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It can even be called truly wealthy. 【

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Enemy rich!

Yes, at this time, no one will doubt it.

Take out 1000 billion US dollars of liquidity and 1000 billion US dollars in market value, although they seem similar, but the distance between them is that one is in the sky and the other is on the ground.Because of this, Tang Dynasty Bank originally had the word Tang Dynasty on it, which attracted the attention of many people. Now, with the investment of 1000 billion U.S. dollars, everyone feels that Tang Dynasty Bank is a powerful bank.Even, his strength is stronger than that of the local government.

Of course, in addition to the direct investment of 1000 billion U.S. dollars, Tang Dynasty Bank has also made relatively large improvements in various systems to serve users as much as possible.For example, in terms of the system, if there is fake money in the tm machine, then other banks are responsible for the depositors, or, if there is evidence, the bank is responsible.Tang Dynasty Bank stipulated that if tm withdraws counterfeit money, he will be compensated ten times.

The method of ten times compensation is the same as that of goods sold in stores.

In order to ensure the quality of their products, in order to ensure their own quality, many stores directly offer a penalty of ten for one fake.This way is the real business competition, and this way is the real responsibility to users.This way is to truly treat users as gods.

Of course, generally speaking, you will not be able to find counterfeit products in stores that can display such slogans.You have to think that some people can take advantage of the opportunity to defraud Tang Dynasty Bank by announcing such a move.In fact, this is impossible.Tang Dynasty Bank dared to develop such a system, and it has a complete regulatory system.In other words, as long as the user enters the bank, or goes to the tm machine to deposit or withdraw money, the corresponding records can be found.You can even find out which piece of money you saved.

You want to bully, hehe, I'm sorry, after you find out, you will be dealt with seriously as a crime of bullying.

Such a system has been supported by many users.

"Because of such a system, I will follow Tang Dynasty Bank from now on."

"Great, I won't be afraid of counterfeit money anymore."

"Cow, real cow."

"I want to see, I don't know how other banks will deal with Tang Dynasty Bank after they see it?"

Many people left messages expressing their support.At the same time, many people also predicted that with the entry of Tang Dynasty Bank into the financial industry, it would definitely stimulate the development of China's financial system.And, in the future, like other enterprises, it will be people-oriented and user-oriented.The phenomenon of a large number of prospective customers in a store will never appear again in the future.

These, through the spread of the Internet, have a wide impact, which is simply difficult to estimate.Moreover, the various strategies adopted by the Tang Dynasty Bank are a complete denial of the original banking system.Replace all the old and bad systems with good, perfect and user-oriented systems.

Naturally, how can such a user-centered service system fail to win the support of users?

Soon, when all kinds of publicity were over, Tang Dynasty Bank had just opened its doors, and countless savings users had already emerged.Some of the reasons why some users choose Tangchao Bank are for the Tangchao brand.Some are aimed at the strength of Tang Dynasty Bank, and some are aimed at the good service of Tang Dynasty Bank... In short, Tang Dynasty Bank has already received the support of countless users across the country just after it was listed.

……

"Xiao Wang, what are you going to do?"

"I'm going to go to the bank."

"Bank, that's great. I'm offering you a newly opened bank, which will definitely satisfy you."

"The newly opened bank, what bank?"

"Tang Dynasty Bank?"

"What does Tang Dynasty Bank do?"

"Let me go, you don't even know Tangchao Bank, you're just fooling around, let me tell you, it's a bank just opened by the famous Tangchao Group, Nuo, it's on East Street in front, the most densely populated place, I take you there."

This is naturally a fan of Tang Dynasty Company.

This fan not only supported Tang Chao Bank himself, but also asked his friends to support him as well.

In this way, seeing that his friend was planning to go to the bank, he dragged him to Tang Dynasty Bank.

It's just that this fan Ruyu's calculation was wrong.

When he brought Xiao Wang to the gate of Tang Chao Bank, he suddenly found five long queues.

"No, line up?"

It never occurred to me that there is still a queue at the bank.

Even if there is a queue, just sit in the bank and wait for the notification.

It's just that I didn't expect that the five long teams would almost go to Hengchuan Road?

"This, what's the situation?"

Obviously, Xiao Wang had never seen such a formation, so he asked.

"Does it need to be said?"

The fan gave him a blank look.

In this world, the hotter the place, the better his product is.

It's just a certain place in China.

Such miracles are being performed in many parts of the country.

However, obviously, Tang Dynasty Bank's power is not limited to this.

At this time, the original Alipay business on the Internet also began to integrate into Tang Dynasty Bank.

This also means that all the virtual funds in the original Internet can be turned into real funds, and, after entering the savings of Tang Dynasty Bank, there is no need to transfer this sum of money to other banks.In this case, in fact, it also increased the savings funds of the Tang Dynasty Bank.

In just a few days, the national savings amount has reached 1000 billion RMB.And when Tangchao Bank released the news announcing this fact, the media became agitated again.

They never thought that Tang Dynasty Bank would be so hot?

