Reborn in 2011, 985 missing from two copies

Chapter 609: Prism Gate, Apple's stock price plummets

For the remaining 7 yuan, employee medical insurance will reimburse about 75%, leaving you with about yuan to pay out of pocket.

This way, out of 14, I report 9, and pay

In 2014, this was also a huge pressure for an ordinary teacher's family in a county town.

But now it’s good. Wang Yi bought high-end medical insurance and critical illness insurance worth 50 yuan!
Wang Yi explained: "This medical insurance is quite high-end, and imported drugs can also be reimbursed. After the medical insurance reimburses, the remaining expenses will be reimbursed again after deducting the 90 deductible! In this way, it is estimated that you only need to pay the deductible and a few thousand yuan of self-payment, which is about or yuan in total. The rest will be reimbursed."

"There is also this 30 yuan critical illness insurance. Logically, lung cancer should be compensated 15 yuan at one time. But Mr. Liu's case is in the early stage, and insurance companies are shameless now. They define early stage lung cancer as a mild case, and only report %, with a one-time compensation of yuan."

"Fifteen thousand!" The master's wife was stunned.

Liu Siyu was also dumbfounded: "After reimbursement of employee medical insurance + commercial medical insurance, we only need to pay 1 or 15 yuan out of our own pocket, and the critical illness insurance will also pay yuan. This means that not only do we not have to spend money, but we can also get hundreds of thousands of yuan in compensation?"

Wang Yi nodded: "That's right. Not only does it cover all expenses, but there is also a little surplus to protect the rest of your life!"

After all, with this disease, even if he is cured, Lao Liu will no longer be able to be a class teacher.

High school class teachers are the biggest consumables of this era.

Especially for the responsible head teacher of the graduating class, they are definitely highly consumable.

Lung nodules are usually mild.

After recovering in the second half of the year, Lao Liu will go back to work as a librarian or laboratory manager at most. After enduring for a year, he will retire in the second half of next year.

"Wang Yi, I really don't know what to say. Thank you, thank you so much. You not only saved Lao Liu's life, but also saved our whole family!"

The master's wife held the insurance policy, her hands trembling a little: "Originally we planned to spend all our savings, and even sell our house to pay for the treatment. Now that we have this insurance policy from you, I... I... I really don't know how to thank you."

"You're too polite, Master's wife. It's all my responsibility. Since we have insurance, we will reimburse what the medical insurance can cover, and what the medical insurance can't cover, this commercial insurance will cover. And the critical illness insurance can also give a lump sum of money, so there's no need to worry about the funds."

Wang Yi said: "I have already told the doctor to use the best imported medicines, instruments and equipment with the highest success rate!"

"Okay, thank you. Thank you very much."

"You're too polite, Master's wife. If you have anything, please feel free to contact me. I'll be going back first."

"Walk slowly."

Wang Yi waved his hand and turned to leave.

Liu Siyu suddenly said: "Wang Yi!"

"What's wrong?" Wang Yi turned around and looked at Liu Siyu, only to see that the other person's eyes looked very strange.

"me……"

"What do you mean by 'you'? If you want to thank me, then get into Peking University or Tsinghua University!"

"You..." Liu Siyu's expression was extremely complicated. She wanted to say something, but Wang Yi had already turned and left.

He has no interest in this kind of little brat.

It is better to let her work hard to get into a good school, at least she will benefit from it for life.

The next day was already the twenty-ninth day of the twelfth lunar month.

Wang Yi sat on the balcony holding a notebook, basking in the sun while reading the company's financial report.

The year is coming to an end and January is approaching its last two days.

Although Xphone 3 and Xphone 3plus are still the most powerful smartphones currently, they have actually been on the market for five months.

Logically speaking, the combined monthly sales of the two models will drop to around 1800 million units, and will drop to around 1500 million next month.

However, due to its full internationalization and global sales, the overseas market has been developing rapidly.

Although it was only ten days, overseas sales still surged by 1200 million units!

And the international sales volume is increasing rapidly every day.

If this momentum continues, the monthly sales of Xphone 3 and Xphone 3plus in January will reach about 3200 million units!

As for February, monthly sales will exceed 2 million units!

