Daming Town Haiwang

Chapter 670 Which true god did you offend?
"Mr. Hu~"

"Mr. Wang~"

"Mr. Zhang~"

"We are all old friends, why do we have to take this money away all at once?"

"Besides, let us know in advance about the money withdrawal, so that we can prepare the money in advance. We are really not prepared enough to take away so much money all of a sudden."

In the living room, Fan Hanshi smiled and said to the people who came to pick up the money.

"Using money in a hurry, there is no way~"

"Mr. Fan, can you just ask if the silver can be taken out?"

"When you deposited the silver back then, you said you could deposit and withdraw it at any time, but you didn't say that you had to say hello in advance. What's more, the money is ours, and it's just stored in your Jinshang Bank. Now we want to take it away. It’s also a matter of course, right?”

Hu Run looked at Fan Hanshi and said with a smile.

"Can ~ can ~"

"When we open a bank, we have plenty of silver. This deposit bears interest. Freedom of withdrawal is also our aim."

When Fan Hanshi heard this, he immediately nodded.

Having done business in a bank, he certainly knows very well that if the bank fails to withdraw money, something serious will happen. Once the news spreads, there will be more people withdrawing money.

At that time, it won't take long for their deposits in Jinshang Bank to be withdrawn, but the bank makes money by earning the interest rate difference.

They received other people's deposits here, and they also loaned out the silver to houses. Some of them were mortgages for people to buy and sell, and some of them were simply used by Shanxi merchants to do business themselves.

So if a run is formed, they simply cannot come up with enough silver.

"That's fine~"

"Give me all my money, please."

Hu Run nodded in satisfaction.

When the other people heard this, they all made the same statement as Hu Run, which made Fan Hanshi's face even more ugly. Now Jinshang Bank's Beijing branch only has less than 200 million taels of silver, which is usually enough.

All these big customers came to withdraw money, and it was not enough at once.

Making excuses casually, Fan Hanshi came to the backstage of the bank.

"Will Daming First Bank give us a loan?"

Huang Liwen would come back soon, and Fan Hanshi asked anxiously when he saw him.

"They rejected it right away. Even if I have a lot of collateral on my side, they are not willing to lend us a loan."

Huang Liwen shook his head, then thought for a while and said, "They all insist on taking the deposit?"

"Yes, there is no room for negotiation~"

"We must take their deposits now, but we only have less than two million taels of silver in our hands~"

Fan Hanshi nodded and walked back and forth anxiously.

"We can only delay and tell them that we need time to adjust the money~"

Thinking of this, Fan Hanshi and Huang Liwen tidied up their appearances again, and came to the living room with smiles on their faces. They kept explaining, let them go back first, and they will mobilize enough money to go to the capital within a few days. Come on, everyone will have a lot of money.

However, no one would listen to them at all, and none of them would leave, even if they couldn't get the money.

At the same time, people continued to come to Jinshang Bank to withdraw money, so that soon, there was no room for people in the reception room of Jinshang Bank.

"Close the door first~"

"It's just an inventory of funds~"

Fan Hanshi's face was livid and livid. No one could have imagined that why the business was doing well, so how many people would come to withdraw the money all of a sudden, which caused a huge problem for their funds all of a sudden.

"Immediately send people to the major industries to transfer money, and call as much money as you have~"

"Immediately send people to urge those who have borrowed money from us, ask them to pay back the money, no interest, let them return the money immediately~"

"Help me ask the manager of Daming First Bank to gather at Mochizuki~"

The Jinshang Bank was temporarily closed, and he spent countless words on the people who came to get the silver, and then gave them the less than two million taels of silver in his hand, and these people left temporarily.

But Fan Hanshi and Wang Wentian realized that this hurdle might not be so easy to pass. If they can't get the money this year, if they still can't get the money tomorrow, then there will be big problems.

There will definitely be more people coming to withdraw money tomorrow, not only these big customers, many small customers will also withdraw money, if there is not enough money to deal with it by then.

The reputation of Jinshang Bank will be completely rotted, so don't even think about messing around in the future.

What's more important is that those who can save money are all rich people, and rich people all have backgrounds, and the backers behind the big and small businesses are all very big.

