My profession panel inspires loyalty.

[You've fallen into the Sentai blood scam! ]

After learning about this, your mind went blank.

[After all, you wouldn't have thought that in an official institution like the dungeon hall, not only would a group of scammers come here, but they would also be so rampant.]

When a group of professional players protested and reported the Dragon Fang team in the dungeon lobby, the lobby staff said that the Dragon Fang team had not violated any regulations; recruitment, blood tests, medical examinations... every step complied with the team member recruitment regulations.

[Also, please don't spread rumors here without any evidence.]

[Otherwise, if you're not careful, you might get sued by the Dragon Fang Squad.]

You stood silently behind the crowd, watching the impatient faces of the lobby staff, and a flash of enlightenment came to your mind.

[The Dragon Fang team was able to do something like this in the Jiangcheng dungeon hall, so I'm afraid the dungeon hall's personnel were also involved.]

【As vested interests, they will definitely protect their own interests.】

[The current situation makes you even more helpless. You avoided a pit, but ended up falling into another, bigger pit.]

[The situation in this extraordinary world is increasingly beyond your expectations.]

[But you're not discouraged, mainly because being discouraged is useless. It does nothing but waste your precious time and pile up more debt.]

During the few days you spent seeking opportunities in the dungeon lobby, you became extremely cautious, afraid that you wouldn't make any money and would instead fall into someone else's trap.

That's just how society is; you get tricked every day, and each one is different.

As long as you want to integrate into this society, you will always be deceived and fall into traps carefully set by others or other fraud gangs.

[The new professionals who come to the dungeon hall to look for work have not been tempered by the darkness of society and have simple minds.]

So when they come here, they may have become a meat bag in the eyes of certain groups.

"This world doesn't give people at the bottom any chance to survive!"

Lin Xia sighed, "Not to mention the possibility of crossing the class barrier, they even want to cut off my chance of survival."

"After all, professionals who have signed up for the Awakening Loan have no other options except to borrow money to pay off their loans under the pressure of such horrific interest rates!"

"Could this be the real purpose of those loan companies, or perhaps the design of this shady thing called Enqingdai?"

"Especially since the Grace Loan and Soul Loan appear almost in pairs, this is forcing all the newly awakened people into prostitution!"

Thinking about it, Lin Xia paused slightly, and then a flash of inspiration came to his mind.

The current situation is a dead end for others, but for me, it may be a way out.

As long as the simulated self doesn't plan to repay the loan, it doesn't matter how high the interest rate is, right?

"In the Professional Item Mall, God-Given Crystals are also for sale."

"First, take out a loan to buy some God-given crystals to increase your level. Then, take out another loan to buy equipment and skills. After improving your combat power, you can enter the dungeon to make money."

"Interest compounds quickly, but as long as your strength improves, your value will be even higher."

"If this continues... we should be able to lend out even more money, right?"

[From nowhere, a thought comes across time and space, bringing you blessings.]

After being scammed many times in the dungeon hall and not getting any results, you become determined and start looking for various loan options.

From equipment loans to skill loans, and even dungeon loans...

[The types of loans available in this extraordinary world are beyond your imagination and will dazzle you.]

[And when you borrowed 300,000 yuan and prepared to purchase the God-Given Crystal to prioritize your own level, Zhiwang popped up a prompt, clearly rejecting your action.]

[According to the loan agreement you signed, the money you borrowed using yourself as collateral can only be used to purchase items at the loan company's partnered item mall, and can only be used for special loan purchases.]

[In other words, equipment loans can only be used to purchase equipment, and skill loans can only be used to select skills.]

[Although this money has been transferred to your account, you do not have full control over it. You only have the right to use it in certain shopping malls and to limit the types of purchases.]

Just when you were about to borrow money to buy the God-Given Crystal, you discovered that all the lending institutions had, as if by agreement, listed the God-Given Crystal as a prohibited item.

Lin Xia: “…”

Having to bear such high interest rates and even mortgage one’s own organs to borrow the money, one cannot actually use it freely?

You have to go shopping at shopping malls that cooperate with lending institutions, and there are even restrictions on what you can buy. Isn't this obviously taking advantage of people?

Do not!

In this case, the title of "sucker" is no longer suitable for this behavior.

It is predictable that when you use loans to go on a shopping spree in these shopping malls, you will be ripped off.

From this perspective, the interest rate of the loan is more than the 80% or 120% they marked.

The most important thing is that this behavior of loan institutions and shopping malls collaborating to overcharge customers is actually legal here!

Therefore, it seems that the debt collection methods of lending institutions must be extremely violent.

Chapter 3: A World of Continuous Madness

"No matter what else, let's open up this situation first."

Lin Xia thought to herself, "If online purchases are regulated by Zhiwang, then I'll just buy them offline with cash."

"I just don't believe this can be managed?"

After a moment's thought, you decide to go offline and find a salesperson at a lending institution, intending to purchase the God-Given Crystal in cash.

[But unfortunately, how could others not think of such an obvious loophole? ]

[Intelligent network data monitors everything, and has already blocked this path that everyone can think of.]

After you've offered him dinner and gifted him shopping cards, the Soul Loan salesperson reveals to you that due to the strategic position of God-Given Crystals, no matter what happens, the God-Given Crystal market must not experience any major setbacks.

Therefore, the authorities are very strict in their supervision of God-given crystals. The Loan Supervision Bureau and Zhiwang have even issued relevant regulations, prohibiting the flow of money from lending institutions into the God-given crystal market.

