu shook her head: "Spicy, I want to eat something super spicy..."

As soon as she said this, a hint of disappointment flashed across Zhang Yan and Ren Yingying's faces.

Sour boy, spicy girl...

But Zhu Youxiao was so happy that he said directly to Linglong.

"Go, get someone prepared!"

"It's going to be super spicy!"

The so-called abnormal spiciness is naturally the spiciness determined by Zhu Youxiao's taste buds.

Add half a pound of chili oil, half a pound of Sichuan peppercorns, and a pound of dried chilies, and cook them in a pot at the same time. This is what it tastes like.

When the hot pot was served, Ren Yingying shook her head with a wry smile.

After this meal, I think it will be difficult to go to the toilet tomorrow!

As Zhang Yan couldn't eat spicy food in recent days, she asked someone to go to the kitchen to prepare a meal for her.

Zhu Youxiao was eating very happily at first. He took off his clothes while eating. In less than an incense stick of time, he was left with only a pair of large shorts embroidered with a five-clawed golden dragon.

But as the chili peppers and peppercorns are cooked longer, the flavor in the pot becomes stronger.

Before he knew it, sweat was dripping down his forehead and his lips were swollen.

Zhu Youxiao looked up at Qingyu and found that this girl seemed to be fine. He was completely convinced.

Nima!

Could it be that the BUFF of pregnant women is so abnormal?

"Don't you think it's spicy?"