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Chapter 270 Mouth escape!This 100 million is mine
Interest, five ten-thousandths?
Dao Yi hesitated for a while.

"This···"

Interest is not completely absent in the Immortal World, but the algorithm is different. As for loans, it really doesn't exist at all, so he doesn't quite understand the concept.

At the same time, I feel that [-] out of [-] is a bit much.

[-] million, [-] a day.

One billion is 50.

What about ten days?That is 500 million immortal crystals!

Five million immortal crystals!That's a lot.

Seeing him hesitate, Xu Changsheng immediately spoke again.

You can't let the duck that is cooked and delivered to your mouth just fly away!

The fellow laughed and said, "What doubts does Holy Master Qiankun have?"

"Indeed there are some." Holy Master Qiankun was a little embarrassed: "Holy Master Xu, you are willing to take the risk to help us Holy Land of Qiankun. "

He is not good at speaking directly.

But it’s okay if you think about it, it’s not a big problem.

Xu Changsheng didn't panic at all when he heard the words: "I understand what you mean, Holy Master Qiankun. I think five ten thousandths of interest is expensive, right?"

Daoyi nodded awkwardly: "The main reason is that our Qiankun Holy Land is really short of money at the moment."

"clear."

Xu Changsheng smiled and said, "However, I don't know if you, Holy Master Qiankun, have thought about one thing."

"what's up?"

"time is money."

"Although you will pay a little bit of interest, but in exchange for the people of your Qiankun Holy Land to buy and use the fairy machine in the shortest possible time, and then~~~ you can also make money through the fairy machine, can't you?"

"Whether it's opening a flagship store in the virtual fairy city, or uploading various novels and cheats on Genesis, or even being a Didi thug and live broadcast..."

"Everything can make money."

"The sooner you use the fairy machine, the sooner you can make money."

"Time is money!"

"even~"

"If you have any good business, Holy Master Qiankun, and you are sure that you can make a fortune, or you are very sure that you can make money, you can use the money from the loan as an investment!"

This fellow began to be persuasive.

What to do to make money, and a lot of money?
Of course it's a loan~!

What kind of mortgage, car loan, campus loan, although fairyland is not available, but other loans can still be used!

Like credit or something.

Or "help immortal loan", to help cultivate immortals!
It's normal for a big company like Qiankun Holy Land to borrow money, isn't it~

I have never seen so many big companies in the world, all of them are crazy loans~

The reason why Dao Yi disagreed was because he was not knowledgeable enough, he didn't know the benefits of the loan, instead he was fussy about the interest, and it was up to him to explain it to him in detail, so that he could 'understand' it.

Are you afraid that he will not take out a loan? ?

"Investment?" A whole new vocabulary.

Hearing this, he was confused: "What is investment?"

"The so-called investment simply refers to investing one's own 'assets' and earning returns."

"Take the current situation of your Qiankun Holy Land as an example." Xu Changsheng shook his head and talked eloquently: "You are very short of money now, right?"

Road nods.

"Then, if you, Holy Master Qiankun, find an excellent 'business', there is a [-]% chance that you can make money, and it will be a lot of money, but doing this business requires billions of immortal crystals."

"Investing billions of immortal crystals is an investment, and the subsequent income is a return."

"But now that you have no money, what should you do?" Xu Changsheng directly asked the question.

"This?" Daoyi stared at Xu Changsheng, not knowing how to answer for a while.

"Hey."

Xu Changsheng sighed softly, and shook his head: "I don't know if you don't trust me, Holy Master Qiankun, but everything is already obvious after we've talked here!"

"In front of you, there should be only three options."

"One, give up this opportunity."

"Second, save face and ask someone to borrow money. But in a dignified holy place, asking someone to borrow money... is somewhat unpleasant."

"Three~~~Naturally, we are looking for a loan from our digital bank."

"Although there is interest, as long as you get a return on investment that is higher than the interest after taking out the loan, you will still make some money, right? Moreover, what kind of investment will earn less than 'five ten-thousandths'?"

"At least a few percent, or even several times the income, right?"

"What is the interest of five ten-thousandths?"

