Daming Town Haiwang

Chapter 460 Feeling Expensive?Pay in installments
"How much does this courtyard-style house cost?"

Mr. Lu's own family members are very satisfied with this kind of house. To be honest, he also thinks this house is very good, very clean and very bright, so he directly asked the price.

"This kind of house costs one thousand taels of silver~"

Wang Jinpo quickly replied.

"One thousand taels of silver!"

When Master Lu's family heard this, they couldn't help but widen their eyes, and said in disbelief.

"Isn't it too expensive?"

Master Lu's eldest son couldn't help but said.

Although the prices of houses here in the capital are constantly rising, they don't need thousands of taels of silver. You can buy a decent house with a few hundred taels of silver. Of course, the premise is that there is a house to buy.

"You steal money~"

Master Lu couldn't help but said.

"Mr. Lu, you are joking~"

Wang Jinpo said with a little embarrassment: "Our house is indeed a bit more expensive, but it is definitely worth the money. We have convenient transportation, private schools, and convenient reading. In the future, there will be many factories and communities around. There is also great potential for appreciation here.”

"In addition, the water in our house is tap water. With a slight turn of the faucet, the water will come by itself. Whether it's washing vegetables or going to the latrine, you can just flush it after use. It's very convenient."

Wang Jinpo knew that he could not negotiate the price with the customer, but the value. One thousand taels of silver was indeed too expensive, but the price was also set by the above, and he had no way to change it.

"But it's too expensive, isn't it?"

Master Lu couldn't help but shook his head and said.

"We can pay in installments here, so the pressure is much less."

Wang Jinpo thought for a while and said.

"installment?"

When Master Lu's family heard this, they were immediately at a loss.

"The so-called installment payment is a way that you only need to pay a certain percentage of the down payment first, and borrow money from Daming First Bank for the rest, and then you repay the money to Daming First Bank on a regular basis."

Wang Jinpo also hurriedly introduced to Master Lu's family.

"For example, this house needs [-] taels of silver. You only have [-] taels of silver. You can pay the [-] taels first, and borrow the remaining [-] taels from Daming First Bank. Long or short, such as repaying the five hundred taels of silver in installments over ten years, and then calculating the interest, you only need to repay six taels of silver every month."

"Is it still possible?"

Master Lu's family was even more dumbfounded when they heard that, they could even buy the house in installments, pay a down payment, and pay the rest a few taels to Daming First Bank every month to buy the house.

"Mr. Lu, you must also know that the owner of our Jingcheng Real Estate is Mr. Liu, so we can have such a discount for everyone. Pay a down payment and pay a little money every month to buy the house you like. .”

Wang Jinpo smiled. To be honest, the first time he heard about this installment payment, he was dumbfounded. There is actually such an operation to buy a house with installment payment.

Is this not afraid that others will not pay back the money?
And this will be divided into ten years, who knows what will happen in ten years.

"It's more than six taels of silver every month, more than seventy taels of silver a year, and more than seven hundred taels of silver in the past ten years. This installment is not very good. It is better to pay it off in one lump sum."

When Master Lu heard this, he couldn't help shaking his head.

"Mr. Lu, maybe everyone here in Beijing knows the benefits of installment payment. In Tianjin, it is very popular to buy a house on installment payment. Many people like to buy a house on installment payment."

"Because you only need to pay a down payment, and you can enjoy a better life in advance by paying the rest a little each month. The interest you pay is actually very low. Now you can borrow money casually, and the interest is more than a little bit, that is, Because we are all the property of Mr. Liu, so we can have such a low interest rate for everyone."

Wang Jinpo said with a smile.

"That's right~"

Master Lu nodded, then thought for a while and said, "Let us take a look at that suite. This house is too expensive, and we really can't afford it."

"Okay, no problem~"

Wang Jinpo nodded, and then took Master Lu's family to visit the suite, to have a look.

The design of the suite is similar to that of later generations' suites, with an area of ​​more than [-] square meters. Although the sparrow is small inside, it has all internal organs, and everything is properly designed.

The model room of the suite is also very delicately furnished, with tiled floors, white walls and ceilings, glass chandeliers, cozy rooms, etc., making you fall in love with such a small home instantly.

"I like my house so much. Although it is small, it feels like home~"

The daughter-in-law of Mr. Lu's eldest son looked inside and out several times, and she couldn't help but said, and then took her husband's hand, the meaning was too clear, that is, to buy such a house no matter what.

