My profession panel inspires loyalty.

[In June of the 125th year of the Transcendent Calendar, on the eve of the final exam, you used the assets left behind by the Red Crow and Dragon Fang teams to travel to the wilderness area and purchased ten intermediate-level divine crystals at a substantial price.]

【You have reached level 12.】

[Thanks to your help, Lin Xue and the other three have reached level 8, and the 18 non-staff members have been upgraded to level 6.]

[At the same time, you will sell the extra inscriptions you have and repay the favors owed to everyone in the team.]

[For a moment, everyone looked at you with even more enthusiasm.]

[Even though they have long since internalized the idea of ​​not paying back the borrowed money under your guidance.]

But who wants to carry a mountain of debt if they can avoid it?

[You're doing this to improve the reputation of the members of the Red Heart Team so you can make a big move later.]

[If nothing unexpected happens, after the final exam, everyone in the Chixin team will become college students.]

[At that time, the Chixin team, with its high-end configuration consisting entirely of college students and no debt at all, would be considered the purest and most high-quality candidate in the eyes of various financial institutions and lending institutions.]

[By that time, if we apply for a loan in the name of the Red Heart Team, the amount we can get will be astronomical.]

Chapter 25 Rebellion against Tiangang

[June 19th, Year 125 of the Supernormal Calendar, the day of the final exam.]

[You shone brightly in the level test. For a child from an aristocratic family, becoming a first-level professional in three months is not difficult.]

[After all, they have an ample supply of God-given crystals. As long as they can calm down and absorb and refine them, almost all of them can become first-level professionals.]

[However, how can a low-level professional, especially one who awakened a Black Iron-level talent through a Loan of Favor, become a Level 12 professional in just three months?]

[Your unusual behavior quickly attracted the interest of the aristocratic families of Jiangcheng.]

[Even Du Yuhan, who was the highest-ranking person present, kept glancing at you.]

[She was very curious, how did you become a first-class professional with such a background?]

[Putting herself in her shoes, even if she maintained her exceptionally high talent at the Gold level, she still wouldn't be able to complete a transformation in three months if she came from a poor family.]

[Based on a rough estimate, without any other help, it would be difficult for her to become a level 8 professional on her own.]

So... how did you achieve that?

[And when the second part of the exam, the practical test, began, your practical performance even amazed the examiner.]

[Your decisive and ruthless demeanor and your precise combat skills make people wonder if you are really a freshman who just awakened this year?]

[Your talent in combat is more attractive than your high level.]

[But the fact that you can take the assessment means you have passed the review of Zhiwang.]

[As we all know, Zhiwang has never made a mistake over the years.]

[Therefore, as soon as the exam was over, some aristocratic families extended olive branches to you.]

[They promised that if you could maintain this growth trend in the future, they would grant you a noble family name and would marry you off to a girl from one of their branches.]

[Your child will become one of the heirs trained by aristocratic families in the future!]

The three top universities in the Federation: Imperial University, Magic City University, and War University have all sent you invitations. They believe you are qualified to join a top university.

However, when you mentioned the benefits of joining the three universities, such as whether there were any scholarships or extraordinary resources, the admissions teachers at the Imperial Capital University and the Magic City University all had strange expressions on their faces.

[Afterwards, these two teachers blocked your Zhiwang account.]

[Normally, the minimum score for admission to the Imperial Capital Academy and the Magic Capital Academy is level 14. They contacted you because they didn't want to miss out on this talent, and they're also giving you a chance.]

[And yet you're still asking them for resources?]

【Isn't this the reverse of Tiangang? 】

[Only the head of the War Academy answered your question seriously.]

[You come from an ordinary family, yet you can achieve such success in three months.]

[Then when you come to the War Academy, as long as you can maintain this growth rate, you will definitely be able to obtain all the resources you want in the War Academy.]

[Most importantly, the War Academy uses a military merit system.]

[When you come to the War Academy, as long as you make merit, you can exchange it for various extraordinary resources.]

"He can only tell you this much. As for your extravagant hope of receiving a large amount of extraordinary resources by entering the War Academy, such a thing does exist."

[However, this indicator only applies to the top scorers in the college entrance examination or the top ten outstanding professionals in each province.]

You express your understanding of this.

[And after careful consideration, you did not choose the War Academy.]

【After all, you know your own situation. 】

[It's no exaggeration to say that with the gift of two time and space, you can only be comparable to the children of aristocratic families during the major exams.]

[Once you enter a top university, without family support and without any extraordinary resources from the school, you'll only become a notorious underachiever.]

[Top universities, in your view, are a high-end way to acquire extraordinary resources.]

【Since I can't use it now, there's no need to go there. 】

So, you went back to your old ways and contacted the admissions officer at Yuncheng No. 1 University.

[After all, you are quite familiar with the city of Yuncheng.]

The admissions officer at Yuncheng No. 1 University was very excited when he learned that you were interested in coming here.

Although Yuncheng University is considered a first-rate professional university, it lags far behind the top institutions in the Imperial Capital and the Magic City.

[So, anyone who can become a first-level professional will go to the Imperial Capital or the Magic City under the arrangement of their family.]

[Therefore, Yuncheng University attaches great importance to your joining.]

[There's another reason. Yuncheng is attracted by your combination of a commoner background and a first-class professional.]

If this is properly publicized, Yuncheng will gain a huge wave of public opinion.

If we make good use of it, in the next few years, perhaps top talents from ordinary backgrounds will join Yuncheng University.

