Daming: I can’t kill such a greedy prince-in-law?

Chapter 551 I'll buy it, I'll buy it right away! (Subscribe please!!)
"Credit payment? What is this?"

The staff member asked with a puzzled look.

this.
As these words were spoken, the atmosphere at the scene suddenly became solemn.

Hong Tieniu was a little at a loss.

Those who came with Hong Tieniu were visibly excited, because they knew very well that if it was proved that the silver cabinet was a scam, then they would be able to use this to overturn the silver cabinet!
At the same time, let the court recall the loan policy!
In the eyes of these people, what they are doing is a great and good thing that benefits the country and the people!

Just at this moment, a middle-aged man who looked like a manager came out.

"Sir, I just heard you mention this credit payment?"

"Yes." Hong Tieniu nodded slowly.

"Excuse me, sir, which bank did you open your credit account at?" the middle-aged man asked.

"It's the newly opened Kaiping Silver Coin on the street. I just did it today." Hong Tieniu said truthfully.

"Since you have already opened a credit account, you must have your own credit seal. Could you let me see it?" the middle-aged man spoke again.

"This is my seal." Hong Tieniu handed over his seal.

The middle-aged man carefully took the seal, checked it carefully, and nodded repeatedly, "Boss Hong, this is a real seal, please keep it well!"

"Your credit limit is two thousand taels. If you spend money here, as long as it does not exceed two thousand taels, you only need to stamp and sign!"

After saying that, the middle-aged man returned the seal to Hong Tieniu.

"So I can really consume directly without paying?" Hong Tieniu asked quickly.

"Yes." The middle-aged man nodded. "Recently, our company has a promotion for credit customers of the silver cabinet. All products are sold at a 10% discount. In addition, our people did not recognize you as a credit customer at the first time. In order to express our apologies, I decided to give you another 10% discount, which means that you can buy a property at a 20% discount today!"

"20% off!" Hong Tieniu's eyes suddenly lit up.

You know, the yard he liked cost fifteen hundred taels. If there was a 20% discount, it would only cost twelve hundred taels, a full three hundred taels less, which was equivalent to his half year's salary!

"Okay, I'll buy it. I'll buy it right away!"

"Okay, then I'll prepare a contract for you right away!"

The sales office was very efficient. The contract documents were ready and they were directly handed over to Hong Tieniu for signature and seal.

"Boss Hong, this yard is yours from now on. I hope you and your family will live happily there. If you have any needs in the future, please feel free to contact us!"

The middle-aged man smiled and handed the house key to Hong Tieniu.

Hong Tieniu took the key and held it tightly, his eyes reddened and he choked up and said, "I finally have my own home here!"

Next, the sales office sent Hong Tieniu a lot of furniture and held a house-handling ceremony.

All of this was seen by the people who followed, and their expressions changed from gloating and dissatisfaction to envy!
"Everyone, I didn't lie to you, did I? This credit account is really usable, and the loan from this silver cabinet is real and very reliable!"

"I'm going to clean up my new home, you guys go do whatever you need to do!"

After saying that, Hong Tieniu walked into his house, closed the door, and left everyone confused outside.

It took a long time before these people came to their senses.

“This loan doesn’t seem so bad!”

"Go to the bank and open a credit account. You can get a credit line and use it directly as money! No interest is required for one month!"

"The key is to buy things and then deduct them."

"Did you see that just now? A house that cost 1,500 taels only costs 1,200 taels if I use my credit line. That's a full 300 taels cheaper. That's a lot of money!"

"For a small business like ours, the monthly payment for goods is several hundred or even a thousand taels. It's like someone is paying me for free, and all the money I earn is mine! I won't tell you anymore, I have to go get one!"

"What you said makes sense! This policy is so good, there's no reason not to implement it!"

"Loans from the imperial court are completely different from those from the private sector. We were deceived."

"Whether it's done or not, I have to go to the cashier to find out."

"I said Prince Consort Ouyang was a good official. How could he possibly cheat us ordinary people?"

"It seems that we have wronged Prince Consort Ouyang."

After some thought, these people came to their senses. When they heard about loans before, they associated it with the lending by powerful people. In addition, they were misled by some remarks, so they were full of hostility towards the court's new loan policy.

