this man is not calm

Chapter 227 Random thoughts
While talking and working, the two of them cooked a sumptuous dinner soon after.

In order to welcome her boyfriend's return, Li Xuan also put in some effort. She must have practiced a lot in the past two days, and her cooking skills have obviously improved. Although it is only small dishes such as tomato scrambled eggs, green pepper shredded pork and oil-soaked eggplant, the taste It's still good, and it's all Jin Shang's favorite food.

"not bad."

Hearing Jin Shang's comments, Li Xuan's heart dropped.

From a young lady who had difficulty combing her hair and barely knew how to dress up, to a beautiful girl who knows a little bit about housework and cooking, you can imagine the hard work she put in behind the scenes.

"As long as you like it."

"Why do you want to study cooking all of a sudden? Did the little girls in the company say something to you, or was it stimulated by the reunion of old classmates not long ago?"

"No, no. It's just..."

Li Xuan smiled slightly and said,

"When you were away, I felt quite boring when I was alone. I couldn't watch TV all the time, so I tried to learn how to cook. It seemed that it wasn't that difficult..."

"Those who are thoughtful will always get twice the result with half the effort. I nagged you several times in the past, but you couldn't listen. Now, I have learned a lot of self-reliance skills."

Basic skills such as cooking, housework, driving, and swimming do not need to be very good. It is enough that they can be used at critical moments without holding back.

"When I'm not at home, you can also invite some friends to stay here. It's... still a bit too deserted. The occupancy rate of the community is not high, and it seems that everyone is very busy, with few people coming and going."

"It's normal. The distance between people in urban areas is much greater than in rural areas."

Li Xuan understands this difference very well. She has seen a lot from her hometown to the capital.
"It's a gathering with friends or something. After a busy day at work, I just want to lie down. It's best to do nothing."

"I understand, I understand. Physical fatigue is secondary, the key is mental fatigue."

Jin Shang agreed,
"Have you encountered any difficulties recently?"

"It doesn't count. I just feel that my own ideas are a bit out of touch with reality, such as food store exploration, coupon promotion, takeout delivery, etc. There are quite a lot of problems involved. A payment guarantee is a headache. …”

"For the time being, we will only focus on office buildings and areas around universities. Today's conditions are too deep into residents' daily lives, which is not a good thing."

Public security, surveillance, household registration management, real-name system, etc., if many conditions are not up to standard, risks will be difficult to control. Until Jinxi culture is not strong enough to withstand unpredictable risks, it is better to be cautious.

"I think so too. We should do a good job in group buying first and try our best to make the transaction volume of the e-commerce platform look better."

Li Xuan said very calmly,

"Speaking of which, our e-commerce platform is so busy. It really doesn't make any money. Is it just making money at a loss?"

Jin Shang, who smiled slightly, responded mysteriously:
"As far as platform revenue is concerned, we must strive to maintain capital and make a slight loss. However, many of the goods and services we sell are in the name of third parties. They are actually the owners of self-operated stores, such as supermarkets and hot pot cities. , clothing books, movie tickets, game consoles, and the upcoming Mercury mobile phone.”

Jinxi Mall is temporarily unprofitable and has no plans to make money. Instead, it is committed to expanding its scale and improving the upstream and downstream industry chains.

However, Beichuan Electrical and Mechanical, the garment factory owned by his father Kintoki, and the farm and ranch owned by his second aunt, all made money.

"If you lose money, you will eventually make it back in other ways, including profits. The meat rots in the pot, and 'my own people' eat it anyway. Don't worry, I will not do loss-making business. The profits in a short period of time are all In order to make more money and win a larger market in the future.”

"As long as you grasp it well, I am now focusing on group buying and offline life, which is enough for me to work hard. I didn't think before that now that the business has entered the 'deep water zone', various problems have begun to arise. It is really difficult to solve them. not easy."

"Take your time and don't be in a hurry. The company's fundamentals are almost stable and there is a certain degree of fault tolerance. Even if something goes wrong, there is still room for correction."

Jin Shang comforted her. After all, she was just a young girl who had graduated from college less than half a year ago. She started to take the lead so soon, which put a lot of pressure on her.
"Let's not talk about work, let's talk about something happy. I already have a lot of money in my personal account. Should we buy something?"

