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However, Qi Xiangdong is only the division manager and doesn't seem to be in control of the overall situation. 【

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However, Chen Jiayi somehow became interested in Qi Xiangdong.

"Okay, let's arrange it. Let Qi Xiangdong come to Room 301 in the afternoon, and I will personally interview you."

"Ok."

Afterwards, Liu Liang also left.

……

"Your name is Qi Xiangdong?"

"Yes."

"I heard that you resigned from Standard Chartered Bank a few months ago. Why?"

It should be said that Chen Jiayi is more interested in this point.

Because, at that point in time, it was the time when the Yangtze River Group acquired other branches of Standard Chartered Bank.

"Because it feels like Standard Chartered is self-destructing."

"Oh why?"

"I think the advantage of Standard Chartered Bank is in Asia and Africa. Of course, this is excluding Hong Kong."

"It seems that except for the Hong Kong branch of Standard Chartered Bank, the profitability of other Asian banks, including African banks, is not very good. Even after being acquired by our Tang Dynasty Group, such profitability has not changed in a short period of time... Why, instead, say that Asia and Africa have advantages?"

"It is true that the African market and the Asian market are not profitable. However, I have been in Africa for 7 years. During the 7 years, I have seen Africa slowly develop from backwardness. Although there is a big gap with many countries now , however, they have slowly risen. And in the process of development, there are many opportunities. Just like our country, because we are a developing country. We have a wider space for development than developed countries. If not, why is it called development What about China. And Africa is equivalent to the former China..."

"You think it's stupid for Standard Chartered Bank to transfer its advantages to others, so you resign?"

"Yes."

Qi Xiangdong nodded, very surprised why Chen Jiayi could see through his thoughts.

However, Chen Jiayi smiled mysteriously.

He has seen the aspirations of too many young people, and the disappointment shown by too many people because their dreams have been shattered.Qi Xiangdong's expression just now had seriously betrayed him.Therefore, Chen Jiayi had guessed it.However, after Qi Xiangdong's analysis, Chen Jiayi gave Qi Xiangdong a high look.

That's right, why doesn't Tang Dynasty Group acquire other banks, but why does it want to acquire a Standard Chartered Bank that is not the most powerful.It is because other banks have matured and do not have the share of Tang Dynasty Group.However, the branches of Standard Chartered Bank in Africa and Asia are precious wealth that cannot be obtained even in a dream.

Just imagine, a bank wants to enter the international market.Not to mention opening up various relationships, but also counting time.For example, last year a bank in the United States applied to enter China for business.It took three years from application to approval.But despite this, three years have only brought about not being fully open.

From here, you can see.

Standard Chartered Bank should spend a lot of effort in the African and Asian markets.

If there were no British colonialism, there would be no Standard Chartered Bank branches all over Asia and Africa.

However, Chen Jiayi didn't show anything, but said, "Then what do you mean, is to let the Standard Chartered Group stop trading with the Changjiang Group?"

"Yes."

"Haha, very good, then I would like to ask, have you submitted your proposal to the Standard Chartered headquarters?"

"Have."

"The results of it?"

"If approved, I'm afraid I won't resign either."

Qi Xiang Dongtan touched the beach hand, with a look that couldn't be more clear.

"So, do you know why it wasn't approved?"

"It may be that Standard Chartered is indeed facing various crises and insufficient savings."

Although Qi Xiangdong is not a senior executive of Standard Chartered, from the perspective of various businesses, he also knows that Standard Chartered is short of funds.At the same time, a previous transaction by Standard Chartered Bank also caused heavy losses to Standard Chartered.In addition, Hong Kong Standard Chartered has problems again and again, so Standard Chartered has sold some sound-damaging companies.Otherwise, I can't stand it anymore.

However, after saying this, Qi Xiangdong said, "Even so, Standard Chartered can't bury its future. It seems to be abandoning the car to protect the handsome, but this kind of strategy is simply killing the chicken and picking the egg."

"It's a good one, but if you don't do this, you are the eo of Standard Chartered, what will you do? You have to know the situation of Standard Chartered at that time. In order to ensure the status of Standard Chartered in Hong Kong, Standard Chartered chose to sell the branch business. It seems that there is no fault... ..."

"No, it's simply a big mistake."

"Although Hong Kong is the top priority of Standard Chartered Bank, Standard Chartered has only been attacked by some media in Hong Kong. As long as we increase our public relations efforts, cooperate with major celebrities and companies, or sacrifice our own loan interests, we will be able to do so. It can restore the reputation of Standard Chartered. As for the high-priced intern incident, this kind of hype is actually similar to gossip news, and Standard Chartered Bank can give a reasonable explanation casually."

"Not bad."

Chen Jiayi slapped his hands directly.

This Qi Xiangdong is truly amazing.

Not only saw the potential power of Standard Chartered, but also a series of cracking methods.

However, Chen Jiayi said again, "However, if I threatened Standard Chartered at that time, tell me, will they sell it or not?"

"you……"

Qi Xiangdong was shocked.

I finally know why Standard Chartered chose to sell.

