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Chapter 269 No money?You ask me for a loan!

"I can promise you."

Dao Yi responded to the matter, but he was very troubled: "It's just that we don't have enough 'immortal crystals' in the Holy Land of Qiankun at present, can we temporarily...cough, then what, can we keep the account for now?"

After finishing speaking, he quickly added another sentence: "Don't worry, I guarantee with the reputation of the Holy Lord of Qiankun that I will never renege on my debt."

He was depressed.

so awkward.

But there is no way.

face?Of course it was necessary, but since he decided to come to Xu Changsheng to discuss this matter, he had almost lost his face, so he didn't pay so much attention at the moment.

Embarrassment is embarrassment, embarrassment is embarrassment.

No idea!

Now Qiankun Holy Land really has no money, especially 'cash'.

Anyone who has done business knows how important cash flow is to a businessman.

Qiankun Holy Land is not a pure merchant, but Qiankun Xianpu is basically a 'merchant'.

In addition, Xu Changsheng stole a large amount of money from Qiankun Holy Land before, and after the work was done, it was exposed because of fraud. Under the economic crisis, all the fairy shops were refurbished, so as to preserve the reputation of Holy Land.

Not only that.

After the renovation is completed, all the previously unqualified 'fakes' will be disposed of at a low price, and a batch of qualified materials will be bought to make qualified products.

With this coming and going, the money in Qiankun Holy Land is naturally getting less and less.

In the end, he put down his old face, borrowed a large sum of money from Wugou from the Buddhist Holy Land, and reduced the 'monthly rules' of all the disciples, so that he barely survived.

As for the money of Daoyi himself and the elders...

It was filled in as early as when I was working on the magic ring.

Although I have earned a lot in the past six months, especially after joining the Chamber of Commerce, I have returned a lot of 'cash', but it is not enough!Far from enough!
Refining other things requires money to buy materials, right?

After buying the materials, you have to pay for refining, right?

All costs are money!
Should the disciples' monthly reports be issued?
The money owed to the Buddhist sage Wugou must be repaid, right?

Keep the cash flow, right?
Now I want to buy a hundred billion fairy machine...
Even if only the activation fee is needed, a full 70 billion immortal crystals are enough!
You have to pay for the materials yourself. After all, the relevant materials were packaged and sold to Zixiao Holy Land at a loss. In other words, tens of billions of immortal crystals are enough!For the former Qiankun Holy Land, even if the disciples were not issued monthly, it would take about four years to get them together.

Earn more now.

But it will be close to three years!
But the problem is that disciples have to issue monthly regulations. If they don’t issue monthly regulations, people won’t rebel?

Ten billion fairy crystals.

In the current situation, Daoyi takes it with his head? !

Thinking of this, Dao Yi gritted his teeth crazily, looking at Xu Changsheng in the projection, feeling extremely uncomfortable.

Damn, what is this called!

All in all, in the final analysis, why is Qiankun Holy Land short of money?It is because of Xu Changsheng, because of the fairy machine!Being tricked by Xu Changsheng caused Qiankun Holy Land to enter an economic crisis.

But at that time, he Daoyi could still hold on.

But after that, the various functions of the Immortal Machine gave him and the Holy Land of Qiankun a lore once again!

Such as fake storm.

For example, if you have to borrow money later, and reduce the monthly quota of disciples...

What the hell, Xu Changsheng, the grandson thief, is the root of all evil!

As a result, in the end, I actually had to humble myself and told him that I needed to issue an IOU and keep accounts.

Uncomfortable!

depressed!

wipe! ! !
As soon as Dao thought of this, he was instantly tired and crooked, so uncomfortable that he was dying.

You motherfucker is too much!
It's just that he completely forgot that the reason why he was cheated was all because of his own troubles, plagiarism, fake products and so on.

But even if he didn't forget, he wouldn't feel that he was wrong.

Instead, I feel~~~
This is a world where only you get hurt! ! !

So angry! ! !
His eyes were sharp, staring at Xu Changsheng, even if he wanted to pay on credit, he couldn't show any good looks, because it was so frightfully uncomfortable, and there was only the world where he was injured!
"Accounting?"