"so···"

The fellow paused for a moment, and then said earnestly: "Holy Lord Qiankun, you are a little blinded. You only see the gains and losses in front of you, but you don't think about it for a long time. Five ten thousandths, this interest is just a drop in the bucket, not worth mentioning." !"

Daoyi listened very seriously.

When Xu Changsheng finished speaking, he was extremely moved.

What this kid said makes sense! ! !

It seems that the loan has to be paid interest, which is very bad, but in fact, the interest of five ten thousandths is really nothing, as long as I can earn more money by relying on these fairy crystals ~ why not? !
Not only can it relieve financial pressure, but it can also use their money to help them make money.

Can also be used for emergencies!
No matter how you think about it, there is nothing wrong with it.

Dao Yi realized ~!
His eyes lit up, and he nodded again and again: "Xu Shengzhu's words are reasonable, but I was short-sighted. I never saw the benefits of the loan. I was only hesitant and entangled for that little profit."

"It really shouldn't be!"

"My holy land of heaven and earth, how can I hesitate to move forward because of the interest of five ten thousandths?"

"Holy Master Xu!"

At this moment, Dao Yi's face was full of sternness, and he said seriously: "More help! My Holy Land of Heaven and Earth..."

"I want to borrow tens of billions of immortal crystals!"

Dao became ruthless.

Since 100 out of [-] is nothing, and since time is money, why only borrow one billion?If you want to play, just play bigger, directly punish him with [-] billion, and equip the disciples of Qiankun Holy Land and many forces under it with fairy machines in one wave!
Then, look at the situation.

Repay the repayment.

If there is a good investment project~
Maybe I can use this loan to make money and borrow Xu Changsheng's chicken to lay eggs for me, Qiankun Sheng.

How wonderful!
"Ten billion?"

Xu Changsheng's eyes lit up.

Good guy.

Originally, I thought that after talking so earnestly for a long time, I could only start a "loan" in the fairy world, saying that a loan of more than one billion immortal crystals would be good, but he turned out to be so courageous? !

but···
It's good to have courage!
I'm not afraid that you are courageous, but that your mother-in-law looks like a woman.

"As expected of the Holy Lord of the Universe!"

Xu Changsheng gave a thumbs up, amazed.

"I don't know, can I?"

Daoyi was pleased with himself.

snort!
As expected of me?Of course it is me, don't you think I, the Holy Master of the Universe, am a fool, or don't have the slightest courage?joke!

This seat has a lot of courage.

"This, tens of billions of immortal crystals, the number is really big."

"I'm afraid it is, Holy Master Qiankun, you have to make an oath of heaven."

"Whether it is passed on or not, I trust you, Lord Qiankun." Xu Changsheng stared at Daoyi, his eyes flickering: "However, after all, this is the money stored in our digital bank by the majority of fairyland users, and I have to consider it for users. "

"So, Holy Master Qiankun needs you to make an oath of the way of heaven, and you must make a poisonous oath with the entire Holy Land of Qiankun, and you must return the principal with interest!"

"It's natural!" Dao Yi replied immediately.

Borrow money, of course you have to pay it back!
What's more, Xu Changsheng still lent me the money in the bank, which is equivalent to lending me other people's money, taking a huge risk.

What happened to making an oath to heaven?
Not to mention Xu Changsheng.

It's just that I have a good relationship with that old bald donkey Wugou, and when I borrowed money, I was frankly beaten up by him, and then I had to make an oath to lend it to me.

On the contrary, it was Xu Changsheng.

There are even conflicts between me and him, but instead of ridiculing me, he even advises me and finds ways for me~

In this case, if I don't make an oath of the Dao of Heaven to guarantee that I will return the capital with interest, then am I Daoyi still a human being? !
"That's good!"

Xu Changsheng sighed softly: "Holy Master Qiankun, please don't take offense. It's not that I don't believe you. But, hey, you understand, we are always responsible for our users!"

I earned all my money~
You always want to hear something good for others, right?

Xu Changsheng's attitude is very good at the moment.

this.

Dao Yi didn't have a cold.

Why are users responsible?As long as resources are earned, that's fine.

But he also understands Xu Changsheng's thoughts, because this guy is for the love and peace of the fairy world!right?What's more, the existence of banks is to have "reputation". If there is no reputation, won't the business be ruined?
Therefore, he nodded again and again: "Where is the Holy Master Xu? I want to thank you."

