Rebirth of financial migrant workers

Chapter 111 The big wooden stepping stone

"You're bringing this robot, right? What are you doing with the Transformers?"

"I'll stress it to you again, this is called Gang Damu! The one I brought is a limited edition for the venue, with a total of 1000 sets sold, just like the limited edition LV bags that you women like."

"Tsk, how old are you, and you still play with this kind of thing? I wonder how you can send it out."

The two of them were bickering in the taxi heading to Shuanghe Sanni Engineering Machinery Co., Ltd. Sister Jun had fully recovered from last night's grievances and fright. She was pointing at the big box Wang Chunliang was carrying along the way. .

In fact, Wang Chunliang did not want to contact Sanni Company so early. First, because his energy has been almost exhausted by project loans recently, and he is really unable to cope with other businesses.

Second, because the construction machinery mortgage loan business in Shuanghe Province is still in its infancy. Since it is in its infancy, there will be many inconvenient and unreasonable links that need to be cleared. According to the memory of the previous life, it will have to wait until after 2012 for Mule Bank to Only after the business operation and approval process have been smoothed out, declaring the business in advance now is like crossing the river by feeling the stones. You can imagine the difficulties and obstacles you will face.

However, the people from Hualian Heavy Industry bullied Sister Jun and angered Mr. Chunliang. In order to confront and counterattack Hualian Heavy Industry, it was imperative to establish a cooperative relationship with Sanni Company in advance.

Wang Chunliang took out his mobile phone and recorded the recent work arrangements on the memo:
'1. Long-term plan, Shuanghe Real Estate project loan. '

'2. Medium-term plan, Shuanghe Sanni construction machinery mortgage loan cooperation. '

'3. Short-term plan, report Hualian Heavy Industry. '

After completing the input, he stared at the third item for a long time, then looked at the time, and dialed the number of the eldest lady's uncle, Nong Ruxin, deputy director of the Bank Supervision Department II of the National Banking Supervision Center.

"Uncle Nong, hello."

"Oh, Junliang, do you need my help with anything?"

"It's the fourth quarter now. Uncle Nong, have you not completed your fine quota yet? I'm going to give you a big gift."

The somewhat lazy voice on the phone immediately became cautious: "Let's talk about it."

"If a bank cannot guarantee that the account manager will visit and sign the loan in person when signing a loan, and it only takes photos and other forms to cope with the face-to-face signing system, is this considered a major problem?"

"Of course, the fine will start at 10 billion yuan."

“When Huada Bank handled the construction machinery mortgage loan of Hualian Heavy Industry, since most of the contracted customers were out of town, it acquiesced in having Hualian Heavy Industry salesmen sign the bank’s loan contract on their behalf. This operating model has been in place for four years. The total amount of contracts signed in this way is conservatively estimated to be in the billions."

"Okay, okay, this gift, oh no, this kind of egregious violation will never be tolerated by the banking management center. Chunliang, you did a good job. Next time you come to the imperial capital, my uncle will treat you to a drink."

Sister Jun waited for Wang Chunliang to hang up the phone and asked impatiently:

"If you report Huada Bank, there will be no punishment for Hualian Heavy Industry, right?"

Wang Chunliang hugged Sister Jun to his side and explained softly:
"Do you know what gives Hualian Heavy Industry the confidence to act unscrupulously when facing banks in Shuanghe Province?"

Sister Jun shook her head, and Wang Chunliang continued:

"Because they have Huada Bank in Hunan Province to take care of it. Even if the banks in Shuanghe Province fail to negotiate, the worst case scenario is that they will send the contracted customer materials back to Hunan Province and hand them over to Huada Bank for lending."

"Oh~ It's because Huada Bank violated the rules and did not implement the customer manager interview system, so it provided Hualian Heavy Industry with this convenient condition for signing a mortgage loan." Sister Jun's little mind quickly reacted.

Wang Chunliang: "As long as the line of 'remote signing' is cut off, Huada Bank in Hunan Province will not be able to send account managers to Shuanghe Province to interview customers. You said that Hualian Heavy Industry will not have Huada in Shuanghe Province Will the bank’s support still be so tough on local banks?”

Sister Jun lay on Wang Chunliang and blinked her beautiful eyes: "How do you know these inside stories about banks in other provinces?"

Because the real estate regulation in 2013 chilled the construction industry and caused an increase in defaults on construction machinery mortgage loans, Huada Bank had a number of cases where the loan contracts could not be recovered without the person's signature, causing an uproar in the banking industry.

Wang Chunliang kissed Sister Jun's face and replied with a smile: "Because I have a cheating device." About half an hour later, the taxi finally arrived at Shuanghe Sanni.

After registering at the guard office, Wang Chunliang took Sister Jun to the general manager's office on the fourth floor by familiar means.

When she stood at the door and saw the leader of Shuanghe Sanni in the room, Sister Jun's eyes widened.

The boss in front of me is too young. He looks like he may have just turned thirty.

Liang Xu, 30 years old, is from Xiang Province and graduated from Yale University Business School.

He worked in the President Office of the parent company, Hunan Sanni, for six years. He performed well and received many praises from senior leaders.

Of course none of this matters.

The important thing is that his surname is Liang, and he is the nephew of Liang Rongshan, the chairman of Sanni Company.

Looking at the familiar stranger in front of him, Wang Chunliang couldn't help but smile.

Unlike Zhao Youde, the amateur rubber guy, Liang Xu is an out-and-out steel enthusiast.

According to the trajectory of his previous life, he became the general manager of Shuanghe Sanni. After coming to Hedong City, he was not familiar with the place, so Liang Xu devoted his spare time to his hobby as a student - assembling strong wooden tops.

As a result, he got out of hand and soon joined the Shuanghe Province Jiaoluo Association, the largest local Jiaoluo organization. It was here that Wang Chunliang met this big boss.

Liang Xu looked at the two people in front of him and frowned slightly: "Are you from a bank? We don't have much business interaction with the local bank in Shuanghe now."

Wang Chunliang walked into the house carrying the large piece of wood that had been previously covered by the door panel, and then piled the huge boxes in front of Liang Xu.

When Sister Jun saw this, she covered her face with her hands in shame. She was so childish.

However, the next scene shocked her. She saw that the other party's expression was disdainful at first, then surprised, and then eager again within a few seconds.

His longing eyes were like seeing a peerless beauty, and he asked tremblingly: "Is this the limited edition freedom? There are only 1000 of them in the world?"

"Mr. Liang has good eyesight, indeed." Wang Chunliang gave him a thumbs up.

"This is a gift. Can I pay for it?"

"Mr. Liang, I give this to you. On behalf of the Shuanghe Province Jiaolao Alliance, I formally invite you to join."

Liang Xu stretched out his hands and caressed the strong wooden packaging box, as if he was caressing his girlfriend's smooth skin under the bath towel.

But soon, he realized his gaffe, stood up suddenly, and pulled the two of them to sit down.

"Is this lady also from the Jiao Lao Association?"

Just as Sister Jun was about to speak, Wang Chunliang answered first: "She has just started and is a newcomer in the inspection stage of our Jiao Lao Association."

Liang Xu laughed, looked at Wang Chunliang, and said very cheerfully:

"It's rare to meet friends with similar niche interests. It's fate. I see you two came here wearing bank uniforms, so you must be discussing business cooperation. Tell me, I will definitely help if I can."

(End of this chapter)