[I would like to take this opportunity to present my conditions to Yuncheng University, including but not limited to admission fees, scholarships, intermediate-level divinely gifted crystals, equipment, and inscription systems.]

[That's how negotiations work. You always have to leave some room for bargaining, right?]

[Finally, both parties reached a deal while satisfying their respective interests.]

After you enroll, Yuncheng No. 1 will provide you with the highest level of admission fees and scholarships. Taking your family background into consideration, Yuncheng No. 1 will provide you with 20 million in financial aid each year.

[As for the strategic material, the Intermediate God-Granted Crystal, Yuncheng refused it, but did not completely reject it.]

[You can purchase an intermediate God-given crystal from the Academic Affairs Office of Yuncheng No. 1 University for five million.]

[However, you are not allowed to resell the intermediate-level divine crystals you purchased. If discovered, Yuncheng No. 1 has the right to cancel this benefit.]

You have no objection to this.

[After all, the price of a mid-level divinely gifted crystal on the black market has soared to around 800 million.]

[If this could be resold, I could make a ton of money just based on this.]

“This kind of university feels like a real university.”

Lin Xia smiled slightly when she saw this.

To be honest, he didn't expect to receive 20 million in scholarships that year.

But then again, isn’t the purpose of scholarships to help students in financial difficulties?

In this extraordinary world, who can get admitted to Yuncheng No. 1 University without money?

From this perspective, I am the poorest.

Yuncheng University gives scholarships to the poorest students. No matter how you look at it, there's nothing wrong with that, right?

As for the amount of this scholarship?

It does not matter!

There is also the intermediate God-given crystal, which cannot be resold, but the members of the Red Heart Team absorbed and refined it, so it is not resold at a low price.

"Yuncheng University is great..."

Lin Xia paused slightly, "Forget it, I'd better not set random flags."

Chapter 26 Making Big Money

You really like Yuncheng No. 1 University, a school with such sincerity.

[It's okay to like it, but in this crazy world, you have to be prepared for both situations.]

[So, you were careful during the negotiation and recorded the conversation between the two parties using the secret recording stone.]

If Yuncheng Yida breaks his promise in the future, or even turns against you, then even if you flee to the wilderness, you will still attract a wave of negative public opinion about Yuncheng Yida.

[In July of the 125th year of the Transcendental Calendar, after the Professional University admissions were concluded, you brought everyone from the Red Heart Team to Cloud City.]

[The rest of the Chixin team were admitted to the Second University of Yuncheng.]

[So from today on, Yuncheng will serve as the development base for your Red Heart Team.]

[After you entered Yuncheng University, you brought Jiangcheng's local specialties and knocked on the door of the principal's office.]

[But before you could even open your mouth, the principal smiled and handed you your admission fee, scholarship, and grant, saying they had already been prepared for you.]

[At the same time, the principal also gave you an elite level 10 necklace as a greeting gift.]

[In the professional equipment system, jewelry is very expensive.]

[On the one hand, the drop rate of jewelry is much lower than that of other parts of the equipment.]

[On the other hand, the creation of jewelry requires a high level of detail from the caster; a single mistake in a detail could lead to the jewelry's decline in quality.]

[Usually, only the second generation can afford to wear jewelry.]

Even if ordinary professionals find jewelry while killing monsters, their first reaction is to sell it and then exchange it for God-Given Crystals or upgrade their main equipment.

[The principal's overly friendly way of meeting you is so annoying that I can't handle it right away.]

[After all, in this cruel and crazy world, you haven't met such a normal principal in a long time.]

[Although the principal has asked you to cooperate with the school in recording a promotional video during this period, you would still cooperate even if they didn't give you this gift.]

【Since the other party has given it, you must cooperate well. 】

[Looking at the kind smile on the principal's face, you decide to visit him more often in the future.]

[The extraordinary resources revealed between the principal's fingernails are enough for you to struggle for a long time.]

If you weren't so unfamiliar with him, you'd really want to kneel down on one knee and proclaim, "If you don't abandon me, I'd gladly become your godfather..."

[The next day, you used the name of the Red Heart Team to make a joint loan from several financial institutions in Yuncheng.]

Since the members of the Red Heart Team have absolutely no debt and even have excess assets, financial institutions consider them to be excellent, high-quality clients.

[This kind of high-quality customer is not easy to find.]

[So, several guarantors loaned you 12 billion yuan for team development.]

Next, you set your loan target on irregular lending institutions such as Hei Xin Dai and Yan Wang Dai.

[There's no way around it. Formal lending institutions like Enqing Loan, Soul Loan, and Organ Loan are regulated by Zhiwang. Even God-given Crystals can't be purchased with them, let alone used for stock and futures trading.]

[And with your team members borrowing from various illegal loans like Hei Xindai and Yan Wangdai, plus you taking out mortgages for all your equipment, you have an extremely large amount of funds in your hands.]

Although the team members have expressed doubts about your way of saving money, the time they have spent together these days has made them support any decision you make.

[After all, you helped them grow to where they are today. You can't possibly want to defraud the loan and run away, right?]

[If that were the case, you wouldn't have invested so much money in them, and even fired two non-staff members who weren't loyal to you.]

Soon, you did something that surprised everyone in the Red Heart Team. You used all your money to buy shares in Mingxiu Group.

[This shocked them greatly. After all, during the time they had been in contact with you, they had never seen you research any financial investment knowledge.]

[You just invest all your money like this, what's the difference between this and throwing money away? ]

You didn't offer any explanation to your teammates who were anxious.