There is no other reason. Faced with Xphone 3 and Xphone 3plus, neither iPhone 5S nor Samsung's new flagship nor HTC's new flagship is a match.

Take Apple for example. Although its IOS system is not as good as its XOS system, it is still pretty good. Unfortunately, its configuration is too poor. It is 2014, and it still has a small 4.0-inch screen. Even Apple fans can’t stand it, and its sales are dismal.

The configurations of Samsung, LG, and HTC are quite impressive, but their Android systems are too poor and have been criticized by users.

The system works, but the configuration doesn't.

The configuration works, but the system doesn't.

The result is predictable. The Xingyi phone and the Wujie phone, which have excellent configuration and system, have become the best choices.

Not surprisingly, since their internationalization, Xphone 3, Xphone 3plus, and the Boundless S series have all been warmly welcomed in markets such as Europe, America, Japan, and South Korea, and have become best-sellers around the world.

Not only that, even Hollywood stars have started to change their phones.

As long as they don't have an endorsement contract, many iPhone users, Samsung and LG users have switched to Xphone 3 or Xphone 3plus.

Some celebrities are sensitive to digital technology and are fans of Xingyi Technology.

Some celebrities like taking photos, and the powerful camera function of the Xingyi mobile phone is something they cannot refuse.

Some stars are just following the trend. Seeing that other artists in the circle have switched to Xingyi phones, they feel that they will be out of date if they don't, so they also start to change their phones.

These people were originally forced to change their phones, but once they did, they found that they were so good and so powerful, far exceeding their expectations, and they were completely fans.

It’s not enough to become a fan yourself, you also have to recommend it to your friends and family, other artists, or partners.

As a result, a wave of phone replacement swept Hollywood, and many Hollywood stars gave up Apple and Samsung and bought Xingyi phones.

Seeing that Hollywood stars have made the same choice and upgraded to Xingyi phones, stars from other regions can no longer remain calm and have begun to follow Hollywood's lead.

So this phone replacement craze started in Hollywood and gradually swept the global entertainment industry.

Seeing that celebrities in the entertainment industry have taken such action, celebrities in the sports circle could no longer sit still and followed suit.

But they not only bought the Xingyi mobile phone, but also discovered the latest Xingyi smart watch!
Especially for sports records and health testing, sports stars were amazed and bought them one after another.

Initially, only a few celebrities used the Xingyi smartwatch to record their sports and training data, and gradually other sports stars began to follow suit.

As you can imagine, the buying craze for Xingyi watches has also begun to sweep sports stars.

Seeing that celebrities from the entertainment and sports circles have purchased Xingyi mobile phones and Xingyi smart watches, those fans are also very excited.

What they do most often is to follow the idols.

They wear what their idols wear.

They play whatever their idols play.

They buy whatever their idols buy.

Moreover, so many celebrities in the entertainment industry and sports stars have started using Xingyi mobile phones and Xingyi smart watches, and their fans have also followed suit and purchased Xingyi mobile phones and Xingyi smart watches.

Initially, those overseas fans didn’t know much about Xingyi Technology. They just followed their idols and bought the products, or even blindly followed the trend.

But once you use it, it's like discovering a new world.

I never thought there would be such useful smartphones and smart watches.

There is also Xingyi Technology which is more powerful than Apple and Samsung!

Xingyi Technology has long been known to everyone in the country.

But abroad, its popularity is still relatively limited.

Belongs to those who know, crazy about it.

Those who don’t know have never heard of it.

But now, even those who have never heard of it seem to have discovered a new world!

I discovered Xingyi Technology, a powerful technology giant, and also found that Xingyi phones are actually better than Apple phones.

I also discovered that the Xingyi smartphone is actually a groundbreaking product that redefines watches!

Not surprisingly, those who followed the stars in buying Xingyi phones were also attracted by the strength of Xingyi technology.

At first, I only bought Xingyi mobile phones and Xingyi smart watches, but later I started buying Xingyi tablets, Xingyi smart TVs, Xbuds 2nd generation, Xiao Ai smart speaker 2pro, and so on.

Some people even go for the Xingyi family bucket!

