I want to work hard too!

Chapter 974 Make God!

Daniu went to the doctor in a hurry, so he asked Zhao Mingyang for help.

To put it bluntly, the relationship between Zhao Mingyang and him can only be regarded as an acquaintance and a good brother who treats him well, but in fact Daniel didn't give Zhao Mingyang anything, instead Zhao Mingyang gave him a ticket to the NBA game.

This time Daniel didn't want to find Zhao Mingyang either, but he really had no choice.

This matter of his family is really a bit difficult to deal with. A few years ago, Da Niu's family expanded their business and then sought financing. Many people had no contact with investment companies and did not know the inside ways.

At present, the country is divided into three categories, SDIC is the most powerful, followed by overseas investment companies, and finally private investment companies.

Private investment companies have the weakest capital. Generally, they cannot invest in large projects. They just miss out by chance. Most of the live broadcasts of the investment industry on the Internet are mostly private.

Foreign investment companies and SDIC basically invest in large projects. To put it simply, they are not interested in doing projects with less than 5000 million yuan.

The speed of financing is faster than everyone thinks. The money may be paid to you within a week, but they will ask you if you want to go public. They most want to go public and cash out the company, and they will give you a deadline of three to five years. If the time limit is exceeded, they will have to compensate for the loss, and they will also inspect the market conditions and give an evaluation. The more famous the company is, the more it is actually their favorite, and it is easier to cash out.

For those brands that were shown on TV in China before, many manufacturers temporarily built metal houses in open spaces in the wilderness, and spent all their money on advertisements. I know, this is easy to operate.

It is not surprising that many companies have experienced thunderstorms after listing, because they are inherently weak.

After the review, for example, the business of Daniel’s family used to be an OEM business with a large industrial chain, but it had not been listed. At that time, it wanted to expand and bought a factory next door. It needed [-] million yuan, so it looked for financing.

However, the investment company has seen the sales data of Daniel's family, has stable orders, and the real industry has always been good, with collateral. The other party did not agree to give [-] million, but gave [-] billion, so that Daniel's family can expand even bigger. Industrial chain, upgrade equipment.

But there is a condition. The big cow company will go public within five years. After the listing, they must guarantee their pre-set principal and interest and kpi. In fact, this simple understanding is to lend you money. If you pay it back, you have to make it up if you don’t make it up. In the end, many people can’t make it up, and the company is taken away.

Giving one billion is to raise the valuation to facilitate cashing out in the future.

They packaged Daniel's company into a company with a high market value, injected water into the revenue, and finally took Daniel's company and sold it at a high price, earning high interest and the difference in the middle.

According to the investor's assessment, the Daniel family's industry at that time was definitely more than one billion yuan. They dared to do so and had already done a complete risk assessment.

Daniel’s was indeed one of the best foundries in the industry at that time, and there were overseas orders, with nearly 2000 employees. I didn’t want to get this financing at the beginning, because the risk was too high.

Later, a person came out as a guarantee, and that person couldn’t refuse. This is a very embarrassing point. Some investment companies will forcefully invest, that is, I’m interested in your project, and you must let me vote. Others Don't even think about voting.

In the end, with the money, Daniel’s business doubled in size and became an industrial park directly, with nearly [-] employees recruited.

But the more they do it, the more panic they feel, because with the rise of online merchants, everyone is fighting for prices, and the price fight is ultimately to reduce production costs. home.

Let’s do it. The cost and profit are too low. It’s not as high as before when there was no expansion, but the overall operating cost is high. If it continues like this, it will definitely not make money and you have to raise money to repay the interest and principal.

The one billion yuan they gave was cash, and in the current market, the big cows have to earn 20 billion yuan a year to guarantee the return of the principal and maintain the operating costs of the factory. Now that the 20 billion yuan is in hand, the actual profit has been reduced to about [-] million yuan.

The overhead is too high and the cost of profit is too low.

Except for the fixed repayment of the principal and interest every year, their family can hardly make any money, and it is impossible to guarantee such a stable situation every year.