Nima, this is simply another miracle.

Although they thought that Tangchao Bank would get the support of many people, especially the support of the general public as soon as it was listed, they never imagined that the public would have such a strong support.Judging from the current situation, not to mention that Tang Dynasty Bank already has 1000 billion US dollars as a base there, even if it doesn't, it won't take long for his savings funds to surpass those of the four major domestic banks.

At the same time, with the emergence of Tang Dynasty Bank, there are more and more comments on Tang Dynasty Bank from the outside world.

Even, several newspapers have begun to report on the success of Tang Dynasty Bank.

Some experts believe that the reason why Tang Dynasty Bank has won the support of so many people is firstly due to the brand name of Tang Dynasty.

Among them, it also proves that the integrated brand of Tang Dynasty is a very correct thing.

Because, when other products are released in the future, he does not need to create a brand again.The word Tang Dynasty is the guarantee of the brand and the profit, which is more conducive to the development of Tang Dynasty Company.

Second, Tang Dynasty Bank is the first domestic personal bank in the country. As we know, personal bank always attaches great importance to profit and its commercialization.In order to increase more profits, in order to beat similar competitors. Personal banks must provide more complete services and more systematic businesses than similar competitors.

Tang Dynasty Bank's previous fake penalty of ten is the best strategy.

This strategy has won the favor of many users, and therefore, it has also contributed to his success.

According to rumors, other domestic banks are also improving their service systems due to the emergence of Tang Dynasty Bank.

This kind of competition that breaks monopoly is a very healthy way of competition.

In fact, the previous domestic government also saw the disadvantages of many banks.It's just that the bank involves the interests of too many people, and it can't be improved just by trying to improve it.Now that the domestic government approves the establishment of the Tang Dynasty Bank, I am afraid that it also wants to bring the bank to the economic market and let the market be superior to the inferior.In this way, even if the country is not governed.For their own interests and for their own development, these banks will also launch rich competition.

This is a system that is very conducive to the development of the domestic financial market. It has to be said that the domestic government is relatively open-minded in this regard.At least, he won't hold all of certain things in his hands.Sometimes, release when it is time to release, perhaps, the effect produced is much more effective than strict control.

Of course, the banking system of the Tang Dynasty was far from limited to this.

In addition to the ten-for-one penalty system, Tang Dynasty Bank has also made corresponding adjustments in various business handling fees.

For example, the handling fee for transferring money across provinces was relatively lowered by Tang Dynasty Bank.

Although this kind of business is small, but the role he played is just now.

I believe that many friends have the experience of withdrawing money across banks or provinces. However, often you cross banks or provinces, and the handling fees charged have always been relatively expensive.The inter-provincial transfer of tens of thousands of funds usually requires a handling fee of dozens of yuan. Such a handling fee is too high, and many people can't stand it.

Therefore, in many cases, domestic banks also make a lot of money by relying on these miscellaneous handling fees.

In order to reduce the burden on users and to create their own good services, Tangchao Bank's setup is to transfer funds directly in the bank without any handling fees at all.Regardless of whether you deposit or withdraw money in Guangdong or withdraw money in Beijing, as long as you are Tang Dynasty Bank to Tang Dynasty Bank, you will not receive any money.

As soon as such a system came out, it was under pressure from many banks at the beginning.

Some banks even directly stated that the emergence of the Tang Dynasty Bank directly disrupted the market and made nonsense.However, angry users cannot be caught.They fought back one after another, Nima, this is a good service, but you are telling nonsense.Could it be that it is good to be in the same rank as you, to be in the same mess as you are?Tang Dynasty Bank is a bank for the people, not a bank for those of you who eat official food every day.

For this system, everyone should also go to Tang Dynasty Bank.

Therefore, until the end, facing the vicious masses of the people, these banks just shut up.Because they can't shut up.After all, morality is not on their side.The more you scold in the media, the more damage your business will suffer.You see, when these banks came forward to scold Tang Dynasty Bank, a large number of people have already started using Tang Dynasty Bank's services.

These users think that, not to mention the Tang Dynasty brand, it is for such services. They also think that this is the real commercial bank, this is the bank that really considers users, and this is the bank that does not cheat. .The masses of the people need such a bank.If other banks are still so domineering and awesome, then, sorry, I could only choose you in the past.So, now, I choose Tang Dynasty Bank.

Of course, Tang Dynasty Bank's entry into the financial market to purify the air in the domestic market and improve the domestic financial service system is only his additional role.In addition, Tang Dynasty Bank has opened so many branches in the country, and it does not want to lose money, but also wants to make money.Therefore, Tang Dynasty Bank has also made more configurations in terms of profitability.

We know that the profit of a bank depends on the interest difference between loans and deposits.

That is to say, generally speaking, the interest that banks lend to users is higher than the interest on deposits.Therefore, through the interest rate difference, the bank can obtain stable profits.Of course, in addition to this, originally in China, handling fees and the like are also a huge profit.According to later reports, a bank's profit from handling fees has accounted for 10% of the total profit.

