Daming: I can’t kill such a greedy prince-in-law?

Chapter 550: Stamps can be used as money! ? (Subscribe please!!)
There is another important reason.

Today, Ouyang Lun is already the Prime Minister of the Cabinet, and he also controls the three major government offices of the Ministry of Clan Affairs, the Ministry of Revenue, and the Taxation Inspection Bureau. Apart from that, Ouyang Lun is now the Marquis of Kaiping and the General Guarding the Country. The identity of a son-in-law is his least powerful identity!
In addition, he has the support of the Prince Consort Party.

It might be a bit of an exaggeration to describe Ouyang Lun as having all the power in the government today, but there is no doubt that he has enormous power.

The loan was personally approved by Emperor Zhu Biao. If anyone used this matter to impeach Ouyang Lun at this time, it would be equivalent to opposing Zhu Biao and Ouyang Lun at the same time, which is a way to death.

Because of this, no one reported this matter.

As for the reaction of the Prince Consort’s party?

To be honest, no one from the Prince Consort's party took this matter seriously. After all, they had never lost a war of public opinion. If this matter even required the Prince Consort to take action to resolve it, it would be a slap in the face of their subordinates!

So the officials of the Prince Consort Party started to deal with it directly.
Bashu, Wanzhou Prefecture.

The court's loan policy did not stop because of opposition from the common people.

New silver chest shops began to open everywhere, and even the mayor had a silver chest shop.

Although the people were not fond of the newly opened silver counters because of the "loan" issue and almost no one went to open an account to deposit money, the staff at these silver counters were not in a hurry at all.

Because people around him were saying that the "imperial loan" was not a good thing, Hong Tieniu was troubled for a long time and read the news about the "imperial loan" in the newspaper over and over again.

Even though his family is about to come, he still hasn't bought a house.

The house we bought is too remote, and life is very inconvenient in every aspect. I brought my family here to enjoy life, not to suffer. If you want to suffer, why come to Bashu? Wouldn’t it be better to stay in my hometown in Shanxi!
But if you want to live better, it is best to buy a new house built according to the unified planning of the court.

But he didn't have that much money.

"It's more reliable to seek loans from the imperial court than from those powerful people!"

"Perhaps I should go to the silver cabinet and ask to find out the details."

With this thought in mind, Hong Tieniu could no longer do anything else and went straight to the door of the nearest silver cabinet shop.

At this moment, many people gathered in front of the Silver Casket Shop. On the one hand, they were watching the fun, and on the other hand, they were protesting.

Everyone was shocked when they saw Hong Tieniu walk into the silver cabinet.

"What is this person going to do?"

"That man is Hong Tieniu, I know him. He seems to want to buy a house. He probably needs money to get a loan from Yingui!"

"Is this man crazy? Doesn't he know that the imperial court's loans are just as shady as those loans lent by the powerful?"

"It's over, this guy is finished!"

Hong Tieniu finally walked into the silver cabinet and was received by a beautiful young woman.

"Hello, sir. I am Li Rongrong, the customer manager of the Wanzhou branch of Yongan Bank. May I ask what you may need?"

Li Rongrong asked very kindly and poured a cup of tea for Hong Tieniu.

This eased Hong Tieniu's nervous mood.

"I want to take out a loan. Can I get one?"

"Of course you can. We are open for business and welcome you to come and apply for a loan." Li Rongrong replied with a smile and continued to ask, "May I ask your name, customer?"

"My last name is Hong, and my given name is Tieniu!"

Hong Tieniu said a little nervously.

"It turns out to be Boss Hong." Li Rongrong said with a smile.

"No, no, I'm not a boss. I'm just a road construction worker." Hong Tieniu waved his hands repeatedly and became more and more nervous.

"What's wrong with workers? Workers and farmers are the most glorious existence in our Ming Dynasty!" Li Rongrong said very seriously: "Here we are also the boss! The customer is the boss!"

"Workers and farmers are the most glorious..." Hong Tieniu was quite moved when he heard this, "Miss Li, what you said is really nice!"

"I didn't say that. It was our big boss who said that." Li Rongrong's eyes seemed to be shining when she mentioned the word "big boss".

"Your boss?" Hong Tieniu asked with some confusion.

"Boss Hong, you don't want to know who our boss is, do you?" Li Rongrong was a little shocked and said, "You really don't know who my boss is, do you?"

