1627 Rise of the South China Sea
Chapter 300 Qiongzhou United Development Group Corporation
Chapter 300 Qiongzhou United Development Group Corporation
Although none of the members of the executive committee had served as senior government officials, they had seen too many examples of how to carry out regional development before crossing.If only relying on the strength of the Transit Group itself, it will naturally be difficult to expand the Haihan-style social system outwards, and the speed of promotion will not be satisfactory.Especially in remote areas in the traditional sense like Hainan Island, where there is neither a sufficient labor force nor a variety of infrastructure for people's livelihood, the development effect of only relying on the efforts of the Crossing Group is indeed limited, although the construction speed of Shengli Port is sufficient. It amazes the bright people of this era, but it is still too slow for the Executive Committee.
It took more than half a year for a Shengli Port to take shape, so how long will it take to develop Yazhou?How many years will it take to develop the entire Hainan Island?What about the promised hegemony of the world and the realization of the goal of "there is only one China on earth"?Of course, the last goal is indeed too far away, and it may be difficult for the travelers to see the day when it will be realized, but since they have chosen to come to this time and space, most people still hope to make some changes in the course of history in their lifetime, and even go down in history It is obviously difficult to achieve such a goal by relying on the current speed of development.
In order to speed up the development of Yazhou and even the entire Hainan Island area, the executive committee first thought of a way to "attract investment".This development method, which was widely used by local governments in that time and space before time travel, already has a very mature set of operation modes that can be applied, and the Executive Committee will not have too many technical problems if it wants to imitate it.As for whether doing so will be suspected of overreaching or even conflicting with the local government, the Executive Committee believes that at least a certain stage of trial operation can be carried out in the Yazhou area with a high degree of official recognition, and then the successful experience will be gradually extended to Hainan. the rest of the island.
In fact, the investment attraction of Shengli Port Business District is a successful test of the water. As of the end of February, the registration information of the Shengli Port Management Committee shows that there are more than 5 commercial organizations and individuals who have set up commercial warehouses and shops in Shengli Port. Home, enclosure of more than [-] mu of land, total investment of more than [-] taels of silver, and thus created a large number of employment opportunities.Judging from the increasing trade volume of Shengli Port, the Shengli Port Business District, which is limited by its area, may not be able to satisfy the investment enthusiasm of foreign merchants in the future. Crossover Group must come up with larger investment areas and more investment projects. just work.
Of course, "investment attraction" is just four words on the lips, but there are still many specific situations that need to be dealt with in order to implement it.Summarizing the actual experience in another time and space, the Executive Committee believes that this work can be mainly divided into several types: one is that there are projects that need funds to start, the other is that there are funds that need to find project investment, and the third is that there are both projects and Those who have funds and want to find a place to settle down, and those who have no conditions at all, can only rely on selling land to attract investors.
And the investment conditions possessed by the Crossing Group are undoubtedly very attractive. There are projects, technologies, brands, funds, and even land ownership in some areas, and there is already a successful project model of Victory Port for inspection. , From an investor's point of view, it is simply impeccable.The Executive Committee is also very confident in this. After determining the relevant development direction at the summary meeting at the end of the year, the Executive Committee handed over this important task to the Guangzhou Office led by Schneider to implement it.
"Haifeng" was not the first investment target interviewed by Schneider. Today, Wang Qin actually happened to meet the meeting, just in time for this interview opportunity.Objects like "Furuifeng", which are defined as "all-weather strategic partners" by the Executive Committee, have already started discussing related cooperation content more than a month ago, but because the circle of people who know about this matter is very small, In addition, the confidentiality measures are relatively appropriate, so the relevant news has not yet spread to the Guangzhou market.However, Schneider had already included all the customers of "Haihan Development Bank" in the interview list, and the customized glass seal presented to Wang Qin was actually just a small gift for the investment targets.
The new organization Tao Donglai mentioned is the "Qiongzhou United Development Group Company" that the Executive Committee is currently organizing and preparing. After the establishment of this organization, it will be responsible for attracting businessmen to invest in Hainan Island and handling everything related to business operations. affairs.
