Zongman: Beginning and Snow under the Rain Escape from Raccoon City

Takagi swallowed hard, his voice a little dry: "Hachiman Hikigaya... Hachiman Hikigaya."

“We had contacted Aki Tomoya before in order to investigate him.”

The room suddenly became quiet.

Matsumoto Kiyonaga narrowed his eyes, his expression like that of a hunter locking onto his prey.

"Hikigaya Hachiman...?"

He murmured the name, tapping his fingers lightly on the table, making a "thump, thump" sound.

0 ··Requesting flowers····· 0

"good very good."

"Now that he's shown up, get all his information."

Matsumoto Kiyonaga coldly surveyed the crowd: "From family background to interpersonal relationships, and all your recent whereabouts."

"I need to know—why this boy happened to be at the exact time and place of the anonymous report."

……

Not to mention Hachiman Hikigaya, who was unaware that he was about to be exposed.

Ye Hai saw Nakano Maruo again at this moment.

This time, however, there were five more people.

His five daughters.

Nakano Ichika, Nakano Nino, Nakano Miku, Nakano Yotsuba, Nakano Itsuki.

Ye Hai stared blankly at the quintuplets in front of him for a moment. To be honest, he hadn't expected that the Nakano Maruo who had taken out the loan from him was the father of the Nakano quintuplets.

0 . ....

Ye Hai didn't even know that these five sisters existed in this world at first, because they didn't go to the same school.

"Mr. Ye, these are my daughters, they are quintuplets."

When Nakano Maruo saw that Ye Hai looked blank, he thought he was shocked by the five identical faces.

So he explained.

Unfortunately, most people have this reaction when they see his five daughters.

Maruo Nakano is used to explaining things to people who are meeting them for the first time.

"Oh--"

Ye Hai then came to his senses: "Your wife is really amazing."

He replied somewhat awkwardly.

"Hehe, let's talk about the specific details of the contract."

Nakano Maruo smiled and didn't discuss the matter further with Ye Hai.

His five daughters came together simply because they all needed to sign the mortgage papers for the property.

Ye Hai raised his hand, gesturing for Yuihama Yuka to place the contract and evaluation report on the table, his smile undiminished.

"The property was appraised at 1.8 million yen."

He paused here, his fingertip lightly tapping on the document.

"However, the loan amount can only be issued at 55% of its discounted value."

"That is to say..."

Ye Hai looked up and met Nakano Maruo's gaze: "Approximately 9900 million yen."

After he finished speaking, there was a brief silence on the table.

Chapter 197 The Nakano Five Sisters

Nakano Maruo frowned slightly, and the smile on his face faded a bit.

"This……"

He murmured something under his breath, paused for a moment, then looked up and said, "Mr. Ye, could you... give me a little more? The hospital expenses are really..."

Although he initially planned to borrow 100 million, it seems that there is not much difference between 99 million and 100 million.

But that's assuming no real estate is used as collateral.

Now I have to mortgage the house.

Naturally, they hope to obtain more funds.

Ye Hai smiled and shook his head, his voice gentle yet somewhat cold: "No."

"Mr. Nakano, as you know, the market is not good right now, and property prices may continue to fall. The 55% our company is offering is already the highest percentage in the industry."

"Even if you bring your property certificate to the bank, their percentage won't be higher."

"It might only be 45%, at most 50%."

Japan's real estate market is even more sluggish than that of Tokyo University.

Especially properties in non-core areas.

Although the house prices seem high, they are actually very difficult to sell.

The circulation rate is too low.

This is one of the reasons why the discount rate is so low.

At this point, he smiled slightly: "However, if you need additional funds, there is indeed a way."

Nakano Maruo paused for a moment, then asked, "What do you mean?"

"Our company also has some other businesses."

Ye Hai spoke slowly and deliberately, his voice carrying a hint of salesmanship: "For example—personal revolving loans."

"The credit limit is generally between 300 million and 500 million yen, and is assessed based on the applicant's qualifications and credit."

Maruo Nakano's heart skipped a beat, but he immediately shook his head and gave a wry smile: "Your company is aware of my debt situation, so I'm afraid I can't apply for this kind of business."

