Countercurrent 1982

"What's the matter?" Liu Yonghao asked.

"The situation is like this. I also want to apply to establish a private bank through our Federation of Industry and Commerce. Do you think this is feasible?" Duan Yun asked.

At this moment, Duan Yun expressed his thoughts to Liu Yonghao without hesitation. "Do you want to start a private bank?" Liu Yonghao was taken aback when he heard the words, and then said: "Many members of our Federation of Industry and Commerce have jointly established Minsheng Bank before. If you have a need for loans, you can directly apply for it."

Just please, with the current fixed assets and profitability of Tianyin Group, you should be able to get a loan with a high limit..." "I don't need a bank loan right now. The reason why I want to start a private bank is because I want to Find more investment channels for some of your own hands, but we are a technology company, and finance is not our strong point, so we thought of setting up a professional bank. "Duan Yun paused, and then said: "I have already learned about Mr. Liu's founding of Minsheng Bank, so I also want to ask Mr. Liu for some experience.

Successfully applied to establish a private bank? "About this matter...in fact, I mentioned it occasionally when I was having dinner with some good friends from the business world..." Liu Yonghao pondered for a while, and then said: "At that time our idea was very simple. I just want to find a better way to return some of my company's idle funds. Since the interest rate given by the bank cannot satisfy us, and we are not professional in finance, we thought of setting up a private bank. Another point is to use this A private bank can help more private enterprises across the country. For a long time, the threshold for state-owned bank loans is very high. For those capable and talented entrepreneurs, it is very difficult for them to obtain the first initial capital. However, when we founded Minsheng Bank, the threshold for loans is relatively low, which can give these entrepreneurs more help, so we finally decided to establish a private bank
"

Facing Duan Yun, what Liu Yonghao said was honest.

But in fact, Liu Yonghao also has some deep-seated goals of his own when he founded Minsheng Bank.

One of the very important purposes is that this Minsheng Bank can help Liu Yonghao greatly expand his influence and appeal in the business world.Although Minsheng Bank has a lot of shareholders, Liu Yonghao is actually in control of the bank. As the actual controller, he has the right to approve loans. Therefore, many small and medium-sized enterprises and even some large enterprises, in order to obtain low-threshold loans, it is very difficult. It is necessary to establish a good personal relationship with Liu Yonghao, especially within the Federation of Industry and Commerce. Because of the existence of Minsheng Bank, Liu Yonghao is very important within the Federation of Industry and Commerce and even the entire business community.
With a strong appeal, this is an important reason why Liu Yonghao actively founded Minsheng Bank.As for Duan Yun's establishment of a private bank, in fact, it was more or less to consolidate his position in the business world. In addition, his e-commerce project also required bank guarantees. However, before, except for ICBC, other

The other three largest state-owned banks did not intend to guarantee Tianyin Group's e-commerce projects, so Duan Yun simply set up a bank by himself to completely solve the problem of e-commerce online transaction guarantees. …

"I see." Duan Yun nodded upon hearing this. "Actually, I don't think Mr. Duan needs to start a private bank by himself. If you are interested in financial investment, you can directly invest in our Minsheng Bank. We, the founding shareholders, can give you some shares for you in partnership.
Come on, as for the stock price, it is negotiable, all in all, it will not let you suffer. "Liu Yonghao said. As the actual controller and the biggest beneficiary of Minsheng Bank, Liu Yonghao naturally does not want anyone to follow him, and with the strength of Tianyin Group, if they want to start a bank, funding is not a problem at all.

So Liu Yonghao hoped that Duan Yun could become a shareholder of his bank, which was actually a kind of solicitation.In fact, Liu Yonghao doesn't like to have one more person to share the cake with him. If it were someone else, it would be impossible to have the opportunity to invest in Minsheng Bank. But Duan Yun is not an ordinary person. Through the previous conversation

It made him obviously feel that Duan Yun's real strength and background were much stronger than he imagined, so he also wanted to do his best to win Duan Yun over.

"Mr. Liu, thank you for allowing me to invest in Minsheng Bank, but I have no such plan." Duan Yun said lightly.

"Then you..." "Let's be honest with you, I founded a private bank, in fact, just to cooperate with my e-commerce project and guarantee for online payment, but my e-commerce project is very risky, especially now that the number of users is increasing. The more you have, the larger the trading volume of funds, and any loopholes in technology and rules will cause very large losses." Duan Yun frowned slightly, and then said: "So I don't want my friends who trust me to suffer. loss, i need
As long as it is just a bank with guaranteed qualifications. "

"Is that so..." Hearing this, Liu Yonghao suddenly realized.About Tianyin Group's e-commerce network, Liu Yonghao naturally knows about it, because this project is developing very fast, including Liu Yonghao's family members, who have also registered accounts on Tianyin Group's website, and they also like it very much.
This is a way of online shopping, but the only inconvenience is that if you want to pay online, you need to open an account at a designated bank.Since Duan Yun only opened a bank for commercial needs, Liu Yonghao has nothing to say, and he also feels that it is a very risky thing to guarantee online transactions.

He is really reluctant to take this kind of business.

"So I hope that if I want to apply to establish a private bank in the future, I also hope that Mr. Liu can give me some help." Duan Yun said.

"Of course there is no problem with this. Mr. Duan, if you need help in the future, just ask. We will be friends in the future, and we should support each other." Liu Yonghao said with a smile.

In fact, in Liu Yonghao's opinion, Duan Yun has such a strong strength and background, even if he does not help, Duan Yun's goal will definitely be achieved, so it is better to be a favor and provide him with some help.

"Thank you so much."

A smile appeared on Duan Yun's face upon hearing this.For Duan Yun, if Liu Yonghao is willing to help him, then this matter should be a sure thing. After all, Liu Yonghao is still very influential within the Federation of Industry and Commerce, and has a very good relationship with his superiors.
If the application is justified, then the possibility of being approved is very high.The next moment, the two raised their wine glasses together, touched each other, and drank it down in one gulp.