Yamada Ryo suddenly raised his head, his blue eyes filled with surprise.
"Dealt with? All of it?" Her voice stammered with surprise. "But that money...it was over five hundred million..."
She didn't think that she, a short-haired, bass-playing, and otherwise useless current high school girl, deserved such a high price.
Where does it get such a high value?
Yamada Ryo's confusion was clearly written on his face.
Seeing this, Seiji Fujiwara laughed.
He stood up, walked to Yamada Ryo, bent down, and gently lifted her chin with his fingers, making her look into his eyes.
"Liang, I'm a very domineering person..."
His voice was deep and resonant, each word striking deep into Yamada Ryo's soul.
"Once something is in my hands, whether it's a person or a thing, I will hold on to it tightly and never let go."
"Since you've come to me of your own accord, you'll never escape my grasp in this lifetime."
boom--!
These words were like a thunderclap, exploding in Yamada Ryo's mind!
She stared blankly at the man in front of her.
It's clearly a declaration of being deprived of personal freedom, but strangely, why does she feel at ease?
A strong, warm current surged from the depths of her heart and instantly flowed throughout her body.
There is no humiliation of being kept, only the peace of being possessed.
It's as if, after being abandoned by the whole world, you are suddenly declared "owned" by a powerful being, experiencing a distorted yet incredibly real sense of belonging—a sense of being needed and possessed.
Her eyes were wet.
Ryo suddenly stood up, ignoring her still sore and trembling legs, opened her arms, and threw herself into Fujiwara Seiji's arms, hugging him tightly.
"Um……"
The girl didn't say anything, but buried her face deeply in his chest and let out a satisfied whimper, like a cub returning to its nest.
Then, the girl looked up, her large, watery blue eyes still glistening with tears, and glanced at Seiji Fujiwara.
The next moment, he took the initiative to kiss her.
As Fujiwara Seiji felt the clumsy yet passionate response from the girl in his arms, and her unconditional and wholehearted surrender, he smiled and sighed inwardly.
It seems the afternoon's debt-handling schedule will have to be postponed slightly.
……
……
The afternoon sun shone through the floor-to-ceiling windows into the Yamada family home.
A faint, ambiguous, and decadent atmosphere lingered in the air.
Seiji Fujiwara leaned back lazily on the sofa, one arm around Ryo Yamada, who had just gone through an "overtime game" and was now curled up in his arms like a docile kitten, not wanting to move a single finger.
The girl's cheeks were still flushed with emotion, and her breathing was steady; she seemed to have fallen into a deep sleep.
Seiji Fujiwara enjoyed a moment of peace before picking up his phone and making a call.
The phone was answered almost instantly after it rang, and a middle-aged man's voice, extremely respectful and even slightly flattered, came through the receiver.
"Fujiwara-sensei! It's such an honor that you would call me personally! Is there anything I can do for you?"
Ken Sakaguchi was even more excited than if he had just signed a deal worth tens of billions of yen.
Seiji Fujiwara is a distinguished guest of the Kuroiwa Law Firm!
VIP among VIPs!
The board of directors took this matter very seriously and formed a special team to handle the teacher's case.
Ken Sakaguchi also put in a lot of effort to secure the position of group leader.
Upon receiving the call, he immediately became extremely alert.
"Attorney Sakaguchi, do you have some free time for a field trip? I'm in Tokyo, and I need your help with some debt-related matters," Seiji Fujiwara said with a smile.
"Yes! Yes! I'll set off immediately!"
Ken Sakaguchi didn't ask any questions, and his body even instinctively stood at attention, as if Seiji Fujiwara were right in front of him.
"What exactly is it about? I need to prepare for my journey..."
"It's nothing serious, just that my girlfriend has some debts and I'm planning to help her pay them off. I need your help with some legal documents," Fujiwara Seiji said, glancing at the girl in his arms.
Yamada Ryo immediately looked up and stared at Fujiwara Seiji in astonishment.
girlfriend?
She thought that she was a secret lover to Seiji Fujiwara, and that she would never have a public relationship with him.
Although Yamada Ryo hadn't thought about these things, hearing the words "girlfriend" still made him happy, and a slight smile appeared on his lips.
"Your girlfriend?" Ken Sakaguchi was slightly taken aback, then understood.
It seems that Mr. Fujiwara has found a new woman again.
Ken Sakaguchi was not surprised by this.
Japanese writers are known for their romantic escapades; having fewer than ten lovers in a lifetime is considered shameful.
He quickly replied, "I understand! I'll take the fastest Shinkansen to Tokyo right away, and I expect to arrive before 3 p.m.
“Okay, I’ll send you the general situation,” Fujiwara Seiji said.
"Yes, I will finish reading it on the way," Ken Sakaguchi replied respectfully.
After hanging up the phone, Ken Sakaguchi immediately canceled all his afternoon meetings, had his secretary book his plane ticket, and headed straight to the airport.
On the way, Ken Sakaguchi looked at the information that had been sent to him and was secretly alarmed.
More than 500 million in debt?!
This Fujiwara-sensei is really generous to his woman.
They spend lavishly without hesitation.
His fieldwork fee this time was doubled from the original amount.
There's only one requirement: high efficiency!
Ken Sakaguchi was secretly delighted. Sure enough, his decision to do everything he could to secure the position of team leader was the right one!