Now that I have seen with my own eyes how Hong Tieniu went from opening a credit account to actual consumption, I finally understand the true purpose of this imperial loan.

You are given two thousand taels of silver every month to spend, and as long as you repay the loan on time, there is no interest, and there are also various benefits. They are simply like real parents!

Thinking of this, these people's prejudice against the new loan policy disappeared, and they were replaced by expectations for credit accounts.

Soon there was a long queue in the silver box shop, all of whom were there to open credit accounts.

"If I had come earlier to open a credit account, I wouldn't have to wait in line! There are so many people in front of me, I don't know how long it will take!"

"I wonder why we didn't learn from Hong Tieniu and come and ask ourselves!"

"At the time, I just listened to what others said and believed what they said. I didn't expect to be deceived."

"Hey, are the people who tricked us into saying this loan was very harmful and made us cause trouble still here?"

"He's gone. He's been gone for a long time. I remember that I haven't seen him since Hong Tieniu successfully bought the house."

"Damn it, we might have really been cheated this time!"

After hearing this, many people at the scene came to their senses.

It was true. The newspapers only reported that the court was going to fully open up loans, and then many people roamed around the major teahouses, spreading the dangers of this loan policy, making everyone very scared. Now that the truth has been made clear, these guys have all disappeared.

"They keep directing the blame onto Prince Consort Ouyang, as if all this is Prince Consort Ouyang's fault!"

"Yes! These people are so bad."

"I recognize these people. They are the subordinates of the loan sharks and the Confucian scholars. Those Confucian scholars were punished by Prince Consort Ouyang and they want to take revenge on Prince Consort Ouyang, so they instigated us to make trouble. I can understand this, but why do these loan sharks also want to make things difficult for Prince Consort Ouyang?"

"You don't understand, right? Our competitors are our enemies. They must be afraid that the Prince Consort will steal their business!"

"Makes sense!"

"These people are so disgusting. It turns out that those tabloid news can't be trusted at all."

This kind of thing happened not only in Sichuan Province, but also in other places in the Ming Dynasty. As some people went to the silver cabinet to apply for loans or credit accounts themselves, the situation began to reverse.

The people stopped cursing the imperial court, Ouyang Lun, and the loan policy, and instead began to curse those who instigated and spread false information. The situation became more and more serious, and Confucianism, which had already lost its prestige, became a rat crossing the street. Many of the local tyrants who made a living by lending money and taking advantage of others were plotted against, and some even died tragically on the street.

Wanzhou Prefecture.

In a luxurious manor, a middle-aged man was smashing things crazily and venting his anger.

Bang!

Wow!

The exquisite porcelain on the table was smashed to pieces, and the yellowwood chair was broken into pieces.

The servants standing around were trembling with fear!

After venting for a long time, the middle-aged man finally stopped.

The middle-aged man was dressed in silk and satin, his hands were covered with various jewel rings, and he had gold teeth in his mouth. He looked very wealthy.

This person is none other than the owner of this luxurious manor - Liu Bazi.

Liu Bazi was originally the son of a farmer. During the war, he went up the mountain to become a bandit, killing people and seizing goods, and accumulated a lot of money. After the establishment of the Ming Dynasty, he accepted the amnesty from the court, and became a local tyrant by making connections. Later, he used various means to own large tracts of fertile land.

Of course Liu Bazi would not farm the land himself. He rented the land to surrounding farmers and charged high rent.

Another huge profit.

However, Liu Bazi's appetite grew bigger and bigger. He was no longer satisfied with making money by farming and collecting rent, but instead set his sights on lending.

Liu Bazi was a powerful man with a large group of thugs under his command, so his lending business developed smoothly and he soon became the largest lending businessman in Wanzhou Prefecture.

Lending is so profitable.

Liu Bazi planned to become the largest money lender in the entire Sichuan province.

At this time, the imperial court promulgated a new loan policy. When Liu Bazi saw the content of the new loan policy, he suddenly felt disappointed, because once the imperial court started lending, what would be the role for him, Liu Bazi?
When Liu Bazi saw someone spreading rumors that the court's loan policy was bad, Liu Bazi joined in without any hesitation!