[When you learned that you couldn't purchase the God-given Crystal with a loan, you felt helpless.]

[There's nothing you can do. You can't change your mind now. You can only follow the loan institution's instructions and spend the money at the designated Guangyun Mall.]

As expected, when you came to buy something with a loan, the Guangyun Mall salesperson quietly pulled out a price list specifically for loan officers.

[In front of you, they openly exchanged the original low price for a loan price several times higher.]

[When you saw this scene, you were so angry that you laughed.]

[The salesperson had already experienced this situation countless times.]

She told you directly, "Don't feel bad. Professionals who take out loans to consume have always paid this price."

[The reason why the lending institution lists us as a designated cooperation location is that both parties must have a series of cooperation such as rebates.]

[All your purchases here will require you to take your receipts to the loan institution to settle the account in the future.]

[The lender, while desperately trying to lower the price, also takes a minimum 40% commission.]

If they don’t use the Yin-Yang pricing model, they will lose a lot of money!

Therefore, she hopes you can understand.

[In three months, you will take a major exam. Your results will determine your entire life.]

[With equipment and skills, you can obtain more materials and divine crystals from dungeons within a valid time.]

【These will become your final exam scores in three months! 】

【Those who achieve great things don’t pay attention to small details! 】

[Compared to the bright future of vocational colleges, these small price changes are not that important.]

[Of course, if you really don't understand, or can't accept it, the door is right across the street, you can turn around and leave.]

[Please rest assured that they will never resort to coercive tactics or measures.]

As staff members of Guangyun Mall, they undergo professional training and adhere to unwavering principles and bottom lines, and would never do anything that would mislead customers.

Lin Xia: “…”

Isn’t what this salesperson said both reasonable and reasonable?

They're threatening me with the final exam in three months, isn't this just forced buying and selling?

If he had a choice, he would never go to Guangyun Mall, right?

And they put the yin and yang prices directly on the surface. They don't even need to act anymore, right?

And as for those who hope that you can understand the other party's price gouging behavior, as a salesperson, can you tell the customer directly about this?

This is completely sure of myself!

Come to think of it, if you don't spend money in Guangyun Mall, the money you borrowed will become a piece of waste paper.

What other purpose can it serve besides compounding interest and madly increasing your debt?

"In this extraordinary world where every individual possesses his or her own power, oppression is laid bare for all to see."

Lin Xia took a deep breath. "When the oppressor gains overwhelming power, they don't care about the oppressed's thoughts at all."

"Perhaps in their view, giving the poor a chance to get a loan and using reasonable means to exploit their souls is already a blessing."

"This world... is truly insane!"

You scoff at the salesperson's claim of no pushback.

[But you are weak now, and facing these socially accepted lending rules, you can only adapt to them.]

[As a level 1 professional, you currently only have one skill slot.]

After careful consideration, you decide that your future career path is warrior, so you purchase a D-level skill card: Block and Counterattack.

[You purchased a common-grade, level 1 warrior suit.]

As the saying goes, clothes make the man, and saddles make the horse.

[Now that you are wearing the full set of equipment, it looks like that.]

[And the moment you entered the dungeon hall, you attracted the attention of several teams.]

[Because you've been cheated so many times, you've already gained experience.]

[Evil teams collaborate with loan markets, luring new players who have just purchased equipment into dungeons, killing them, and then stripping their equipment and selling it. This kind of thing is still very common here.]

[Now you feel that anything that comes to you proactively and seems to be a good thing is definitely a trap!]

So, you don’t dare trust anyone.

[Even though the dungeon has a limit on the number of times you can enter it, and professionals can only enter it once a day, you still believe that safety is the most important thing.]

[With this thought in mind, you purchased the cheapest dungeon ticket and entered the Level 1 dungeon: Wild Wolf Forest.]

[You are fully armed and full of murderous intent. The newly refreshed level 1 wild wolf is no match for you.]

[And just like that, you transformed into a wolf killer in this simplest dungeon: Wolf Forest, and began to slaughter everyone here.]

[Of course, you can pick up the various materials dropped by the wolf after it dies very quickly.]

[After all, this is all money. Although the loan can't be used to buy the God-Given Crystal, the income from the materials dropped in the dungeon should be able to buy it, right?]

[But soon, the newly appeared Level 2 Elite Wild Wolf Three Claws shattered your passionate dreams.]

[Although you have learned skills, your equipment is very powerful, and you are confident that you can kill an elite wolf alone.]

[But the key point is that once the Level 2 Elite Wolves appear, they usually appear in groups of three or four.]

[The most abominable thing is that when two elite wild wolves were entangled head-on with you, the elite wild wolf behind you actually aimed at your anus.]

[The other party wants to dig anus! ]

[Luckily, you reacted in time and quickly used a block and counterattack to repel the elite wolf behind you, otherwise your fragile and delicate anus would have been in danger.]

[And just as your skill effect ended, the elite wolf behind you attacked again, still aiming for your buttocks.]

After struggling for a few times and realizing you couldn't cause any damage to this elite group of wild wolves, you exited the dungeon and terminated the process.

[There's no other way. If someone's anally eviscerated, even with life potions, without professional treatment, they'll still have to go to a professional hospital for treatment.]

[Not to mention the embarrassment, the medical bills would surely be incredibly expensive.]

Although you have money, it can't be used for medical treatment, so you think it's better not to put your chrysanthemum on the gambling table.

[After all, the attack methods of these elite wild wolves are quite strange.]