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Throwing away Xie Fang's application, the Agricultural Bank of China has also seen Xie Fang's loan path. 【

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"It's over, it's over."

Holding the household registration and ID card, Xie Fang stumbled back home along the road.

After the loan result, then, also saw his own way of life.

It seems that we can only work hard to grow that little rice.

Although the heart is unwilling, but this is life.

With a long sigh, Xie Fang had nothing to do.

However, on the way Xie Fang went home, he ran into a friend.

"Xie Fang, seeing that you are in such a bad mood, why did you go?"

"Oh, don't talk about it, I'm planning to raise pigs, I just need a sum of money. So, I went to the bank for a loan, but the bank asked me for a mortgage and a guarantee, and I didn't have a penny. Loan to."

Of course, Xie Fang could find a guarantor, but it couldn't be an ordinary person's guarantor. He had to have certain assets, or someone with a certain reputation.It's just that these famous and rich people, how dare he lightly vouch for Xie Fang.They would think, what if Xie Fang couldn't repay the money?

"I told you earlier that you wanted a loan."

Hearing what Xie Fang said, this friend of Xie Fang jumped up.

"Why, can you lend me money?"

Xie Fang muttered.

"Khan, brother, you don't know my situation. If you said you want to borrow a few hundred, it must be fine. But if you want to borrow tens of thousands, then I can't help you. However, I found out that there is a bank that seems Those who have invested a lot in the development of our new countryside, you can go there to have a look, maybe you can get a loan?"

"Ah, which bank?"

"Tang Dynasty Bank."

"Isn't it the newly opened bank?"

"Yes, yes, I heard that this bank is very famous in the city, you can go and have a look."

"Okay, I'll go."

Although he had never heard of Tang Dynasty Bank before, Xie Fang seemed to have heard of the word Tang Dynasty.Moreover, I heard that it is a big company.As for what kind of shit, Xie Fang is not too clear.However, no matter what, if there is a chance for a loan, Xie Fang would like to try it.

Afterwards, Xie Fang returned to the town again.

Tang Dynasty Bank is right in front.

Although he didn't know what the result would be, Xie Fang still walked in.

"Hello, what business do you need to handle?"

"Loan, loan?"

"Okay, this way please."

The bank staff smiled and took Xie Fang to the other side, and brought Xie Fang a glass of water.

"Thank you, thank you."

Xie Fang, who had never enjoyed such treatment before, suddenly felt flattered.

"Hi, may I ask what kind of loan you need to apply for?"

"At this time, the staff has already started asking Xie Fang."

Hey, strange, why didn't he ask me if I have a mortgage?

Although it was very strange, Xie Fang said directly, "I want to raise 50 pigs, and I want a loan of 10."

"So, do you have any plans to raise pigs?"

"Yes, yes, yes, I have written it."

While talking, Xie conveniently handed over his plan to the staff.

In this plan, Xie Fang wrote very clearly, including the price of live pigs, the local market price, how to make a profit, and other things... Xie Fang believes that such a plan must be good.It's just that other banks don't look at his plan, but only whether he has a mortgage or a guarantor.

"Okay, we will leave a copy of your ID card, and we will notify you if we complete the approval."

With surprise, Xie Fang left Tang Chao Bank?

"Can this be approved?"

It's too simple.

However, Xie Fang also thought that maybe the bank didn't want to reject him in person.

Sighing, Xie Fang had no choice but to go home.

Until two weeks later, when Xie Fang no longer had any plans for Tang Dynasty Bank.Tangchao Bank called him and said directly that your loan has been approved and you can get it at Tangchao Bank.Hearing such news, Xie Fang really felt incredible.But he is a bank, how can he lie to him.

So, the excited Xie Fang went directly to Tang Dynasty Bank.

"My loan is approved, is it really approved?"

Even when he got to the bank, he still couldn't believe it.

"Yes."

The staff of Tang Dynasty Bank nodded in person.

"but……"

"But what?"

If you can't hear it, a bad premonition is coming.

"However, because you have no guarantee and no mortgage, we will supervise your 10 loan funds. That is to say, you must provide proof to us for the investment you use, and others. If We confirmed that it was wrong, and we will provide you with a loan of 10 in installments."

"This one……"

Although Xie Fang felt that there were some troubles.

However, after thinking for a while, Xie Fang also nodded in agreement.

People's banks are not stupid. You have nothing, and you only borrowed 10 based on a plan.If there is no certain supervision, who knows what you will do with 10 yuan.Furthermore, even if I use money to raise pigs, it is legal and has a basis, and I am not afraid of their supervision.

Immediately, Xie Fang directly signed a contract with Tang Dynasty Bank, and received 1 RMB for the first time.

For the remaining 9, we still need to see the progress of "Xie Fang" in various aspects, and deal with it after supervision.

After such a measure, soon, there was a discussion of a small size.

Because, since ancient times, loans have required mortgages and guarantors.Of course, there are exceptions for some needy households or those in special need of help.However, the Bank of the Tang Dynasty set a precedent, and they could get their own money without any guarantee or mortgage.Although this seems to be very gratifying, after the introduction of such a system, it has also been questioned by others.

