Crossover Anime: The Heroine is in Trouble? I Take Advantage of the Situation

A hint of doubt arose in her mind.

After returning home, she took out the insurance contract and dialed the customer service number of "Datong Life Insurance Company" on it.

The phone rang for a long time before being answered. A polite female voice came through: "Hello, this is Datong Life."

"Hello, I would like to inquire about the progress of the air crash claim for policy number XXXX."

"Okay, please wait a moment... Well, your application is currently under review." The other party's tone was full of impatience and perfunctory attitude.

"Still under review? But it's been almost two months since the accident."

"That's how it works, please wait patiently." After saying that, the other party hung up the phone with a "click" before Kato Megumi could ask any more questions.

Kato Megumi gripped the receiver, her brows furrowed tightly.

Her intuition told her that this matter was not so simple.

She turned on her computer and entered keywords such as "Datong Life", "plane crash", and "compensation" into the search engine.

Soon, some anonymous online forum posts appeared on the screen.

Are there any families among those affected by the XX Airlines plane crash? Have you received the compensation payment from Datong Life Insurance?

No! When I call to ask, it's always "under review"! I suspect they're trying to renege on their promise!

Me too! This company's reputation has always seemed a bit bad!

[Here's a Line group created by the families of the victims. Let's join in and discuss this together; many hands make light work. The group number is: XXXXXX]

Looking at these posts, Kato Megumi's heart sank little by little.

She thought for a moment, took out her phone, and applied to join that Line group.

……

……

the other side.

On the top floor of a skyscraper in downtown Osaka, the board of directors of Daido Life Insurance Company is holding a meeting in a smoke-filled conference room.

The conference room was decorated in an extremely luxurious style, yet it also carried an undeniable air of nouveau riche vulgarity.

The board members present were all dressed in suits and looked respectable, but they all had an inescapable air of thuggery about them.

This company's predecessor was a notorious yakuza organization in the Kansai region. Under the changing times, they used their connections to launder their money and disguised themselves as a financial company, but their fundamental modus operandi never changed.

"Take a look at them all!"

The company president, Shigenobu Okuma, with a fierce expression, slammed a financial statement onto the table.

"If we pay the full amount according to the contract for this plane crash, the total amount will exceed 30 billion! This will directly wipe out all of our company's profits from the past three years! This year's financial report will look incredibly bad! Those old guys on the board will tear us apart!"

There was dead silence in the conference room.

A director with a mustache spoke up in a sinister tone: "President, this isn't our first time in business. Back in the day, when that chemical plant in the south of the city caught fire, didn't we just drag it out like this, and in the end, we only paid less than a tenth of the money to get rid of those poor bastards?"

“That’s right!” another director chimed in. “The law is inanimate, but people are adaptable. We have plenty of ways to deal with these families who have lost their breadwinners.”

Ōkuma Shigenobu revealed a sinister smile: "It seems we all think the same thing."

He pressed a button on the table and said coldly into the microphone, "Let the Black Dragon Society's second-in-command in."

Soon, a fierce-looking man wearing a floral shirt and covered in tattoos walked in and bowed respectfully to Shigenobu Okuma: "President."

“Kuroda,” Shigenobu Okuma said, pulling a large cigar from his cigar box, cutting it open, lighting it, taking a deep drag, and slowly exhaling the smoke. “It’s time to let your ‘Negotiation Department’ stretch its muscles.”

"The usual approach: start with the weakest. Visit the elderly, women, children... one by one. Put some pressure on them, let them know what reality is."

"My target for you is to use a consolation payment of no more than one percent of the total compensation to get everyone to sign this agreement."

He presented Kuroda with a pre-prepared settlement agreement riddled with legal traps.

“If it’s done, your ‘Negotiation Department’s’ bonus this year will double.”

Kuroda picked up the agreement, a cruel and greedy smile spreading across his face.

"Hey! Don't worry, President. We're professionals at dealing with these ordinary people."

……

……

That night.

Osaka, Nishinari-ku.

An office hidden in a dilapidated mixed-use building, the air thick with the stench of cheap alcohol, cigarettes, and sweat.

This is the lair of the Black Dragon Society—the "Negotiation Department" kept by Datong Life Insurance Company.

"Damn, I've got two more deals sorted out."

A man with a face full of scars, Kuroda, the second-in-command of the Black Dragon Society, casually tossed a settlement agreement stained with red ink onto the table.

He was shirtless, revealing a menacing black dragon tattoo covering his back. As he chugged a cold beer down his throat, he laughed loudly at his men, "Did you see how that old man was shaking like he was having a stroke when he signed the agreement? That was fucking satisfying!"

His men also burst into laughter.

Just now, they visited an elderly family who had lost their son.

They did nothing; they simply stood in the elderly couple's living room. The heavy aura of violence they exuded was enough to make the two old people tremble and sign a "consolation agreement" that only paid less than one percent of the amount owed.

For them, it's as simple as breathing.

"It's the boss on the phone," a henchman said, handing over the phone.

Kuroda answered the phone and immediately adopted a humble tone: "President Okuma, the tasks you assigned have been completed for five companies, and all have gone very smoothly."

A satisfied voice came from the other end of the phone: "Very good, keep up the efficiency."

Chapter 133 Since the outcome is the same anyway, it's better to give up the resistance sooner rather than later (5/3)

Kuroda hung up the phone and looked up information on his next target.

A pretty young girl's ID photo popped up.

"Kato Megumi... seventeen years old... orphaned and currently living alone."