Xu Changsheng was taken aback for a moment, and then he said in surprise: "It shouldn't be, your Qiankun Holy Land is one of the 'top three sects', and it ranks among the top three among the nine Holy Lands in terms of strength and economy, so why do you need to keep accounts? "

"Holy Lord Qiankun, stop joking."

"A mere 70 billion, can't the Holy Land of Qiankun get it?"

joking?

Say your uncle's smile.

Is it funny?

Why are this seat and Qiankun Holy Land so poor, don't you have any idea? !Return mere 70 billion, seventy you uncle!Before you owed tens of billions of immortal crystals, the treasure house was almost emptied, okay?

Dao was twitching all over his face.

"At the moment, I really can't get it out."

That's the only way he could respond.

Xu Changsheng was even more surprised: "You disciples of Qiankun Holy Land, can't you come up with ten top-grade spirit stones?"

"···"

Daoyi was taken aback.

Almost slapped myself on the forehead suddenly.

special!
How could I forget about this!
Who said that to buy a fairy machine for a disciple, one must ask the Holy Land to pay for it?Let them buy it for themselves with their own money, isn't it good? !
The reason why I contacted Xu Changsheng in a low voice was just to buy in bulk and get it as soon as possible, and to see if I could bargain a price by the way, and it didn't mean that this matter was a holy place to give benefits to disciples!

What's more, how many disciples are there in the Holy Land?
Although there are hundreds of billions of monks, most of them are monks of affiliated forces and small worlds under their banners.

There will be no more than 50 billion disciples who have truly entered the Holy Land.

On weekdays, the disciples' monthly reports are not issued by our Holy Land, but by their "Zongmen" and "Factions". Now that I buy immortal machines, I can't buy them all and distribute them for free, right?
"···"

Dao thought about it for a while, and gradually came to his senses.

In this way, there are not as many as tens of billions of immortal crystals.

Even if all the disciples of the Holy Land distributed it for free, it would be almost [-] million immortal crystals.

The price is still acceptable.

As for the other disciples, the big deal is that they don't make money at home, so they just sell them at the original price after refining.

It's not unacceptable to have an OEM or something, but as long as you don't sell it to outsiders, you just sell it to your own people, it's not unacceptable.

"Correct."

"The disciples of the Holy Land must distribute it for free, otherwise it will be unreasonable."

Daoyi was silent for a long time, thinking and settling accounts. …

The monthly quota for the disciples of the Holy Land has been halved before. If they are now required to pay for the refining of the Immortal Machine in the Holy Land, they will inevitably be dissatisfied. Although this dissatisfaction is not a big problem, it is not a good thing after all.

As a holy master, I always have to take care of the emotions of my disciples.

Therefore, invest at least [-] million immortal crystals.

others···

Wait, it's still not enough.

[-] million immortal crystals, if you cut off the cash flow a little bit now, you can get it out.

For the money from the Buddhist sect, the big deal is to wait. It is more important to improve one's own disciples first.

However, after the distribution to the disciples of the Holy Land is over, what about the other monks belonging to the Holy Land?They have to buy it?If they want to buy, they have to have something to sell!Materials cost money, and activation costs money.

Even if you don't have to prepare all of them, you can sell them batch by batch. The first batch will cost a lot of money, right?

Even if each batch only refines tens of billions and sells them, and buys materials to refine the next batch after they are sold out, there is still a gap of one billion immortal crystals.

Where did these one billion fairy crystals come from?
The brows that were finally relieved frowned again, and Daoyi said helplessly: "It's still worse."

He wants to swear.

But if you want something from others, you can only hold back.

"How about keeping the account?"

"···"

"Small business, no credit."

Xu Changsheng directly said that he would not do it directly.

But a pair of eyes are almost shining.

opportunity!

The opportunity is coming!

This is another good business that makes money. As long as you seize the opportunity, you can open up new businesses, and the speed of making money from this business is almost faster than that of luxury goods~!wonderful.

However, Dao Yi who was rejected was depressed.

No credit?Then what do you do.

Do you want to ask other forces to borrow money?Being a holy master by yourself, paying bad debts everywhere?Wouldn't it be almost the same as Xu Changsheng from before? Do you want my old face anymore?

Is it possible to completely lose face?

"Is there really no way?"

Dao Yi did not give up and said: "Holy Master Xu, I know there was some gap between us before, but now, we are a cooperative relationship."