With the development of the situation to this point, it is not just the Xingyi mobile phones and Xingyi smart watches that are hot-selling around the world, but the entire Xingyi technology family!
As a chain reaction, all products became hot-selling.

In fact, once users like a brand because of a product that is well made.

Once you like a brand, you will give priority to and even buy this brand in all subsequent products!

This is typical consumer psychology.

This is how Apple started in its previous life.

Initially, it was indeed the iPhone’s groundbreaking product innovation that attracted countless fans and became a global best-seller.

But later, the iPhone’s functions and configurations were surpassed by Android, but the iPhone is still hot-selling, not because of its poor product strength, but because of its fans!

The simplest thing is, for veteran fans who have used iPhone for five, eight, or even ten years, if you ask them to switch to Android, how many people would be willing to do so?

Similarly, Huawei and Xiaomi also started with fan culture.

Without a fan base, what is the point of jazz life?

Without a fan base, how can you become popular?
It is also because of the strong fan culture that Huawei has accumulated a large number of business fans. Not only are its high-end mobile phones hot-selling, but the M9 is more expensive than many cars from BBA, but its sales are still good.

Similarly, Xiaomi has accumulated a group of enthusiast fans. As soon as SU7 came out, it became a hot seller thanks to its control and performance.

These people don’t care about the SU7 intelligent driving at all, or even whether it has it or not. As long as the acceleration is fast enough, the control is good enough, and the horsepower is sufficient, that’s enough.

People who buy Wenjie do so for the comfort and experience of traveling, and they care very much about experiences such as intelligent driving.

But the users who buy Xiaomi SU7 are mostly young people who prioritize speed and control, just like the group that bought the BMW Series back then.

The result is predictable. Even if the accident rate is slightly higher, it is not because the quality of SU7 is poor, but simply because the fans are too young and not stable enough.

The speed limit on the highway is 120, but SU7 accelerates quickly. With one step, it can reach 140 or even 160.

Others were driving at 120 km/h, and a SU7 was coming from the next door. I had no idea how fast it was going, but within a few seconds, the taillights were no longer visible. There is nothing you can do about it, that is how some young people are.

How can the accident rate be low?
When you get older, in your thirties or forties, and have a family and a career, you will become more stable.

By then you will find that control and 0-100 acceleration are not important at all, and comfort and safety are the most important.

It is also for this reason that many Xiaomi fans, as they grow older and more mature, become fans of Huawei.

Similarly, many Apple fans are now gradually becoming fans of Xingyi Technology.

Not just domestically, but globally.

This directly led to all of Xingyi Technology's products being hot-selling.

Only ten days after going international, overseas sales have exploded!
There are long queues at many stores every day. From the start of the internationalization on the 21st to now, for more than ten days, there are long queues every day.

This continuous queuing has further increased sales.

Many foreigners passing by are fans of Xingyi Technology because they see queues every day.

Especially when seeing that no one was interested in the Apple and Samsung stores next door, the obvious contrast made Xingyi Technology's popularity and status soar rapidly in the minds of many foreigners, quickly surpassing a number of brands such as Apple, Samsung, LG, and HTC.

Those who originally had no intention of buying a mobile phone could not help but come into the store to try it out. Once they tried it out, they were attracted and ended up buying a mobile phone, or even a mobile phone + a smart watch + Bluetooth headset.

Others buy Xingyi smart TVs directly from Walmart.

With such widespread hot sales, Xingyi Technology's overseas market share soared rapidly and its revenue increased sharply, but Apple's situation was terrible.

Apple headquarters.

Cook convened another emergency meeting:
"It's only been ten days since Xingyi Technology went international, and our weekly Apple sales have already dropped by 40% compared to the peak period, and the decline is getting higher and higher! At this rate, our monthly iPhone sales next month will drop by 45% year-on-year, and drop by more than 50% compared to the peak period!"

"The most important thing is that this is not a decline in sales in Xiaguo, nor a decline in sales in the Asia-Pacific region, but a decline in global sales!"

Apple’s sales have plummeted in the past, mainly because its sales in the Chinese market were halved in the summer.