The reason why there is the word "group" in the name is because the scope of authority that the executive committee is going to give this organization is indeed very wide, and the project areas involved are not just opening an inn, restaurant, building a workshop, and farms. Instead, they are divided according to major subjects such as road mining, agriculture, forestry, infrastructure, and shipping. In the future, corresponding subsidiary companies will be established to operate specific businesses, while institutions at the "group company" level are Responsible for overall management of development projects and communication with the executive committee.
Reaching this level of cooperation with the Ming businessman is also a brand new attempt for the Time Travel Group.Of course, from words such as group and company, we can also see the executive committee's determination to standardize the management of the new organization.It's just that the executive committee has not yet made a final decision on who will be at the helm of this new agency.There are four or five candidates, but this organization has a heavy responsibility, and the executive committee must solicit the opinions of the parties one by one. One of the tasks of Tao Donglai's visit to Guangzhou this time is to ask Schneider, the trade director, again. the meaning of.
But after listening to Tao Donglai's introduction, Wang Qin didn't quite understand: "May I ask Mr. Tao, I understand the term 'joint development', but what does 'company' mean? I have heard that there is one in Fujian." I don't know if the club organization in the name of 'company' is the same as Mr. Tao said?"
Tao Donglai explained: "Confucius said, the public means the wealth of several people, and the manager means the operation. Zhuang Zi said, accumulating disadvantages to become high, combining small to become large, and merging to become public is the way for the company. The company we want to establish is to gather the wealth of all people and operate together."
The term "company" did first appear in the rural areas of Fujian in the late Ming and early Qing Dynasties. It was actually a form of organization with a gang nature. However, this kind of civil organization has no direct relationship with Tao Donglai's explanation. It has nothing to do with the "company" engaged in trading activities.However, this kind of organization has existed among the people for a long period of time afterwards. For example, the Anmin Announcement of the Small Knife Association in the Qing Dynasty was stamped with the big seal of "Dahan Tiande Yixing Company".Lanfang Kingdom, founded by Chinese in Borneo in the [-]th century, was originally a non-governmental organization named "Lanfang Company".Until the end of the nineteenth century, there were still a large number of "Hongmen" children in Southeast Asia who used the names of various companies to carry out anti-Qing activities.
This kind of institution with a strong political color is completely different from the economic entity organization mentioned by Tao Donglai, and the real profit-oriented operating institution actually appeared after the Opium War.Of course, the emergence of Time Travel Group has also rewritten the relevant history, allowing the "company" as an economic entity to appear in East Asia more than 200 years earlier.
Wang Qin only understood Tao Donglai's half-literate explanation, but he also understood that the "company" Haihan mentioned was not the same as the "company" he had known in the past.And this so-called "Qiongzhou United Development Group Company" sounds a bit awkward, but since the Haihan people are leading the charge, there must be some content.
Wang Qin coughed dryly and said, "Mr. Tao, your Qiongzhou United...Development...Group company..."
"Boss Wang can call this organization 'Qiong Lianfa'. We also know that the full name is too long." Tao Donglai reminded with a smile.
"Qiong Lianfa? The name sounds good, Lianfa Lianfa, join hands to make a fortune!" Wang Qin joked a few words, and then asked: "Then how do you plan to run this Qionglianfa company?"
"First of all, we will prepare some development projects, and then raise funds from various merchants who join our organization. The funds contributed by the merchants will be converted into shares of the project in proportion. In addition to receiving operating dividends every year, investors You can also enjoy a lot of preferential treatment within the business scope of this project." Tao Donglai said while taking out a document and handing it to Wang Qin: "This is some projects we will start to operate next, Boss Wang You can take a look first."
Wang Qin took it over and saw "Overview of Qiong Lianfa's Business Projects in the First Year of Chongzhen" written on the cover. He flipped through it. The first page was the general outline, which was divided into four parts: roads and mines, agriculture and forestry, infrastructure, and shipping. Each part Several more items are listed below.
Wang Qin glanced at the list of projects under "Agriculture and Forestry", and there were "Plan for Sericulture Breeding Promotion in Central and North Qiongzhou", "Economic Forestry Planting Plan in Southeast Qiongzhou", "Sugar Industry Layout in Yazhou Area", "Plan for Oil Crops Planting Area in Qiongzhou" ", "South China Sea Spice Crops Marketing Plan", "Qiongdongnan Livestock Breeding Plan" and more than a dozen items, each with the words "see the attachment for details".
