[All you know is that this money, once in your hands, will help the Red Heart Team grow.]

【this!】

That's enough!

Looking back, it wasn't for nothing that the Red Ravens ambushed you last time.

Otherwise, you would never have received this illegal team gift package.

【But good days always pass quickly. 】

[In July of the 129th year of the Transcendent Calendar, due to your widespread overdue payments, various lending institutions have jointly submitted an application to Zhiwang to register the Red Heart Team's credit report.]

[In August of the 129th year of the Supernatural Calendar, after investigation, Zhiwang determined that the Red Heart Team's credit was overdue.]

Starting this month, the Red Heart Team is prohibited from entering dungeons and from using teleportation arrays to leave the city...

【You don’t care about this.】

[From the moment you used the loan to develop your team, you were prepared to be completely banned.]

[Anyway, you can go into the wilderness to kill monsters and make money, or you can go to the black market to sell stolen materials.]

[In fact, in every aspect, it is even cheaper than those traditional chamber of commerce shopping malls.]

[In September of the 129th year of the Transcendent Calendar, as you entered the Tianlan Great Forest to clear out the elite monsters in the abyss, you keenly noticed someone watching from behind.]

[Your assassin comrade has already sneaked over without anyone noticing, without you having to tell him.]

After almost killing all the Peepers, he brought the only survivor over.

[The opponent was already scared to death by this kind of attack.]

So, he began to tell everything.

[It turns out this team is a debt collection team affiliated with Soul Loan. Soul Loan has been sending debt collection teams to your door since you haven't repaid your loan for a long time.]

You won't show mercy to the debt collectors.

[Since the other party has become a debt collector for soul loans, they must be prepared for the consequences of being killed in return, or even having their souls stripped away.]

[Assists Lin Xue in using spiritual means to rip out the opponent's soul and seal it in a specific item.]

You watched Lin Xue handle the matter without changing her expression, even discussing the value of a professional's soul, and you felt deeply moved.

You vaguely remember the first time you met Lin Xue. She was still a little girl who didn't even dare to kill a chicken.

[Lin Xue's talent is a pure priest talent that enhances healing effects.]

[The awakening of a professional's talent is also related to the professional's own personality.]

[And now, after witnessing the death of her teammates and the cruelty of the wilderness, Lin Xue has also become the person she once disliked.]

【Society is a big melting pot! 】

[Innocence is transformed into gangsterism, and in the near future, charm may also be transformed into purity. ]

[In January of the 130th year of the Transcendent Calendar, after many days, your job change mission is finally completed.]

[You have completed your job change and become a true warrior.]

[The true power of completing the first transformation is that your strength attribute increases by 50%.]

[At the same time, after successfully changing your job, you gain a passive skill: Bronze Fighting Spirit.]

[Bronze Dou Qi increases the efficiency of your energy by 30% and reduces skill energy consumption by 20%.]

[It's no exaggeration to say that beating your pre-job-change self now is like slaughtering pigs and dogs.]

Lin Xia: “…”

Brother, the person I was in the past, isn’t that me anymore?

Is there anyone who describes people like this?

After the combat power is enhanced, you can describe yourself as being very strong and able to kill several cows.

It's really insulting to describe your past self as a pig or a dog, isn't it?

Did your past self not care about face?

[From nowhere, a will descended across time and space.]

You scoff at this idea. As long as you can become stronger, turning your past self into a pig or a dog doesn't matter.

【A woman's kindness! 】

Lin Xia: “?”

Was I being scolded by my future self?

Chapter 20 Wanted by the Federal Government

[After completing your job transfer, you will do your best to help other members of your team complete their job transfer tasks.]

[After their strength increases, the Red Heart Team can continue to advance deeper into the enemy.]

【Income also increases as a result.】

[At the same time, with the support of your teammates, you selected a B-level skill card: Instant Slash as your first-level skill.]

However, as the amount of overdue payments to the Chixin Team increased, the number of debt collection teams dispatched by various lending institutions increased.

[However, those who can stay in the debt collection team for a long time are smart.]

Especially when facing a full-fledged team of first-class professionals, these debt collection teams tacitly abandoned violence and instead adopted verbal tactics.

[For smaller, unscrupulous loan sharks, professionals are dispatched to visit the client and negotiate that only the first two years' interest will be paid, and that interest will not be accumulated during the repayment process.]

[Even officially recognized and legitimate organizations become very polite when they visit your home.]

【Every time I come, I bring gifts.】

[He highly praised personal and team credit ratings, and said that credit ratings are the only way for people to change their social status.]

[Only by protecting your personal credit, or in other words, carefully maintaining your team's credit from now on, will you only benefit and not harm in the future.]

[Should the other party say these words? ]

How can you not understand the importance of credit reporting?

[Your current achievements, with all members of the Red Heart team at level 10, aren't you relying on your credit?]

【As for paying back the money? 】

[Is it necessary to pay back the money I earned with my extremely precious personal and team credit?]

[In May of the 130th year of the Extraordinary Calendar, seeing that we couldn't collect money from you, we treated the Red Heart Team's loan as a bad debt and transferred it to a financial institution in Cloud City for a very low transfer fee.]

