Quickly wear it and insist on being an old man forever

Chapter 88: Think of my legacy in the next life (8)

Through his memory, Bai Sheng clearly understood why his family went bankrupt and how they paid off their debts.

The reason why their family suddenly went bankrupt was mainly because of their transformation. They were interested in real estate and wanted to enter real estate projects. In fact, the couple's vision was correct. If successful, the next ten or twenty years would be The take-off period for real estate companies.

But the key thing is that they were calculated.

At that time, the couple spent all their wealth and borrowed some money to buy a piece of land. Later, they wanted to use the land as a mortgage to build a house and sell it. In theory, as long as they proceed step by step, it would be a guaranteed profit without losing money.

The bank loan was successfully obtained, but the building approval was not obtained because after inspection, the land they bought was found to have excessive heavy metals, serious pollution, and was unqualified. Then the bank believed that they deliberately concealed important information and defrauded the loan. They immediately began to claim the money back, but at that time, the original couple had already started preparations for building a house in advance and spent a lot of money.

Then of course the project failed.

When he was bankrupt, he also owed a lot of debt.

And because that piece of land was labeled with excessive heavy metals and serious pollution, no one was willing to buy it.

Can't sell it even at 30% discount.

Although the original couple was emotionally broken at that time, they were still calm. They quickly found a lawyer and wanted to take the original owner of the land to court. After all, they bought a normal piece of land and the contract stated that it was normal land. Now, There is a problem with the land. This is clearly a contract fraud. If they can recover the money, although they will still suffer losses, it will only be a little injured at most, but they will not go bankrupt and owe a lot of debt.

However, it was not until detailed investigation that the original couple discovered that the person who sold the land had already run away and could not be recovered after going abroad. So at that time, they were bankrupt and owed a lot of debt, and they also had a piece of waste land that could not be sold.

That's called despair.

Falling from heaven to hell-like despair.

At that time, they even had the idea of ​​​​killing themselves directly, but later because they cared about their three children, they felt that if they died, the bank and other creditors would definitely come to their children for debt.

By then the lives of the three children would be completely ruined.

This is their firm belief.

An important reason to stay alive.

Later, they directly changed from two big bosses to part-time workers, and specifically looked for jobs with more money. At that time, they still felt that they owed something to their children, and often regretted it. If they had known, it would not be like that. If they had known, they would be in the original place. If you keep doing this business honestly, you can earn less if you want. Why not take that risk?
  However, as time went by and their lives became more and more difficult, they gradually realized what it means to be miserable for a poor and humble couple. When their children called to ask for 1,800 yuan for living expenses, they no longer felt guilty. Why do you think these children are so ignorant, the family is in such a difficult situation, and they are so lavish? Why can't they work part-time to earn living expenses?
  At that time, the money the couple earned was actually not enough. They had to rely on selling some items from their homes to survive, and later they could no longer even afford living expenses.

They can only pay their annual tuition fees.

As a result, their relationship gradually deteriorated.

But no matter how difficult it was, the original couple never stopped paying for college tuition for the three of them. At most, they were occasionally not so timely and even had to borrow money temporarily.

After graduation, none of the three children came back. Although the original couple was a little dissatisfied and a little disappointed, they were also a little relieved. They felt that it would be better if they didn't come back. At least they could live a normal life outside without being pressed for debts. , they live a few more years in their hometown.

It also allows them to live a peaceful life for a few more years. In the same year, a creditor gave them a new idea, which was to ask them if they had ever thought about ways to remove the pollution from the polluted land.

If that piece of land is no longer polluted, or if the pollution level is reduced enough that real estate can be developed on it, it can be sold easily, and the money sold will definitely be enough for them to pay off their debts and still have a balance.

Then the original couple fell in love.

I started to check information, and even called the three children, hoping that they could come back to help. After all, they are three college students, and their brains should be more flexible than them. It's just that they just said that they hope they come back, and they haven't mentioned it yet. Regarding the subsequent land purification matter, Li Jianguo and his three brothers unanimously hung up the phone in advance, and couldn't get through to them for half a year.

It's heart-breakingly heart-breaking.

This was the first time that the couple was completely heartbroken.

After that, the couple stopped calling their children. Instead, they tried their best to research and even used some local methods. As for the result, it can only be said that it was better than nothing. It had an effect, but the effect was quite minimal.

Just do it their way.

It won't be possible for another fifty years.

In the end, they were able to turn around, mainly because of the policies from above. That piece of land happened to be included in the development zone. Good land was heard about in advance. Those with connections or deep pockets could get it. Only the original couple had the piece. Because the land is seriously polluted, no one appreciates it, but because the price of land there has skyrocketed, some developers have analyzed that as long as the price of the land is low enough, they can still make money even if it costs a lot of money to treat it.

So someone still found the original couple.

At that time, the original couple even owed a huge amount of interest, so after the developer they found offered a price that was not only enough to pay off the debt and interest, but also leave them with nearly 20 million left, they were immediately moved. I readily agreed and signed the sales contract.

At that time, they also knew that there might be room to raise the price, and more people might come to them.

But they really don’t want to take on debt anymore.

If the money given by the other party is just enough to repay the debt and interest, then they may still hesitate, but there is still nearly 20 million left. They really don't want to miss the opportunity because of hesitation, and they are even more afraid of any changes in the policy.

At that time, it will really be all in vain.

After that, they successfully paid off all the debts and interest, and no longer had the courage to start a business. At the same time, they planned to rely on the remaining money to spend the rest of their lives.

In the process, the two of them also renewed all the pension insurances that had been discontinued, and renewed them according to the maximum amount.

Immediately afterwards, the original husband called the three children again and said that he had a surprise to tell them and asked them to come back. At that time, the original husband wanted to make up for the three children and prepared to give each of them 500 yuan. Ten thousand, the rest is enough for them to support themselves in their old age.

It’s not like they were planning to spend money lavishly.

1.8 million is enough.

(End of this chapter)