"This house doesn't go up to the sky, doesn't go down to the ground, and it's not grounded. What's so good about it?"

Mr. Lu didn't like this kind of house very much, because the size of the house was very small, and it took several houses like this to have an acre of land, and there were houses on the top and houses on the bottom, which were not grounded.

"Mr. Lu, you are wrong. This house is precisely because it is not grounded, so there will be no moisture, and these houses are designed with a heating system. In winter, the water in the boiler is boiled, and there is no humidity in the house." It will be cold."

When Wang Jinpo heard this, he also said with a smile.

"No, no, what's so good about such a house."

Master Lu still couldn't help shaking his head, he didn't like this kind of house, he always felt that it was not grounded, if this person was not grounded, it would be unlucky, and the house was built so high, if it collapsed, people would be crushed If you die, you will have nowhere to escape when you encounter an earth dragon turning over or something.

"How much does this house cost?"

Master Lu's eldest daughter-in-law's daughter-in-law liked it very much, so she asked eagerly.

"This suite is very cheap, only two hundred taels of silver for a set~"

Wang Jinpo hurriedly replied.

"A set of two hundred taels of silver, such a house also costs two hundred taels of silver, this is a money grab~"

When Master Lu heard this, he couldn't help blowing his beard and staring.

He was not so angry that the courtyard-style house sold for one thousand taels of silver, because he thought that kind of house was quite good. The only drawback was that it was expensive, but it was also expensive to make people like it.

But this house, a house that hangs in the air, is not connected to the sky and does not touch the ground, and it even costs two hundred taels of silver a set, which is simply outrageously expensive.

"Father, this house is only two hundred taels of silver a set. It's very cheap. You can buy several sets at once, so that the brothers will have their own houses. You can also talk about marriage with your second uncle during the Chinese New Year. Next year You can also handle the third uncle's marriage."

The daughter-in-law of Master Lu's eldest son was overjoyed when she heard this, but she knew that Master Lu had also prepared several hundred taels of silver to come to the house this time.

Originally, I also thought about whether I could buy two houses. In this case, the three sons will have three houses, including the old house, and one for each of them.

Hearing her words, Master Lu was also slightly taken aback, what he said seemed to make sense, a set of two hundred taels of silver, compared with that kind of courtyard-style house, is still very cheap, and the silver in his hand can be used Bought three sets.

"But such a house, two hundred taels of silver a set, it's too expensive~"

After thinking about it, Master Lu still couldn't help but shook his head and said.

"It's expensive, but it's really good."

"The houses in Tianjin New City are all like this, and no one said that such a house is not good, and this house is built with reinforced concrete. It is very strong, and there is no need to worry about it collapsing. Go fix it."

"Of course, if you think it's expensive, you can also pay by installments. The down payment is one hundred taels of silver, and the remaining one hundred taels of silver will be repaid over ten years. One tael of silver every month is enough. .”

Wang Jinpo said with a smile, and once again sacrificed the magic weapon of installment payment.

Two hundred taels of silver is more, but after the installment payment, only one tael of silver is needed for this month. It sounds like this house is very cheap.

A tael of silver a month is nothing to the people here in the capital. Now there are many factories and workshops in the capital. As long as you go to work, you can casually earn a tael of silver a month.

If you can enter the many industries under Liu Jin's command, such as Xishan Coal Industry, Beijing Cement Factory, Textile Factory, etc., your income will be even higher.

Moreover, it was men who made money in the past, but now many textile factories in the capital are recruiting female workers, and women can also make money, although it is less than men, but the difference is not too far.

So after all, if the two husband and wife work together, there will be no problem at all in repaying the mortgage of one tael of silver this month.

This is just for ordinary people in the capital. Those who can buy a house usually have a decent income, and the income is even higher. One tael of silver this month is even more trivial.

"Is it enough to pay back one tael of silver every month?"

When the Lu family heard this, their eyes widened slightly. At first, they thought the house was expensive, but after hearing that, the repayment of one tael of silver this month made them feel that the house was not that expensive anymore.

"Yes, one tael of silver every month."

Wang Jinpo smiled and said, many of the houses in Tianjin Xincheng were actually bought by employees of many industries under Liu Jin's command. Everyone likes to pay in installments, pay a down payment, and pay the rest slowly. Cost-effective.

"Buy~buy~"

"Father, just buy this house~"

　Do you think paying in installments is good?
　　
　
(End of this chapter)