"I will make an oath to heaven at this moment!"

Immediately afterwards, Dao Yi was not ambiguous, and immediately made an oath of heaven, which caused the thunder to roll.

Seeing this, Xu Changsheng also smiled and said: "Okay, then I will transfer the tens of billions of fairy crystals to your personal account, Holy Master Qiankun. How to use it and when to return it is up to you."

"Well, that's great!"

Daoyi was a little excited.

Ten billion fairy crystals!Coming soon.

Although it was necessary to return the principal with interest, during this period of time, I was almost destitute.

It's good even if you just look at it twice!

However, he watched Xu Changsheng halfway through the operation, but suddenly stopped, and he was in a daze, so he heard Xu Changsheng say: "By the way, Lord of the Universe, from what you said before, this loan should be used for refining. Immortal machine, right?"

"indeed so."

"Since that's the case, I don't know if you need to buy the materials for refining the fairy machine, Holy Master Qiankun?"

"Not to mention anything else, we still have some materials for refining immortal machines in Zixiao Holy Land. If necessary, let's talk about it first, and I can transfer it to you less. You can send someone over later, Just take the materials away."

Xu Changsheng's abacus was crackling.

Turn Qiankun Holy Land into a free temporary foundry. They buy materials and refine them by themselves, without paying them wages. After finishing the work, they have to charge the activation fee of seven top-quality spirit stones. This thing must be done!

Give them a loan and let them repay the principal with interest, this matter must be done!

By the way, sell the materials to them, and then transfer a wave of material money, this thing still needs to be done!

That's it~~~

cough.

Does this count as catching a sheep?

Shouldn't they be bald?
No, no, it shouldn't be so, it is a holy place, it has been passed down for countless years, and the foundation is always there.If it’s really not up to the mark, it’s time to demolish his holy place~
Or use Small World or something to pay off the debt, that's all right.

Tao pondered one by one.

I really need it.

Moreover, a lot of relevant materials are needed, and there is basically no stock in Qiankun Holy Land, because they were all packaged and sold to Xu Changsheng at a discount before.

So you really need to buy it now.

and many more.

Pack it up and sell it to him at a discount?
fuck! ! !
The corner of Dao Yi's mouth began to twitch.

What the fuck, I almost forgot about it, I just blamed myself so much just now, I felt that I had repeatedly targeted him, but he helped me like this, I am sorry for him?However, the current tragedy of our Qiankun Holy Land is all because of him! ! !

Your uncle's.

Gan!
So angry!
But there is no way, I can only find him to buy.

Because of this kind of bulk purchase, it is very troublesome to buy outside.

If you buy more, the price will increase.

And these materials happen to be basically the special products of Zixiao Holy Land.

Uncomfortable!

Daoyi kept his depression in the bottom of his heart, and said softly, "It is really necessary."

"Ah."

Xu Changsheng nodded: "I don't know how much? We won't charge high prices from you, the Holy Lord of the Universe. We will just pay the market price of three top-quality spirit stones, and we can pay as much as we want."

A set of three top-quality spirit stones?
market price? !

This is indeed the market price.

But what the hell, the magic rings that our Qiankun Holy Land produced before were all finished products, but they were all bought by one of your uncle's two top-quality spirit stones! ! !

Then you sold them one by one with ten top-quality spirit stones.

Simply! ! !

Every time I go in and out, my panties are lost, okay? !

Daoyi pondered for a while.

Good guy.

The materials bought at double the price were refined into fairy machines, but were instead bought by two top-quality spirit stones, which directly led to the subsequent economic crisis.

It doesn't matter if it's over, and now I have to come in for a loan and pay interest!

Then the loan is used to buy fairy machine materials, or you can buy it from Zixiao Holy Land! ! !

What the hell! ! !

What is this? ? ? ?

Dao is almost stupid.

The emotion and self-blame just now disappeared in an instant, and even his breathing became short of breath.

So angry!
Pissed off!
The most annoying thing is that even if you get angry again, you should buy it or buy it, it's outrageous! ! !

Dao Yi's voice was hoarse: "1000 billion copies."

Now he doesn't want to see Xu Changsheng anymore, and he doesn't want to talk to Xu Changsheng anymore.