This is not the most deceitful thing. The most deceitful thing is that investors used the company's profits to expand on this basis. In five years, Da Niu's family basically didn't get any money, but opened a lot of brand chain stores.

After going public, there is still a big trouble, that is to attract other shareholders, and the property of Daniel's family may not belong to his family.

Moreover, this model has put Daniel's family in a dilemma. Their family's shares will be used as mortgages in the future to continue to expand.

The Daniel family seems to be a big business now, but the risk is very high. Even if they make money from the listing, they will use the money from the Daniel family to fill the gap before, and their family will return the investors’ money with interest. After all, their family is likely to be working for nothing, and they have to give their property to others.

Many people are familiar with the VAM agreement, but how is this VAM?
Generally, corporate financing will define several models. The first is the traditional loan principal and interest model. This model is to take your property as a mortgage. To put it bluntly, the loan pays interest, but the interest is very high. For example, if you borrow a sum of money, It is agreed that the interest rate will be three percent, but in reality you have to pay seven miles or even one cent before releasing it to you. The money will be released to you normally, but a sum of money will be crossed out when the loan is released. This amount is the difference in interest. You have to pay Make up for it.

There is also a wholly-owned acquisition, that is, you are optimistic about your property and buy it for you with a sum of money.

The third is the cooperation model. I pay you to contribute, and do not interfere with your normal operation, just to eat your dividends.

As for the VAM agreement that everyone often hears about, it is more profound. Generally, companies and investment companies that dare to play like this are purely gambling.

What they want is annual sales, commonly known as fancy KPIs. Generally, some companies and projects with no money dare to play like this, and they don’t want to use their own money to start projects, but money is not so easy to get.

For example, Brother Shanzheng would rather offend theaters than sell the movie to an Internet company for free playback. The Internet company will buy it out at a one-time price to attract customers. The investor gave Brother Shanzheng, for example, [-] million yuan to shoot this movie. , but after the release, the investor must get [-] million, which is less than [-] million, and the mountain strives to make up for [-] million.

And there is a time limit in this agreement, if it is not completed within the time limit, you will be compensated. This is why many current movies like to seek investment from insiders and dare not cooperate with investment institutions. Insiders are more accommodating and communicative. .

Investment institutions are different, you will default if you are one day late, so Brother Shanzheng sells the movie to an Internet company, for example, it only sells [-] million in the end, and he returns it to the investor. In fact, he also earns, because the [-] million investment will definitely not be used [-] million, he can't make much at most, the investment company is not losing money, and everyone is not losing money in this bet.

But there is a kind of betting against each other, which is more miserable. For example, Xiao Wang and Boss Jia are two cases.

Xiao Wang made a bet that if he didn't complete the expected sales, he would lose money, and finally his family lost.

Boss Jia did not achieve the expected goal. He went abroad and will be back next week.

One of these two is that the invested company loses a lot, and the other is that the investor loses a lot, and the investment institution also faces risks. This kind of risk is not low, so the current investment institutions have returned to another method, which is Double protection.

That's the trouble the Daniels are facing now, and they signed a KPI contract under the premise of principal and interest.

Now it's troublesome, things are pressured by others, and the expected sales have to be completed. If they can't, their family will immediately enter the debt mode.

Da Niu's family is in a state of desperation right now, how can such a big hole be filled?

Moreover, the five-year partner is coming soon, and there is less than a year left, and they basically cannot complete it.

Zhao Mingyang made an appointment with Daniel to have a face-to-face interview, and he wanted to go to Daniel's property to see what was going on.

The next day, Daniel came to pick up Zhao Mingyang by car. Zhao Mingyang asked Daniel to park the car and take his car. Lao Wu drove the car. Zhao Mingyang guessed that the generation of Daniel's father was actually more fancy. The opponent's strength.

Daniel took someone there, especially at Zhao Mingyang's age, the other party might not listen too much.

But if you drive a multi-million-dollar luxury car with a driver and a commercial vehicle behind it, which contains legal affairs, finance, etc., the other party will attach great importance to it.

Zhao Mingyang didn't go to Daniu's company, but found a hotel outside for dinner.

Da Niu's father wanted to arrange for Da Niu's uncle to come over, but Daniu asked his father to come and receive him in person.

