Rebirth of financial migrant workers

Chapter 340 Asking for Foreign Aid

It turns out to be this relationship.

No wonder that when Teifang Technology encountered two industry crises in the previous life, Chenghuang Branch was able to stand firm to the end.

"Now that Zhao Gang has been transferred to our Sanlimiao Branch, the Chenghuang Branch naturally doesn't want to give this favor away in vain. Oh, Zhao Gang's transfer and promotion were also your idea. From this point of view, it seems that it is still because of you."

Before she finished speaking, the corners of Sister Jun's mouth tilted up slightly involuntarily.

After talking for a long time, whether in terms of appearance or dignity, the 'culprit' who led to the reduction of Imperial Technology's quota was Wang Chunliang.

Wang Chunliang smiled helplessly and patted Sister Jun's thigh:
"Don't be kidding. I don't work in the bank, so I can't access the credit system on the intranet and can't check the details. Please give us a detailed introduction to the current credit status of Imperial Technology in our Mule Bank."

Sister Jun took out her phone, opened the notepad on it, and read it word for word:
"Currently, Difang Technology has a total loan balance of 3.5 million yuan in Mule Bank, all of which were project loans handled at Chenghuang Branch when the factory was built in Hedong."

Wang Chunliang immediately interrupted:

"The project loan is a one-time grant of a fixed amount, how could the amount be reduced?"

No wonder Sister Jun and Chenghuang Branch made poor judgments.

Sister Jun explained:
“According to Zhao Gang, when we first introduced Imperial Technology to Chenghuang Branch for credit extension, the two parties made an agreement that when Imperial Technology’s first production line is put into operation and generates economic benefits, Mule Bank will need to provide an additional working capital loan of 80 million yuan. Because of the reasons I mentioned just now, Chenghuang Branch now does not want to fulfill its original promise and is unwilling to issue current loans to customers. Doesn't this mean that the credit limit is reduced? "

The two of them walked into the director's office in a hurry.

"Yes, all guarantee procedures for project loans are complete, but if you handle such working capital loans guaranteed by the parent company for customers, you will bear the risk of regulatory accountability. Currently, there are no bright spots in the development of Difang Technology, and the services provided to banks Derived income from deposits, international business, etc. is limited, so it is understandable that Chenghuang Branch reversed its original verbal commitment and 'cut down' the current loan limit. "

"Must borrow."

While Zhao Gang went out to make a phone call, Wang Chunliang sat at the president's desk, turned on the computer and began to check various information on Difang Technology in the credit system and scanned copies of historical investigation reports.

“Project loans are secured by mortgages on land and production equipment, but working capital loans can only be guaranteed by the parent company?”

Wang Chunliang shook his head and did not refute Sister Jun.

Zhao Gang, who was sitting on the staff's lecture chair in the room, stood up immediately. He first gave Wang Chunliang a hug, and then asked urgently:
"Can I get a loan?"

At this point in time in the previous life, almost everyone was not optimistic about the prospects of Imperial Technology.

"Chunliang, if our Sanlimiao Branch decides to take over, we must contact the customer as soon as possible to discuss a specific credit plan. As for the transfer of credit customers' account management rights to the sub-branch, I believe the Chenghuang Branch will not set up much resistance."

Wang Chunliang glanced at the time and continued, "As the account manager and the introducer's son, you should be familiar with the leaders of Difang Technology. The lunch break is almost over. You can call them now and make an appointment tomorrow night. No, the client should be very anxious, so let’s invite them to dinner tonight and discuss the financing in detail at Guiren Building.”

Since it was lunch break, when Wang Chunliang accompanied Sister Jun back to the Sanlimiao branch, there was no welcome from the employees.

Fortunately, Sister Jun is obedient. As long as Wang Chunliang asks for a loan, she will obediently find a way to operate it.

Sister Jun moved closer to him and asked softly:
"Isn't it possible to enter Guiren Building with a membership card? I don't have a membership card, do you have one?"

Wang Chunliang raised his head, pointed his right hand at his face, and said proudly:
"I am a regular customer. You can enter by swiping your face. I have just booked a private room through their hall manager."

Sister Jun nodded after hearing this, and her only worry was relieved, but she always felt that something was not right. An old customer of Guirenlou.
Just when Sister Jun's eyes became more and more dangerous, Zhao Gang opened the door and walked in after making a phone call.

"Both presidents, I have made an appointment with Difang Technology."

"How many of them are participating?"

Zhao Gang folded his hands and counted:
"Mr. Liu, Mr. Sun from Finance, two financing managers, oh, and a driver. Five of us, four of them were drinking."

The quality of employees from special-level branches is very high, and they immediately grasped the key points of the leader's questions.

Wang Chunliang nodded with satisfaction and continued to ask:

"You should have had dinner with them more than once. Tell us about their drinking capacity, their characteristics at the dinner table, and what we need to pay attention to. For example, are there any 'gods' among the leaders of the other party?"

"No, don't worry about taboos. Let's talk about their characteristics. Northerners can drink. President Chunliang, you and I together probably can't beat any of them."

Sister Jun raised her eyebrows when she heard this, rolled up her sleeves, and said unconvinced:
"It's okay, there's still me!"

Wang Chunliang ignored Sister Jun's eagerness to try. Not to mention that her drinking capacity was only 0.1 of his own. Wang Chunliang couldn't do such a thing as letting his girlfriend compete with customers for drinks.

He glanced at the hall outside and shook his head.

The account manager of Sanlimiao Branch has an average drinking capacity and is the type who focuses on participation.

Therefore, foreign aid must be invited!
Wang Chunliang squinted his eyes and thought for a moment. Suddenly his eyes lit up. He picked up his cell phone and found someone's number and dialed it.

At five o'clock in the evening, in the private room on the second floor of Guiren Building, the people from Imperial Technology had not yet arrived.

Sister Jun and Zhao Gang were sitting on the sofa, and their eyes frequently glanced at the female foreign aid invited by Wang Chunliang.

The other party is good-looking, dressed in professional women's clothing, looking stable and capable, and her long black stockings and beautiful legs hide endless temptation.

Wang Chunliang stood up and turned around in a circle, smacking his lips:
"Tsk, tsk, tsk, I almost didn't recognize him. Fatty Du's intensive training is really good."

Yes, the foreign aid in front of me is Hu Rongrong, the former No. 18 hot spring club and now a non-staff member of Huanghe West Road Branch.

Ever since Wang Chunliang and Fatty Du persuaded her to return to the right path, Xiaorong has undergone earth-shaking changes.

There was a vague demeanor of a bank employee in his movements.

Xiaorong showed a standard workplace smile:
"In the past six months, I have learned a lot from Manager Du and benefited a lot. President Wang, do you want to assess my learning results tonight?"

Well, the first half of the sentence is very appropriate, but the second half sounds a bit strange.

Wang Chunliang looked at his nose and heart, then changed the subject:
"Xiao Rong, the task given to you tonight is to cooperate with President Queen and Manager Zhao to attack a few people except CEO Liu Sheng, and try to ensure that others do not interfere with me and Liu Sheng. Of course, you have to control the degree of drinking. , don’t hurt yourself.”

(End of this chapter)