"Save it up."

"Why save money?"

"Live a good life."

“How can you live a good life if you don’t buy things?”

"Cars and houses... wait, we have already bought them."

Li Xuan was stunned for a moment and then reacted immediately.

Neither of them has a particularly strong desire for material life. Just enough is enough. They are not interested in luxuries, expensive clothes, or beautiful jewelry.

As for big toys like yachts and airplanes, I didn’t pay any attention to them at all.

"how much money you have?"

"The last time I looked, there were more than 300 million. Now it's estimated to be 600 to [-] million."

"What did you do to make so much money?"

"Dai Yiqin's album dividends, concert remuneration, songwriting and music licensing, novel publishing... in short, it's quite a lot. I feel like I should have more, but after tax deductions, there are a lot of miscellaneous expenses, and that's all."

"That's too little for you."

These days, there are still a lot of millions in personal accounts, which is different from the tens of millions in business turnover of a company.

Being rich doesn't mean that you can always get so much cash.

When it comes to spending money, especially big money, Li Xuan is actually a layman.

The traditional understanding of Chinese people is to save money. However, under the current situation, it seems to be quite a loss to just sit on your bank account and earn interest.When it comes to trading stocks and futures, Jin Shang is quite confident. He has a "gold finger" to help him. It's not fun to make small fuss. But if it's too big, there might be some trouble.

In fact, the money that Jin Shang can control is far more than this, and there is only so much cash that can be used.

More money was used by Jinshang to buy some marketable bonds with better liquidity and larger discounts in the secondary market. Because of the cashing crisis, some investors with low risk appetite or eager to cash out changed the circulation price. Pressed very low.Therefore, Jinshang will occasionally buy at the bottom. He has no intention of buying low and selling high. He really doesn't have time. He can just wait until the redemption day and automatically recover the capital with interest.

As for whether there will be any risk of default?

After all, there are time travelers with "gold fingers". As long as the amount of funds is not large enough to affect the overall situation, or the concentration is high enough to be hunted by "vultures", there is no big problem.

With the current market conditions, it is quite good to be able to steadily earn an annualized income of around 20.00%.

When you are in urgent need of money, it is easier to cash out such high-quality bonds, and most financial institutions accept mortgages.

When it comes to real money, Li Xuan's little mind is spinning very fast.

"This spare money can't do big things, but it is a lot for some people in need. Otherwise, let's donate money to charity..."

"A few million dollars, are you really willing to give it up?"

Jin Shang thought for a while and shook his head slightly.

"I'm willing to do some good deeds, but if I donate it all, I can't see the actual effect. I spend money and I don't have any real feeling. I always feel like something is missing."

The two discussed for a while, and Jin Shang thought of a good way to spend money.

Some things are easy to say but difficult to do if you really want to do them.

A few million "surplus money" may seem like a lot, but if you really want to do some meaningful work, it's actually not enough.

Li Xuan made several suggestions, but Jin Shang rejected them all. She couldn't help but said with some embarrassment:
"You are so arrogant. You don't want to use your personal investment money, so you just give me a little bit of 'surplus material'. You still want to do big things, and you have too many demands. Why don't you get the money you invested in the bond market back?" You are not afraid of losing money. Most of the things you buy are those with low risk ratings and a certain risk of redemption. You are not unaware of the nature of those appraisers. Even absolutely safe top-level bonds may default, let alone the second time. Class……"

"What I trust is not their assessment report, but my own analysis."

Jin Shang retorted plausibly, saying that with the "Golden Finger" escort, there may be small omissions, but major risks can basically be avoided.

"Then you might as well hold shares with peace of mind and make long-term investments. Some relatively high-quality companies have very generous dividends. The key is that they can be tax-free..."

If you hold shares of a listed company for a long time, there is no personal income tax on dividends. In a mature secondary market, this is still very attractive. However, given the nature of the domestic stock market, it will take a long time to get there. Way to go.