When Zhao Mingyang's car arrived, Daniu's father and uncle knew that it was not easy to come. Although Rolls-Royce was nothing to them, at least the other party had it. This was a manifestation of strength.

In addition, when Zhao Mingyang got out of the car, Daniel and Old Wu were standing beside Zhao Mingyang tall and burly, Daniel's father could see that Daniel was hanging out with Zhao Mingyang.

This kid has been disobedient since he was a child. Apart from being afraid of the girl from the Ren family, he is also taken care of by Daniel's family. He can't offend the girl from the Ren family, so Daniel restrained himself.

Now it seems that Daniel is following Zhao Mingyang, and a group of men and women in well-fitted suits got off the commercial vehicle behind Zhao Mingyang, who looked like business elites.

Zhao Mingyang walked over, Old Wu glanced at the group of people, then took a step back, Zhao Mingyang stepped forward, and the group of people could tell that Old Wu was Zhao Mingyang's bodyguard.

"Dad, second uncle and third uncle, this is the president of our Youth Chamber of Commerce, and also my elder brother Zhao Mingyang, I specially asked him to help this time." Da Niu also told his family last night, saying how awesome Zhao Mingyang is, but his father I thought that sometimes it is impossible for children from rich families to help solve problems for the family, and it is not a small amount of money.

Now look at Zhao Mingyang, this is very professional, Zhao Mingyang shook hands with them, and then walked into the hotel.

Daniu's family also showed the prepared documents to Zhao Mingyang. Zhao Mingyang asked the team to check, then took a sip of the tea on the table and said, "I have limited time. You can decide whether to listen to me or not. People seldom recognize their brothers. When Daniel calls me brother, I will treat him as a brother, and I will help him when he is in trouble.

Now that the pit dug by the other party is so deep, it is better to continue to dig bigger and deeper, and you pull the other party to jump into the pit together. In the end, whoever dares to jump will lose, and if you don’t dare to jump, fill the pit together. "

All the people present were surprised when they heard it. What does Zhao Mingyang mean?It seems to mean that the fish will die and the net will be broken.

"You and our Daniel are friends, so I'll call you Xiao Zhao. I don't understand what you mean. What do you mean?" Daniu's father looked at Zhao Mingyang and asked. Niu is very similar to a middle-aged man who is also tall and burly, but now he feels that the youth in front of him is not simple.

"It's very simple. I'll handle part of the business for you. I have e-commerce overseas. If you're in China, let the members of the Youth Chamber of Commerce help you spend a fortune. This is an introduction. You take these orders to apply for loans and use factory equipment. Mortgage loans, use the company as a mortgage, and let all shareholders take out the loans as collateral, because this needs to expand production capacity again.

To put it bluntly, a large part of the order I gave you is fake, that is, after I buy it, if it is returned, you must take it back and find a way to sell it or give me a new one.

But I will sign a five-year order cooperation with you, direct sales in the global market, and go to the low-end. You will take this opportunity to open factories abroad, and then expand the scale to make this enterprise a market value of at least 400 billion.

At most, I will add data to you, inject some water into it, and ensure that you can complete the things in the original financing agreement, but if the water is injected, you have to find a way to pump it. At most, you can guarantee that your business will be in your hands for five years. ,
And the other party will also be trapped by you, that is, the books are out of account, the company is worthless, and all of them are debts. In the next five to ten years, the other party will definitely try to cash out and leave. You just need to prepare a sufficient fund pool to buy back shares. Yes, but when the repurchase comes back, you will also fall into a huge pit. Do you have the ability to backfill it.

I can help here at most. If you are in trouble and unable to backfill, then I will try to find a way to help you manage a new plan. Let’s have dinner first. After dinner, go to your industrial park to have a look. "

The Daniu family breathed a sigh of relief when they heard Zhao Mingyang's words, but Zhao Mingyang also said that the delay would be five years at most. To put it bluntly, it was to increase leverage again, but Zhao Mingyang could also help them digest part of the order. It has been a great help.