He looked at the serene and indifferent face in the photo and couldn't help but sneer.

"Ha! She's just a little brat whose parents are all dead! She's not even an appetizer!"

"Let's go, guys!" He downed his beer in one gulp and smashed the bottle on the ground. "Get her sorted out in five minutes, then we'll go to Tobita Shinchi, it's on me!"

"Whoa whoa whoa!" the men roared excitedly.

In their eyes, a lonely and helpless underage girl is nothing more than a fragile lamb that can be crushed at will.

……

……

Two days later, on the weekend, in the shopping street.

Kato Megumi walked along the bustling street, carrying shopping bags. The sun was warm, and the surrounding area was filled with the lively sounds of everyday life; everything seemed so peaceful.

Suddenly, a small commotion arose at the entrance of the shopping street.

The originally lively and cheerful atmosphere was suddenly punctured by a drop of thick ink, which quickly spread outwards in a ripple of "dead silence".

Several men dressed in black fitted suits, with slicked-back hair and sunglasses, walked in with an arrogant gait that seemed out of place with their surroundings.

The leader was a bald man with a face full of scars. He had a toothpick in his mouth and looked at people as if he were livestock waiting to be slaughtered.

They were members of the Black Dragon Society, Kuroda and his men.

The moment they appeared, everyone around them showed expressions of fear.

A mother who was buying cotton candy for her child suddenly froze, her face turning pale. She hugged her child tightly, blocking the child's view with her body, and fled into a nearby shop as if escaping.

Several high school boys who had been laughing and joking loudly with their arms around each other stopped abruptly the moment they saw them, as if their laughter had been muted. They immediately lowered their heads, suppressed all their swagger, and hurried away from the other side, not daring to look up once.

The originally crowded flow of people instinctively parted to the sides, like Moses parting the Red Sea, making way for an unnaturally wide "exclusive passage" for them.

The shop assistants who were soliciting customers at the shop entrance immediately fell silent and quietly retreated back into the shop.

Within seconds, the entire shopping street was transformed into a "vacuum zone" centered on these men in black.

In this area, the only sound is the "tap, tap, tap" of their gleaming leather shoes on the stone pavement.

Kuroda and his men thoroughly enjoyed the atmosphere of complete silence.

This is the power that violence bestows upon them, a power that makes ordinary people tremble.

Their gazes swept across the retreating, terrified crowd like hyenas searching for prey.

Soon, they locked onto their target—a girl who looked like a student, carrying shopping bags all by herself.

"found it."

Kuroda's face showed an impatient expression.

He led two of his men and strode quickly toward Kato Megumi.

Kato Megumi's heart jumped into her throat.

"Kato-kun, right?"

They did not approach, but cautiously stopped five meters away.

The three gangsters wore formulaic smiles, looking just like ordinary street vendors.

However, the savage aura emanating from them revealed their identity as a violent gang.

The passersby were in a hurry, and no one noticed this strange scene.

“We are the ‘asset management consultants’ appointed by Tatung Life Insurance Company.”

The leader was a bald man with a face full of scars, who grinned, revealing a mouthful of yellow teeth.

"Our president is very sincere about the compensation for your parents. One million. Once you take the money and sign the papers, this matter will be over. For a student like you who is still in school, this is a large sum of money, enough for you to live comfortably until adulthood."

His voice wasn't loud, and his tone could be described as "gentle," but every word was like a cold hammer, striking Kato Megumi's heart.

Kato Megumi's heart sank.

The insurance company... actually hired yakuza to handle this matter!

Moreover, it was done in a public place.

“I will not sign,” Kato Megumi said coldly. “According to the law, I should receive twenty million.”

"The law?" The bald man seemed to have heard the biggest joke in the world. "Little sister, the law protects smart people, not naive students like you. I advise you to be smart and not to refuse a toast only to suffer the consequences."

“Look around you,” he gestured with his chin towards the bustling crowd, his tone turning cold, “Every day so many people encounter all sorts of ‘accidents.’ For example, being hit by an out-of-control motorcycle while crossing the street; or a flowerpot falling from a building while walking alone at night; or a young woman living alone whose house suddenly catches fire…”

“These are all ‘accidents’ that even the police can’t handle.”

A naked threat.

It contains not a single swear word, yet it is more chilling than any curse.

Kato Megumi's face turned pale. She could feel cold sweat forming on her palms.

The "professionalism" displayed by the other party made her (bgcg) realize that they were definitely not ordinary thugs, but professional criminals who truly treated violence as a "business".

“We are very patient, but patience has its limits.” Seeing her expression, the bald man smiled with satisfaction. “We will come to ‘visit’ again later. Hopefully, you will make the right choice then.”

After saying that, he spat the toothpick out of his mouth onto the ground and ground it hard with the tip of his leather shoe.

Just as he was about to turn and leave, a chilling sensation, as if he were being stared at by a ferocious beast, suddenly rose from behind him.

It was a feeling like being pricked by thorns, as if in some unseen corner, a pair of emotionless eyes were coldly watching him.

The bald man was startled and instinctively looked around.

The surrounding area was still bustling with people: housewives buying groceries, laughing couples, students leaving school... everything seemed so normal.

"Is it just my imagination?" He frowned, shook his head, and shook off the ominous premonition.

He glanced at Kato Megumi with disdain, thinking to himself: What trouble can a minor student cause?

He snorted coldly, and with two of his men, arrogantly merged into the crowd and disappeared at the end of the street.

Kato Megumi's tense body relaxed only after they had completely left, but her heart was still pounding.