Rebirth of financial migrant workers

Chapter 247 Post-loan responsibilities? Still can't beat Wang Chunliang
9 a.m., in Xingzhu’s office.

Sister Jun was leaning on the sofa, sipping the imported Coke that came from Wang Chunliang's drawer, and flipping through fashion magazines. She looked very comfortable.

But she occasionally looked up at the clock on the wall, and then glanced in the direction of the conference room outside.

Wang Chunliang has been called in for an interview by the branch's responsibility determination team for nearly half an hour. I don't know what the current situation is like. Did he make Dr. Ma so angry that he vomited blood?

Ma Xiaobao, who was holding the mortgage loan application materials and waiting for Wang Chunliang's return to sign, was obviously even more frustrated.

He paced around the room anxiously, and then finally couldn't help but ask:
"President Wang, do you think something will happen to my master? After all, he signed those loans. According to the usual practice, at least the whole bank must notify the whole bank of criticism and deduct half a year's performance salary. In case of the head office branch's If the leader is more ruthless, it is very likely that my master’s position as manager will also be taken away.”

Sister Jun stood up and stretched, her graceful curves dazzling.

She glanced at the door of the conference room again, smiled and said:

"Xiaobao, you underestimate your master too much. Since he has been in the industry for nearly a year, when has he ever suffered a loss at work? When Weixin Steel Trade applied for the three loans, he told me in advance that I Don’t touch it, I think he’s already fully prepared.”

Sister Jun did not deliberately lower her voice when she said this, and the office door was ajar, so her words were heard word by word by Wen Jing, who was guarding the door.

Originally, Wen Jing was standing here waiting for Ma Xiaobao, the former number one dog licker, trying to find some comfort from him.

Now that she heard Sister Jun's words, she felt dubious.

Reminiscent of Wang Chunliang's behavior when she applied for the loan, she realized that the other party had indeed compromised too smoothly.

Could it be that, as Sister Jun said, he knowingly signed the loan knowing there was something wrong with it and was already prepared to escape?

Then why didn't he tell me and caused me, an innocent girl, to be wronged!

Wen Jing's anger arose unreasonably. She took a deep breath, resisted the urge to open the door and entered the room, and decided to wait for Wang Chunliang to come out of the conference room and ask about the branch's punishment results before making any plans.

On the other side of the conversation, Wang Chunliang was planning to leave after he calmly explained what he had done in the problematic loan and completely cut off his relationship with it.

He politely consulted the five people from the branch sitting opposite, but he still couldn't wait for a response from the other party.

The other four people in the branch were undecided, staring at each other with big eyes and small eyes, and finally turned their attention to the team leader, Dr. Ma.

It’s better to leave such problems to the leaders to decide.

Dr. Ma frowned, his face uncertain.

This matter is getting more and more troublesome.

If it is determined that Wang Chunliang is not responsible for the loan at this time, then he must first make a determination on behalf of the branch official that the review opinions on the third-level approval form are invalid.

Don't underestimate the impact this move will have.

If the branch's review opinion is invalid, it means that the entire subsequent approval to disbursement process for this loan is a serious violation.

Therefore, the next step is not only that the branch will be held accountable, but also branch and department staff who have never been held accountable for being involved in problematic loans will not escape the law. The three-level approval opinions for branch loans are incomplete. How can the branch's credit review department review the loan and issue an approval? !

As the accounting center that reviews loan materials, why did it fail to discover this obvious omission and issue the loan? !

Someone must be pushed out of these two branches to share the pot.
Thinking of this, Dr. Ma's head hurt even more.

He didn't plan to stay in the risk department permanently, so he kept flirting with the branch's credit review department.

Just wait for the other department to have a vacancy, and you can mobilize it through your connections.

It's better now. If the responsibility determination is really issued based on the facts today, I will definitely offend those two departments!

No matter how superficial a doctor is, he or she is also a doctor. The reaction of the brain is that ordinary people should get up faster.

He suddenly thought that he still had a weapon in his hand that was not used, and it could be exploded at this time so that Wang Chunliang would not be able to escape punishment.

As long as Wang Chunliang is punished, the fact that the third-level approval form is incomplete can be avoided in the determination report.

This will protect the branch's 'own people' from being implicated.

Dr. Ma's eyes lit up, he grinned and said excitedly:

"Wang Chunliang, don't worry, your matter is not over yet. Someone reported to us that these three problematic loans were all investigated by you on site during the post-loan inspection in March. But why are you on the verge of a loan explosion? But you didn’t find any problem at all?!”

After hearing this, Zhao Haibo, who was sitting next to him, hurriedly stretched his neck and whispered in the doctor's ear:
"Doctor, the boss arranged for us to do the pre-loan responsibility determination. Isn't it inappropriate for you to mention post-loan matters now?"

Ma Yuan waved his hand nonchalantly and said perfunctorily: "Everything is about the overall situation!"

Having said that, he had already picked up the pen and was waiting for Wang Chunliang to finish his quibbles before writing down this account in his small notebook.

Faced with Dr. Ma's aggressiveness, Wang Chunliang shook his head, calmly sat back on his chair, and admitted openly:
"Yes, although I did not sign the post-loan inspection reports of these three companies, they were indeed investigated by me on the spot."

Before Dr. Ma could interrupt, Wang Chunliang continued:
"Similar to the situation during the pre-loan investigation, after the post-loan on-site investigation, I also reported the major customer problems I discovered to the corporate manager Wen Jing and the branch president Ni Zheng. However, they still refused to listen to the advice and make decisions in advance. Risk warning, I have no other choice.”

After hearing these words, Dr. Ma subconsciously looked through the post-loan inspection report to see if there was any 'trick' played by Wang Chunliang.

After confirming that there was no handwriting left on it, the doctor confidently shouted:
"Wang Chunliang, stop being sophistical. Is there any evidence that what you say is true? Not at all. None of the paper post-loan materials here contain your so-called risk warning records. I advise you to be honest. Yes, accept the punishment. The problem of poor post-loan inspection is big or small. If you insist on insisting on denying it here, then don’t blame me for my incompetence."

Before he finished speaking, Dr. Ma watched Wang Chunliang reach out and take the office laptop away from him.

Then the other party banged on the keyboard and returned the notebook.

"Doctor, I opened the correspondence record in my office mailbox. It clearly records that on March 3st, I sent an on-site post-loan inspection report to Ni Zheng and Wen Jing each. In the attachment You can click to open the report details. I just don’t know why the paper post-loan report they later submitted to the branch did not use my version.”

Wang Chunliang pointed at the computer screen and explained slowly, and then tapped his fingers rhythmically on the desktop. After the other party finished checking the report, he continued to ask, "How? It seems that the post-loan issue has nothing to do with me. ,Right?"

(End of this chapter)