To be an enemy of the Tang Dynasty Group, there is only one dead end.

If it is not sold, not only banks around the world will die, but Standard Chartered Bank in Hong Kong will also die.

Moreover, Standard Chartered Bank has already experienced the power of Tang Dynasty Group in the foreign exchange market.

"Okay, it seems that I really want to be simple, sorry to bother you."

If I didn't think carefully, I would definitely not be able to get into Chen Jiayi's eyes. It seems that the position of eo has nothing to do with me.Afterwards, Qi Xiangdong stood up and was about to leave.

"Wait, didn't you come for the interview, why are you leaving?"

"Could it be that you were not disappointed with my performance?"

"Well, there are indeed some."

Chen Jia made a sophisticated look.

However, before Qi Xiangdong could react, "I think you still have a relatively large potential for development. Just like you said, the branch of Standard Chartered Bank in Africa is a relatively large potential market."

This sentence couldn't be more clear.

"Ah, I passed?"

"No, no, not so fast, but I can give you a chance, you can temporarily take on a deputy position."

"what……"

During an interview, Qi Xiangdong's life changed drastically.

It wasn't until later that he realized that Chen Jiayi was quite satisfied with him.As for why he felt a sense of failure at the time, it was entirely because of Chen Jiayi's love of hitting people.If he doesn't hit people everywhere, he feels that he has no sense of superiority.

However, Chen Jiayi would not admit this.

If Chen Jiayi had to say it, he would say, "What I like is that Xiangdong is more far-sighted than Standard Chartered. This kind of vision will take Tang Dynasty Bank further afield."

After that, with Qi Xiangdong coming in, Chen Jiayi became much more relaxed.

Although Qi Xiangdong has never served as an absolute high-level executive, he still needs continuous training.However, his qualifications in Africa for 7 years are really good, and Chen Jiayi is also happy to train him.In addition, with Qi Xiangdong's management at Tangchao Bank, Chen Jiayi felt much more relaxed.At least, Chen Jiayi no longer needs to refer to some trivial matters.

At most, it is enough to grasp the general direction.

……

It seems that after the emergence of Tang Dynasty Bank, the financial empire of Tang Dynasty Company has slowly taken shape.

However, owning the Tang Dynasty Bank is not enough.

The troika of the financial industry, banking, securities, insurance.

At present, the Tang Dynasty Group has only entered the bank, as well as securities and insurance.

Let's take a step back on insurance for now. After all, everyone doesn't have much interest in insurance.

However, Chen Jiayi believed that it was the right time to issue securities.

In Chen Jiayi's view of development, the global economy has reached the bottom in 2008 after the financial crisis, and it is impossible to continue to fall.At the same time, the economic stimulus plans of various countries are also continuously introduced.Well, at this time, the global economy has begun to recover.Then, the most obvious performance is the securities market.

Therefore, it is the best time for Tang Chao Securities to release now.

For this reason, Chen Jiayi directly proposed the plan of Tang Chao Securities and held a meeting.

"Everyone, Tang Dynasty Company has been approved by the state to enter the securities industry. At present, let me tell you about our plan to enter the securities industry..."

Attending the meeting were Tang Dynasty Group eo Zhang Zixian, Tang Dynasty Venture Capital's Liu Sichen, and Qi Xiangdong who had just been summoned.After all, banking and securities are inseparable.Many banks, they are all involved in the securities industry.

"If we want to quickly enter the securities field, then we still have to acquire large securities companies. For example, Merrill Lynch is a good choice."

Liu Sichen said.

However, after saying this sentence, Zhang Zixian shook his head, "I'm afraid it won't work."

"why?"

"Since the indirect acquisition of Standard Chartered Bank by us, other countries have been on guard against us Tang Dynasty Group. Our banks have already opened. Naturally, the next step must be insurance or securities. If there is any large-scale company in the world When it comes to securities and insurance transactions, we will definitely think of our Tang Dynasty Group. Even if we use channels to buy secretly, it is difficult to buy successfully."

"Zixian said so."

Zhang Zixian thought well, but it is really too difficult to buy now.Even if it is possible, I am afraid that it will not be able to acquire it in a short time.Now is the best time to enter the securities industry, so if you want to enter, you can no longer consider acquisitions.

"If this is the case, even if we enter now, it will be difficult to capture much of the market."

Everyone looked at me and I looked at you, but there seemed to be nothing they could do.

If you want to enter quickly, you have to acquire a relatively large securities company in the world.If you don't buy, then you don't have so many customers, and if you don't have so many customers, you can't make corresponding profits.However, the problem now is that even if you want to buy it, you can't buy it.

In the end, you still can't catch customers.

However, when Chen Jia held this meeting, it was precisely to solve this problem.

"I don't think about the acquisition for now. However, if you can acquire it in the future, don't give up. As for how to expand our Tang Dynasty Securities, I think we can try to expand the network?"

"Wide network?"

Tangchao Group is an Internet company. Even with Tangchao Bank, its main business is still an Internet company.Therefore, many of his businesses will use the Internet.However, generally speaking, using the Internet platform of Tang Dynasty is just for advertising.

