Genshin Impact: The Demon God incarnates!.

But in fact, as long as this system is controlled by Yan Shen alone, this monetary system will never be peaceful.

If other countries want to be enemies with Liyue, Morax can just impose economic sanctions on that country directly, and then he can win without fighting.

As the person who holds the economic power of Zhidong, he certainly knows how huge the impact of the economy is on a country.

It is not an exaggeration to say that the economy can easily destroy a country.

Therefore, it is obviously not a good thing that the economy of Zhidong Kingdom can be restricted by foreign gods.

He, Pantalone, as a rich executive of the Fatui sitting under Her Majesty the Queen, must change this!

But how should we change this?

It is definitely not possible to directly send personnel to seal up Liyu Bank. Such a move will undoubtedly bring diplomatic risks to Zhidong Country.

At the same time, in the absence of alternatives, doing so will also have an impact on the economy of Zhidong.

So Pantalone prepared to defeat Riwa Bank from an economic perspective.

He had analyzed the operating logic of the Liyu Bank in his early years. This old system that had been used for thousands of years had already become a very backward system in Pantalone's eyes.

The functions of Liyu Bank, apart from being able to maintain the stable operation of the Mora system, are just two very simple matters, namely deposit and withdrawal.

According to his thinking, it would be very easy to seize the banking market from Liyu Bank.

Morax, the rock god, just watch carefully.

How I gradually dismantled the Mora hegemony in your hands.

One day, Zhidong will become the heart of money in the new circulation world, so that when necessary, the heart can stop according to Zhidong's will!

Mora hegemony will be in the hands of the Kingdom of Winter!!

After making up his mind, Pantalone began to implement his own plan step by step.

Three months later, a brand new bank opened in the country.

This is a bank belonging to their own people in the Kingdom of Winter, and it is also the first shot fired by Pantalone in the counterattack against Liyue's economic hegemony.

The Northland Bank opened grandly with the endorsement of the Queen and a group of Fatui executives.

Pantalone innovated a crucial product called interest.

In the past, interest was only generated when you borrowed money from others, but now it is different. As long as you deposit money into the bank, interest will continue to be generated.

Just based on this point, it has been able to attract a lot of depositors from Liyu Bank.

Banks have always been places where wealth is gathered. It would be such a pity if such wealth were just piled up in the corner of a bank vault and gathered dust.

So Pantalone decided to use all of the 70% of Mora in the Bank of the North to invest in the world.

With his ability, almost every investment can generate good returns, so the wealth gathered in Northland Bank will only increase.

At the same time, Northland Bank will also launch a lending function within the bank.

Borrowing money from Northland Bank to open a business can solve urgent problems and also enable the company to develop more quickly and efficiently.

They were not worried about the money they lent becoming bad debts. After all, the Northland Bank had the support of a powerful intelligence system like the Fatui, and it also had a number of debt handlers who specialized in handling overdue debts in the Northland Bank.

The news of the establishment of the Northern Bank of Zhidong Kingdom was naturally passed from Zhidong to Ningguang of Tianquan Star through Liyue’s intelligence system.

Over the years, Ningguang of Tianquan Star has gradually gained the trust of the other seven stars of Liyue, and the power in her hands has been growing.

"Lord Ningguang, how should we fight back against the Northern Bank? Do we need to impose sanctions on some merchants from the Dongzhi Kingdom?" Ningguang's secretary asked.

Ningguang took the pipe in her hand and took a slow puff.

"There is no need for that. Liyue is a commercial city, and commercial competition should naturally be resolved by commercial means."

"However, apart from the right to appoint and supervise personnel in Liyu Bank, the operation of Liyu Bank is completely independent of the Liyue Seven Stars."

"The decision of the Liyue Seven Stars cannot change the decision-making and operation of Liyu Bank. Liyu Bank has its own set of perfect rules."

"On this point, we need to wait until the next Immortal Invitation Ceremony to consult the Emperor."