Especially after the release of Xphone 3 and Xphone 3plus, iPhone sales in the Chinese market have dropped by 40% compared with the same period last year, and by 60% compared with the previous peak period!

Half of the country is gone.

Fortunately, it was only the Xiaguo market. In the global market, Apple's sales decline was limited. Even with the impact of parallel imports of Xingyi mobile phones, the decline was only about 20%.

But now it’s different. Xingyi mobile phones have become fully internationalized, and iPhone’s global sales are declining rapidly.

It's only been ten days and weekly sales have dropped 40% from the peak period!

As Xingyi Technology becomes more and more well-known and has a better reputation, as well as with the follow-up impact of the Prism Gate, Xingyi phones will only sell better and better, while iPhone sales will fall more and more seriously.

It won’t be long before global sales fall 50% from their peak!

Apple can't accept this.

"The continued decline in sales and revenue has caused Apple's market value to plummet every day, and the stock price has continued to fall!"

"The board of directors is under a lot of pressure, and I am under even more pressure!" Cook was extremely depressed, and he had a lot more nightmares recently:

"Think about it, is there any other way to change this situation?" Cook shouted sternly, his cold eyes like a ferocious beast that wants to eat people:
"Don't keep silent. Don't play dumb. If this matter cannot be resolved, I will be dealt with by the shareholders. But before I am dealt with, I will deal with all of you good-for-nothings first."

Upon hearing this, everyone's faces changed collectively, and they racked their brains decisively and spoke one after another:
"In terms of product strength, our iPhone 5s is not as good as the Wujie S series, and even the Wujie Note series is better than us. It is even more incomparable with the Xphone 3. If we want to increase sales, we can only continue to lower prices!"

"That's right. There are no products that are not good enough, only prices that are not good enough. Since the iPhone 3999s at 5 is not selling well, then we can lower the price to 3499 or even 2999. It will definitely sell well!"

“不行，iPhone 5s若是降到3499，甚至2999，那iPhone 5C怎么卖？降到2499？甚至1999？”

"This..." Those who agreed with the price reduction fell silent.

"Besides, the iPhone 5s has just been reduced by yuan, and it has only been about ten days. It can't be reduced further, otherwise all old users will have to return all their products."

"Yeah, forget about lowering the price, think of other options."

"What about media smear campaign? It's time to mobilize those media outlets and influencers we have." Gerhard Wick said.

"Raise a dog for a thousand days, use it for a moment. This is a good strategy, it's time for them to serve." Cook nodded: "How to do it specifically? Do you have a plan?"

"Chairman, the previous Prism scandal put us in a very passive position, sales plummeted, and we suffered heavy losses. However, the parallel imports of Xingyi mobile phones became hot sellers, including the current hot sales of licensed products, and the Prism scandal played a huge role in that!"

"So I plan to brew a Xiaguo Prism Gate!"

"You mean to say that we can create the Xia Country Prism Gate incident to make global users question Xingyi mobile phones and give up buying Xingyi mobile phones? This is indeed feasible."

Cook's eyes lit up: "Omi's smear campaign against them is also using similar tactics."

"That's right, Chairman. And the media we support are best at doing these things. For example, the BBC can publish any kind of report as long as the money is in place."

"As long as European and American users know that Xingyi phones have secret doors and collect private data for Daxia, endangering our security, users will abandon Xingyi phones, Xingyi tablets, Xingyi TVs, and all other products."

“That way, we can see a surge in sales and the iPhone will continue to sell like hot cakes.”

"Okay, let's do it!" Cook agreed decisively: "Specially approve a sum of money to give to the BBC and other media, and let them smear Xingyi mobile phones and Xingyi Technology like crazy."

"Tell them that this is only the first payment. If anyone does a good job and has a good smear campaign, we will give them a large bonus later!"

"In a word, as long as you can discredit Xingyi Technology and make Xingyi phones unsalable, we will give you a big prize."

"And if you do this well, I'll promote you to vice president!"

Cook looked at the person who made this suggestion and said calmly.

Gerhard Wick was delighted: "Chairman, don't worry, I'll take care of it!"

Under normal circumstances, it would be extremely difficult to be promoted to the vice president of Apple Group.