"Whether it's the chamber of commerce, the patent, or our entry into the virtual fairy city, it's all cooperation."

"And with the current rate of money-raising in your Zixiao Holy Land, it's just over a billion, shouldn't it be worth mentioning?"

"Besides, we don't keep accounts for too long, and we can pay them back in ten days at most!"

"Why don't you show me some face?"

Xu Changsheng coughed dryly, and sighed: "Holy Lord Qiankun, what you said is wrong. Cooperation is indeed true. At present, it is true that we are in a cooperative relationship, but when it comes to making money, I absolutely do not admit it."

"We make money to maintain the operation of the Immortal Machine, and at the same time, it is also for the love and peace of the Six Realms!"

Since you all said that I am for the love and peace of the fairy world~
Cough, I said the same thing myself, is there anything wrong?

"Although the money I earned was indeed a little surplus, I didn't dare to spend any of it! Almost all of it was used to develop the Zixiao Holy Land!"

"At present, our Zixiao Holy Land is blooming everywhere, and many Zixiao fairy shops have been built. If you come to the Holy Master of Qiankun, you also know something about it. This is a huge investment! More than a billion immortal crystals are indeed not a small sum."…

"This···"

Seeing Xu Changsheng's sincere expression and clear eyes, Dao believed more than half of it in an instant.

It's not that he's innocent.

Rather, he did understand that Zixiao Xianpu is now blooming everywhere, and the scale of the construction is not small. With such a large scale, the investment must be huge!
Therefore, Zixiao Holy Land may not have much money left.

Of course, this is indeed the case.

From the release of the fairy machine to the present, Xu Changsheng has earned no less than 2000 billion fairy crystals!

And it's pure Lilan.

But now, he only has more than 200 billion in cash flow~

cough cough.

"so."

"It's not that I don't help, but that I'm really powerless!"

Xu Changsheng sighed: "Why don't you, Holy Master Qiankun, think of other ways? Or wait a moment, I think with the money-making speed of your Qiankun Holy Land, it shouldn't take long for you to earn more than a billion yuan, right?"

Daoyi was speechless.

It really doesn't take long.

If you save a little, about half a year will be enough.

For myself, a small retreat is over.

But the problem is, if I can wait, my disciples can't.

Half a year is enough to widen the gap for disciples whose cultivation base is not high, especially Tianjiao.

What's more, is it still a situation of ebb and flow?

However, now it seems that he is really short of money.

Hey!
Daoyi shook his head and sighed: "Let me think of a way."

"This matter is on hold for now."

Seeing that he was about to hang up the call, Xu Changsheng knew that the time was right.

Put it on hold for now?

The opportunity to treat your holy land of heaven and earth as free leeks, and open up new businesses is just around the corner, how can I let you run away?
Beautiful!
"what?"

This fellow gave a light snort.

Instantly attracted Dao Yi's attention, he paused slightly: "Holy Master Xu?"

"Forehead···"

Xu Changsheng hesitated.

Hesitant to speak.

Have a show? !
Dao regained his energy for a moment: "Holy Master Xu, we have already been open and honest. When it comes to this, you can just speak up if you have something to say. We don't have to be too out of touch. Why are you so hesitant?"

"this···"

He sighed lightly: "It's not that I don't hesitate."

"Instead, I also thought of it suddenly, and this idea may not be safe."

"Speaking of which, how about we discuss it?" Dao Yi hurriedly persuaded: "Whether it is safe or not, we will find out after we discuss it, won't we?"

"···"

"That's true."

Xu Changsheng thought for a while, and then said "reluctantly": "Then I will say it, and let you, Holy Master Qiankun, listen to it."

"But it's okay to say, I'm all ears!"

"That's all it takes."

"Digital bank, do you understand the Holy Lord of Qiankun?"

"Somewhat understanding."

Daoyi nodded: "Although it is not commonly used, it is still very clear."

"I'm thinking."

"Can you temporarily borrow the deposit in the digital bank?" Xu Changsheng squinted his eyes: "For example, lend you some of it, so that you have funds, but... this matter must not be leaked!"

"After all, it is not only about the face of your Qiankun Holy Land, but also about the reputation of our Zixiao Holy Land."…

"Once leaked, there will be big problems."

"This···"

Daoyi was taken aback.