Everything was going smoothly. The louder the people's opposition, the more likely the court would cancel the loan policy. Even if it didn't cancel it, the implementation of the loan policy would be delayed. If the people didn't buy it, then there would be no threat to him.

The result was soon reversed.

Moreover, the people's criticism is directed at these wealthy people who have taken out loans.

One of his brothers was lending money in another county town. He was a powerful figure in the local county and even the county magistrate had to give him some face. However, he just received news that his brother was beaten to death by local people.

The situation on his side is not too good either.

As the largest money lender in Wanzhou Prefecture, he has lent out countless high-interest loans over the years, causing countless families to be ruined!

In the past, due to Liu Bazi's power, no one dared to retaliate against him, and those who retaliated against him were killed by Liu Bazi.

But now the people are outraged, and thousands of them are blocking the gate of his manor, some are cursing, some are throwing rotten eggs, and some are even throwing dirty things into his manor!
If this had happened before, he would have sent his men to beat these people to death or maim them.

Nowadays, the government sends soldiers under the pretext of maintaining public order, but in fact they are protecting those "troublesome people". If he really lets his men harm these people, his days will be over.

"Trickster!"

"asshole!"

"idiot!"

Liu Bazi is now extremely furious. He never expected that something like this would happen.

He originally thought that these people were just pawns in his hands or dogs and slaves!
Killing these people is as easy as killing an ant.

But now he could do nothing but vent his anger in the house.

The people's resistance against Confucianism and powerful people broke out in almost all parts of the Ming Dynasty.

These news were also continuously transmitted to the capital.

Inside the Imperial Palace and Taile Palace.

Zhu Biao and Zhu Yuanzhang were chatting. Although Zhu Biao had ascended the throne, his obedience to Zhu Yuanzhang did not decrease in the slightest. As long as time permitted, Zhu Biao would come to Zhu Yuanzhang in person every day to pay his respects and discuss some state affairs with Zhu Yuanzhang.

Zhu Yuanzhang was naturally very pleased with Zhu Biao's behavior.

Zhu Yuanzhang saw his son Zhu Biao's ability, filial piety and attitude.

Zhu Biao understood the difficulties, strengths and wisdom of his father Zhu Yuanzhang.

This actually brought the relationship between the father and son closer, and when they spoke to each other in anger, they were more like father and son than king and subject.

Just when the father and son were chatting enthusiastically, Jinyiwei commander Ji Gang walked in with a serious face.

"General Ji Gang pays respect to His Majesty the Retired Emperor and His Majesty the Emperor!"

"No need to be polite." Zhu Yuanzhang waved his hand. "Ji Gang, you came here at this time, I think there must be something important. Tell me!"

Zhu Yuanzhang knew very well that if it was not something important, Ji Gang would not disturb his conversation with Zhu Biao.

"To reply to His Majesty the Emperor, news has just come from outside the capital. Since the court issued the loan policy, many voices have been heard from all over the Ming Dynasty." Ji Gang said.

"The people are against this loan policy. I've known this for a long time!" Zhu Yuanzhang waved his hand.

"The situation of His Majesty the Emperor is a little different now." Ji Gang spoke again.

"Different? What's different? Tell me in detail!" Zhu Yuanzhang asked curiously.

"It is true that people were very disgusted with loans before, but according to the latest information we have received, people are now scrambling to apply for loans, and there are long queues at the silver cabinets in many places!" Ji Gang replied.

"oh!?"

Upon hearing this, Zhu Yuanzhang and Zhu Biao were both shocked.

"I have received memorials written by officials from various places before, all of which said that the people strongly opposed the loan policy and it was quite difficult to implement it, and suggested postponing it! How come such a big reversal occurred in such a short time?" Zhu Biao asked puzzledly.

"Could it be that Brother-in-law Ouyang took action?"

Ji Gang shook his head, "To reply to the Emperor, it was not Prince Consort Ouyang who took action, but the people themselves felt the convenience of the loan policy!"

"The interest rate for applying for a loan is only 10% per year, but borrowing money from those powerful people would cost at least 10% per month, which is more than ten times the difference!"

"More importantly, the credit account. You only need to open a credit account at the bank to get a certain credit limit, which you can use directly as money. If you return it within a month, you won't be charged any interest. It's much more conscientious than those tycoons!"

(End of this chapter)