"Moreover... these three to five million won't be of much use."

"Yes, you really can't do it." Ye Hai nodded, then changed the subject, smiling as he looked at the five girls sitting to the side.

"But your five daughters can."

“They have no personal debt records and good credit. In theory, each of them should be able to get a credit line.”

"If you add that all up, it would be twenty or thirty million yen."

"..."

The moment the words were spoken, the atmosphere in the room became somewhat awkward.

Nakano Maruo frowned and immediately shook his head: "No, I can't agree to that!"

His face held a resolute expression. "Let them get involved. Even if I'm desperate for money, I can't push my child into a fire pit."

"Father……"

Just as he finished speaking, Ichika Nakano, who was sitting on the far side, suddenly spoke up.

She glanced at her father with a complicated expression, then turned to Ye Hai: "Excuse me, what are the specific conditions and interest rates for the personal revolving loan you mentioned?"

Ye Hai raised an eyebrow, his smile deepening: "The interest rate is the same as your mortgage loan rate, 15%."

Nakano Ichika's heart tightened, but she managed to force a smile.

"So, as long as we're willing to apply, we can immediately get three to five million in funding, right?"

Ye Hai nodded: "Of course, and to thank you all for supporting my business, I am willing to offer the maximum amount of 500 million yen."

Nakano Ichika took a slight breath and nodded: "...I'm willing to apply."

Maruo Nakano froze, then abruptly turned to look at his daughter: "Ichika! Do you know what you're saying?"

"Sister Yihua..."

The other four sisters also looked at her in surprise.

Ichika Nakano bit her lip, her gaze hardening: "We're not children anymore. We know what's going on at the hospital. More funding would be good."

She paused, then looked directly at her father: "Father, you've sacrificed so much for us. Now it's time for us to help you."

As soon as the words were spoken, after a moment of silence, Nakano Nino, Nakano Miku, Nakano Yotsuba, and Nakano Itsuki exchanged glances and nodded almost simultaneously.

"Yes, I agree."

Nino Nakano gave a soft snort, crossed her arms, and deliberately looked away.

"Hmm... I think so too, we should help."

Nakano Miku lowered her head, her voice soft yet firm.

"I'll join in too!"

Nakano Yotsuba clenched her fist and echoed energetically.

"Then I want it too."

Nakano Satsuki bit her lip and mustered up her courage to speak.

Instantly, all five children turned their gaze to their father.

Nakano Maruo stared at them blankly, his heart filled with mixed feelings.

Ye Hai gently closed the folder, a meaningful smile playing on his lips.

"Since the five ladies have already made their decisions, let's proceed directly to the formalities."

He raised his hand, gesturing for Yuihama Yuka to place the contracts and application forms one by one on the long table.

There are many such contract companies; they all use the same standardized format.

Actually, they're not used very often, because most contracts are now electronic contracts within apps.

"This is a personal revolving loan contract, and each one has a unique number."

"After signing and confirmation, the funds will be credited to your account on the same day."

As he spoke, he distributed the five contracts to the five Nakano sisters.

The sound of papers turning was particularly clear in the quiet room.

The five signatures were all finalized.

Ye Hai narrowed his eyes slightly, a hint of satisfaction flashing in them.

"very good."

He reached out and took back all five contracts one by one, his movements swift and efficient.

Ye Hai paused, his smile meaningful: "Congratulations to Mr. Nakano Maruo on acquiring another 25 million yen in working capital."

"I'm sure you'll be able to bring the hospital back to life very soon."

Nakano Maruo gave a wry smile: "I hope so..."

He felt somewhat lost, fearing that he might not be able to save the hospital but instead endanger his daughters.

After Nakano Maruo led the five sisters out of the office.

Kentaro Yamamoto leaned closer and whispered, "Boss, should we send someone to cause trouble at the hospital? I guarantee they won't be able to see a single patient."

Ye Hai rolled his eyes at Yamamoto Kentaro: "What are you talking about? We're a legitimate company. If everyone acted like you, how would our company make a profit?"

"Yes!"