Ningguang said.

In fact, a long time ago, with Ningguang's sharp eyes, she had already noticed the many business opportunities that could be discovered from Liyu Bank.

It's just that I have no right to interfere now.

“Okay, let’s talk about the next item. How is the preparation work for the construction of the Qun Yu Pavilion going?” Ningguang asked.

"Lord Ningguang, half of the work is now completed. It is expected that all the preparations will be completed by the beginning of next month. You will then be required to come forward and announce the start of the construction ceremony," said the secretary.

"Okay, I understand." Ningguang nodded.

Regarding the Qun Yu Pavilion project, this idea actually appeared in Ningguang's mind a long time ago.

She had heard the story of the Palace in the Clouds when she was a child.

But for thousands of years, no one had ever truly seen the full picture of the Cloud Palace. In the distant past, when Liyue Harbor had not yet been built, the Cloud Palace revealed its full picture for the first time in the sky above Guiyuli City, the former residence of the gods.

According to records, it was a group of palaces standing in the clouds, majestic and magnificent.

People made paintings of the palaces on the clouds that they saw based on their memories, but the content of each painting was different.

As time goes by, it is passed down from generation to generation.

The original appearance of the Palace on the Clouds can no longer be verified.

During the ceremony of inviting the immortals a thousand years ago, a door called the South Sky would appear before the Emperor descended to the mortal world. However, this door did not appear with the Emperor's appearance.

It is rumored that if someone in the mortal world can find this door, they only need to pass through it to reach the legendary residence of Emperor Rock King and Lord Feather God.

Speaking of Lord Feathershen, it seems that Lord Feathershen has not revealed his presence in Liyue for thousands of years.

But no one has ever questioned the existence of Lord Feather God. Although Lord Feather God has not appeared for thousands of years, many things in their lives are closely related to Lord Feather God.

When Ningguang first proposed to build a palace in the sky, she was immediately opposed by all the other seven stars of Liyue except Yuheng Star.

Because of the existence of the palace on the clouds, the residence of Emperor Rock King is in the air.

Wouldn't Ningguang's actions offend the gods?

Not only will the Seven Stars of Liyue disagree, but the vast majority of Liyue's people will also disagree. They have deep faith in the Geo King, so how could they allow such an act of usurpation to occur?

In the end, Ningguang took the opportunity of the Immortal Invitation Ceremony to ask the Emperor about this matter.

Not to mention the height of the Cloud Palace, Morax himself would not care about these things at all, so after casting the scroll for the new year, he only replied with a word "yes" and turned around and disappeared in front of everyone.

With the Emperor's approval, Ningguang was able to overcome all objections and carry out the Qun Yu Pavilion's project in an open and aboveboard manner.

Soon it was the new month.

The preparatory work for the construction of Ningguang's Qun Yu Pavilion has also been completed as expected.

Now Ningguang is standing on the construction site of the Jade Pavilion. Behind her are a lot of building materials and large rune circuit construction machines with different functions.

She and her companions stood in front of an altar.

Take three sticks of the best incense, light them, hold the incense in both hands, and bow three times to the statue of the Feather God on the altar.

"May Lord Yushen bless the construction of Qun Yu Pavilion to proceed smoothly."

"May Master Yushen bless you!"

The various construction workers behind Ningguang also held incense in their hands and bowed three times to the feather god statue in front of them.

After completing Liyue’s custom of worshipping Zennos, the god of architecture, before any construction work began, Ningguang emphasized a few points at the construction site.

Finally, two secretaries were pulling red silk on both sides.

Ningguang successfully completed the cutting, and then announced that the construction of the Qun Yu Pavilion project had officially begun!

Amid the blast of firecrackers, the construction project of Ningguang's Qun Yu Pavilion was finally officially launched.

She was already looking forward to standing on the deck of the Jade Pavilion and taking in the view of the Liyue landscape below the Pavilion.