Perhaps, now that the Tang Dynasty Bank is rich and powerful, it will not feel much about issuing such a loan.However, after a long period of operation, if there are too many such loans, there will definitely be a lot of bad debts and dead debts.After all, if you don’t need a loan, you don’t need anything else, and you can get a loan at will, many people will try their best to get a loan.

Of course, if you say what plan you want, everything is ok, and they can still say what project they want to develop.

For example, farming and the like.

If this is the case, then Tang Dynasty Bank will definitely go bankrupt in just a few years.

It's definitely possible.

Therefore, some experts believe that.Perhaps this is just a show of Tang Dynasty Bank, or a little welfare project of Tang Dynasty Bank.Of course, some experts have ulterior motives and believe that this should be another strategy of Tang Dynasty Bank to crack down on other banks.After all, other banks can't lend money for this, and they can't lend for that. Many people hate these banks to death.Now that the Tang Dynasty Bank is here, even if they don’t need a guarantee, there are only a small part of them... But this does not prevent the people’s goodwill towards the Tang Dynasty Bank.

In this way, coupled with the previous series of systems responsible for depositors, Tang Dynasty Bank has won the support of the public not long after its establishment.Many users often say that they have saved money all their lives and have never experienced such a good service.Some users also said that they choose Tangchao Bank, like deposits, withdrawals, nationwide access, but there is no need to worry anymore...

Of course, a large number of people have begun to choose Tang Dynasty Bank, such as electronic payment.After all, use things of course with uniform things.The electronic payment is owned by Tangchao Group, so if you choose a bank, you should of course choose Tangchao Bank.

However, this is just speculation among some media.

Then what kind of expert, what kind of analyst, how could it be possible to understand the strategy of Tang Chao Bank?

Tang Dynasty Bank is not doing a show, and it is not engaging in welfare projects.

The Tang Dynasty Bank's loan measures seem to use no guarantee or mortgage, but there is a strict degree of review.For example, market specialists will be invited to investigate, just like venture capital.It's just that venture capital is more professional than small loans from banks.At the same time, there are strict checkpoints for the distribution of funds.

Some people want to swindle loans, not to mention whether they can be swindled, even if they can, there will be more regulatory procedures for the distribution of funds.Would some rural friends want to cheat 12 yuan and end up in jail?Furthermore, Tang Dynasty Bank dared to implement such a loan system because they knew too well about their rural friends.

It should be said that many people are kind by nature.They have a natural awe of the government and the public in their hearts.Even if they owe friends or relatives, they will not default on the bank, let alone the country.In this way, those malicious loans will be much less.

Even if there is, investigate the character of this person in the village, everything is ok.You said that if you idle around every day and do nothing, even if you have a big plan, you will be shot.Therefore, although such a system is relatively good, it can effectively help the local economy, especially the rural economy.

As long as the rural economy comes together, the urban economy will develop normally.Then, whether it is for the Tang Dynasty company or for the whole of China, there are countless benefits.

This is only in the domestic banking system, but in fact, Chen Jiayi is more interested in international banking.

Only by making one's own business international and global can one become a true financial empire.

financial empire.

This is even more terrifying than the Internet empire.

Although the Internet empire connects everyone in the world, the Internet is just a technology, a technology.When emerging technologies emerge, the Internet may also become obsolete.Then, with real money in your hands, no matter which country or society you are in, you can make a lot of noise.

However, Chen Jiayi has some headaches recently.

How difficult it is to build a financial empire.Even some strategies in China still bothered Chen Jia.

After pressing the sun acupoint, Chen Jiayi felt very tired.

That's right, it seems that the Tang Dynasty Bank has lost a chief executive.

That's right, because Tang Dynasty Bank had just been established, and the time was a little urgent, so Chen Jiayi took over the management of Tang Dynasty Bank's EO position.It's just that Chen Jiayi has a shortcoming. If he is asked to steer the general direction, he can handle it completely.However, he was asked to gradually grow a certain company step by step.Among them, not only to absorb talents, but also to manage the entire company, including internal and external, and then, there are other things... Just think about it, Chen Jiayi has a big head.

For example, a few days ago, my sister, the Agricultural Bank learned that the Tang Dynasty Bank was robbing them of their business, so they used the rules of the Tang Dynasty Bank to go to various villages and asked many villagers to apply for loans from the Tang Dynasty Bank.Although they know that such a loan may not be available.However, Tang Dynasty Bank received tens of thousands of such loans in a short time.It wasn't until later that they found out that the murder was actually done by the Agricultural Bank of China.

Therefore, Chen Jiayi responded with an eye for an eye, calling tens of thousands of people across the country, and ran to the Agricultural Bank every day to open an account.Because it takes a long time to open an account, and there is no profit.As a result, the Agricultural Bank of China cannot operate at all.Finally, under the mediation of relevant state departments, the two parties stopped their attacks.

Although this seemed tng irritating and the fight was in full swing, the onlookers also applauded secretly.

However, it was a lot of hard work after all, and Chen Jiayi was exhausted to death.

