Rebirth of financial migrant workers
Chapter 163 3 Problem Loans
Chapter 163 Three Problem Loans
At 6: p.m., Fat Brother BBQ Restaurant.
The six people sitting around the round table were extremely powerful in fighting, and every plate of barbecue was wiped out in less than two minutes.
So much so that everyone didn't talk much for more than ten minutes, just focusing on grabbing meat to eat.
The second young lady bumped Wang Chunliang with her shoulder and asked curiously:
"Why did you think of bringing the retail department to treat me to dinner today?"
Wang Chunliang took a piece of scallop to each of the two women on the left and right, and then replied:
"If I don't take these kids in the retail department to treat customers to dinner, then they have to work overtime."
"So don't be pretentious, you are just a client tool who is being entertained in name only."
After several times of working together, Sister Jun has established a certain revolutionary friendship with the second lady, so she has become more skillful and mellow in choking each other.
As for the other people in the retail department, they are all familiar with the second lady. They say they are entertaining customers and treating them to dinner, but no one forces you to drink liquor, and there are no all kinds of high-sounding polite words. We are more like ordinary friends among friends. gather.
After a few glasses of beer, the dinner table gradually became lively.
Li Xiao picked up a full glass of beer and saluted Wang Chunliang: "If the boss hadn't stood up for me today, I would have to go back to the business hall again. Thank you, boss."
Immediately afterwards, Ma Xiaobao also raised his glass and toasted Wang Chunliang, and then asked:
"Master, I was assigned to the Housing Management Bureau's File Inquiry Office again by a man named Ni. What should I do with the construction machinery mortgage loans in my hand?"
"The housing loan quota is tight this year, so the Housing Authority will not be too busy with inquiries. I will discuss it with Sister Liu tomorrow and the day after tomorrow, and ask her to accumulate all the inquiries for each day, so that you only need to go there one or two days a week. That's it." Wang Chunliang stared at the roasted kidneys handed over by Sister Jun for a long time before replying.
Zhang Yu, who has always been relatively quiet, whispered: "During lunch, President Ni told me privately that he wanted to transfer me back to the corporate department, but I didn't agree."
Sister Jun frowned: "Don't he know where you requested to be transferred to the retail department?"
Zhang Yu: "You should know. He said he wanted me to help Wen Jing more. He meant that Wen Jing was going to be the manager and gradually take over the leadership of the company."
"Damn it, she can be a corporate manager?"
Li Xiao wanted to complain a few more words, but was interrupted by the ringtone of his cell phone.
"Say Cao Cao, Cao Cao is here." He held up his mobile phone to show everyone a circle of incoming call information, and then pressed the release button, "Mr. Wen, what's the matter?"
Wenjing's delicate voice came from the receiver: "You have never spoken so fiercely to me before."
"Ahem!" Seeing that everyone except Ma Xiaobao was suppressing laughter, Li Xiao had to cough tactically.
Fortunately, Wen Jing did not continue to show off her coquettish skills, but directly turned to the topic and asked:
"Where did you go to eat at night?"
"In the evening, the department invited the leaders of Shuanghe Land to have dinner."
Less than five minutes after Li Xiao hung up the phone, the second lady's cell phone rang again.
She glanced at the caller and handed the phone to Wang Chunliang. After seeing the other person nodding, she answered the call: "Oh, hello, President Ni. Yes, Wang Xingzhu and Manager Wang invited me to dinner with members of the retail department. No need. La, I'm allergic to the environment in big hotels."
Sister Jun came close to Wang Chunliang's ear and whispered: "Ni Zheng is not open-minded enough. If I want to ask these questions, why don't I just call you? I have to beat around the bush and ask Wen Jing to ask Li Xiao."
"This just shows that Ni Zheng has rich experience in fighting. He wants to verify in many ways whether I am really treating clients to dinner. As long as one of the several 'confessions' does not match up, it will prove that I am lying."
Wang Chunliang poured some Coke from Sister Jun's cup, mixed it with Sprite and drank it, then said, "Watch, he will call me later, and he will probably arrange something for me to do."
Sister Jun looked at Wang Chunliang in confusion, obviously not understanding why he was so familiar with Ni Zheng's operations.
Wang Chunliang shook his head, how could he not be familiar with it? In his previous life, he had been oppressed by the other party for more than eight years. When the other party raised his butt, he knew what kind of fart he was about to fart.
After this kind of dinner, when you relaxed and thought you could finally rest, he suddenly called you and arranged something for you that you couldn't refuse.
Repeatedly, making your emotions fluctuate and become infinitely tense. This is a typical PUA method in the workplace.
As expected, Wang Chunliang soon received a call from Ni Zheng, asking him to rush back to the branch as soon as possible, saying that he had urgent business waiting to be processed.
Wang Chunliang had a good attitude and said a few words, "I'll do my best as soon as possible," and then hung up the phone. However, he was still sitting in his seat and continued to eat barbecue unhurriedly.
When Ni Zheng called again at around eight o'clock, Wang Chunliang stood up, stretched, and went to the bar to pay for the order.
Then he first called a female driver for the second lady who was drinking beer, and then quietly said to Sister Jun, "You go to my place first." Finally, he said hello to other people in the retail department, and then he calmly Take a walk to the Sanli Temple branch one kilometer away.
When he returned to the branch, it was already 8:30 in the evening. The business hall was brightly lit, and the corporate account managers were all sitting numbly at their desks, not knowing what they were staring at the computer screen.
Wang Chunliang distributed the packaged barbecue he held in his right hand to everyone and won high praise before walking into the president's office.
Ni Zheng's expression was not very good, but Wang Chunliang was unmoved. He put the packaged seafood porridge in his left hand on the other person's desk, then sat on the chair generously and said:
"The customer is so enthusiastic that I really can't leave. The porridge in this store tastes good, so I brought you some. Mr. Ni, what are you doing tonight?"
I don’t know whether it was because he finally got someone after waiting for a long time, or whether this unexpected heart-warming midnight snack had an effect. Ni Zheng did not dwell on the previous problems anymore, but pushed three stacks of loan materials from the table and said:
"There is no corporate manager in the industry now, so you still need to sign your name as the reviewer."
Wang Chunliang frowned and refused: "I have never met this loan customer, how can I sign directly?"
Ni Zheng: "All three of them are my old clients. They know everything about them. I also guided Wen Jing to write the loan investigation report. What are you worried about? These three loans are urgent, so hurry up and sign them."
Wang Chunliang wanted to continue arguing, but when he glanced at the names of three loan customers, he immediately shut up.
Weixin Steel Trading, Hongyuan Steel Trading, Hengyuan Steel Trading.
The names were very familiar. Wang Chunliang quickly recalled that in his previous life, he heard the news that the loans of these three companies were overdue just two months after he was transferred to the marketing department.
He flipped through the materials casually. Yes, these were the three loans. The guarantee method was the joint guarantee loan. There were no other collaterals. So when the loan exploded in the end, there was no other way to recover the losses. What was even more strange was that a few years later These three overdue loans were written off inexplicably.
Wang Chunliang thought for a moment and looked up at Ni Zheng:
"President, I have never made a loan to a steel trading company. If someone from the credit department of the branch asks a question and I can't answer a word, won't it affect the approval?
Let's do this. I'll go to Beiguang Steel Market tomorrow morning to have a look. It's equivalent to learning a new business. I'll sign the contract immediately after returning home in the morning. How about it? "
(End of this chapter)
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