Rebirth of financial migrant workers

Chapter 248 Not only cannot he be held responsible, but he must also be rewarded.
hiss--

Everyone in the branch gasped in unison.

Even if Dr. Ma was deliberately making things difficult, it would be difficult to say that Wang Chunliang was wrong at all at this time.

When faced with frequent pressure from the branch president in front of the loan, the other party stood firm and upheld the original intention of the banker, was not afraid of power, and made a silent protest in the form of not expressing his position.

After receiving the loan, the other party clearly listed the customer's risk status one by one and reported it to the branch leaders in a timely manner.

Even if there was a problem with the loan in the end, it was not his fault at all.

Dr. Ma scratched his head. He couldn't figure out why when Wang Chunliang submitted the electronic version of the post-loan report containing risk warnings to the branch manager and president through his office email, there was no response from the two people.

Of course, Ni Zheng and Wen Jing would not react, because on March 3, they were attending training out of town and could not access the intranet mailbox at all.

When Mule Bank originally designed its office system, in order to urge branch employees to check emails and documents in a timely manner, it specifically set the validity period of unread emails to three working days.

When Ni Zheng and Wen Jing rushed back to the branch from other places and remembered to check their mailbox, they found that the email sent by Wang Chunliang had expired.

In the end, Wang Chunliang's careless operation only left traces in the sending records of his mailbox.

How could the branch responsibility identification team figure out the twists and turns here? Dr. Ma made a reluctant voice:

"Ah this."

Wang Chunliang suddenly clapped his hands and interrupted:
"By the way, I also remembered one thing. During the post-loan inspection in March, it happened to be the time when the head office was promoting the account fund pooling business."

Everyone nodded. It was said that this business was promoted by President Gao and President Wang together. There was a lot of commotion at that time. As an employee of the Risk Management Department of Hedong Branch, it is impossible not to know.

Dr. Ma asked impatiently:
"So? Does it have anything to do with loan liability determination?"

“The specific situation at that time was this. Originally, Ni Zheng was not willing to handle the business for Weixin Steel Trading and other three companies.

But I think that for these risky companies, if they can control their withdrawn funds in our Mule Bank, then when the loan goes wrong, we can recover the losses of the bank to the maximum extent.

Therefore, I went to those three companies and not only opened the business for them, but also withstood the pressure to bind all the accounts of the companies and legal representatives into the scope of aggregation.

This ensures that all funds of defaulting customers will eventually be aggregated into the accounts of our branches. "

Wang Chunliang's words clearly reproduced the powerful measures he took to reduce risks after the loan.

When Zhou Haibo heard this, he patted Dr. Ma and said:

"What the account manager can do is far beyond the scope of being responsible for the loan. Doctor, you can't find fault with me now, can you?"

After recreating the scene, the next step is to ask for credit.

Wang Chunliang picked up the topic and continued:
“While Ni Zheng was taken away by the leaders of the Discipline Inspection and Supervision Department of the head office, our branch received instructions from the head office and froze and deducted the funds in the public accounts and personal accounts of the legal representatives of Weixin Steel Trading and other three companies for repayment.

Thanks to the previous fund collection business, the balances in the accounts of the three of them were as high as more than 1400 million yuan, which reduced our bank's losses on this non-performing loan from 2000 million yuan to less than 600 million yuan.

Dear leaders of the risk management department of the branch, I have finished reporting on the causes and consequences of Weixin Steel Trade's problematic loan, as well as all the matters I personally did during this period. "

After saying that, Wang Chunliang stood up.

Everyone in the branch looked up at him.

Compared to the other pig teammates and the moths inside the bank, Wang Chunliang's figure turned out to be so tall at this moment. Zhao Haibo muttered while recording the information provided by Wang Chunliang:

"Tsk, tsk, tsk, I originally thought it was just a simple identification of problem loan liability, but I didn't expect that there is such a positive event in this negative teaching material."

Gao Wensong approached Zhao Haibo and whispered:

"If it is true as he said, then this operation can be called a classic case of the branch account manager recovering loan losses. Some time ago, at the regular meeting of our risk management department, Mr. Jiang was worried about the lack of excellent risk control models reported to the head office this year. Now that’s it, a positive figure and a glorious risk control story are here!”

Dr. Ma, who was sitting next to him, felt more and more uncomfortable the more he listened.

Mader was originally planning to take this opportunity to suppress Wang Chunliang.

Why didn't you suppress the other party in the end, but you had to sing praises to the other party?
Is there any more royal method!
However, at this moment, Dr. Ma, the team leader, had to make a summary of the matter.

He coughed tactically and looked at Wang Chunliang, trying not to make his feelings of disgust and unwillingness too obvious.

"Ahem, this Xiao Wang has done a good job. Our responsibility identification team called you here because we want to understand the real situation. Look, don't you think everything about the matter is clear now?"

Wang Chunliang narrowed his eyes, the smile on his lips disappeared, and said coldly: "That's it?"

Dr. Ma: “???”

"The non-performing credit asset recovery team of the risk management department of the head office has issued a document stating that employees who promptly recover customer debts should be rewarded with a certain percentage of rewards."

After saying this, Wang Chunliang smiled again and continued,
"So, Dr. Ma, you must record this information clearly and report it to the risk management department of the head office in a timely manner. I am counting on you for my 50 yuan bonus."

"You-" Ma Yuan stood up angrily after hearing this.

Although the other party was ten centimeters higher than himself, his glaring eyes did not flinch.

Until a burst of cell phone ringing broke the tense situation.

Seeing that the caller was Jiang Shouhua, Dr. Ma had no choice but to vent his anger and immediately put on a flattering face.

The voice on the other side of the phone was obviously very unfriendly, and even Wang Chunliang, who was standing two meters away, could hear it clearly.

"Ma Yuan, what time is it? Have you finished determining the responsibility of the Sanlimiao Branch?"

"Ah, Mr. Jiang, there was a little accident. In order to make this responsibility determination more comprehensive and detailed, I called Wang Chunliang from the branch, because he should also be within the scope of the responsibility determination."

"I'm sure it's okay!"

The other party roared mercilessly, "If you want to die, don't catch me. Did I give you an order before setting off? Was Wang Chunliang among the punishment targets? No. You can't use your brain to think about why, Because he is the younger brother of the new acting branch president, President Wang!"

"Well," Dr. Ma's eyes widened, he clutched the microphone tightly, and continued, "But something unexpected happened now. According to the regulations, not only should we not punish Wang Chunliang, but we must apply to the head office for a reward."

After Jiang Shouhua heard this, he immediately stopped being angry, and his hearty laughter came from the receiver:

"Hahaha, reward, OK, OK, this is good. Immediately apply to the head office for the reward for Junior Brother President Wang. This task will be left to you. If the application cannot be approved, I will ask you!"

Dr. Ma: "."

(End of this chapter)