People in Hong Kong create super chaebols

Chapter 65: Acquiring a bank is to make it easier to mobilize funds!
After visiting the Hutchison Whampoa headquarters, Su Cheng and Zhang Qizheng said goodbye to Wei Li and left Central.

The next destination is Cali Bank in Tsim Sha Tsui, Kowloon.

"What do you think of Mr. Wei Li?" Su Cheng asked Zhang Qizheng with a smile in the car.

"There is no doubt that he is a very talented person in management. A person like him can become a powerful executive even if he goes to the world's top large companies such as Wal-Mart, JPMorgan Chase, and IBM." Zhang Qizheng thought. He thought for a moment and then said.

Zhang Qizheng has worked for many companies on Wall Street and has also been the general manager of a listed company. He knows the professional managers there very well.

"After Hutchison Whampoa is completely captured, I hope to take him for my own use." Su Cheng said with a smile.

"Boss, I very much agree with this approach. Hutchison Whampoa is a very large group. It is difficult to find a manager who can control such a large group. In this case, it is better to use the original one." Zhang Qizheng agreed.

Hutchison Whampoa will hold a board meeting tomorrow. In addition to the appointment of Hutchison Whampoa's executive director, there is another thing that Suzhou City will focus on.

That is to see who the shareholders are and get to know them.

In fact, there are currently not many shareholders of Hutchison Whampoa who can sit on the board of directors, and more are scattered in the hands of many shareholders.

And most of those investors who wanted to sell stocks sold their stocks.

The rest either don’t pay much attention to the stock market and only hold stocks to earn dividends;

Or they are not short of money and just hold shares and wait and see.

So for the time being, it is difficult to obtain more stocks from the stock market.

Only for those shareholders who can get on the stage, Sioux City will speed up its acquisition of stocks.

Soon, the car arrived at Tsim Sha Tsui on the Kowloon Peninsula.

A 6-story building, inconspicuous among the many high-rise buildings, is where the head office of Bank Cali is located.

The building was originally rented, but after Tianyuan Company helped Suzhou City acquire Cali Bank, it also spent an additional 800 million Hong Kong dollars to acquire the building and the land.

Soon, Su Cheng arrived at the bank's general manager's office.

Currently, the general manager of Jiali Bank is a middle-aged man named Ouyang Hai. He previously served as a regional manager at Hengsheng Bank.

Compared with Bank Cali, Hang Seng Bank is a giant listed bank, ranking among the top three in Hong Kong.

Therefore, it is a piece of cake for a regional manager of Hengsheng Bank to manage a small bank like Cali Bank.

"Hello, boss, I'm Ouyang Hai." Seeing Su Cheng, Ouyang Hai knew who was in front of him and quickly stood up from his seat.

Before Ouyang Hai took office, Zhang Qizheng had already briefly introduced some of Su City's background. Because of this, Ouyang Hai agreed to change jobs.

With such a big boss backing it, there is no way this bank could do too badly.

"Well, let's sit down and talk." Su Cheng nodded and said.Zhang Qizheng consciously went out to find a place to sit. After all, this was not his responsibility and he didn't need to know too much.

"How well do you understand the situation of Bank of Cali?" Su Cheng asked after sitting down.

He knew that Manager Ouyang had only been in office for a few days.

"Boss, after the handover with the previous general manager, and after the in-depth understanding over the past few days, I now know the Bank of Cali very well." Ouyang Hai said with a smile.

"Well, that's good. Then you can briefly introduce the current situation of the bank." Su Cheng nodded.

"Okay boss, when I took over the bank, we had a total of more than 350 million Hong Kong dollars in savings. However, after the news of the bank's change of hands spread, many people came to our bank to withdraw all their deposits. , so there is still more than 600 million Hong Kong dollars in savings.

But don’t worry, boss, after some time our bank is completely stabilized and we launch some high-interest deposit benefits, many customers will soon come to save money.

In addition, the company currently has more than 300 million Hong Kong dollars in loans that have not yet been recovered. Currently, customers' repayments are very punctual and there is no overdue phenomenon.

In addition, the current debt situation of our bank is very good, and we do not owe any funds. "

Ouyang Hai briefly reported some situations of Jiali Bank.

Listening to his report, Su Cheng could feel that the real situation of this bank was so simple that everything was clear at a glance.

This is why the previous boss was too timid about the development of Bank of Cali. Although there was no profit or loss, it was impossible to develop the bank.

"Then do you have any development plans?" Su Cheng asked.

"Boss, I graduated from Oxford University. After graduation, I stayed in a bank in London and worked for five years. Later, after returning to Hong Kong, I joined Hengsheng Bank. It can be said that I have very rich experience in the banking industry. With my many years at Hengsheng Bank With no management experience, it is impossible for Kali Bank to develop and grow by relying on its current two most basic businesses of deposits and loans.

Therefore, I plan to add guarantee, agency, consulting, collection and payment, bond issuance, investment business, etc. on the basis of these two businesses. Only by building up our business can our bank's way of making money become more and more exciting. The more, otherwise, it will be difficult to develop. "Ouyang Hai said seriously.

Su Cheng nodded, then said with a smile: "Normal banks do need this to develop, but our bank may need to change its development strategy."

Ouyang Hai said doubtfully: "Boss, please speak."

“The reason why I acquired Bank Cali is actually entirely for my own convenience, because my liquidity is very huge, so huge that you can hardly even imagine it, so I need a private bank dedicated to serving me. The transactions are very frequent, and having my own bank makes it more convenient to mobilize funds. As for developing customers, it is not very important to me." Su Cheng explained simply.

"Private banking? It is also a good development direction, but our reputation at Jiali Bank is too small. It will be more difficult to develop in this area." Ouyang Hai said.

As for what Su Cheng said about his huge liquidity, he selectively ignored it.

No matter how big it is, it should only be a few hundred million Hong Kong dollars.

In fact, there are three service categories in the Western banking industry. The first category is public banks, which do not limit the size of customer assets, which is common to ordinary banks; the second category is VIP banks, with customer assets of more than 10 US dollars; the third category The category is private banking, which requires customers to have assets of more than US$100 million.

If Sioux City positions Jiali Bank as a private bank, it will not only facilitate its own fund mobilization. If Jiali Bank becomes famous and develops powerful customers, it will be more convenient for Sioux City to mobilize funds.

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(End of this chapter)