Wang Qin looked at the "maritime transportation" that he was most concerned about. There were more small items listed under this major item than "agriculture and forestry", and they were densely listed for more than half a sheet of paper.Wang Qin briefly scanned, including "Promotion of Haihan Shipbuilding Technology", "South China Sea Shipping Industry Planning", "Five-Year Plan for Shipbuilding Industry", "Seafarer Training Standardization Plan", "Maritime Safety Insurance System Promotion", etc. Finally, there are even sensational projects such as "warship export plan" and "establishment and operation of overseas bases".Of course, without exception, these things do not have specific content descriptions attached, but just looking at these topics is enough to make people feel itchy.
When Wang Qin went to Shengli Port last time, he was also intimidated by the big iron ships docked in the harbor without exception.Anyone who has seen these large iron ships floating on the water with their own eyes will generally not have any doubts about the shipbuilding technology of the Haihan people.Moreover, with such a large shipyard built in Shengli Port, it seems that the Haihan people are really planning to make a fortune in shipping.
Wang Qin looked back at the "roads and mines" and "infrastructure", and they were all lined up with various business projects. It can be seen that the Haihan people have made very thorough and meticulous planning for this plan.
Wang Qin looked at the document for a long time before asking again: "Mr. Tao said just now that investors can enjoy preferential treatment for operating projects in addition to operating dividends. I don't know what kind of preferential law this is?"
Tao Donglai explained: "This depends on different projects. For example, if Boss Wang participates in a mine, then the price of refined iron purchased from us in the future will enjoy the internal discount only available to shareholders. If you invest in our shipbuilding industry, then In the future, the price of custom-made seagoing ships from Haihan Shipyard will also be handled according to this rule. The discounts we give are all very practical solutions, and they are definitely not just words, but can be measured in real money. Of course Well, as for the specific discount rate, it also depends on the proportion of shares."
Wang Qin nodded thoughtfully, then pointed to a place on the document and asked, "What does this 'Railway Construction Project' mean?"
"This is a new land transportation method that we are currently building in the Shengli Port area. It is much better than the traditional method in terms of transportation capacity and speed. Boss Wang may not understand me when I say this. If it is convenient, Wang The boss can go to Shengli Port next month to see what's going on. Whether this thing is good or not will be known at a glance." Tao Donglai also knows that this matter can't be explained in one or two sentences. Instead of talking about it here, it's better to let the other party Go see the real thing.
The first phase of the rail transit project will be completed by the end of March at the earliest, and the related projects will not stop there. The rail project will gradually expand in the next few years as it passes through the group's ruled area.However, road construction consumes a lot of manpower, material and financial resources, so the executive committee also included this project in the many planning projects of "Qiong Lianfa".
Wang Qin really didn't quite understand the concept of "rail transit" that Tao Donglai was talking about, but he understood the road construction, so he immediately asked: "Mr. Tao, how to manage this road construction? Is it possible to charge pedestrians on the road?"
Tao Donglai smiled and said, "That's right, that's what you said. As for how to collect it, you'll know when the time comes."
Wang Qin couldn't imagine how the Haihan people charged people walking on this road, so he changed the question and said: "I think there is also a project to build private houses. As far as I know, most of the private houses are built by craftsmen themselves. , if it is operated by a company, how should it be operated?"
This question really asked about Tao Donglai's profession. Tao Donglai was also eager for skills, so he briefly talked about how to plan land, design and construction, market operations, and real estate marketing. Wang Qin heard the whole process. From ear to ear.
After Tao Donglai finally got excited and finally introduced the real estate development process, Wang Qin tentatively asked: "Mr. Tao is sure to follow this, and the local people will definitely spend money to buy houses?"
Tao Donglai said: "All the land in the Shengli Port area is ours, and now the houses of the local people are all provided by us. In other words, their current houses are actually not their own property. If you can buy To live in their own residence, and the living conditions are much better than their current living conditions, are these people willing to pay for this?"
"Of course I am willing. It's just that if ordinary people want to buy the big brick and tile house planned by you, they will have to save for several years. As far as I know, most of the people who come to Shengli Port to ask for a living are poor people. How long will it take for these people to save enough money to buy a house?" Wang Qin was not confused, and was not fooled by Tao Donglai's words.