It's not those ordinary people who are allowed to bully them at will. If they can't get their money, they won't even have a place to bury their deaths.

Thinking of this, Fan Hanshi and Wang Wentian immediately realized the seriousness of the times. This time, it may not only be a question of money, but also whether they can save the lives of the whole family.

It’s just that before the money was transferred, there was another bad news. The Jinshang Bank’s Tianjin branch was also facing the same problem. Big customers came to take away the deposits. All of a sudden, the money here in the Tianjin branch was also immediately I'm going to be in a hurry.

Not only was there no way to transfer money to support the Beijing branch, but they even asked for help from the Beijing branch.

"What exactly is going on?"

"Why do all the good people come to take away the silver deposits!"

Wang Wentian was as anxious as an ant on a hot pot.

Something big is going to happen, the Tianjin and Beijing branches have all their money taken away, and if there is no more money, they don't know what to do.

"Something has happened~"

Huang Liwen, who went out to investigate the cause of the incident, also came back soon, and at the same time brought back even worse news.

"Who is targeting us?"

Fan Hanshi and Wang Wentian immediately asked anxiously.

"I don't know, I can't find out~"

"Even those who had the best relationship with us were silent about this, and they didn't even want to see me. This time, something really happened!"

"Besides, the Huang family and the Liang family also sent people over just now, and there are problems with the major industries under our command."

"The textile factory and the cement factory have all been returned, saying that our quality is not good, and they have to sue us to the government to compensate them for their losses~"

"Here in Tianjin, here in Tianjin port, our ships returned with full load, but the people from the sea fish shop didn't come to buy our fish."

"There is also a shipment to Nanyang that was supposed to be arranged today. The firm that promised to deliver the goods to us is not willing to deliver the goods to us. If the goods are delayed, our losses will be great."

"Over here in Xicheng District, Shuxiangyayuan is still causing trouble. It has already reported to Shuntian Mansion, and the Shuntian Mansion has sent people to investigate the matter."

Huang Liwen didn't even have time to catch his breath, so he hurriedly began to speak. At this time, it was only February, and Tianjin, the capital city, was still a bit cold, but at the beginning, there were beads of sweat constantly appearing on his forehead.

"what?"

Hearing Huang Liwen's words, both Fan Hanshi and Wang Wentian were amazed.

Originally, I thought it was only Jinshang Bank that had an accident, but I didn't expect that all the industries under its command had accidents.

The products produced are returned by people, no one wants them, and they don’t buy them. The raw materials needed by the factory cannot be bought, and other merchants are unwilling to sell them to you, and even refuse to deliver them for you.

This is not as simple as a problem, but someone wants to kill them completely.

"Did we offend the true god, to be targeted in this way, and to be able to claim that the entire business world is targeting us?"

Fan Hanshi frowned, thinking hard in his mind, thinking about it, he really couldn't figure out who he had offended, and he would be called on the entire business world to block him.

"In the whole of Ming Dynasty, there are not many people with such a huge energy. No matter how many industries we have, involving all aspects, it is impossible for someone to have such a huge influence and call on everyone to target us."

Wang Wentian thought for a while and shook his head.

"Prepare a generous gift immediately, let's visit Duke Zhou!"

Fan Hanshi began to calm down, he didn't think about the Jinshang Bank, and he didn't think about the money, he immediately knew that behind all these unusual things, there must be some true god targeting him.

Once you find out where the problem is, you can naturally find a way to solve it.

Thinking of this, he immediately gave orders.

The Duke of Zhou he was talking about was naturally the former Minister of the Household Department, Zhou Jing. Although he had already come down, he was once the Minister of the Household Department after all. He also has a close relationship with Liu Jian, Li Dongyang, and Xie Qian in the cabinet.

It is definitely not wrong to find him. If you find Zhou Jing, you will naturally know who is targeting you very quickly, and then you can find a way to solve this matter.

Soon, the three of them hurried to Zhou Jing's Zhou Mansion.

At the same time, the news that Jinshang Bank had no money also disappeared, and all the people who had deposits in Jinshang Bank became anxious, and they came to the door of Jinshang Bank and started to make trouble.

　Ask for a recommendation ticket~
　　


(End of this chapter)