Daniu's family offered a toast to Zhao Mingyang, but Zhao Mingyang refused all of them. He didn't want to drink so much that he went to the industrial park in a daze.

Daniel actually didn't expect that Zhao Mingyang might also miss this piece of fat.

It is very difficult to approve an industrial park. It was approved many years ago. What is even more difficult is to form industrial supporting facilities. Moreover, Daniel’s family occupies the vast majority of this industrial park. The advantage of the garden is ecology.

A closed loop can be formed from production and processing to export. Zhao Mingyang walked around the industrial park, and the planner who came with him whispered in Zhao Mingyang's ear about the area occupied here, as well as the planning procedures, and how to plan in the future.

Zhao Mingyang went to look at the workshop again. After the inspection, Zhao Mingyang signed a contract with the other party. He was very happy. The first batch of orders was [-] million US dollars, which made everyone confused.

Zhao Mingyang opened his mouth and kept his mouth shut for the sake of his brother, he believed in his brother, and he would do his best to help him in trouble...

Is it so happy?Daniel was so moved that he didn't think much about it. He wanted to know what to do if he couldn't complete the order in the future?
Why can't it be done?If wages cannot be paid, then the strike cannot be completed. How to deal with it?Low-cost processing industry ah.

Or Zhao Mingyang became the largest shareholder with an increase in shareholding.

How to buy shares at a low price and become the largest shareholder?Not long after the listing, the news came out that the company’s data fraud has been losing money, the stock has plummeted, the employees are afraid that the boss will run away to ask for wages, and the company will not be able to pay. Both the big cows and the investors will be in trouble. Zhao Mingyang will help That is to say, gain both fame and fortune.

He is still a good big brother who values ​​love and righteousness. Da Niu never thought that this good big brother is more terrifying than the previous investment company, but this good big brother will leave him a sum of money to live comfortably, so that he can live comfortably for three generations.

"Brother Mingyang, our family still has a big problem. How do you solve it?" Daniel returned to the car and returned to Shencheng with Zhao Mingyang.

"Tell me about it." Zhao Mingyang said.

"It's just that many related households can't be rejected, they are all introduced by famous people, they don't want to be ordinary employees, they all get a job, as a result, this group of people do everything they want, and they even form cliques, My dad can't say it, let them go on like this, it's hard to deal with, and the internal conflicts in the company are basically caused by these people." Daniel said.

"It's simple, go abroad and register a few companies with Shencheng Imperial Capital, let's say it's your international department, put all these people together, each with the identity of a manager or supervisor, the task is logistics and visiting customers, keep it , Who doesn't want to do it and leave by themselves, the salary will be paid as usual, just don't let them interfere with the management.

Do you think there are so many companies in Shencheng, why do you have offices abroad in the imperial capital?Just put this group of people together, and internal conflicts will arise. If you get each other out, there will be no problems. Just let them fight among themselves. Don't worry about it, it's just a small problem. "

Daniu instantly understood what to do, Zhao Mingyang's idea is very good.

After returning to Shencheng, Zhao Mingyang sent Daniel to the parking lot and asked Lao Wu to drive away to meet Gu Man.

Now Gu Man has fulfilled her wish and lived in a river view room. This is what she has always wanted since she came to Shanghai. At that time, people said that people who can live in a river view room are either rich or expensive, and only one in ten thousand people in Shanghai can live in it. .

As a result, Gu Man tried it, and even one ten-thousandth said it was less, and it would take one fifty-sixty-thousandth to do it.

It was too difficult, really too difficult. At that time, Gu Man fell into despair and only bought a small two-bedroom apartment after ten years of struggle.

But now it is different, she lives in a river view room of more than 360 square meters, the huge floor-to-ceiling windows can look at the river view, and on the table is the Hermès she just bought, which she wanted to buy but was reluctant to buy.

And cars, she bought her dream car, an Aston Martin coupe, and a Porsche 911. She bought an Audi R8, in short, she realized all her previous dreams.

But there is still a bigger dream that has not been realized. She wants to be like those successful female entrepreneurs. Under the spotlight, she always wants to be the pride of their family, the pride of the school, and the existence that attracts everyone's attention.