Even if he is not a pure businessman, he knows that there is a problem with doing so.

Misappropriating other people's deposits! This is it!

In the event of a leak, the credibility of the digital bank could be ruined.

He actually told himself all this?Even intentionally take risks for yourself?Aren't you afraid that you will publicize this matter, so that everyone knows it? !
in this case.

He really trusted himself.

And you really want to help yourself? ? ?

Is it possible that I judge the belly of a gentleman with the heart of a villain?
This···

Daoyi didn't know if Xu Changsheng was really so honest that he was even willing to take risks for himself, but he knew that he couldn't refuse this proposal, and if he borrowed it, he would definitely not publicize it.

Even if you don't make the oath of heaven, you won't do it yourself.

Because Qiankun Holy Land really needs this money now.

Not only that, he was also convinced that Xu Changsheng would not take the initiative to publicize this matter.

He has no motive!

The previous friction with myself?This motivation is not enough!
Because this is completely an operation that hurts the enemy five hundred and self-damages ten thousand.

If it is publicized, it is inevitable that he and Qiankun Holy Land will lose face, but Xu Changsheng's loss is the trust of users!
Even I can see the importance of digital banking now.

How could Xu Changsheng deceive himself with this?

"indeed so!"

Thinking of this, Dao Yi immediately said seriously: "I am willing to make an oath to the Dao of Heaven."

"Absolutely will not leak the slightest bit of this matter."

"I also ask you, Holy Master, to help me with this."

"There is no need for the oath of heaven." Xu Changsheng waved his hand quickly: "Can I still not trust you, the Holy Lord of Qiankun? Even the emperors in the mortal world can keep their promises, let alone the dignified Holy Lord of Qiankun?"

"I believe you."

"As long as you promise not to spread the word, I am willing to help you with this."

Xu Changsheng smiled brightly. At first glance, this guy is simply too honest!
Honestly amazing.

I almost shut myself up for a whole day.

Damn me!
Do you suspect someone has ulterior motives? !

Holy Master Xu is too noble!

Daoyi felt guilty and blamed himself.

"Holy Master Xu."

He stared at Xu Changsheng, although he was talking on the phone, but at this moment, his eyes were full of tears.

It's easy to add icing on the cake, but hard to give charcoal in the snow!

What's more, I had many conflicts with Xu Changsheng before. Under such circumstances, he can still help me so selflessly. of.

"Kindness without saying thanks!"

"I also ask Holy Master Xu to help us with the Holy Land of Qiankun."

"We owe you a favor, Holy Master!"

"There is no need for favors."

Xu Changsheng shook his head, and said softly: "Speaking of which, I have to take some risks after all, not only for myself, but also for those users in our digital bank."

"Holy Lord Qiankun, you should understand this, right?"

I lent it to you, what if you don't pay it back?

This is the risk!
"Naturally understand." Dao nodded: "That's why I want to thank you, Holy Master Xu."...

"That was not what I meant."

"I don't want favors, and I don't want thanks."

Xu Changsheng shook his head: "I want to give users some protection."

"Assure?"

"Correct."

Daoyi scratched his head: "How to guarantee? What kind of guarantee?"

Xu Changsheng also began to scratch his head.

"Let me think."

"This idea is just a flash of my brain, and I haven't fully figured it out yet."

"So, we have to wait for a while."

"I'm thinking about it."

You don't want to understand?
Behind Xu Changsheng, in the sky-gazing mirror, Ms. Xiaoyou curled her lips frantically.

I believe you a ghost!
soon.

Xu Changsheng clapped his hands: "Yes!"

"How about this."

"I won't let you, Holy Master Qiankun, give you any collateral. I can trust your character, but the most basic guarantee is still there."

"How do you see this?"

"That is, no matter how much you borrow, we will calculate according to the daily interest of five ten thousandths."

"Interest?"

"Yes, interest!"

"To put it simply, if you borrow [-] million, the daily interest is [-]."

"A billion is half a million."

"And so on."

"Until you pay back the principal and interest, no interest will be calculated."

Xu Changsheng smiled: "This interest is not too much, after all, it is only five ten thousandths!"

"Moreover, it can also give me a dose of reassurance."

"Let me feel at ease and boldly lend you the money in the bank."

"what do you think?"

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