To play short-term, you need to keep an eye on the market, buy low and sell high, and earn excess returns. However, the capacity of the domestic stock market is currently limited, and the market value of individual stocks is generally not high. A few million can make most of them "popular". If you make a lot of money in it, as the actual controller of Jinshang listed company, you will definitely not be able to escape investigation by relevant parties. Whether you can make money by stock trading is another matter. It will be a lot of trouble, but it is actually not advisable.

As for long-term investment, unless you are a major shareholder, have a seat on the board of directors, and can be the person who can "divide the pie", I am afraid that you are overthinking if you expect those executives who adhere to the purpose of "making money" to be merciful.

When the domestic stock market has "preferred stocks" in the future, it would be good to buy a little bit.

As for buying funds and leaving your money to others to take care of, don't be stupid. Those so-called fund managers who wear beautiful "hats" on their heads may not be as capable as Jin Shang.

You don’t have to worry too much about picking up good bargains in the bond market. It has a large capacity, and the fluctuations are not very obvious with tens of millions and hundreds of millions in and out.After the commercial bank opened by Mei Yingnian and Jin Shang, Jin Shang also wondered whether to establish a channel to facilitate the management of personal assets.

Now that I have money, the Industrial Credit Bank comes to promote various products from time to time. The flow of funds and the protection of personal privacy should not be overestimated. Without my own bank, I always feel a little inconvenient.

Before going to bed, Jin Shang, who had this matter in mind, thought of a way to spend money that could slightly satisfy his consumption desire.

That is, organize an award in football.What’s better about this life than the previous one is that the review of public awards is more stringent, but the private awards are relatively loose. Anyway, there are many spontaneous awards activities in various places in various places, most of which are for self-entertainment and can be held for several years. , the investors have no enthusiasm or money to continue, the kind that quietly disappears.

At the national level, there are many sports competition awards throughout Asia and the world, especially football as the number one sport in the world.

There are several private amateur cups held in Beijing every summer. Many entities participate in them for various reasons. Most of the motives are not too pure. The awards have little visibility and influence, and excessive commercialization consumes their brand value.

If Jin Shang invests in a similar award and gives real money to the winners, it must have some influence.

Nowadays, the average salary of first-team players in the top domestic leagues is only a few thousand yuan. If Jinshang selects the best players, best rookies, best lineups, and best coaches every month, and then pays people, it doesn’t take much , a hundred thousand dollars is enough to make a good impression on some high-level football players and coaches.

When the season ends at the end of the year, there will be another big competition, a grand event similar to the FIFA Golden Ball and Golden Boot Award. This time we must be more generous and actually make footballs and boots made of gold.

After a year, a few million can probably sustain it.

When the right time comes, we will establish cooperation with various sports media, brokerage companies, and business development companies, and even bid for league broadcast rights. It seems that we are on the way.

Although the national football team's record is deteriorating, and due to the general environment, it will not be able to fundamentally improve for a while, but the influence is there, and when you get tired of playing, it is also a good thing to sell the operating rights.

The only thing is that it seems a bit difficult to form a relatively fair jury. With the influence of the Jin family and his son in the football circle, they don’t seem to have that much energy. At the beginning, they can only spend money to gain traffic. Beijing Northern United Football Club will also It's just at the second level, a little bit lower.

"First contact the local football people in the capital, and then contact the head coach and technical director of the friendly club. Although it is not too much, the money brought by the strong wind will not be free if you don't take it. No one will refuse." 』

There is no separation between culture and sports. Cultural undertakings are booming, and sports undertakings cannot lag behind.

He was feeling complacent about his good idea, and when he wanted to share it with Li Xuan, he was slapped in the face.

The sleepy girlfriend complained impatiently:

"What time has it been? You still haven't slept yet and you won't go to work tomorrow?"

Rubbing the red mark on his face, Jin Shang muttered a few words and didn't bother anymore.
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The next morning, Xiao Jin kept yawning in the office and read the scripts of "I Love My Family" and "Family with Children" on the table. The general meaning almost met the requirements. How it will be filmed depends on The quality of the director and the performance of the actors.

The first season will be shot forty episodes to test the waters. If the response is good, a sequel will be made every one to two years. It will be a period drama that can keep pace with the times, especially for the convenience of product placement. As long as a major TV station can be found to broadcast it If you make a profit, you will basically not lose money, which is a matter of making more or less.

(End of this chapter)