The Fourth Lingshi Financial Crisis

Chapter 586
From Yang Lu's point of view, Li Qingyang and Yun Tianhua's behavior of hiding the small treasury was blatantly bullying Lin Jianxing's master and apprentice who didn't understand business.

From a macro perspective, this behavior clearly does more harm than good.

If you want to use a vivid analogy, it is equivalent to me cutting off a piece of your meat, and then feeding this piece of meat to your body, which is simply a nonsense behavior that is not worth the gain.

It can even be said that this kind of wool-sweeping operation indirectly led to the accelerated bankruptcy of the Luo Family Chamber of Commerce.

Still, it's not entirely pointless to do so.

Although Li Qingyang lost [-] people and gained [-] for himself, it seems that he lost [-] as a whole, but if the [-] is in the hands of others (such as the hands of the Luo Family Chamber of Commerce), sooner or later it will be taken by the monks of the sectarian or the sect of the world. Corrupt elements carve up everything.

However, the Lingshi Reserve Bank’s seigniorage operation has exacerbated the financial crisis in Zhongzhou and caused a loss of [-] yuan in Zhongzhou’s economy, but the [-] yuan profit is really controlled by Lingshi Reserve Bank. hand.

Facing the immediate predicament, the one billion spirit stone coins in the hands of Lingshi Reserve Bank are obviously more useful than the two billion spirit stone coins in Lin Jianxing's hands.

If the central bank's surplus of 10 billion Lingshi coins is combined with the 15 million Lingshi coins received by the Shanghai Cliff Chamber of Commerce, Yuntianhua's available funds have reached [-] billion Lingshi coins. It is still a drop in the bucket for the Luo Family Chamber of Commerce to poke holes, but at least there is a certain amount of room for maneuver.

Thinking of this, Yang Lu couldn't help feeling a little bit emotional.

"To describe my plan in one word, it is procrastination. If I describe it in four words, it is payment in installments."

"what do you mean……"

"To be honest, I'm only [-]% sure at most!"

Yun Tianhua spread his hands together, and said with a face full of reason: "Can we still manage so much now? Let's close this matter first! Although the economic situation in the cultivation world has long been riddled with holes, like the Luo Family Chamber of Commerce There are really not many landmines of this level, and if Sect Leader Lin wants to incite another riot of the same level, I am afraid it will take a long time to brew."

"What I mean is very simple. These troublemakers can connect with each other in just half a month, and they can run rampant in the Wuliang Mountains. If there is no organization and instigation behind them, it is impossible! With these ulterior motives There are instigators here, and we want to solve the problem by slapping IOUs and talking about it, which is as difficult as heaven!"

After carefully reading the information in the jade slip, Yang Lu looked up again and asked, "Do you think 15 billion Lingshi coins are enough?"

Yang Lu thought about it, but still felt something was wrong: "If this agreement is signed, Lin Jianxing will realize that Lingshi Reserve Bank has a small treasury. What if he wants Lingshi Reserve Bank to take more responsibility? Lingshi Reserve Bank It is impossible to adjust the reserve interest rate to a negative number, so that commercial banks will choose to hold cash."

"So you're just going to keep procrastinating?"

Behind these things, there is actually a faint shadow of Li Qingyang!

"Then why are you procrastinating? The economy of the cultivation world has reached this point, how long can you procrastinate?"

If they are repudiated by Qiuhou, they have nowhere to reason!
No one knows if the Infinite Sword Sect and Lingshi Reserve Bank will give them a second chance to gather and make trouble after suffering such a big loss.

Yang Lu also agrees with Yuntianhua's judgment.

When an exchange bond defaults, the exchange will often give priority to paying retail investors instead of institutional investors, because retail investors invest with their own money and are willing to fight with others if they lose money, but institutions hold It's all the company's money or the client's money. No one will fight others for the public money, and there is a high probability that they will just knock out their teeth and swallow it in their stomachs.

Hearing Yun Tianhua's dejected speech, Li Qingning was also shocked, and couldn't help interrupting the discussion between the two: "President Yun, you just said so much, but in the end, are you only so sure?"

"Do you guys know something?"

Yang Lu immediately raised Jiang Hua'an's question: "According to the logic, something should have happened to those sects that were born out of the world, but I don't know why, until now, those sects from the world seem to be able to maintain the normal operation of the sect."

