Daming Town Haiwang

Chapter 669, they are all here to withdraw and deposit silver
On Zhuque Street, the busiest place in the capital, almost all high-consumption stores such as gold and silver jewelry stores, jade stores, antique calligraphy and painting stores, banks, and banks are set up here.

On the opposite side of the Daming First Bank, there is a magnificent building with the same decoration, and the windows made of all glass are shining in the sunlight.

The big plaque of Jinshang Bank is also golden and bright, which makes people know that it is a place related to money.

The third floor of Jinshang Bank.

Fan Hanshi, Wang Wentian, and Huang Liwen held the banknotes printed by Jinshang Bank and the banknotes printed by Daming First Bank in their hands, and compared them carefully.

"It still doesn't work, the difference is too big, let alone this paper, we can't make it."

After Fan Hanshi made a careful comparison, he couldn't help shaking his head.

Jinshang Bank also wants to produce its own bank notes like the First Bank of Ming Dynasty.

It's just that no one has been able to research the banknote making technology of the First Bank of Ming Dynasty so far. They have invested a lot of money in researching this, but until now there is still no way to research it.

"There is also this ink, this tax silver and this unique number, we have no way to imitate it."

Wang Wentian also said with a little discouragement.

"We don't have to learn from the First Bank of Ming Dynasty. We didn't rely on these methods to prevent counterfeiting of our bank notes in the past."

Huang Liwen thought for a while and said.

"So in the past, our bank business couldn't be done. It was a few million taels of silver in a year. But as for the First Bank of Ming Dynasty, it is said that last year, they absorbed more than 6 million taels of silver deposits."

"Sixty million taels of silver, if we operate the bank according to the previous method, it will definitely not work."

"We must have our own bank notes like the First Bank of Daming. Otherwise, even if we also open the bank, what we receive are the silver dollars and bank notes issued by them, and we can't accept them. There is no way to carry out banking business without charging us."

Fan Hanshi shook his head slightly and said.

Shanxi Merchants Bank is a time-honored bank with a long history, and they have not been doing business in the bank for a day or two.

There is no way to open Jinshang Bank, because if it doesn't change, it will go bankrupt.

The appearance of the First Bank of Ming Dynasty almost closed down all the big and small banks in all parts of Daming in a very short period of time.

Deposits have interest, and loan interest is low. Wherever the First Bank of Ming Dynasty went, there were corpses of bankrupt banks, large and small.

"I can only spend money. Let's see if I can get the technology for making banknotes from Daming First Bank. I don't believe it. I can get this technology even if I have money."

Wang Wentian thought for a while and said.

"It's hard to say. The big bosses behind the First Bank of Ming Dynasty are today's emperor and prince. If you have money, you also need life."

Huang Liwen thought for a while and shook his head slightly.

"Don't talk about it~"

"How is the preparation for the scholarly family's house in Dongcheng District?"

Fan Hanshi shook his head slightly, thought for a while, and then discussed the real estate issue. The scholarly family was created by them in Dongcheng District. They planned to pack up and leave as soon as the money was in their pockets, just like the scholarly garden in Xicheng District.

"All the preparatory work is almost done, just waiting for the opening~"

"It's still a good money to earn. Build a sales office and make some models, and the money will come rolling in. It's a lucrative business!"

Speaking of this, Huang Liwen immediately laughed and couldn't help sighing.

"I always feel that we should do less in this kind of business. If we don't build a house for the money, it will not end well if things get big."

Wang Wentian thought for a while and said worriedly.

"What's wrong with the end, the money is in our pockets, who among them can know that we did it?"

"Let them make trouble. As for the top, we are not without people above the court."

Huang Liwen said indifferently.

"Not only do we have to do it, but we also have to do more real estate projects as soon as possible, make a lot of money, and then go to Songhu and Nanjing in the south to continue to make money."

"One real estate earns millions of taels of silver, and a few projects a year are enough for us to eat and drink."

Fan Hanshi smiled and said.

"That's how it should be. I heard that Songhu is also developing now, and the real estate business there must be very profitable."

Huang Liwen immediately smiled happier, such a good business, it is really easy to make money.

While the three of them were chatting, someone hurried up.

"Boss, Mr. Li from Sihai Commercial Bank has come and said that he wants to take away all the one million taels of silver stored in our Jinshang Bank."

"Li Chunyang?"

"Take it all at once?"

When Fan Hanshi heard this, he couldn't help being slightly stunned. The Four Seas Commercial Bank has a big business, and he and this Li Chunyang are old acquaintances, so they took a deposit of one million taels of silver from Li Chunyang, and of course the interest It is higher than that offered by the Daming First Bank opposite.

"Invite him to the living room~"

When Fan Hanshi heard this, he couldn't help frowning slightly, and said after thinking about it.

"Go, go and see!"

After speaking, he took Huang Liwen and Wang Wentian to the living room on the second floor.

After a while, Li Chunyang came up.

"Mr. Li~ Long time no see!"

