Li Huanyan blinked.

Didn't have any negative thoughts from it.

She had known for a long time that her talent was not up to Daluo level.

Even with the "sponsorship" of Lord Doumu and the support of Empress Nuwa, she was still reluctant.

Now that I can be promoted to Ronaldo, I am already satisfied, so what else do I need is a bicycle.

The weakest Da Luo is also Da Luo.

I would rather be the tail of a phoenix than the head of a chicken.

Besides, her own strength has really improved.

"Mom, the most important thing is that the me now can beat the me a hundred years ago." Li Huanyan said.

Empress Nuwa nodded: "That's true, but that's because you were weaker before."

"Mom, your vision is too high." Li Huanyan said: "The majority of people with mediocre talents like me are. As long as we can make progress, our requirements are not that high at all. In terms of my current progress, it is already Something I couldn’t even imagine before. I’m sure that as long as there is such a level of progress, most strong people would be willing to sell their souls to the devil.”

Empress Nuwa was thoughtful: "Do you want to promote this promotion model?"

She heard what Li Huanyan meant.

"Correct."

Li Huanyan became excited.

"If Changsheng can help me advance to Daluo, it can help at least half of the powerful people in the True King Realm to also advance to Daluo."

Ji Changsheng nodded: "Indeed."

Li Huanyan's talent is average among the True Lord Realm experts.

Empress Nuwa reminded: "Changsheng, if you dare to play like this, Hongjun will dare to kill you directly. Pangu Universe cannot bear too many Daluo. Hongjun's requirement for Daluo is to strive for excellence."

Ji Changsheng now has the authority that Luo Hu had before.

But Luo Hu was not so open to the sea.

He knows the importance, and there is Hongjun watching from above.

Hongjun can tolerate a little walk through the back door.

If the flood flooded and affected the balance of the Pangu universe, Hongjun would definitely not be able to bear it.

Now comes the problem...

"Can Hongjun free his hand to kill Changsheng?" Li Huanyan asked: "Pangu and Sanqing are watching.".

Empress Nuwa still shook her head: "It's too dangerous, and it definitely touches the bottom line of Hongjun's tolerance. I don't recommend seeking death."

"Of course I won't let Immortal seek death." Li Huanyan smiled: "So we can make a compromise and mass-produce a batch of fake Da Luo."

"Pseudo Da Luo?"

"That's the kind of strong man who is obviously not Da Luo, but can use Da Luo's strength in advance."

Empress Nuwa glanced at Ji Changsheng.

“Isn’t this just a low-end version of loan sanctification?”

Li Huanyan immediately sent a rainbow fart: "Mom, you are extremely smart, and you can tell at once. Yes, I intend to create this model of making loans stronger."

Ji Changsheng blinked.

Empress Nuwa also blinked.

Li Huanyan continued: "If Shanhe Shejitu wants to develop into the level of the prehistoric fairyland, it will definitely require many strong people to open up wasteland. We need to open up wasteland, and they need to become stronger. What a good business model is this? These powerful people in the True Lord Realm all It’s God who chooses workers, and Changsheng is that God. As long as we can help them make progress, they will most likely agree to whatever conditions we offer.”

Empress Nuwa's body sat up straight from the cloud bed.

His face became serious.

Because she noticed that this business model... seemed to be really feasible?

"Chang Sheng takes a loan from Heaven and enjoys the strength of a saint in advance. Huanyan, do you mean to let these creatures under Da Luo take loans from Chang Sheng and enjoy Da Luo's strength in advance?"

"Correct."

"Changsheng, do you have this authority?" Nuwa asked.

She has never been the Lord of the Great Luo Tribulation, so she really doesn't know how far Ji Changsheng's authority can go.

Ji Changsheng's tone became more subtle: "Theoretically, I really have it. The restriction imposed on me by Tiandao and Hongjun is that I cannot do anything that will obviously weaken Tiandao. There are no specific details."

Hongjun does not want to set specific standards.

In this way, the final power of interpretation and decision lies in Hongjun's hands.

But the price is that others can also play around within the rules.

Ji Changsheng and Li Huanyan are both very good at exploiting loopholes in rules.

"As long as I set the interest rate of the loans higher, so that the interest paid back by the true master of these loans is far more than the principal loaned from Tiandao, I will strengthen Tiandao, and it is definitely not detrimental to Tiandao." Ji Changsheng said.

Li Huanyan waved her pink fist excitedly.

"Then it's done."

"Wait, there is another question." Empress Nuwa asked: "What should these true gentlemen do if they don't get loans from Heaven?"

"Of course there will be bad debts." Ji Changsheng said: "If the number of bad debts increases, it will cause Tiandao to suffer huge losses."

"In this way, you will still be held accountable by Hongjun, but the time will be extended."

Nuwa empress understood the meaning of this.

"So we have to compete with Hongjun for time. Changsheng, I know you are good at using time, but are you really sure that you can save your life under Hongjun in a short time?"

"not sure."

Ji Changsheng smiled.

"But I'm sure I can make Hongjun weaker."

"you sure?"

"I'm sure, Mom, you are too strong and you must not have studied economics carefully."

Empress Nuwa has indeed not studied it.

That thing has no effect on her at all.

Who can lack Nuwa's money to spend?

Ji Changsheng looked at Li Huanyan with admiration: "Bao, your surname should not be Li, your surname should be Ma."

Li Huanyan said modestly: "It is true that I copied Boss Ma's financial model. What do you think of Changsheng?"

"This business model can indeed make a lot of money, and it conflicts with the idea Pangu gave me. It's just that Pangu wants more."

"Pangu? What did he say?"

Ji Changsheng said with emotion: "He wants the law of heaven to die."

"Why did Tiandao die?"

