Countercurrent 1982

"As for the last aspect, it is the issue of online payment. Now we have established a cooperative relationship with Industrial and Commercial Bank of China. Their depositors can directly bind their bank cards with our e-commerce bank accounts to realize the online payment function." Duan Yun paused for a moment, and then said: "In addition, I would like to reveal a piece of news to everyone, that is, I have discussed with Chairman Jing before, and I plan to establish a brand new company in the name of the All-China Federation of Industry and Commerce.

A private bank, but this matter is still in the application stage, as to whether it can be done, it depends on the decision of the superior leader..."

"Mr. Duan, if you need us to take a stake, just let us know. We will absolutely fully support the establishment of the new bank."

"Yeah, it's a good thing to start a bank. Didn't Minsheng Bank do well before? China is so big, and there will be no problem with a few more private banks."

"Our company can become a shareholder."

"So can we."

For a while, everyone present expressed their support.In fact, for the establishment of private banks, any private enterprise must participate in it, because the financial industry has not allowed private capital to enter. After all, in China currently, banks are basically

A lucrative business.Minsheng Bank is the first private bank to break the state-owned monopoly. Judging from the development of the past two years, although some problems have emerged, including some shareholders abusing their power and excessive borrowing, in general, Minsheng Bank
The bank has always been in a profitable state, and the shareholders participating in it can also get considerable dividends every year.However, it is almost impossible for ordinary private enterprises to become shareholders of Minsheng Bank, because the bank was established to provide assistance to private enterprises in name, but in fact, it has a potential threshold, which can become a shareholder of Minsheng Bank. Almost all of the shareholders of the bank are top entrepreneurs from the All-China Federation of Industry and Commerce. Ordinary members of small and medium-sized enterprises have no chance of "joining" at all, although the Federation of Industry and Commerce advertises that members have equal rights.

But in fact, any industry has 369, etc. If the funds and strength cannot reach that level, it is naturally impossible to enter the core of power.Moreover, the shares of Minsheng Bank at that time were actually composed of three parties within the Federation of Industry and Commerce. The largest party was Jing Shuping and the All-China Federation of Industry and Commerce Committee represented by him. They got 40% of the shares, followed by Liu Yong
Hao represents the Hope Group, they occupy more than 30% of the shares, and finally Liu Chuanzhi's Taishan Club, they have more than 20% of the shares, which is currently the top business force in the Chinese business community.However, no matter whether it is Liu Yonghao or Liu Chuanzhi, compared with Duan Yun's Tianyin Group, they are somewhat insignificant. In terms of financial resources alone, Duan Yun's family is worse than the combination of Hope Group and Taishan Society.

Duan Yun's strength is even greater. From this point of view, Duan Yun is definitely the only existence.Although Liu Yonghao was willing to give up some shares to Duan Yun before, but from the bottom of his heart, Duan Yun disdains to play with Hope Group and Taishan Club. He can stand on his own.

You can have the greatest authority, and you don't have to argue with other people because of the internal affairs of the bank.However, although Duan Yun can support a bank on his own in terms of funds, in practice, he still needs the support of more members within the Federation of Industry and Commerce. For now, the "Mutual Aid Association" led by Duan Yun

Mainly in the south, but in the north, he still lacks the support of some entrepreneurs, and this conference of the Federation of Industry and Commerce gave him a good opportunity.Duan Yun can give up part of the shares in order to gain support, but in actual operation, he also needs to make some choices, because the purpose of Duan Yun to open a new private bank is to serve domestic high-tech enterprises.

Therefore, when choosing a company to invest in, the first choice is those technology companies, especially those companies that have business relations with themselves and allied companies, which can bring him more influence in the country. "As for the newly established bank, if you are interested, we can discuss it in private. However, what I want to tell you is that this matter has not yet been approved. If the superior really agrees, it will not be too late for you to come and talk to me." Duan Yun smiled slightly, and then said: "However, if you are interested in the e-commerce platform of our group company, if you are interested, you can join at any time. In line with the concept of making everyone profit together, anyone who wants to join

Merchants who join our platform, we will not charge franchise fees..."

"That's great!"

"Thank you so much Mr. Duan."

"How do I join this?"

"Is it true that you don't charge money?"

For a while, everyone at the scene began to show excitement.

In the eyes of outsiders, it is reasonable for e-commerce platforms to help companies sell goods, but no one thought that Duan Yun would provide services for free.

But in fact, if you want to become a merchant on Tianyin Group's e-commerce platform, you can join for free, but if you really want to sell something, you actually need to spend a lot of money.

Duan Yun's e-commerce platform borrowed from the model of Alibaba in his previous life. In his previous life, Alibaba had its own profit model.

Alibaba makes money by charging various fees.

The first is advertising: mainly through Taobao Express, Diamond Booth, Taobao Ke, etc.
The second is platform value-added services: Wangpu (standard version, extended version, flagship version) service, data statistical analysis service, various official marketing tools.

There are also third-party value-added services: third-party tp uses Taobao's open platform api to develop software services.Finally, after the merchant opens the store, in order to bring better business, it is necessary to pay a deposit, more than 1000, and the deposit of many merchants can realize a cash flow. After the cash flow, the profit cannot be achieved.
It is estimated that Jack Ma's Taobao also makes money from this aspect.So if these merchants really enter Tianyin Group's e-commerce platform and want to sell satisfactory sales, the money spent will definitely not be a small amount, and even a large part of Lilan will be spent, which is invisible

Consumption.Just like the saying that was passed down in later generations, "The free one is the most expensive", Duan Yun naturally knows the truth, the more merchants join, the better it is for this platform, and it will allow consumers to have more For merchants, the competition among peers will become more and more fierce, and if they want to win in the competition, they can only advertise desperately, and the platform itself will undoubtedly make the most profit in the end.