It's just that the Tang Dynasty Bank had introduced various systems before, and although there were handling fees and the like, the profits were not large.Some even lose money.However, a loss is a loss.Chen Jiayi has always believed that the main profit of banks is still the interest rate difference between deposits and loans.

As long as this one is done well, the bank will be able to maintain sustainable development.

If not, always trying to deduct money from savers, this is simply not doing business, it is called stealing money.

For this reason, Tang Dynasty Bank also has some relatively novel settings for loans.

With this setting, in addition to the similar loans to other banks, Chen Jiayi also focused on rural areas.

Now in China, although the development of cities has always been faster than that of rural areas.However, many economists say that the potential of the city has almost been tapped.On the contrary, in rural areas, there are a lot of business opportunities.Therefore, many times, some companies and some enterprises began to enter the countryside.

Especially from the example of home appliances going to the countryside, when such measures are implemented, the purchasing power of home appliances in rural areas is even stronger than that in cities.At the same time, Chen Jiayi set his sights on the countryside. Apart from looking at the potential of the countryside, he also wanted to improve the economic level of the countryside.

According to Chen Jiayi's survey, in fact, in rural areas, many farmers need loans.Many of these loans are concentrated in the development of various projects.Especially for some far-sighted farmers, although their business is not as beautiful as some super enterprises, it is actually not small.However, because loans require mortgages and guarantees, various systems prevent many farmers from obtaining corresponding loans.

Therefore, under the premise of no funds, the road to prosperity for many farmers' friends is also relatively difficult.In fact, whether they are in the city or in the countryside, they are all human beings, all Chinese.However, due to geographical reasons and rural reasons, in many cases, their development is very different.

It's like the college entrance examination, because of the region, people with the same score can have different fates.When Chen Jiayi was incapable, he didn't care.But now that he has the ability, Chen Jiayi also wants to use his ability to help the country slowly move towards prosperity.Therefore, Tang Dynasty Bank will also pay more attention to the support of rural areas.

……

Xiniu Town.

Xiniu Town is a small town in Jiangxi Province. It has been making a living by growing rice, and the income of farmers is not high.However, in recent years, with the national government's strong support for the countryside and agriculture, many friends with determination and vision have thought of opening up another way out.

Xie Fang is one of them.

Xie Fang is now in his 40s. He used to be a farmer and worked part-time when he was young, but now his health is getting worse and worse, and he can't bear it anymore.So, Xie Bian went back home and resumed farming.However, after working hard at home for a year, he found that he had been living in poverty by growing rice and other things.

You have to be sick, and if you get sick, it will be even worse.

Recently, Xie Fang reads the news and national policies every day, and he finds that raising pigs is a good way out.

After all, everyone has to buy pork, and it's not cheap.Although it is not profitable to raise one pig, it is also a good way to raise 50 or 100 pigs.Furthermore, Xie Fang also discovered that the bully who graduated from Peking University and went home to raise pigs, now he has made a fortune, and raised pigs to become an entrepreneur.

I have to say that this person is amazing. At that time, everyone was amazed at the fact that Peking University raised pigs and Qucai.Looking back now, how wise this was.Although it may be a little late to start raising pigs now, I don't want to become a millionaire, so I can just support my family.

However, even though Xie Fang had finished making an idea.For example, if he owns a piece of land, he can build a simple pig farm there. At the same time, at the beginning, he doesn't need to hire any workers, and he and his wife are fine.Although tiring, the expenses are relatively small.But even so, where does the money for raising pigs come from?

Not to mention the money to buy pigs, even building a pig house requires a lot of money.

borrow?

At this time, Xie Fang thought of borrowing.

However, after a while, Xie Fang shook his head again.

Although my relatives have a good relationship, their family is also struggling, and even if they can borrow, they can't borrow much.

No borrowing, where did the money come from?

After thousands of calculations, Xie Fang was stumped by a sum of money for raising pigs.

Until finally, Xie Fang thought of a loan.

Yes, it is a loan.

Doesn't the country have the Agricultural Bank? Doesn't the Agricultural Bank support the rural areas? It should be possible to get a loan from the Agricultural Bank.So, although he was very reluctant to take out a loan, after all, in Xie Fang's mind, getting a loan from a bank was almost like borrowing a loan shark, and he felt a little scared.

But what if you don't get a loan?

Do you want to continue to let your wife and son suffer hardships with you?

No, absolutely not.

Gritting his teeth, Xie Fang went directly to the Agricultural Bank in the town.

After the staff at the reception learned about Xie Fang's intentions, they came here directly. Is there a mortgage?

"Well, I have a piece of land that is mine, can I get a mortgage for this?"

"Sorry, rural land cannot be mortgaged."

"Ah, what to do then?"

Xie Fang panicked when he heard this.

"So, do you have a surety?"

"This, neither."

"None of that, what are you doing with the loan?"

Throwing away Xie Fang's application, the Agricultural Bank of China has also seen Xie Fang's loan path. ! .

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