Tao Donglai said with a smile: "This is easy to handle. Anyone who wants to buy a house but doesn't have enough money can borrow it from us! We can use very low interest and a long repayment period to lend money to those who want to buy a house People, even if it takes ten or 20 years to pay back slowly, you don’t have to worry about the house being built and no one will buy it.”
Wang Qin shook his head and said, "Mr. Tao, since you also said that Qiong Lianfa is to accumulate wealth, and everyone pays for the shares. Naturally, they all hope to see the benefits as soon as possible. It will take ten or twenty years to loan them out If the money is recovered, then the business will not be done.”
"Boss Wang, you have misunderstood. Qiong Lianfa is only engaged in project development. Qiong Lianfa is not responsible for borrowing money." Schneider interjected at the right time: "Our Haihan Development Bank is responsible for this. Lord of the matter."
"What kind of operation is this?" Wang Qin found that his brain could not keep up with the thinking of these Haihan people.
"If people need to borrow money to buy a house, they can borrow money from our bank, and we will advance the purchase price to Qionglianfa, so that the shareholders of Qionglianfa can get the proceeds as soon as they sell the house .As for the borrower’s repayment target, it is naturally our bank.” Schneider smiled and explained to Wang Qin: “And our bank relies on the interest on this loan to maintain expenses.”
Wang Qin thought for a while, then shook his head and said, "It's still wrong. These ordinary people have no savings and no land. What kind of collateral do you use to borrow money from your bank? Could it be possible to take your own life?"
"Boss Wang, you ignored the real transaction item in this transaction!" Tao Donglai shook his head, expressing regret for Wang Qin's IQ: "The house! From the beginning to the end, the transaction object is a house!"
Wang Qin clapped his hands and said, "That's right! Take the house directly as collateral. If you can't pay back the money, the bank will take the house back to pay off the debt! Good idea, good idea!"
Several other people in the room looked at each other and smiled. This kind of truth that is regarded as common sense in life in later generations is regarded as a brilliant money-making idea in this era.In fact, it's not that Wang Qin's brain is too stupid, it's because businesses in this era don't have the concept of operating large-scale real estate projects, and commercial and residential real estate development is an unprecedented emerging industry here.However, Tao Donglai, an industry figure like Tao Donglai, is in charge of the time-traveling group, so it is difficult to make money from related development projects.
(End of this chapter)
Although none of the members of the executive committee had served as senior government officials, they had seen too many examples of how to carry out regional development before crossing.If only relying on the strength of the Transit Group itself, it will naturally be difficult to expand the Haihan-style social system outwards, and the speed of promotion will not be satisfactory.Especially in remote areas in the traditional sense like Hainan Island, where there is neither a sufficient labor force nor a variety of infrastructure for people's livelihood, the development effect of only relying on the efforts of the Crossing Group is indeed limited, although the construction speed of Shengli Port is sufficient. It amazes the bright people of this era, but it is still too slow for the Executive Committee.
It took more than half a year for a Shengli Port to take shape, so how long will it take to develop Yazhou?How many years will it take to develop the entire Hainan Island?What about the promised hegemony of the world and the realization of the goal of "there is only one China on earth"?Of course, the last goal is indeed too far away, and it may be difficult for the travelers to see the day when it will be realized, but since they have chosen to come to this time and space, most people still hope to make some changes in the course of history in their lifetime, and even go down in history It is obviously difficult to achieve such a goal by relying on the current speed of development.
In order to speed up the development of Yazhou and even the entire Hainan Island area, the executive committee first thought of a way to "attract investment".This development method, which was widely used by local governments in that time and space before time travel, already has a very mature set of operation modes that can be applied, and the Executive Committee will not have too many technical problems if it wants to imitate it.As for whether doing so will be suspected of overreaching or even conflicting with the local government, the Executive Committee believes that at least a certain stage of trial operation can be carried out in the Yazhou area with a high degree of official recognition, and then the successful experience will be gradually extended to Hainan. the rest of the island.
In fact, the investment attraction of Shengli Port Business District is a successful test of the water. As of the end of February, the registration information of the Shengli Port Management Committee shows that there are more than 5 commercial organizations and individuals who have set up commercial warehouses and shops in Shengli Port. Home, enclosure of more than [-] mu of land, total investment of more than [-] taels of silver, and thus created a large number of employment opportunities.Judging from the increasing trade volume of Shengli Port, the Shengli Port Business District, which is limited by its area, may not be able to satisfy the investment enthusiasm of foreign merchants in the future. Crossover Group must come up with larger investment areas and more investment projects. just work.