"Mr. Chen is talking about using the platform to advertise Tangchao Securities?"

"No, it's not as simple as advertising, but using the Internet as a securities platform."

However, even if Chen Jia mentioned this, several people still didn't understand it very well.

"Why, don't you know?"

Chen Jiayi felt that he had made it very clear.

"Well, Mr. Chen, all major companies now have their own electronic trading platforms. Even if we come out, there doesn't seem to be much difference."

At this time, Qi Xiangdong, who didn't know much about the Internet, said.

Of course, it wasn't just Qi Xiangdong's intention, Zhang Zixian and Liu Sichen didn't seem to understand it.

"Hahaha, why didn't everyone understand me? Presumably, you all thought that the service I came up with was just as simple as an electronic trading platform?"

In the global securities market, it is generally necessary to enter the securities market.Then, you must first open an account in the securities market, and then bind this account to a bank account.Then, the user can use the money in the bank to enter the securities market and realize free trading.Of course, at this time, if you don't have a computer, you can only stay in the stock exchange and use the machines in the stock exchange to conduct your own operations.If you have a computer, the securities will also provide a software for securities trading.

Then, while you stay at home, you can also carry out corresponding operations of buying and selling securities.

Therefore, the platform for operating securities on a computer is also called an electronic trading platform.

So, in order to vividly describe his business, Chen Jiayi made an analogy, "Everyone, have you forgotten that we have Alipay?"

Without waiting for any doubts, Chen Jiayi directly pointed out, "The securities trading platforms produced by Alipay and securities companies are actually electronic trading platforms, and they all require residents' valid certificates to be bound to bank cards. Therefore, transactions can be carried out on the Internet. .So, why don’t we add an extra function to Alipay, allowing him to realize securities transactions?”

With just a mere change of mind, Tang Chao Securities has recruited several users from all over the world.

Although among them, many people do not know how to use Alipay to speculate in stocks, but there are too many people who use Alipay. Then, at this time, this friend can directly use Alipay to participate in securities transactions very conveniently.Moreover, he doesn't need to go to the securities company to handle any business, he only needs to sign various valid documents on the Internet.

It should be said that this greatly simplifies the process for users to enter the securities market.

Because, if a citizen wants to enter the securities exchange, he not only needs to open an account in the securities market, but at the same time, he has to bind a bank. You cannot avoid these two steps at all.However, at this time, if Alipay is used, then he only needs one step.Moreover, the operation is simple, convenient and time-saving.

"My God, you can come up with such a strategy."

While a few people were taken aback, they were also deeply admired.It turns out that the Tang Dynasty Internet platform is far from being fully utilized. Under the combination of reality, the Tang Dynasty Internet platform can actually exert such power.I'm afraid that once such a strategy comes out, a large number of securities companies around the world will all vomit blood.

"Great, with this strategy, we can enter the global securities market as quickly as possible."

Relying on the Internet platform and Alipay, Tangchao Securities does not even need an office space, and users can directly enter it, which greatly facilitates users' transactions.In addition, Alipay is an online payment platform with the largest market share in the world, and its number of users is absolutely terrifying.As long as a small number of them enter this market, Tang Chao Securities can become one of the largest securities companies in the world overnight.

Qi Xiangdong said excitedly.

"Yes, in addition to relying on Alipay to develop the securities business, we can also rely on the securities business to allow these users to participate in electronic shopping."

Liu Sichen added something.

"Not only that, our Tang Dynasty Bank can actually open such a service. Relying on our Internet, as long as they are customers of Tang Dynasty Bank, they can also handle securities transactions on the Internet."

"Haha, it seems that everyone understands."

The few didn't understand at all from the beginning, but under the inspiration of Chen Jiayi, they came up with a series of businesses.

Afterwards, several people discussed some more.

"Okay, if there is no problem, first put the Tang Dynasty securities business under Xiangdong's management."

"Ah, let me manage two places at the same time."

Qi Xiangdong never thought that the Tang Chao securities would be handed over to him.

"good."

Chen Jia nodded in confirmation.

And said, "Do you know why I gave it to you?"

Qi Xiangdong shook his head, expressing that he didn't know.

"Actually, if it is normal, maybe I will hand over this business to another person. However, you have just entered the Tang Dynasty Group, and you may not know much about the Tang Dynasty Group. You must know that although the Tang Dynasty Group has a huge business , involves many aspects. But, I want to tell you, you must always remember. The foundation of Tang Dynasty Group is the Internet, which is electronic technology. All of our services are under the service of electronic technology. Just like, our current Tang Dynasty Securities, also because of electronic payment, has found a way to quickly enter the market. Without electronic technology and the Internet, we have nothing..."

This sentence had a profound impact on Qi Xiangdong.

At the same time, this sentence has always been kept in mind by every senior executive of the Tang Dynasty Group.

It is precisely because of this sentence that Tang Dynasty Group will encounter some difficulties in its future development.There are some difficulties, which are basically impossible to achieve in reality.However, when they thought about the fundamental business of the Tang Dynasty Group, suddenly, a series of problems were fully resolved. ! .

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