"As long as I dare to do it, the way of heaven can really kill me - in my position, I can create a subprime mortgage crisis in the Pangu universe!"

Chapter 543 The Classic of Mountains and Seas, Da Luo Dai, He Huan Yan

Li Huanyan copied Mabo Huabei’s model, so it’s no problem to make money.

But the purpose of cheapening the father-in-law is not to help the son-in-law make money.

What he wants is a good son-in-law to help him overthrow the ruling party.

So his appetite is bigger.

He was even ready to stand up again.

But this does not absolutely overlap with Ji Changsheng's interests.

In comparison, Li Huanyan's model is smaller in scale.

The impact on Hongjun is also smaller.

Moreover, it is more in line with Ji Changsheng's idea of ​​cutting flesh with a blunt knife and boiling his adoptive father in warm water.

"The subprime mortgage crisis is too severe. It's easy to force Hongjun to quit. This old guy Pangu doesn't have martial ethics." Ji Changsheng complained: "He really wants to push me to the front desk and go directly to Hongjun."

Really only he can do this.

It's not because Ji Changsheng is better than the Six Saints, nor is it because Ji Changsheng is more capable than the Six Saints, but because the current position of the Lord of Tribulation in Pangu Universe is that he happens to be the one responsible for "printing money".

As long as Ji Changsheng waved his hand, he could immediately create inflation in the Pangu universe.

In contrast, the Six Saints can only achieve inflation under Daluo and cannot affect the overall situation at all.

But Ji Changsheng could make the number of powerful Da Luo people inflate along with it, which would affect the balance of the universe.

"Subprime mortgage crisis?"

Empress Nuwa was stunned for a moment.

"Changsheng, please briefly explain this word to me."

Home girls don't have access to these systematic economics knowledge, and Empress Nuwa doesn't bother to pay attention.

However, after Ji Changsheng explained a few words, Empress Nuwa responded.

"Mom, Hongjun wants to issue heavenly loans to support the saint puppets. His priority recipients are Jieyin, Zhunti and me. This shows that in Hongjun's eyes, Jieyin, Zhunti and I are all high-quality customers, and we all have If you can repay this loan from Heaven, not only will Hongjun not lose money, he will also make a fortune."

Empress Nuwa nodded: "This is the truth, so Hongjun can lend money with confidence."

"Compared with high-quality customers like us, there are more people with unstable income and low credit level. Compared with me and Jieyin Zhunti, these people are obviously one level below us and they belong to the second class. loan borrowers.

"In other words, 99.99% of the living beings in the universe do not have the talent to become Daluo. In Hongjun's eyes, these 99.99% of living beings are subprime borrowers.

“Under normal circumstances, Hongjun would never issue Tiandao loans to these subprime borrowers because they are not qualified and cannot afford to repay them.”

"Of course." Nuwa Empress nodded.

Ji Changsheng asked: "What if I issue Tiandao loans to these subprime borrowers?"

Nuwa Empress immediately reacted: "Then they may cut off the loan at any time, and even if you kill them, you won't be able to repay the loan... If there are some natural disasters and man-made disasters, problems will accumulate, and there will be a huge amount of bad debts. It will even cause a complete collapse. Once Tiandao collapses, Hongjun, the controller of Tiandao, will be the first to suffer. I understand, it is indeed a subprime mortgage crisis."

Nuwa just hasn't received systematic training in economics, and she is usually too lazy to use her super intelligence. After all, her super power is enough to solve 99.99% of the problems.

But as long as she uses her brain a little bit, Nuwa Empress can catch up with the version immediately.

"Pangu's thoughts are really similar to Huanyan's, but Pangu is more ruthless." Empress Nuwa said in surprise: "Huanyan, you have the appearance of little Pangu."

Li Huanyan blushed prettyly.

She couldn't bear the compliment.

"I am not as ambitious as Pangu. If it really triggers the subprime mortgage crisis in Pangu Universe, Hongjun will definitely step in to support it. In comparison, Boss Ma's model has a purer purpose, just to make money. As long as Changsheng can grasp the scale, Hongjun should be able to bear it, at least for the time being. Changsheng, please take it easy and don't offend Hongjun to death just for the benefit Pangu promised. At least give yourself a certain buffer time. "

Of course, Li Huanyan also knows how risky it is to issue loans to subprime loan users with unstable income and insufficient credit.

The purpose of lending is to make money.

Before lending, a credit check is required. If your income is not stable enough and your family background is not strong enough, you will not be able to get a large loan. This is a normal situation.

According to what Li Huanyan said, Ji Changsheng only needs to issue Tiandao loans to those true monarchs with excellent credit reports and stable incomes, and there is actually little risk.

But according to Pangu's idea, Ji Changsheng specifically gave Tiandao loans to those who could not repay the money.

The probability of collapse is 100%.

"I mean to target high-quality True Lord users like Taibai Xingjun, Nezha, and Princess Longji, and give them the opportunity to enjoy the 'Daluo Loan'. They are wealthy and only one step away from Daluo, so they are the target of the 'Daluo Loan'." Li Huanyan gave a vivid example: "Pangu asked you, Changsheng, to send the 'Daluo Loan' to Muxian... This is obviously aimed at exploding."

It is extremely dangerous if the two words Mu Xian and Da Luo can be linked together.

When Ji Changsheng heard what Li Huanyan said, he immediately became angry: "The temple master has been very kind to me, Huanyan, please respect the temple master."

Li Huanyan: "...I almost believed it."

Empress Nuwa interrupted Ji Changsheng and Li Huanyan's flirting, but regarded Mu Xian as part of their flirting play.

She thought thoughtfully: "Changsheng, whether it's Huanyan's 'Da Luo Loan' or Pangu's 'subprime mortgage crisis', as long as you operate with intention, you can secretly sabotage it, right?"

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