[In June of the 130th year of the Supernatural Calendar, the Cloud City Financial Institutions issued an ultimatum to the Red Heart Team.]

They knew the Red Heart Team's current financial situation, and if they were willing to repay, they could sit down and negotiate.

Whether it's a partial interest reduction or a delayed repayment at the compound interest level, both are feasible.

You immediately responded that the entire Red Heart team was deeply saddened by the foreign debt and could not sleep at night.

[You are willing to repay the loan, but the team's income has decreased significantly recently.]

[If you can postpone the repayment for a few years, you can guarantee that the Red Heart Team will be the first to repay.]

The manager of a financial institution in Yuncheng said that was impossible, and that the fact that compound interest could be deferred was a compromise on their part.

[The principal and all the interest over the past few years must be repaid! ]

[This is a red line that cannot be crossed! ]

If the Red Heart Team has no intention of repaying the loan, then they will have no choice but to take necessary measures.

[After all, the Red Heart Team is still on the bounty list, so that rare level 25 staff is still very valuable.]

[In August of the 130th year of the Transcendent Calendar, the Red Heart Team was ambushed by the Blood Turtle Team, the Water Tiger Team, and the Spirit Insect Team.]

[To repay you and to save everyone's lives, Deng Qi, an assassin from the Red Heart Team, disguised himself as you and single-handedly lured away three teams.]

Your comrade-in-arms, Deng Qi... is dead.

[In October of the 130th year of the Supernatural Calendar, to avoid being hunted, you took Priest Lin Xue and Tank Xia Houchuan and went deep into the wilderness under the cover of darkness and strong winds.]

[However, the death value of the Red Heart Team has already attracted many teams and debt collection teams.]

[So, one after another, several teams followed you out of the Jiangcheng safe zone.]

[In December of the 130th year of the Supernormal Calendar, you were surrounded and attacked by six debt collection teams in the Worm Valley.]

[Before his death, Xia Houchuan held the alchemical bomb he had prepared long ago and blew up the six debt collection teams.]

[And you took advantage of the chaos and, under Lin Xue's cover, struck back and killed the debt collection team.]

[A first-tier professional might not be much in a large battle group, but to these third-rate debt collection teams, they are definitely considered strong.]

You are fearless and disregard your wounds.

[Finally, all six debt collection teams were killed.]

[The equipment and various resources left behind by these six debt collection teams will also bring you a lot of income.]

[In February of the 131st year of the Transcendent Calendar, Lin Xue successfully completed her job transfer task thanks to the legacy of the debt collection team.]

[However, the good times didn't last long. While gathering daily necessities in the wilderness, you stumbled upon a wanted warrant issued by the Federation for you and Lin Xue.]

[Because you illegally killed members of the debt collection team in the wilderness, the Federation is hunting you down.]

[After you saw this wanted poster, you burst into laughter.]

[According to the federal warrant, the debt collection team can use any means to hunt you down, and you cannot resist at all.]

[You resisted and killed the debt collection team, so you are guilty! ]

[If the loan is backed by the federal government, wouldn't the debt collection teams affiliated with the loan be federal members?]

From this perspective, is the other party stripping away one's soul and harvesting one's organs... or are they exercising law enforcement power?

Lin Xia: “?”

A question mark slowly rose from his head.

Is it possible that in this extraordinary world, extraordinary people who come from poor backgrounds don’t even have the right to fight back in self-defense?

The debt collection team comes to kill me, so I can only wait for death?

This so-called federal law is really...

【Fuck federal law! 】

[Others care about this stuff, but you don’t! ]

[Whether it's a debt collection team or a federal wanted team, if anyone wants your life, be prepared to leave it behind! ]

[Sooner or later, you're going to overturn this damn federal law!]

[In April of the 131st year of the Transcendental Calendar, you raised your level to 11 by collecting intermediate-level divine crystals in the wilderness gathering place.]

[In the safe zone, intermediate-level divinely gifted crystals are strategic materials under official control.]

[But in this gathering place deep in the wilderness, the intermediate God-given crystal is just an ordinary exchangeable extraordinary material.]

[At most, it's slightly more expensive than ordinary extraordinary materials.]

【But as long as there is something to sell, it’s fine. 】

[In June of the 131st year of the Transcendental Calendar, while hunting a Level 10 Wind Wolf on the outskirts of the Tianxin Plain, you were located by the Jiangcheng Twelfth Squad of the Federal Law Enforcement Team.]

[Lin Xue knows she can't escape, and will become a burden to your escape in the days ahead.]

[So, in order to give you a better tomorrow, she burned her soul and launched a mental attack before her death.]

[But the federal law enforcement team members were well prepared. They used defensive items to resist and then sent assassins from the team to hunt you down.]

[That assassin's speed far exceeds yours. Facing the pursuit of a high-level assassin, you cannot escape.]

You don't want your soul to be stripped away, and you don't want to see your organs harvested.

[You mobilize bronze fighting spirit and burn yourself.]

【These actions you take are useful.】

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