She believed that one day, the shadow of the Jade Pavilion would loom over the Seven Kingdoms.

Three months later, in the Kingdom of Winter.

At the beginning, people still maintained a certain degree of rationality towards the emergence of the Northland Bank.

But after the first batch of people came along, people saw the benefits they gained from the Northland Bank.

So people began to go to the Riyu Bank, withdraw all the Mora they had stored in the Riyu Bank, and then deposited the Mora in the North Country Bank to become a depositor of the North Country Bank.

After all, if you deposit the money and leave it alone, you can earn interest every month.

It would be such a pity not to take advantage of such an opportunity.

However, the vast majority of them are from Zhidong. So far, there have been few examples of foreigners depositing large amounts of money into the Northland Bank.

After all, there is only Zhidong in the Northland Bank now, and they have to do business all over the world. Depositing funds in the Northland Bank just for that part of the interest, and then creating a lot of trouble for themselves?

But even so, there are still many depositors in Northland Bank today.

The Liyu Bank, which is built in the country of Zhidong, naturally targets its main customers mainly among the people of Zhidong.

A large number of Zhidong people came to Liyu Bank to take Mora away. Fortunately, the money in the vault of Liyu Bank was not transferred or used for investment, otherwise the bank run would be enough to put Zhidong's Liyu Bank into a crisis of having no money to withdraw.

This resulted in a crisis of confidence among customers towards Riwa Bank.

The reputation that Liyu Bank had accumulated over thousands of years was damaged.

By the second year, apart from foreign businessmen, few people would set foot outside the Liyu Bank.

Foreign businesses that come to the Kingdom of Winter to do business will now choose to deposit the Mora generated from their Winter business into the Bank of the North.

In the Kingdom of Zhidong, the influence of the Northern Bank on the Liyu Bank is not small.

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Chapter 215 The Era of Human Rule (4000)

But the problem is not that big.

At least in the eyes of the employees of Liyu Bank, since Liyu Bank's business was taken away by Beiguo Bank, their daily workdays have become more and more leisurely.

I am getting the same salary as before, but now I have less work to do than before.

As a worker, who wouldn’t want to work less and have more leisure time?

But at the same time, seeing the Northland Bank growing little by little and taking business away from their Liyu Bank, they, as Liyue people, naturally felt a little uncomfortable.

However, the management of Liyu Bank did not give any instructions. Even if they felt uncomfortable now, they could only watch from the sidelines.

After all, they are in a foreign country, on the land of the Kingdom of Winter. It is impossible for them to do something to the Northland Bank just because they don't like it, right?

"Hey, President, when do you think this will end?" said Mr. Li, an employee of Liyu Bank.

The president glanced at him.

"Mr. Li, when the bank was busy on weekdays, didn't you complain every day that there were too many businesses and you couldn't handle them? Why are you complaining now that you have some free time? Can our Liyu Bank not afford to pay your salary?" the president asked in return.

Mr. Li felt a little embarrassed and scratched his head.

Starting to become a little hesitant.

"President, I am a little worried. Now we don't see many people coming to our bank every day. All the business has been taken away by Northland Bank."

"Just because of that interest rate, President, do you think we can also set an interest rate, can we win the depositors back?" Mr. Li asked on a whim.

Then he was hit on the head by the bank president from behind.

"Ah, President, why are you hitting me?"

Mr. Li said in pain.

"How much salary do you get? Why do you worry about this kind of thing every day? How about giving you the position of bank president?"

"Just focus on your work. Whether there are people coming to Liyu Bank or not, your salary will remain the same. The history of our Liyu Bank can be traced back thousands of years. Can it be defeated by such a small storm?"

As the president spoke, his tone gradually became more confident.

In his opinion, that Northern Bank also wants to squeeze out the market share of their Liyu Bank?

I didn't even ask about the origin of the word Li Yu.

Behind their Liyu Bank stand Liyue’s Rock King and Lord Feather God.

In the blink of an eye, March has passed.