Rebirth of financial migrant workers

Chapter 162 Overtime and Socializing

There are two types of customers in the hands of bank account managers.

The first category is non-credit customers, who have no loan cooperation with banks and are mostly depositors brought in by account managers through personal relationships.

They are deeply bound to the account managers. No matter how the branch presidents change, generally no outsiders will intervene in these customer businesses.

The other type is credit customers, which have various cooperation with banks such as loans, acceptance exposures, and letter of credit exposures.

Even if they are related accounts brought in by the account manager, or are natural accounts marketed by the account manager alone, as long as the account has a large amount of money and great growth potential, they will become the focus of plunder by the newly appointed branch president.

The new branch president will try his best to first take these customers from the account manager's name into a public account of the branch, and then firmly hold them in his own hands.

Customers under Wang Chunliang's name all have loan balances in the branch.

With the loan as a starting point, Ni Zheng felt that he had the confidence to snatch the other party's customers. After all, whether the loan can be renewed and the interest rate discount are all decided by the branch president.

Ni Zheng is not worried about Shuanghe Land, which has a good relationship with Wang Chunliang.

Regardless of whether Wang Chunliang will be forced to change jobs, it cannot be changed that the loan for Shuanghe Real Estate Baihuayuan No. 2 project has been issued at Sanlimiao Branch.

Two years later, the project was launched one after another, and Ni Zheng was able to comfortably pick up the huge peach of supervisory account deposits.

During this period, it would be best if he could turn Shuanghe Land into his own customer. If he couldn't grab it and let the customer's project go to another branch with Wang Chunliang, Ni Zheng wouldn't care, because President Han asked him to come to the Sanlimiao branch. Other important tasks have been arranged.

The time came to five o'clock in the afternoon.

After the meeting, Sister Jun didn't eat well, took a nap and had insomnia. Now she is pacing back and forth in the room.

"This guy surnamed Ni is so cruel. He left us two in the branch while he took the other one to run the business."

Wang Chunliang took out a can of Coke and handed it to her: "Don't be impatient for a moment. Just relax as if it's New Year's Eve."

Sister Jun refused to give up: "He kept saying that the business hall was short of people, but he just transferred Le Shiqi from the savings post to the company department when he went to work in the afternoon."

Wang Chunliang pulled Sister Jun to sit down and analyzed:

"Ni Zheng's move is to disrupt the original personnel arrangement of the marketing department and further reduce the power of you and me. You see, he will deliberately send Ma Xiaobao and Li Xiao, who have a good relationship with me, to other places, and then send them to other places. Quiet."

"Yes, when did Wen Jing fall into my lap? At that time, I said I shouldn't choose her!"

"Ahem, I remember it was you who pointed at the photo and insisted on choosing her."

The loud ringtone of Nokia interrupted Wang Chunliang's complaints. The caller ID showed Miss Er, and he immediately answered the call.

"Wang Chunliang, what's going on with our new president named Ni? He came to the company to see me again and said that you are no longer responsible for Shuanghe Land's corporate business."

"He may be jealous that I am more handsome and talented than him, so he has to restrict my business for fear of taking away his job."

"Ha, if that's the case, then I'll ask the security guard to deny him entry next time."

The second lady's soft bell-like laughter came from the receiver, and she continued, "Oh, that's right, before he left, he said that the mortgage quota for the whole year this year is very tight, and only the branch president can get it. Priority in lending, is this a warning to us?"

Wang Chunliang frowned and forgot about this. This year, due to the relevant measures of the Central Bank, bank quotas have been tightened. The first thing affected is the housing mortgage loan. It often takes several months to queue up for a loan. , as for which loan will be given priority, it is completely decided by the branch president.

Ni Zheng stated this fact and achieved the effect of threat, and the method was indeed very effective. Wang Chunliang thought for a moment and replied: "I will find a way. You must not let him inquire about the Qiongdao resort project."

Second young lady: “I understand, are you still coming to my house today?”

"I have to work overtime tonight, okay?" Wang Chunliang calmly pressed the volume control button with his thumb, chatted for a few words and quickly hung up the phone.

But before he could put his phone back in his pocket, Tan Lanqing's call came in again.

"Xiao Wang, I heard from President Ni that you are no longer in charge of our business?"

"Well, the work content has been adjusted."

Tan Lanqing was silent for a moment and asked: "Is the new president deliberately suppressing you? If you change jobs in the future, please tell me in advance, and I will take Nitong Motor City with you."

After getting through the first difficult two months, Tan Lanqing successfully put the company back on track and signed multiple brand cooperation agreements. Nittsu Auto City, which had previously been avoided by banks, once again became a favorite in the banking industry. cake.

And Tan Lanqing is still the same as in his previous life. Even if he becomes successful, he still has justice and kindness in his heart. He has no polite words, only dedicated actions.

Wang Chunliang said gratefully: "Thank you, Sister Tan, I won't use it for the time being. You have to pay back the 30 million loan in advance to move, which will disrupt your business plan."

Seeing Wang Chunliang hang up the phone, Sister Jun said impatiently:

"Let me just say it, Ni Zheng poaching like this won't have much effect!"

Wang Chunliang shook his head: "As far as I know, he started visiting our bank's major customers in the fourth quarter of last year. So far, in addition to Shuanghe Real Estate and Ritong Auto City, you have heard that other companies have disclosed this information to us. ?"

Sister Jun was immediately discouraged and lay down on the table: "So, he has captured most of the branch's customers, so what should we do?"

Wang Chunliang whispered: "I have my own plans for Ni Zheng. You don't need to contradict him. You just need to express your attitude of standing on the same front as me when necessary."

"Oh, can't you tell me your plan?"

Wang Chunliang suddenly felt helpless. There was really no way to explain the results inferred through past life information. He could only shrug, took Sister Jun's little hand, and looked at her affectionately.

Sister Jun looked away: "Okay, okay, I won't ask. By the way, it's time to get off work."

"Haha, did you forget that he said during the noon meeting that employees should not get off work earlier than eight o'clock in the evening?"

Wang Chunliang sneered. If he wasn't forced to work overtime, would he still be arguing?
Is it true that there is so much work that I have to work overtime to complete it? of course not.

The business has not yet entered its peak period at the beginning of the year, so overtime is just a compliance test arranged by him.

Through inhumane overtime work, employees can hone their sense of resistance and develop an obedient workplace character.

Although the meeting only requires ordinary employees to work overtime, if the department manager does not lead by example, over time, the department's subordinates will definitely feel alienated from Wang Chunliang.

Wang Chunliang had to sigh to himself, Ni Zheng's petty tricks were indeed endless.

But it doesn’t matter. Dining and socializing with clients is a higher priority than working overtime. Wang Chunliang opened the office door and greeted:

"We have a banquet for Shuanghe Land tonight, and all members of the retail department and Wang Xingzhu are attending!"

(End of this chapter)