Rebirth of financial migrant workers
Chapter 353 Chairman Ning’s signature
Chapter 353 Chairman Ning’s signature
Vice President Zhang: “???”
Zhuge Yue: "???"
Other committee members: "???"
Sister Jun and Zhao Gang were on one side, one helped Wang Chunliang turn off the microphone, and the other pulled him to prevent him from surrendering to the enemy.
Zhuge Yue was the quickest to react. She glanced at the supervision documents on the table and secretly said that the battle ended without any use:
"Since President Xiao Wang of the Sanlimiao Branch all agrees with my statement, I will withdraw the loan application from Difang Technology on my own, so as to avoid the branch being given a low score."
"Ahem, Mr. Zhuge, wait a minute."
The strength of more than 300 kilograms is really not small. It took Wang Chunliang a lot of effort to break free from the oppression of the opponent's mountain of meat.
He patted Sister Jun's thigh to signal her to calm down.
After regaining the microphone, Wang Chunliang cleared his throat and then continued:
"Dear members, although I agree with the views put forward by Mr. Zhuge, Imperial Technology is indeed encountering difficulties at present, and the financial indicators are not very good, but in fact the overall risk is still controllable. After all, it is backed by Imperial City and Hedong. City Hall."
"Well, I understand. The 16 questions you asked just now, Mr. Zhuge, can all be summarized as, because the company has no money and cannot bring us current income, so our bank is not prepared to pamper the company, but Amplifying a company’s shortcomings.”
Wang Chunliang nodded:
"Cough cough."
Vice President Zhang picked up the tea cup and coughed twice, interrupting Wang Chunliang, who was trying to exaggerate his emotions, "This is a loan review meeting, not a product launch conference for you to endorse Teifang Technology!"
Lingling complained softly:
"But the problem is that there are no advantages at all from Imperial Technology."
Zhuge Yue patted Lingling's arm and took over the topic:
"If Imperial Technology now has hundreds of millions of deposits in Mule Bank, then we will bear some risks or bear some pressure from supervision. But this company and the industry it belongs to have really limited development prospects. We The sacrifice will outweigh the gain.”
"This is a production-oriented enterprise. Since its restructuring, it has devoted itself to the research and development of display screens. It has remained unyielding even in the face of joint pressure from international brands. It has resolutely refused to follow the road of low-cost copycats and stubbornly insisted on independent innovation. What kind of spirit is this? This is the spirit of craftsmanship!”
Lingling interjected:
"Even with the government standing behind you, when the industry goes down, the loan must be extended. Although you can eventually repay the money, it will take a long time. This has caused the non-performing rate of our Mule Bank. If it rises, the province and the central bank will be asking questions immediately, which is really annoying. "
Wang Chunliang winked at Zhao Gang, who took out two computer monitors from his huge backpack, connected them to his laptop and plugged them in.
"Members, please first check out the PPT comparison of key parameters of Godfang Technology's sixth-generation LCD screen and Samsung screen, such as resolution, color accuracy, viewing angle and response time, etc."
After that, Wang Chunliang pointed to the two display screens that had been powered on and started to display the same picture, and continued, "I brought the display screens of the two brands of Imperial Technology and Samsung to the scene. Leaders can see through the naked eye Intuitively feel the gap between domestic independent brands and top international brands." The seven judges seemed to be playing a game of 'find the differences', and they all observed it very carefully for a long time. Finally, it was Vice President Zhang who took the lead and said:
"In my personal opinion, I really can't see any difference in the display effects of the two screens. I have only heard of Imperial Technology before, but because it is a domestic brand, the traditional view is that its quality is weaker. There are a lot of foreign brands. Unexpectedly, after comparing the actual effects of the two brands of display screens, it turns out that these are all biases. "
The other six committee members nodded in agreement upon hearing this, while Sister Jun, who was sitting opposite them, reached under the table and pinched Wang Chunliang's thigh, struggling to hold back her laughter.
Of course, the committee members will feel that there is not much difference in the display effects of the two screens, because they are actually Samsung screens.
Wang Chunliang closed the demonstration display and said sadly:
"However, it is such a national enterprise with excellent product quality but lacking some east wind. Now it is encountering some financial difficulties. Shouldn't our Mule Bank lend a helping hand and fully demonstrate our social responsibility as a large provincial bank?"
Vice President Zhang's eyebrows twitched slightly but did not speak.
Zhuge Yue said in a cold tone:
"We, the committee members, are sitting here and approving loans through our own expertise. We cannot approve loans just because of the hard work of loan applicants. That is not only irresponsible to shareholders, but also a blasphemy to our status as committee members. President Xiao Wang , you have sensationalized so much, but it cannot change the reality that Teifang Technology is unable to achieve economic scale returns at present and in the short term future, so it is useless to say more, my opinion is."
"Well, Mr. Zhuge is completely from the bank's point of view. Indeed, for banks, they value immediate profits more and will never take certain risks to bet on the future."
As soon as Wang Chunliang finished speaking, Sister Jun, who had been silent beside her, winked back at the right moment and reminded her in a low voice:
“The ones who are willing to take risks and bet on the future are the venture capital firms.”
Wang Chunliang smiled slightly and used Sister Jun's words to change the original topic:
"Every leader may know that I was transferred by the chairman to Didu Luoma Investment Co., Ltd. some time ago. In terms of actual equity affiliation, this newly established venture capital company belongs to Mule Bank."
Zhuge Yue frowned and interrupted unkindly:
"This is a loan meeting. I hope the Sanlimiao branch can be more serious and not talk about matters unrelated to the loan."
"It has something to do with it. As a newly established venture capital company, Luoma Company took a fancy to Imperial Technology at first sight and felt that they would definitely become the leading domestic display screen company in the near future. For this reason, the company made a bet With huge chips, the final decision has been made and RMB 1 million will be invested in Difang Technology!”
The committee members were not sure for a moment what purpose Wang Chunliang had in throwing out this information. Lingling tried her best and said:
"Wang Chunliang, do you mean to use Luoma Company's business forecast as evidence to convince our committee members to approve Imperial Technology's loan application? That probably won't work. After all, they are venture capital and we are a bank."
"Wrong, wrong." Wang Chunliang bent down and pulled out two pages of copies from his backpack, and respectfully handed them to Vice President Zhang and Zhuge Yue with both hands, "This is Luoma Company's information on investing in Imperial Please take a look at the review opinion sheet issued by the Science and Technology Investment Committee.”
Zhuge Yue took the copy and glanced at the content on it.
In less than a second, her initially suspicious expression suddenly became serious.
One of the three people who signed the opinion sheet was the head of Mule Bank - Ning Minghao!
(End of this chapter)
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