Rebirth of financial migrant workers

Chapter 352: Surrender as soon as you come on stage?

The remaining six committee members focused their attention on Vice President Zhang, waiting for him to make a decision.

Vice President Zhang remained silent, carefully browsing the document from beginning to end, and then said:

"The approval guidelines issued by the Banking Regulatory Center allow us to increase the approval requirements for loans that are only jointly and severally guaranteed by the parent company. The wording of the document is 'restriction' rather than 'prohibition'."

Zhuge Yue did not agree with Vice President Zhang this time. She had her own opinions on the document:

"Although there seems to be a hole left in the text below, when it comes to inspection, supervision is all across the board. Zhang Xing, our credit department should directly reject these loans involved, as Lingling said, to prevent future troubles. It makes me look sexy."

The other three committee members from the Credit Department, including Lingling, saw the department boss taking the lead in starting the group, and quickly nodded in agreement.

They all cleared up their minds. The reason why Mr. Zhuge was so biased was not because he was afraid of supervision, but because at the previous joint loan review meeting, Wang Chunliang led the Sanlimiao branch to slap the credit department of the head office in the face. A certain director's thoughts on promoting Zhuge Yue.

Of course, Zhuge Yue, who had been the general manager of the department at the head office for many years, would not take the initiative to cause trouble for the Sanlimiao branch.

Now it happens that the supervisor has issued a notice, and your Sanlimiao branch has been hit by the gun again, so I will keep things official and act strictly in accordance with the requirements of the supervisor.

"Xu Xing, you also come to the meeting in person."

The current protagonist is neither the president of the two special-level branches of Chenghuang and Gumiao, nor the son of a high-ranking cadre of the Gaoxin Branch who just raised a deposit of 1.2 billion Chengtou.

"President Xiao Wang, will you come to the meeting in person?"

Lingling quietly glanced at Mr. Zhuge, took out her Shanghai Loan Review Form, and drew a small red cross on the back of the Sanlimiao branch.

Vice President Zhang nodded and made the final decision:
"Since everyone from the branch is here, let them attend the meeting first. As for the guarantee method, we will discuss it at the meeting."

It turns out that the so-called C position is not a physical orientation concept under certain circumstances.

"We're all here, Zhang Xing."

From a distance, the people around him seemed to have a strong sense of flattery.

"Ah, Du Xing, you are the senior, I should invite you."

"Then I will arrange it the day after tomorrow. President Chunliang, I will arrange it near the branch. Can you help me make an appointment with your senior brother..."

……

Since Wang Chunliang appeared on the fourth floor of the head office, he has become the focus of everyone on this floor.

For example, although Wang Chunliang had led Sister Jun and Zhao Gang to stand at an extremely remote corner, he was still surrounded by other branch presidents and department managers in the center, and they were all asking for help.

Vice President Zhang said in a deep voice:
"Lingling, I see the first person on the list is the Sanlimiao branch. Are they here now?"

Coincidentally, the other two committee members from the Credit Granting Department also marked the death sentence of Imperial Technology with a cross in advance, just like Lingling.

"President Xiao Wang, don't be in a hurry to return to the imperial capital these days. I'll treat you tomorrow, and you must reward me!"

The waiting hall outside the conference room.

"Tsk, I will try my best, but I made my senior brother angry some time ago, so I'm afraid of him."

"Cough, cough, cough!"

There was a cough from behind, and Wang Chunliang was relieved. The clerk looked at the lively scene in front of him and shook his head helplessly:
"Sanlimiao Branch is ready for the meeting! President Xiao Wang, you can catch up with the other presidents after the meeting." Under the leadership of the secretary, Wang Chunliang pushed open the door of the conference room.

"President Zhang, President Zhuge, fellow committee members, good morning~"

……

Among the seven members sitting across from the 'trial table', Vice President Zhang knew that Wang Chunliang would come to the meeting today because he had met him last Friday, while the other six members had no idea.

I originally thought that the Sanlimiao branch would attend the meeting with a combination of two quasi-rookies, Sister Jun and Zhao Gang, so that with just a few casual touches, the loan could be rejected without any suspense.

The result is——

Why is this evil star back again? !
Zhuge Yue was worthy of being the boss of the department. His face only showed a little surprise, but he quickly adjusted himself.

She put on a leadership-like smile:
"Xiao Wang, oh, I can't call you this anymore, I have to call you President Xiao Wang. Thank you for traveling all the way from the Imperial Capital to attend the meeting."

"Hey, Mr. Zhuge, just call me Xiao Wang. No matter where I am, if I have the opportunity to learn from you and other committee members, I definitely can't miss it."

Wang Chunliang responded to Zhuge Yue sincerely.

Zhuge Yue took a look at the other party's clothes and said half-jokingly:

"Chunliang is different when he becomes a bank assistant. When attending the loan review meeting at the head office, he does not wear running clothes but wears casual T-shirts instead."

At this time, Vice President Zhang on her right couldn't help coughing twice.

Zhuge Yue turned around and looked over, only to realize that Vice President Zhang was also wearing a T-shirt, and he felt extremely embarrassed.

Vice President Zhang didn’t say much, he just knocked on the table and announced:
"Sanlimiao Branch, let's start quickly."

Both Wang Chunliang and Sister Jun were promoted to presidents, so it was not appropriate to read the PPT aloud, so this honorable task was given to Zhao Gang.

However, today was his first loan review meeting at the head office level. Facing seven big leaders in front of him, he was extremely nervous. He spent a long time reading a page of PPT, his fingers were trembling, and cold sweat was flowing on his forehead.

Wang Chunliang patted the back of little Zhao Dunshi, who weighed more than 300 pounds, and handed him the last page of the printed investigation report.

There were only three sentences on that page that related to the elements of applying for a loan. Now Zhao Gang could finally read it much more smoothly.

After he finished reading, Wang Chunliang added:
"Difan Technology only received a project loan in the second half of last year, and all leaders must be familiar with it. The PPT content is quite a lot, so I won't go into details here."

The seven committee members quickly browsed the loan introduction in front of them, and Zhuge Yue was the first to ask the question according to the rules:

"There are many problems with this loan. Let's talk about the flaws first. Weak guarantee and high risk. According to the investigation report, the purpose of the working capital loan is to develop 8.5-generation display screens. However, the customers are not willing to make project loans, which shows that they themselves I am not very confident about this project. As for the international background and domestic display market, I don’t need to say more about other issues, such as financial indicators.”

Experts are experts. Zhuge Yue spoke for about ten minutes in one breath, listing more than a dozen problems for companies applying for loans.

Vice President Zhang shook his head after hearing this. He couldn't imagine how Wang Chunliang could turn the tide in this situation.

The seven committee members looked at Wang Chunliang, who was about to answer the question, with curiosity, ridicule, and unquestioning expressions in their eyes.

Just when everyone thought someone was about to start a sophistry, Wang Chunliang replied as if surrendering:

"Well, I completely agree with Mr. Zhuge's views!"

(End of this chapter)