In less than a month, it brought him a rich reward.
……
……
2:50 p.m.
Ken Sakaguchi appeared at the door of the Yamada residence.
“Hello, Mr. Fujiwara, I am Ken Sakaguchi.” He bowed respectfully.
A quick glance revealed the short-haired girl with blue hair next to Seiji Fujiwara, and it immediately became clear that this was Fujiwara-sensei's new girlfriend...
Ms. Yamada Ryo mentioned in the information!
"Good afternoon, Attorney Sakaguchi. Thank you for coming."
Seiji Fujiwara nodded, pointed to Ryo Yamada, and said, "This is Ms. Ryo Yamada. I want all her debts settled today. You will be responsible for preparing the necessary legal documents and notarizing the documents with the creditors."
"Yes, Mr. Fujiwara!" Lawyer Sakaguchi replied immediately without even blinking.
After completing this transaction, his commission will be substantial!
The next hour.
In a state of near sleepwalking, Yamada Ryo unearthed all the debt collection notices, court summons, and lawyer's letters that she thought she would have to carry for the rest of her life.
Ken Sakaguchi looked at the documents, a hint of surprise flashing in his eyes.
Banks, businesses, private lending companies, huge civil compensations... these debts are complex and staggering, enough to bankrupt any family business.
Fortunately, I did a lot of research on the way here.
Ken Sakaguchi quickly categorized and organized these documents into files, and drafted the corresponding settlement agreements and notarized documents.
Five o'clock in the evening.
"Mr. Fujiwara, Ms. Yamada, all the documents are ready," Ken Sakaguchi reported with a sigh of relief. "Now, may we contact the creditors?"
"Let's begin," Seiji Fujiwara said calmly.
Although it was five o'clock, which was close to the end of the workday.
But do Japanese office workers also want to leave work on time?
"Yes."
Ken Sakaguchi took a deep breath and dialed the first number, calling the credit department of Tokyo Central Bank, one of the largest commercial banks in Japan.
The call was answered quickly.
(King's)
"Hello, I am Ken Sakaguchi, a lawyer from Kuroiwa Law Firm. I am calling on behalf of my client, Ms. Ryo Yamada, to discuss the repayment of a mortgage loan she has with your firm."
The head of the credit department on the other end of the phone sounded slightly surprised: "Attorney Sakaguchi? Kuroiwa Law Firm? That little girl from the Yamada family can actually afford you? What, are you looking to discuss installment payments, or are you planning to file for bankruptcy protection?"
Ken Sakaguchi replied calmly, "Neither. My client intends to settle the entire principal and interest of this loan today. Please prepare the relevant documents and bring your legal counsel to..."
He glanced at the address, “...to the Royal Suite Conference Room at the Imperial Hotel for in-person settlement and notarization.”
There was a deathly silence on the other end of the phone.
Generally speaking, banks do not accept early settlement, as this is considered a breach of contract and will incur penalty interest.
However, Yamada Ryo's debt is clearly a bad debt.
The bank would be overjoyed to be able to settle the debt early; how could they possibly refuse?
"What did you say? Full amount? One-time payment? Are you sure you're not mistaken?!" The head of the credit department immediately raised his voice and asked excitedly.
In the background of the phone call, there were bursts of surprised noises.
“That’s right. If you are willing to settle the remaining principal and interest at 30% of the original price, we are willing to settle it all today,” Ken Sakaguchi replied calmly.
"No! A 30% discount is just too much!" the credit department manager immediately shouted.
Although if bad debts reach a certain level and the bank feels there's no hope, it's not impossible to settle them at a discount.
After all, every little bit of loss is a good thing.
But the head of the credit department can't agree all at once; he'll definitely have to work hard to secure more, as it's related to his performance record.
Sigrún has taught at the Iceland University of the Arts as a part-time lecturer since and was Dean of the Department of Fine Art from -. In – she held a research position at Reykjavík Art Museum focusing on the role of women in Icelandic art. She studied fine art at the Icelandic College of Arts and Crafts and at Pratt Institute, New York, and holds BA and MA degrees in art history and philosophy from the University of Iceland. Sigrún lives and works in Iceland.
Thank you to the amazing users "The Strings of Waves", "Ding Zhen of Nanyou Auditorium", and "13967.." for their monthly tickets!
Thank you so much "KUDUS" for the generous gift! I'm incredibly grateful! I'm bowing down in gratitude! (knock knock knock...)
Thank you so much to the generous user "Nanyou Auditorium Dingzhen" for urging me to update! Thank you so much! You're so kind, boss!
Chapter 83 Please come in, Hongxia (2/3)
"You may refuse, but we don't have much capital, while we have many debtors. Please consider this carefully," Ken Sakaguchi said coldly.
"Wait, this..." The head of the credit department wanted to say something.
Ken Sakaguchi interrupted him, saying, "Please be at the Royal Suite Conference Room at the Imperial Hotel at six o'clock. Latecomers will not be waited for."
After saying that, he hung up the phone directly.
Beside him, Yamada Ryo stared in disbelief. How could someone in debt be so arrogant?
Normally, her parents were very respectful to the bank.
"Well done." Seiji Fujiwara was very satisfied with Ken Sakaguchi's performance and waved his hand, saying, "How much money can you save me? I'll give you 10% of the savings as an extra commission!"
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