"I'm sorry, Miss Li, I really don't know. This is the first time I've come into this Kaiping Silver Counter." Hong Tieniu said somewhat embarrassedly.

"Our big boss is none other than the current Prime Minister of the Ming Dynasty, Marquis of Kaiping, General Guarding the Nation, Imperial Clan Leader, Minister of Revenue, Commander of the Taxation Inspection Department, and the Prince Consort - Ouyang Lun!"

Huhu——

After Li Rongrong finished speaking in one breath, she exhaled heavily.

It turned out to be this adult!!

Upon hearing this, Hong Tieniu stood up on the spot and said, "You said this is the property of Master Ouyang Qingtian!?"

"If the Master Ouyang Qingtian you are talking about is the son-in-law Ouyang Lun, then that's right." Li Rongrong nodded.

"I didn't expect that it was really the property of Master Ouyang Qingtian!" After confirming that it belonged to Ouyang Lun, Hong Tienniu visibly relaxed and smiled a lot more often.

"Ms. Li, I want a loan!"

"I want to borrow... five hundred taels... no... one thousand taels!"

Hong Tieniu said directly and firmly.

Just at this moment, a servant came over and handed Li Rongrong a piece of information.

After reading the information, Li Rongrong nodded immediately, "Hello, Boss Hong, we have already found out some basic information about your song, and we will approve your loan of 1,000 taels directly. If you are willing, we can sign the contract now."

"You agreed to it for one thousand taels?" Hong Tieniu was a little surprised.

"Of course. According to our understanding, you are now a worker of the Wanzhou Construction Engineering Team. Your monthly salary is about ten taels of silver. You are definitely a high-income earner. For talents like you, we can not only provide a one-time loan of one thousand taels of silver, but also provide you with a payment limit of two thousand taels of silver!"

"As long as you open a credit account with us, you can make purchases at stores that support signature and stamp payment. This means that after you make a purchase, you don't need to pay, just sign and stamp. The money will be paid by the cashier. You can settle the payment at the cashier after one month. There is no interest. Interest will only be calculated after more than one month!"

After listening to Li Rongrong's introduction, Hong Tieniu was stunned and asked quickly: "Miss Li, did I hear it correctly? I don't have to pay for it and I can just change it after a month!?"

"Yes." Li Rongrong nodded.

"If that's the case, I'll need about 1,500 taels of silver to buy a house. That means if I open a credit account, I don't need to take out a loan at all. I can just sign and buy the house directly?"

Hong Tieniu asked again.

"Yes." Li Rongrong nodded again.

"Then just open a credit account for me!" Hong Tieniu no longer hesitated.

"Okay, I'll do it for you right away!"

Li Rongrong nodded. Then, under Li Rongrong's guidance, Hong Tieniu asked the painter to draw a portrait of Hong Tieniu. The portrait was very similar, as if it was a real person.

Then take the prints of your left and right palms, ten fingers and signature.

Various contracts were signed.

In the end, Hong Tieniu obtained a book of blank checks and an exclusive seal.

"Boss Hong, your credit account is now open!"

"I need to remind you that as long as your signature, seal and check are used at the same time, you can consume the funds in your credit account, so please keep your seal properly."

"If the seal is lost, please report it to the nearest cashier immediately."

"Okay." Hong Tieniu carefully put away the seal and blank check.

You know, this is equivalent to a huge sum of two thousand taels in his hand!
After settling the credit account, Hong Tieniu walked out of the seal cabinet.

"Look, Hong Tieniu is coming out!"

Since Hong Tieniu was the first person to enter the silver cabinet during this period, he has now become a celebrity and everyone around him already knows him.

"Tie Niu, this loan is a huge trap, how can you get into it?"

One of Hong Tieniu's co-workers couldn't help but speak up.

"Brother Quan, this is not a trap. The Prince Consort is caring about us ordinary people and is lending us money!"

Hong Tieniu spoke.

"What about your loan?"

“It’s like a loan!”

"How much was the loan?"

"Two thousand taels."

"What about the money? Two thousand taels is not a small amount. You have nothing, how can you have two thousand taels?" "Big Brother Quan" worriedly said, "I'm afraid you were cheated! Instead of getting the money, you are owed a huge sum of two thousand taels!"