Seeing Li Chunyang, the three of Fan Hanshi immediately greeted with smiles on their faces.

"Mr. Fan, Mr. Huang, Mr. Wang~"

Li Chunyang smiled.

"Mr. Li, please sit down, please sit down~"

"Come here, serve tea~"

"No~ I still have something to do today, and I'm going to leave immediately after withdrawing the money."

Li Chunyang didn't intend to sit down. Looking at the three people in front of him, he couldn't help but sigh in his heart, something like rat shit, it's over now.

"Mr. Li, what's the hurry?"

"This money can also be transferred and transferred at our Jinshang Bank, and it doesn't necessarily need to be withdrawn."

Seeing Li Chunyang's anxious look, Fan Hanshi said with some doubts.

"Yes, very urgent~"

"There is no other way. I need money urgently now. Please help me."

Li Chunyang nodded and said, just kidding, you are going to die soon, this money will not be taken away, it will be kept for you to be buried with.

"This…"

When Fan Hanshi heard this, he pondered for a moment. One million taels of silver was not a small amount. They Jinshang Bank might have this amount of silver, but the sudden loss of such a large amount of deposits had a great impact.

"Mr. Fan, is there any difficulty?"

Li Chunyang looked at Fan Hanshi and asked.

"No~ no, of course not~"

"Our Jinshang Bank has interest on deposits, and withdrawals are free at any time."

"I'll let someone prepare the money!"

When Fan Hanshi heard this, he immediately shook his head and said.

"That's fine~"

Li Chunyang nodded in satisfaction, and then went directly downstairs, where he waited patiently.

"This Li Chunyang, did we offend him somewhere?"

Seeing Li Chunyang's abnormal performance, Huang Liwen couldn't help frowning and said.

"no?"

"Our relationship with Sihai Commercial Bank has always been very good. We also have a lot of business contacts and cooperation with each other, and we are all old friends."

"However, his behavior today is indeed somewhat abnormal."

Huang Liwen thought for a while, shook his head and said.

"Boss, this is a banknote of one million taels of silver, are we?"

Soon, the manager of Jinshang Bank came with a big box, inside which were stacks of banknotes issued by the First Bank of Ming Dynasty, all of which were worth [-] taels of silver each, a total of [-].

"Give him the relevant follow-up~"

Fan Hanshi looked at the banknotes in this box, and there was a lot of reluctance in his eyes, but he still told the steward.

"Yes~"

The steward went downstairs to go through the relevant procedures with Li Chunyang, and the deposit of one million taels was taken away. The strength of Jinshang Bank is still very strong, and sufficient funds have been prepared in the capital.

"One million taels of silver~"

"If it's real silver, I'm afraid it will take a lot of carriages to pull it. It's more convenient to use this silver ticket."

"Whenever we get this bank note, we will really have endless money to spend."

Huang Liwen came to the window and watched Li Chunyang carrying the box and leaving under the protection of many subordinates, he couldn't help sighing.

However, before he could look away, several familiar figures walked towards Jinshang Bank one after another.

"East~East~"

"Something has happened~"

After a few moments, the steward ran up in a hurry again, with sweat dripping from his forehead, and said anxiously.

"What happened?"

Fan Hanshi frowned, feeling something was wrong today.

"Mr. Hu from Tiangong Cement Factory in Beijing came to withdraw the deposit, and he also took all the deposit at one time~"

"Mr. Wang from the Caiyun Textile Factory in Beijing also came to withdraw the silver deposits. They also wanted to withdraw all the one million taels of silver they had deposited at one time."

"In addition, there are seven or eight big customers who also come to withdraw and deposit silver. These people add up to take away three million taels of silver from us at one time!"

"But at present, we only have less than two million taels of silver left in our books. If we can't withdraw the silver, there will be big troubles."

The steward said anxiously, with sweat dripping from his forehead.

"what?"

"They're all here to withdraw money?"

When Fan Hanshi, Wang Wentian, and Huang Liwen heard this, they couldn't help but all stood up, all of them widened their eyes, and said in disbelief.

"Yes, they are all here to collect money~"

"And it's all today~"

The steward nodded and said.

"There are less than two million taels in the account?"

Fan Hanshi asked again.

"Yes, we usually prepare three million taels of silver. Just now, Li Chunyang of the Four Seas Commercial Bank took away one million taels, so there are less than two million taels of silver left."

The steward nodded and said.

"You immediately send someone to the Tianjin branch to transfer the money~"

"And send someone to transfer money from my hometown in Shanxi~"

"Another way to find money~"

"And ask them to come up, I'll see if I can stabilize them~"

"Huang Liwen, go to the Daming First Bank across the street and see if you can borrow a sum of money from them for emergency."

"Wang Wentian, go check it out. This matter is too unusual. Someone must be targeting us behind the scenes. Check it out and find out who it is."

Fan Hanshi walked back and forth anxiously, thought for a while, and then began to give orders.

　Start with Jinshang Bank~
　　
　
(End of this chapter)