Of course, "investment attraction" is just four words on the lips, but there are still many specific situations that need to be dealt with in order to implement it.Summarizing the actual experience in another time and space, the Executive Committee believes that this work can be mainly divided into several types: one is that there are projects that need funds to start, the other is that there are funds that need to find project investment, and the third is that there are both projects and Those who have funds and want to find a place to settle down, and those who have no conditions at all, can only rely on selling land to attract investors.
And the investment conditions possessed by the Crossing Group are undoubtedly very attractive. There are projects, technologies, brands, funds, and even land ownership in some areas, and there is already a successful project model of Victory Port for inspection. , From an investor's point of view, it is simply impeccable.The Executive Committee is also very confident in this. After determining the relevant development direction at the summary meeting at the end of the year, the Executive Committee handed over this important task to the Guangzhou Office led by Schneider to implement it.
"Haifeng" was not the first investment target interviewed by Schneider. Today, Wang Qin actually happened to meet the meeting, just in time for this interview opportunity.Objects like "Furuifeng", which are defined as "all-weather strategic partners" by the Executive Committee, have already started discussing related cooperation content more than a month ago, but because the circle of people who know about this matter is very small, In addition, the confidentiality measures are relatively appropriate, so the relevant news has not yet spread to the Guangzhou market.However, Schneider had already included all the customers of "Haihan Development Bank" in the interview list, and the customized glass seal presented to Wang Qin was actually just a small gift for the investment targets.
The new organization Tao Donglai mentioned is the "Qiongzhou United Development Group Company" that the Executive Committee is currently organizing and preparing. After the establishment of this organization, it will be responsible for attracting businessmen to invest in Hainan Island and handling everything related to business operations. affairs.
The reason why there is the word "group" in the name is because the scope of authority that the executive committee is going to give this organization is indeed very wide, and the project areas involved are not just opening an inn, restaurant, building a workshop, and farms. Instead, they are divided according to major subjects such as road mining, agriculture, forestry, infrastructure, and shipping. In the future, corresponding subsidiary companies will be established to operate specific businesses, while institutions at the "group company" level are Responsible for overall management of development projects and communication with the executive committee.
Reaching this level of cooperation with the Ming businessman is also a brand new attempt for the Time Travel Group.Of course, from words such as group and company, we can also see the executive committee's determination to standardize the management of the new organization.It's just that the executive committee has not yet made a final decision on who will be at the helm of this new agency.There are four or five candidates, but this organization has a heavy responsibility, and the executive committee must solicit the opinions of the parties one by one. One of the tasks of Tao Donglai's visit to Guangzhou this time is to ask Schneider, the trade director, again. the meaning of.
But after listening to Tao Donglai's introduction, Wang Qin didn't quite understand: "May I ask Mr. Tao, I understand the term 'joint development', but what does 'company' mean? I have heard that there is one in Fujian." I don't know if the club organization in the name of 'company' is the same as Mr. Tao said?"
Tao Donglai explained: "Confucius said, the public means the wealth of several people, and the manager means the operation. Zhuang Zi said, accumulating disadvantages to become high, combining small to become large, and merging to become public is the way for the company. The company we want to establish is to gather the wealth of all people and operate together."
The term "company" did first appear in the rural areas of Fujian in the late Ming and early Qing Dynasties. It was actually a form of organization with a gang nature. However, this kind of civil organization has no direct relationship with Tao Donglai's explanation. It has nothing to do with the "company" engaged in trading activities.However, this kind of organization has existed among the people for a long period of time afterwards. For example, the Anmin Announcement of the Small Knife Association in the Qing Dynasty was stamped with the big seal of "Dahan Tiande Yixing Company".Lanfang Kingdom, founded by Chinese in Borneo in the [-]th century, was originally a non-governmental organization named "Lanfang Company".Until the end of the nineteenth century, there were still a large number of "Hongmen" children in Southeast Asia who used the names of various companies to carry out anti-Qing activities.
This kind of institution with a strong political color is completely different from the economic entity organization mentioned by Tao Donglai, and the real profit-oriented operating institution actually appeared after the Opium War.Of course, the emergence of Time Travel Group has also rewritten the relevant history, allowing the "company" as an economic entity to appear in East Asia more than 200 years earlier.