Chen Jiayi seems to remember that he has not done such a thing for several years.

However, although Chen Jiayi lamented, the location of Tang Dynasty Bank eo was not easy to find.

At the beginning, the Tang Dynasty Group did hire a headhunting company to find them.Although several headhunting companies came over, none of the interviews met Chen Jiayi's requirements.Until now, Chen Jiayi just lamented that he couldn't find a suitable candidate for a while.

……

Qi Xiangdong is the African regional manager of Standard Chartered Bank. He started as a small counter clerk and now he is the manager. It can be said that he has no skills and really can't do it.I still remember that when Qi Xiangdong was sent to Africa, he felt that a dark life had begun.Because, at that time, in his image, Africa was a virgin forest, and when you went there, you were dealing with the indigenous people.

This kind of life, I am afraid that some people will tremble when they hear it.Even, until he got on the plane, he was still thinking about whether he had to go to the forest to find food when he arrived in Africa.However, after arriving in Africa, he discovered that the various countries in Africa are not as he imagined.

Although Africa is very backward, it is not that kind of virgin forest.

Until a few years later, Qi Xiangdong has fully adapted to life in Africa, and he is full of boundless expectations for Africa.He believes that in today's increasingly developed world, Africa is the only place that has huge development potential.As for other places, Europe and America, forget it...they have already matured.

However, Qi Xiangdong never imagined that when he thought that Standard Chartered Bank would be able to attack with all its strength in the future with its several branches in Africa and Asia, and build itself into a financial empire unparalleled in the world.Qi Xiangdong suddenly found out that Standard Chartered Bank had already intended to sell to Changjiang Group.

After learning such information at that time, Qi Xiangdong, as the manager of the African region, suggested to the Standard Chartered headquarters that the African and Asian markets are definitely the most potential markets for Standard Chartered Bank.Even, his potential exceeds that of Hong Kong.Although many sub-branches are affected by the financial crisis and at the same time, they are also affected by the insufficient deposits of Standard Chartered Bank, resulting in losses.However, Qi Xiangdong believes that as long as he persists for a year or two, Standard Chartered Bank can definitely regain its former glory.However, the Standard Chartered Bank at that time had already decided on a strategy, so how could it take into account Xiangdong's opinions.

For this reason, Qi Xiangdong submitted his resignation to Standard Chartered Bank.Because, in his opinion, he is willing to go to Africa because he is interested in the future development of Standard Chartered Bank.However, now that Standard Chartered Bank actually sold its most potential assets, Qi Xiangdong was disheartened.There is no point in staying at Standard Chartered.

Immediately, Standard Chartered Bank was sold to Cheung Kong Group for more than 800 billion US dollars.Immediately afterwards, the Yangtze River Group was sold to Tang Dynasty Company again at a net profit of billions of dollars.So far, more than 95% of the branches and branches of Standard Chartered Bank in Africa and Asia have been handed over to Tang Dynasty Group.

"It's no wonder that the Tang Dynasty Group can develop so powerfully."

Qi Xiangdong, who had already returned to China, started talking to himself sadly.

This strategy of taking the lead every step of the way is unmatched by any organization in the world.

After finishing speaking, Qi Xiangdong looked at the information about the recruitment of eo by Tang Dynasty Group.

"In that case, I should just let myself go?"

……

Tang Dynasty Group.

Chen Jiayi wanted to take a rest in the afternoon after dealing with the heavy tasks today.No, but after eating Chinese food, Liu Liang said to Chen Jiayi, "Mr. Chen, someone came to apply for the position of EO in Tang Dynasty Bank."

"Let Zixian go to the interview."

Chen Jiayi had already interviewed n people before, and he always had a lot of expectations, but he was always disappointed in the end.

During the interview, Chen Jiayi had no interest.

"Ok."

As soon as Chen Jia ordered, Liu Liang was about to leave.

However, after a while, Chen Jiayi said, "Wait, let's take a look at this guy's resume first."

Although the resume is not very important, you can get to know the person through the resume.It was probably because Chen Jiayi was too concerned about the position of EO in Tang Dynasty Bank, knowing that there was nothing to do, he still wanted to take a look.Until, when Chen Jiayi saw that this person had served as the African regional manager of Standard Chartered Bank, Chen Jiayi became interested.

"Liu Liang, check on Qi Xiangdong."

Soon, within 5 minutes, Chen Jiayi got Qi Xiangdong's complete information.According to the information, Qi Xiangdong is the manager of the African region and is proficient in multiple African languages.For unknown reasons, he suddenly resigned from Standard Chartered Bank.Until now, has returned to China.

"Qi Xiangdong?"

After reading the information, Chen Jiayi thought about it.

Strictly speaking, Qi Xiangdong did not quite meet Chen Jiayi's requirements.

Although Qi Xiangdong is proficient in many African languages, this is his advantage.However, as a superior, language is only a small advantage, not decisive.Tang Dynasty Company has excellent simultaneous interpreters, whether they can speak various languages, it is also possible.However, you must have a strong overall view and future operational capabilities.

However, Qi Xiangdong is only the division manager and doesn't seem to be in control of the overall situation. ! .

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