Several other vice presidents had either already been at Apple headquarters, worked hard for many years, had outstanding abilities, and made great contributions, which is why they became vice presidents.

Either he has the support of a core major shareholder, has good abilities and is lucky, which is why he became the vice president.

But for others, it is extremely difficult to become vice president, or even there is no chance at all.

He struggled for years but still didn't qualify.

Gerhard Wick was originally disappointed and didn't want to think about it anymore.

But now, I see the opportunity again.

It’s simple. Apple is in a life-and-death crisis, and all the rules are gone.

To put it bluntly, in this situation, any qualifications or experience does not matter. As long as one can save Apple and turn the tide, he or she is the soul of Apple and has made great contributions, and can become the vice president.

If Gerhard Wick could really discredit Xingyi Technology and make the iPhone popular again, he would definitely be the hero who turned the tide. Not only would Cook support him as the major shareholder, but other shareholders would have no objection.

"No, I must seize this opportunity!"

Gerhard Wick thought to himself, then looked at Cook: "Chairman, it is the Spring Festival of Xia Country right now. I guess Wang Yi has gone home for the New Year, and other senior executives of Xingyi Technology have also gone home for the New Year."

"It can be said that this is the time when Xingyi Technology is the most relaxed, and it is also the best opportunity for us to take action."

"I plan to take action immediately. I will try to give them a wake-up call and discredit Xingyi Technology on the first and second day of the Chinese New Year when Wang Yi and other senior executives of Xingyi Technology are celebrating the New Year happily!"

"Good, good, good!" Cook said three "good"s in a row: "In this way, Wang Yi will have a bad New Year, hahahaha!"

"Yes, the Xia people hate to see trouble happen during such a grand festival. But we will give them a surprise!"

"Great, let's do it, hahaha." Cook said with a smile, his eyes full of anticipation.

He had completely forgotten the last time, when Apple took advantage of the New Year's Day to suppress the parallel import sales of the Xingyi mobile phone, cutting off the source of funds and making it difficult for Wang Yi to have a good New Year's Eve.

As a result, Wang Yi fought back strongly and went international ahead of schedule, causing iPhone sales to plummet and Apple to suffer heavy losses.

But unfortunately, they just don’t learn their lessons!

Gerhard Wick quickly began a series of operations.

Wang Yi knew nothing about this.

Looking at the excellent performance report, I start to celebrate the New Year peacefully.

There is New Year’s Eve this year.

Early in the morning, Zhao Huan, the manager of Pufa Bank, came to give gifts.

I was lucky to meet Wang Yi that year and got Mayu Technology, a super big client.

Zhao Huandu was promoted from a small manager of a county branch to the deputy president of the branch!

Now with Wang Yi's support, their branch's performance has been booming, and they have exceeded their targets ahead of schedule, putting pressure on the city branches to the point where they can't even raise their heads.

As you can imagine, it won't be long before he gets promoted again.

However, by then, he will no longer be the branch president. Instead, he will most likely go to the provincial branch.

Zhao Huan was naturally grateful for this.

Every year, he personally arranges and accompanies Wang Yi's family's physical examinations.

During festivals, he would personally visit Wang Yi's family to give gifts.

Moreover, the standards are getting higher and higher, and the sincerity is getting more and more sufficient.

But both the banks and the public don't think it's a big deal.

It's nothing, it's just too normal.

If ordinary people deposit 20,000 yuan in the bank, they can also get a bag of rice.

Save up a million and give gifts every holiday.

If not, then there is a high probability that you have been hacked by the account manager.

What's more, all the money Wang Yi deposited with Zhao Huan was in the billions.

What's wrong with sending something?
If the amount is too little, the president of Pufa Provincial Branch will not agree.

It was the same this time, but in addition to New Year’s goods, there were also some fireworks and firecrackers!
Although Qingyun County was divided into Qingyun District, many regulations are not strict because it is far away from the city center.

There are no restrictions on the use of fireworks.

This made Wang Yi in a good mood. A few years later, he couldn't release the fireworks even if he wanted to, unless he went back to his hometown or the village.

Now that there are no restrictions, I should indulge myself in it.

(End of this chapter)