The Fourth Lingshi Financial Crisis

Chapter 585 Yuntianhua's trump card
Although Yun Tianhua is recognized by the world as the puppet president of Lingshi Reserve Bank, he was able to sit in this position and was not directly taken down by Lin Jianxing like Sun Gufeng, Li Feiyu, or Fu Meng. Very good.

After this analysis, even Yang Lu couldn't find any faults, so he continued to ask: "So, other chambers of commerce have similar attitudes?"

Yun Tianhua shook his head and smiled wryly: "After all, Lingshi Reserve Bank is just a noble institution, and the real power in its hands is not that great, especially when it goes deep into the micro level, the influence is even smaller. Most chambers of commerce will definitely not In order to make friends with us and offend the great god of the Wuliang Sword Sect, only you guys in Haiya City who are brave enough to wear shoes are not afraid of wearing shoes."

Although what happened in Haiya City is kept secret by all parties, but this matter obviously failed to hide from Yun Tianhua's eyes. He said this to imply to Yang Lu that he already knew about Lin Jianxing's failure to return from Haiya City. matter.

This further confirms Yang Lu's guess:

Although Yun Tianhua is in an embarrassing situation, he is by no means a lamb at the mercy of others. The real puppet president would never get such secret information, let alone ask for help from the Haiya Department of Lingshi Reserve Bank, which has almost no friendship.

As Yun Tianhua just said, the Haiya faction has already offended Lin Jianxing to death, and they are not afraid of going down to the head of Lin any more. Therefore, they are indeed the most likely and most hopeful cultivators to lend a helping hand to Yun Tianhua One of the forces.

Yang Lu nodded and said, "That being said, the price Jiang Huaan offered is not high, so it may not be able to help you solve the problem."

Yun Tianhua didn't care about this and said: "It's understandable. After all, the Luojia Chamber of Commerce itself is a mess. No one can say how much non-performing assets it can recover. It is already a face for me to give a quotation, so they How much is the quotation?"

Yang Lu stretched out five fingers and said, "5 million Lingshi coins!"

Under the current context, Yun Tianhua's so-called negotiating partners obviously refer to those cultivators outside who are making trouble and protesting, so Yang Lu immediately asked: "Do you have other bargaining chips in your hand?"

Yun Tianhua was slightly surprised and said: "Jiang Hua'an is really willing to spend his money! I thought that he would have to lower the price to less than 3 million yuan in Lingshi coins, but I didn't expect him to... Hehe, it is worthy of being able to compete head-on with Lin Jianxing guy!"

Since Yun Tianhua directly took out this jade slip, he obviously lifted all the restrictions attached to the jade slip in advance, and as Yang Lu put his consciousness into the jade slip, a large amount of information was copied and pasted directly. Instilled into his spiritual level.

As the browsing continued, Yang Lu quickly showed a puzzled expression on his face: "President Yun, this Lingshi Reserve Bank's financial statement seems to be a bit incomplete!"

Now it was Yang Lu's turn to be a little surprised: "Can a mere 5 million yuan in spirit stone coins solve the problem of the Luo Family Chamber of Commerce?"

The vast majority of information in the cultivation world is still stored in paper media, and often only very important information is stored in expensive jade slips. This kind of jade slips not only transmits information extremely efficiently, but also reads faster than eyes Dozens of times more, and can also cast various secrecy spells on it to prevent unscrupulous people from snooping.

Yang Lu smiled wryly, "I always thought that President Li wanted to stimulate the economy through this method."

"This is just a side effect. In fact, President Li does not want to use monetary policy to stimulate the economy at all. This is not what a qualified central banker should do." Although Yuntianhua has no sense of presence, it is a professional background after all. The business of Lingshi Reserve Bank is obviously very familiar, and he introduced his business in a straightforward way, "Actually, President Li mainly wants to make Lingshi Reserve Bank profitable again... You should know that Lingshi Reserve Bank, as a central bank, theoretically It does not need to make a profit, nor should it pursue profit, but President Li is obviously aware of the dangers that Lingshi Reserve Bank may encounter in the future, so he reversed the car for the first time. It has to be said that President Li Qingyang can have the same level as he did back then. His status is not only because he is a registered disciple of President Lu, whether it is his judgment of the situation or his scheming and skill, he is ten times better than me, Yuntianhua!"

Yun Tianhua said lightly: "The detailed financial statements of the Lingshi Reserve Bank involve some core secrets from 500 years ago, so I have to hide some of the information, but the remaining content is enough to explain the problem to you. !"

Yun Tianhua took out a beautifully shaped jade slip from the storage bag and put it on the desk: "This is the account of Lingshi Reserve Bank in recent years. In theory, this information can only be checked by me, the official president, but since You have come here to help, and it is a special situation right now, so it’s okay to show you. Although the Lingshi Reserve Bank is a so-called central bank, its essence is no different from that of ordinary commercial cultivation banks, so it has its own advantages. Profitability, it’s just that we haven’t carried out profitable activities before.”

Yun Tianhua chuckled and continued to explain: "I do have some bargaining chips in my hand, but not too much. Although you are President Li's apprentice, he didn't seem to let you participate in the operation of the Lingshi Reserve Bank back then, so some things may You don’t know yet. In fact, the interest rates on excess reserves of major commercial banks have not always been so low, but were deliberately lowered in the last few years of President Li’s tenure.”

Yang Lu replied in an unexpected tone: "Sure enough, the Lingshi Reserve Bank has been in charge of Zhongzhou for 500 years, and it's not that they don't have chips in their hands."

Through Lingshi Reserve Bank's general report and Yuntianhua's introduction, Yang Lu has already understood the arrangements Li Qingyang made before his death. Lingshi Reserve Bank has a large number of Lingshi mine stocks with a yield of about 0.1% on the asset side, but its liability side There are also a lot of excess reserves of major commercial banks with lower yields, and the interest rate difference is the profit of Lingshi Reserve Bank.

Yun Tianhua shook his head and said, "Of course not enough, but at least it can give me more bargaining chips in my hand!"

Li Qingyang and Yuntianhua took advantage of the fact that no one was paying attention, and by slightly lowering the interest rate on excess reserves of the Lingshi Reserve Bank, the major commercial banks could only deposit the funds back to the Lingshi Reserve Bank due to the lack of investment opportunities due to the economic downturn. Under the circumstances (Lingshi Reserve Bank stipulates that major commercial banks are not allowed to invest deposits in Lingshi mine stocks), a wave of seigniorage was collected under the guise of stimulating the economy.

Since the Lingshi Reserve Bank has always been operated independently, the financial statements have always been the top secret exclusive to the president, and Yun Tianhua is also very clear that Liu Hanxing is Lin Jianxing who made him stand up, so he will definitely not put Lingshi Reserve Bank The top secret, I took the initiative to reveal it to Liu Hanxing.

Therefore, Lin Jianxing's master and apprentice didn't realize that Li Qingyang had actually secretly kept a small treasury for the Lingshi Reserve Bank, and this was Yun Tianhua's last hole card.

As we all know, the balance sheet of the Lingshi Reserve Bank has already exceeded one trillion yuan of Lingshi coins. Even if Li Qingyang only made a 0.01% interest rate difference, he would get an additional profit of hundreds of millions of Lingshi coins every year. According to Yang Lu According to the data in the report in hand, the unpaid surplus in the accounts of the Lingshi Reserve Bank has reached 10 billion Lingshi coins!

(End of this chapter)