Now that she hasn't really appeared on the stage, Zhao Mingyang has kept her behind the scenes, and she has a premonition that she is going to appear on the stage.

The doorbell thought about it, it was Zhao Mingyang who came.

Gu Man hurried to open the door, Zhao Mingyang looked at Gu Man, who was wearing a wine-red pajamas and had long hair, and had a big wave.

Gu Man is the only one on this floor, and she is not afraid of being seen by outsiders. The real estate certificate covers an area of ​​360 square meters, and the actual area is almost [-] square meters.

The view here is really good, and the price is really expensive. Zhao Mingyang has always been willing to spend money, especially talents, and he is also a grateful person. Man is still very willing.

That's why Gu Man didn't ask Zhao Mingyang for some promises, because Zhao Mingyang did give her a lot of protection, and the group of people who followed Zhao Mingyang got a lot of protection.

Zhao Mingyang changed his shoes and walked into the house, took Gu Man's hand and walked to the French window to watch the night view of the Bund.

"I'll give you a gift." Zhao Mingyang said.

Gu Man didn't know what Zhao Mingyang said. The next second, a sentence appeared on the TV tower on the Bund: I Love You Gu Man.

Gu Man burst into tears when she saw it. Zhao Mingyang knew exactly what she wanted, she wanted the world to know her existence, and she wanted to stand in the center of the stage.

Zhao Mingyang put his arms around her, and this was a waste of money for the beauty's smile. The advertising fee was calculated by the minute. Zhao Mingyang contracted it for a full hour. This giant screen costs 1 yuan per minute, and on both sides of this big screen There are also two giant screens in the building, and the screens on them have the same content. Zhao Mingyang also contracted for an hour.

"I let Quan Shencheng see these texts without blind spots. You can write anything you want, including your photos." Zhao Mingyang said.

"Can I put my photo?" Gu Man asked,
"Of course, from tomorrow onwards, you will face the media, and I will make you the brightest star in the night sky," Zhao Mingyang said.

Gu Man trotted to get the phone, flipped through the photos and said, "Which one do you think looks better?"

"Kids make the choice, whichever one of yours looks good, put them all up." Zhao Mingyang took Gu Man's cell phone and sent a photo to his own cell phone, and then sent the photo to the projection screen.

Soon, Gu Man's photos appeared on the big screens. Gu Man never dreamed that one day, she would appear on the big screens in Shencheng.

Soon, an entry appeared on the Internet #古櫚who? #.

Gu Man's phone rang non-stop, and so did Wechat, all of them sent messages to ask her.

Gu Man never denied that she was a vain woman. She wished the whole world knew that she was living a good life and that people knew that she was excellent. She was not willing to live an ordinary life in this life. What she pursued was a place with light.

Zhao Mingyang has now given her a place to shine, she is ambitious, and this fact of hers makes Zhao Mingyang feel that she is the most reliable, because she will protect Zhao Mingyang's property at all costs, and she knows better than anyone else. If Zhao Mingyang collapses, the ship will be ruined, and everyone on board will have a hard time and will sink.

Zhao Mingyang spent more than 200 million advertising fees to make Gu Man hit the headlines and make his official debut.

Gu Man posted a WeChat picture in Moments saying: Don't ask anymore, it's me, I'm going to rest, good night everyone.

Then he turned off the phone and went to Zhao Mingyang, put his arms around Zhao Mingyang and said, "You have fulfilled almost all my fantasies, you were sent by the gods, right?"

Zhao Mingyang looked at Gu Man with a smile and said, "This is where you are, and this is the beginning. From tomorrow, you will go to the international market. The e-commerce I deployed in East Asia the year before last and this year in Japan, South Korea, Europe and the United States will go online soon." , you are the person in charge, don't worry, I will help you behind the scenes.

You will be a world-renowned female entrepreneur. You founded this e-commerce platform, and you are a myth. "

"Are you making gods?" Gu Man said.

"Why not?" Zhao Mingyang picked up Gu Man and walked towards the sofa...

"You called me a myth just now, aren't you blaspheming the myth..." Gu Man said charmingly.

(End of this chapter)