"This is the loan scam! Not only do they charge you high interest, but they also charge you various fees. You borrowed 2,000, but you will probably only get 200!"

"Brother Quan" looked at Hong Tieniu with sympathy, "Tieniu! You are really finished now. The background of Kaiping Silver Cabinet is very powerful. The government dare not intervene. I am afraid you will have to pay off the debt for the rest of your life."

"Just now everyone told you not to go in, but you insisted on going in. Now you feel better!"

Other people around also looked at Hong Tieniu with various expressions, some were sarcastic, some were sympathetic, and some were speechless... as if they were all saying that Hong Tieniu was too stupid.

"Brother Quan, I didn't take any cash, I took this."

As Hong Tieniu spoke, he took out a credit seal.

"What is this!?" Everyone looked confused.

"This is called a credit seal. It's the proof of my credit account. With this seal, I can spend money at merchants who have opened accounts at Kaiping Bank. I don't have to pay on the spot. I just need to sign and stamp, and then pay it back a month later. There is no interest!"

When Hong Tieniu said this, everyone at the scene was stunned.

After a while, "Big Brother Quan" finally asked, "Tie Niu, you mean to say that I can use this seal as money just by stamping it?"

"That's right!" Hong Tieniu said with a smile, "As long as I pay back the money on time every month, I can continue to use it like this!"

what! !

Can be used all the time!!
No interest required?!

Everyone around was shocked when they heard this, and they also thought that Hong Tieniu was crazy.

"Don't listen to his nonsense. This silver cabinet is not doing charity. They are businessmen. They also need to make money. How can they lend you money and not ask for interest?"

"That's right! This is a total loss-making business. Who would do it?"

"If that's the case, I'll get one too. If everyone gets one, there won't be enough money in this silver cabinet even if there's a lot of money!"

"I think this man was bribed by the Silver Cabinet, just to seduce us!"

"You can't trust him!"

"Big Brother Quan" also hurriedly asked: "Tie Niu, don't be confused! Although this silver cabinet has a lot of money and power, if you really work for them, you will be aiding and abetting the evil, and you will not die a good death!"

Hearing these words, Hong Tieniu shook his head and said, "Whether you believe it or not, I believe it anyway!"

"The people at the silver cabinet explained it to me very clearly. I'm going to buy a house soon. If you don't believe me, you can follow me and see if what I said is true."

"Also, I have to tell you that I have not taken refuge with the Silver Cabinet, nor have I been bribed. I simply want to borrow some money to buy a house and have a place to settle down, and the Silver Cabinet is just right for me!"

After saying that, Hong Tieniu went towards the sales office.

"Should we follow and see?!"

"Go! There's no point in staying here anyway, so why not go and take a look? I want to see what this credit account is all about!"

"Expose this Hong Tieniu and let everyone see the greedy face of this silver cabinet!"

"Let's go!"

For a moment, the people who had gathered around the silver cabinet followed Hong Tieniu.

At this moment, Hong Tieniu just wants to buy the house he likes and provide a home for his family who will come to him soon!

When he arrived at the sales office, Hong Tieniu was received by a special person.

"Sir, do you want to rent or buy a house?"

"The houses here were just renovated this year. There are ordinary one-yard houses, which are suitable for a family of three. They have their own doors and yards, and there is a road outside. In addition, there are regular buses at the entrance of the community. It is also close to the city center. There are schools and hospitals next to the community, as well as a relatively large market. Life is very convenient!"

"And the price is very favorable, it only costs five hundred taels!"

"There are more than ten people in my family, and the yard is not enough!" Hong Tieniu shook his head.

"If there are more than ten people, we need a two-courtyard house, which will be more expensive. The cheapest one will cost at least 1,100 taels. We have a sand table demonstration here, you can choose one!" The staff took Hong Tieniu to a sand table model, through which they could see the layout of the houses clearly.

"I'll take this house."

"Sir, you have a good eye. This is a terminal unit in this area. In addition to being quiet, you also get an extra piece of land that can be used as a vegetable garden or a flower garden. The cost-effectiveness is very high, but the price is a bit expensive, it will cost 1,500 taels!"

"No problem, but I don't have enough money. Can I use the credit card at the silver cabinet to pay?!"

When Hong Tieniu asked this question, those who followed behind him held their breath and all their eyes fell on the staff member, because what this staff member would say next would decide many things!
(End of this chapter)