Yang Lu made a sharp gesture and said, "Lingshi Reserve Bank should still have a lot of Jindan stage practitioners! The reason why everyone dare not make a move is because there are too many people making trouble outside, and they will deduct the damage with their hands." No one can afford the merits. Although those big retail investors are very rich and their level of cultivation is not low, their number will definitely not be too many. If there are only a few hundred people in the area who want to make trouble, we can definitely send out experts. Give them some color!"

"That's right, if someone kills us and asks us to pay off the debt with real money, we really can't afford that much cash."

Yun Tianhua nodded and said: "President Li is not the kind of character who likes to praise others. He is so optimistic about Consultant Yang, which shows that Consultant Yang must have some special qualities."

Since the number of cultivators in the Kyushu cultivation world is not large, and they are scattered in the Kyushu continent, which is dozens of times larger than the earth, financial mass incidents where a large number of practitioners gather together rarely occur. Not too much, so when it comes to the experience of solving financial debt problems, Kyushu cultivators can't catch up with modern Earth people even if they flatter them.

Yun Tianhua has worked in Lingshi Reserve Bank for hundreds of years, and he has a lot of experience in dealing with people. After learning the advanced experience of the earth's financial world, his eyes suddenly brightened and said: "Yes! The Rock's Commercial Bank owes the largest amount , are generally legal person institutions such as comprehension chambers of commerce and vassal sects, but those who owe the most money are those retail cultivators. Now those sects and chambers of commerce are hiding behind retail investors and fanning the flames. We only need to settle these retail investors. Chambers of commerce and sects Naturally, they dare not openly jump out and confront us!"

Yang Lu shook his head and said, "We don't know either!"

Faced with Yang Lu's soul torture, Yun Tianhua smiled and gave the same answer as Jiang Hua'an: "As long as it can be delayed for a while, the pressure will be transferred to the head of Lin. You also know that the biggest financial problem is now The cultivation forces in the world are those sects that belong to Sect Leader Lin, if those sects go bankrupt, will Sect Leader Lin, who has lost his foundation, still be able to hold his seat?"

In this way, the group incidents that the regulators are most worried about can be avoided.

Even though Li Qingyang has passed away for nearly two years, his layout is still affecting today's Lingshi Reserve Bank, and even the situation in Zhongzhou as a whole. It's no wonder that a master of Yuntianhua's level will be convinced by him.

He didn't even do anything specific, sometimes he just made a suggestion lightly, or acquiesced in certain things to happen, so that things could run along the established track.

So Yang Lu also shook his head: "IOUs can't solve the problem perfectly, and we need to cooperate with other means to work together!"

The method Yang Lu mentioned is actually the usual method of dealing with bond defaults on the Earth Exchange.

Yang Lu nodded, handed the jade slip in his hand back to Yun Tianhua, and then asked sincerely: "No matter what you say in the future, the most urgent thing is to deal with the problem of the Luo Family Chamber of Commerce. If we can't pass this test, we can discuss anything now." Nonsense, to be honest, how sure are you that you can convince those thugs outside?"

"It's not that I don't want to solve the problem completely, but that I don't have the ability, not only I don't have the ability, even Li Qingyang and Mo Yunlan don't have the ability!"

Under such circumstances, Yang Lu will definitely have his own unique insights into the financial problems facing the cultivation world.

I have to say that Li Qingyang really guessed right this time.

This made Yang Lu feel that Li Qingyang's layout of what happened behind him was like an invisible net, everywhere!

He knew very well in his heart that Li Qingyang was so optimistic about him, probably because he knew that Yang Lu and President Lu were demons from beyond the sky who came from the same world, and this civilization called Earth had significantly more experience in the financial field than in the realm of comprehension.

"So do you have any specific plans now?"

However, now that I think about it carefully, whether it is the great difficulties that the reform of Zhongzhou's social security system brought to Lin Jianxing's rule, Wang Ziwei's conspiracy to rescue the ancestor Wang Sandao of the Lingzu, and the backhand behind the financial statements of Yuntianhua and Lingshi Reserve Bank , the succession of President Lu Yang's real legacy, or even the personal safety and final retreat of his great-granddaughter Li Qingning...