More and more angry.

He just wanted to end the transaction early, hang up the video call early, and then secretly feel sad.

Grandma's!

"That's 30 billion immortal crystals. Well, it's not a big problem. In this case, I will transfer you 70 billion immortal crystals, and you can send someone to fetch the materials." Xu Changsheng responded with a smile.

"Hmm...wait a minute."

Dao Yi was about to answer, but suddenly thought of something, and then said quietly: "Why don't you, Holy Master Xu, don't transfer it to me?"

"Why?"

"The remaining 70 billion, what's the use of transferring it to me? I will ask you to activate the fairy machine later, it will be exactly 70 billion..."

Hey!
Gan! ! !
Your uncle's!

This is too outrageous, right? !

Dao Yi squirted wildly in his heart!

I borrowed 100 billion immortal crystals, and I didn't even see it. I borrowed money from you, and in a blink of an eye, it was all spent on you. In this world, is there such an outrageous thing? !

Hey!
Really!
I just ran into it today.

Originally, I wanted to take a look at the tens of billions of immortal crystals, and I felt refreshed.

As a result, now it seems that it’s cool to have a hammer, so what’s the point? !

Don't look at it, the more you look at it, the angrier you get.

Nima!

Xu Changsheng 'suddenly realized': "Oh~!!! That's right, that's true. If you don't think it's necessary to turn around if it's the Holy Master of Qiankun, it's not a problem. Anyway, our business has already been negotiated."

"When you are finished refining, send the fairy machine, and we will activate enough!"

Daoyi: "..."

"Someone will be sent to pick up the materials later."

"Troublesome, I promise you, Holy Master, to make some arrangements."

"So be it."

"I'm tired."

He even wanted to say "destroy it."

Just uncomfortable! ! !
The video call hangs up.

Xu Changsheng laughed out loud.

"This wave..."

"Win-win, um, win-win."

That's right, both left and right win by themselves, so win!

Treat Qiankun Holy Land as free labor, earn hundreds of billions of fairy machines, materials, and loan interest...
The key is!

Loaned out tens of billions of immortal crystals, but in the end, all the tens of billions of immortal crystals were in his own hands, and he didn't even move them~~~ They all returned to his own hands.

What is this wave called? !
This wave is called my own 'Zuidun', worth at least seven or eight billion immortal crystals! ! !
Because what I paid was only 'saliva' and that batch of materials with a market value of 30 billion.

others.

There are no labor costs, sales commissions, sales time costs, etc., nothing.

You win!
Really won.

At this time, Miss Xiaoyou turned her head away and said worriedly: "It is true that you have made a lot of money, and Daoyi is almost crying because of you, but aren't you afraid that he will be ruthless and take away the time you have loaned out user deposits?" Is it made public?"

"Maybe now he has something to ask of you, and he won't make it public."

"But things will change a lot in the future, and no one can say for sure, just in case, no, not in case."

"According to my speculation, the possibility of Dao Yi revealing this time after a period of time is not low!"

"afraid?"

Xu Changsheng said cheerfully, "Why should I be afraid?"

"Let's put it that way."

"I'm afraid he won't spread the word!"

"This?"

"Why is that?" Miss Xiaoyou was confused.

Once someone spreads it out, it is likely to cause a crisis of trust among their own users. As a result, you are afraid that he will not spread it?
"Because this is a new business we will develop in the future."

"Bank loan business."

Xu Changsheng laughed straight: "His loan is just the beginning. After that, we will open the pawn and loan business one after another. Not only will this matter not affect our reputation, but it will become a live advertisement~!"

"Everyone asks us for a loan from the Holy Land of Heaven and Earth~"

"Isn't it reasonable for other forces to ask us for loans?"

Miss Xiaoyou gradually came back to her senses.

"For interest?"

"more or less."

"But five ten-thousandths of interest is not really high, is it?"

"Five out of ten thousand, isn't that high?"

Xu Changsheng laughed out loud.

The daily interest rate of [-]/[-] is not high? !
And it's 'compound interest'~

The interest will also generate interest the next day~!

It's almost catching up with usury, isn't that high?
Gee!
Sure enough, am I still too kind?
(End of this chapter)