Wang Qin only understood Tao Donglai's half-literate explanation, but he also understood that the "company" Haihan mentioned was not the same as the "company" he had known in the past.And this so-called "Qiongzhou United Development Group Company" sounds a bit awkward, but since the Haihan people are leading the charge, there must be some content.
Wang Qin coughed dryly and said, "Mr. Tao, your Qiongzhou United...Development...Group company..."
"Boss Wang can call this organization 'Qiong Lianfa'. We also know that the full name is too long." Tao Donglai reminded with a smile.
"Qiong Lianfa? The name sounds good, Lianfa Lianfa, join hands to make a fortune!" Wang Qin joked a few words, and then asked: "Then how do you plan to run this Qionglianfa company?"
"First of all, we will prepare some development projects, and then raise funds from various merchants who join our organization. The funds contributed by the merchants will be converted into shares of the project in proportion. In addition to receiving operating dividends every year, investors You can also enjoy a lot of preferential treatment within the business scope of this project." Tao Donglai said while taking out a document and handing it to Wang Qin: "This is some projects we will start to operate next, Boss Wang You can take a look first."
Wang Qin took it over and saw "Overview of Qiong Lianfa's Business Projects in the First Year of Chongzhen" written on the cover. He flipped through it. The first page was the general outline, which was divided into four parts: roads and mines, agriculture and forestry, infrastructure, and shipping. Each part Several more items are listed below.
Wang Qin glanced at the list of projects under "Agriculture and Forestry", and there were "Plan for Sericulture Breeding Promotion in Central and North Qiongzhou", "Economic Forestry Planting Plan in Southeast Qiongzhou", "Sugar Industry Layout in Yazhou Area", "Plan for Oil Crops Planting Area in Qiongzhou" ", "South China Sea Spice Crops Marketing Plan", "Qiongdongnan Livestock Breeding Plan" and more than a dozen items, each with the words "see the attachment for details".
Wang Qin looked at the "maritime transportation" that he was most concerned about. There were more small items listed under this major item than "agriculture and forestry", and they were densely listed for more than half a sheet of paper.Wang Qin briefly scanned, including "Promotion of Haihan Shipbuilding Technology", "South China Sea Shipping Industry Planning", "Five-Year Plan for Shipbuilding Industry", "Seafarer Training Standardization Plan", "Maritime Safety Insurance System Promotion", etc. Finally, there are even sensational projects such as "warship export plan" and "establishment and operation of overseas bases".Of course, without exception, these things do not have specific content descriptions attached, but just looking at these topics is enough to make people feel itchy.
When Wang Qin went to Shengli Port last time, he was also intimidated by the big iron ships docked in the harbor without exception.Anyone who has seen these large iron ships floating on the water with their own eyes will generally not have any doubts about the shipbuilding technology of the Haihan people.Moreover, with such a large shipyard built in Shengli Port, it seems that the Haihan people are really planning to make a fortune in shipping.
Wang Qin looked back at the "roads and mines" and "infrastructure", and they were all lined up with various business projects. It can be seen that the Haihan people have made very thorough and meticulous planning for this plan.
Wang Qin looked at the document for a long time before asking again: "Mr. Tao said just now that investors can enjoy preferential treatment for operating projects in addition to operating dividends. I don't know what kind of preferential law this is?"
Tao Donglai explained: "This depends on different projects. For example, if Boss Wang participates in a mine, then the price of refined iron purchased from us in the future will enjoy the internal discount only available to shareholders. If you invest in our shipbuilding industry, then In the future, the price of custom-made seagoing ships from Haihan Shipyard will also be handled according to this rule. The discounts we give are all very practical solutions, and they are definitely not just words, but can be measured in real money. Of course Well, as for the specific discount rate, it also depends on the proportion of shares."
Wang Qin nodded thoughtfully, then pointed to a place on the document and asked, "What does this 'Railway Construction Project' mean?"
"This is a new land transportation method that we are currently building in the Shengli Port area. It is much better than the traditional method in terms of transportation capacity and speed. Boss Wang may not understand me when I say this. If it is convenient, Wang The boss can go to Shengli Port next month to see what's going on. Whether this thing is good or not will be known at a glance." Tao Donglai also knows that this matter can't be explained in one or two sentences. Instead of talking about it here, it's better to let the other party Go see the real thing.