Speaking of this, Yun Tianhua seemed to suddenly think of something, and continued to ask: "But not all retail investors have no money, and some retail cultivators in the foundation period were also cheated by the Luo Family Chamber of Commerce for more than 4 yuan, and even paid for money. Some big retail investors have been cheated out of 80 million spirit stone coins, and I'm afraid these guys won't let it go!"

Yang Lu smiled wryly, but didn't know how to explain it.

Yang Lu deliberated on his words for a while, and then continued: "The wealth in the cultivation world of Kyushu conforms to the 20.00th law. 80.00% of the cultivators control 4% of the wealth. If we want to divide and disintegrate these troublemakers, we cannot The rain and dew are even, retail investors with small arrears can pay all in cash, but retail investors with large arrears, as well as all chambers of commerce and sects, must issue white notes in full. Since there are less than 4 cultivators making trouble outside, we will follow The standard redemption of [-] yuan per person in Lingshi coins, and for the insufficient amount, IOUs will be issued for the full amount, which should be able to meet the requirements of most of them."

When Yun Tianhua talked about his method, his expression was a little helpless: "We really don't have enough cash on hand, so we can only advance less than a quarter of it first, and the rest can only be advanced slowly to them. I think it can be used Lingshi Reserve Bank’s future profits are mortgaged, although this is equivalent to Lingshi Reserve Bank taking the initiative to shoulder bad debts, but at least it avoids a hard landing of debt default.”

Yun Tianhua frowned and said: "There is indeed a problem here, and I will also ask the familiar chambers of commerce to pay more attention to the situation of those sects, as long as the monks of the sect can't conjure spirit stone coins out of nothing, there will definitely be clues! "

Originally, he thought that Li Qingyang's death was very sudden, as if he hadn't prepared for anything, so he passed away suddenly, completely letting himself wipe Li Qingning's ass.

After all, everyone is protesting in groups at the gate of Lingshi Reserve Bank, and no one can do anything to them, but if they return to their own territory, it will be easy to be defeated by the vassal sects and comprehension chambers of commerce they belong to as before.

This mass incident was originally aimed at Yun Tianhua himself, and the instigators will definitely do whatever it takes to fan the flames. If everyone can get real money, that's okay. They want to send everyone away with IOUs worth billions Well, when someone deliberately instigates it, it is difficult to tell the truth. Even if Yun Tianhua swears with his own wealth and life, he can't guarantee so much money.

Yun Tianhua smiled wryly: "If these cultivators who came to the Lingshi Reserve Bank to make troubles gathered spontaneously, then I think there is at least a [-]% to [-]% certainty that the problem can be solved."

Yun Tianhua obviously had a plan for this, and quickly replied: "Some time ago, I had roughly estimated the losses of those troublemakers outside, and they were owed a total of 56 billion yuan in Lingshi coins. The creditors of the Chamber of Commerce did not rush over, and some sects of comprehension who were owed money did not dare to jump out because they were worried about revenge from the Wuliang Sword Sect. If all these debts were added, the total amount owed would more than double, but I I feel that the latter two do not need to be considered for the time being, and the most urgent task now is to deal with these people surrounding the gate of the Wuliang Sword Sect, so as to prevent Sect Leader Lin from taking the opportunity to cause trouble."

Hearing what Yang Lu said, Yun Tianhua also showed interest: "Li Xingchang spoke highly of you before he was alive, and even said that when I encounter difficulties, I might as well discuss it with you. It seems that you really have Is there another way?"

Li Qingning looked at Yang Lu in surprise, as if he had known him again, and said, "Grandpa thinks so highly of you?"

Seeing that Yun Tianhua still had doubts, Yang Lu continued to add: "President Yun, you should not stop, and you will suffer from it! It's not that we don't pay back the money, it's just that we have issued an IOU to them. If they are shameless, We must not tolerate it, so that we can also deter other unruly people who want to come to Lingshi Reserve Bank to make trouble!"

After a moment of silence, Yun Tianhua said in a complicated tone: "Consultant Yang, President Li spoke very highly of you before he was alive. If President Li didn't speak highly of you, I wouldn't be able to show you the most secret financial statement of Lingshi Reserve Bank today... ..."

"So what's your final opinion?"

"Just do as you say! As the saying goes, it is better to see once than to hear a hundred times. Today I know what it means to be a hero. I am afraid that even if President Li is alive, he may not be able to figure out such an old-fashioned plan. It’s really the right rescuer!”

(End of this chapter)