The first phase of the rail transit project will be completed by the end of March at the earliest, and the related projects will not stop there. The rail project will gradually expand in the next few years as it passes through the group's ruled area.However, road construction consumes a lot of manpower, material and financial resources, so the executive committee also included this project in the many planning projects of "Qiong Lianfa".
Wang Qin really didn't quite understand the concept of "rail transit" that Tao Donglai was talking about, but he understood the road construction, so he immediately asked: "Mr. Tao, how to manage this road construction? Is it possible to charge pedestrians on the road?"
Tao Donglai smiled and said, "That's right, that's what you said. As for how to collect it, you'll know when the time comes."
Wang Qin couldn't imagine how the Haihan people charged people walking on this road, so he changed the question and said: "I think there is also a project to build private houses. As far as I know, most of the private houses are built by craftsmen themselves. , if it is operated by a company, how should it be operated?"
This question really asked about Tao Donglai's profession. Tao Donglai was also eager for skills, so he briefly talked about how to plan land, design and construction, market operations, and real estate marketing. Wang Qin heard the whole process. From ear to ear.
After Tao Donglai finally got excited and finally introduced the real estate development process, Wang Qin tentatively asked: "Mr. Tao is sure to follow this, and the local people will definitely spend money to buy houses?"
Tao Donglai said: "All the land in the Shengli Port area is ours, and now the houses of the local people are all provided by us. In other words, their current houses are actually not their own property. If you can buy To live in their own residence, and the living conditions are much better than their current living conditions, are these people willing to pay for this?"
"Of course I am willing. It's just that if ordinary people want to buy the big brick and tile house planned by you, they will have to save for several years. As far as I know, most of the people who come to Shengli Port to ask for a living are poor people. How long will it take for these people to save enough money to buy a house?" Wang Qin was not confused, and was not fooled by Tao Donglai's words.
Tao Donglai said with a smile: "This is easy to handle. Anyone who wants to buy a house but doesn't have enough money can borrow it from us! We can use very low interest and a long repayment period to lend money to those who want to buy a house People, even if it takes ten or 20 years to pay back slowly, you don’t have to worry about the house being built and no one will buy it.”
Wang Qin shook his head and said, "Mr. Tao, since you also said that Qiong Lianfa is to accumulate wealth, and everyone pays for the shares. Naturally, they all hope to see the benefits as soon as possible. It will take ten or twenty years to loan them out If the money is recovered, then the business will not be done.”
"Boss Wang, you have misunderstood. Qiong Lianfa is only engaged in project development. Qiong Lianfa is not responsible for borrowing money." Schneider interjected at the right time: "Our Haihan Development Bank is responsible for this. Lord of the matter."
"What kind of operation is this?" Wang Qin found that his brain could not keep up with the thinking of these Haihan people.
"If people need to borrow money to buy a house, they can borrow money from our bank, and we will advance the purchase price to Qionglianfa, so that the shareholders of Qionglianfa can get the proceeds as soon as they sell the house .As for the borrower’s repayment target, it is naturally our bank.” Schneider smiled and explained to Wang Qin: “And our bank relies on the interest on this loan to maintain expenses.”
Wang Qin thought for a while, then shook his head and said, "It's still wrong. These ordinary people have no savings and no land. What kind of collateral do you use to borrow money from your bank? Could it be possible to take your own life?"
"Boss Wang, you ignored the real transaction item in this transaction!" Tao Donglai shook his head, expressing regret for Wang Qin's IQ: "The house! From the beginning to the end, the transaction object is a house!"
Wang Qin clapped his hands and said, "That's right! Take the house directly as collateral. If you can't pay back the money, the bank will take the house back to pay off the debt! Good idea, good idea!"
Several other people in the room looked at each other and smiled. This kind of truth that is regarded as common sense in life in later generations is regarded as a brilliant money-making idea in this era.In fact, it's not that Wang Qin's brain is too stupid, it's because businesses in this era don't have the concept of operating large-scale real estate projects, and commercial and residential real estate development is an unprecedented emerging industry here.However, Tao Donglai, an industry figure like Tao Donglai, is in charge of the time-traveling group, so it is difficult to make money from related development projects.
(End of this chapter)
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