Reborn, back to a small county town to become a wealthy family

Chapter 623 Surprising News

“What, you want to build a content website?”

Song Wan's hands trembled, tea splashed everywhere, and she looked at Luo Yang in surprise and said, "Chairman, can we not come up with a new idea every day?"

After saying this, he seemed still unsatisfied.

"Also, even if you want to build a content website, why did you ask me to acquire that e-commerce platform in Yangcheng?"

It was like a string of rapid fire, without even giving Luo Yang a chance to speak.

"You are the vice president of the group after all. Can you be more calm and listen to what I have to say before you get surprised?"

Song Wan, who is in her early thirties, can't sit still like a little girl, while Luo Yang, who is in his early twenties, is as steady as an old man.

"Okay, I'm also curious about what the chairman thinks."

Song Wan took a sip of tea, put down the cup and looked at her boss seriously.

"Actually, since the end of last year, I have been considering adding a few more main businesses to the group and asked the investment department to do market research. You proposed the e-commerce website project during the last meeting, and I agreed to it at first."

If you are going to speak, you must speak clearly.

"At the same time, Anying's layout was also launched during this period. The comprehensive food products involved needed to open up sales channels, so I thought of the ground promotion team."

The process of explanation is also the process of straightening out logic.

".The negotiation and acquisition of the e-commerce platform has been full of twists and turns. The company in Hangzhou that I was originally interested in could not be negotiated with, and then you negotiated with a company in Guangzhou without consulting me first. The changes and developments of the whole incident forced me to think about ways to solve the problem."

Luo Yang expressed his thoughts over the past few days: "For these reasons, I plan to place the e-commerce sector in Yangcheng, let the company vigorously expand the group buying business based on the original business, and at the same time establish a local sales team."

"Vigorously expand the group buying business?"

Although they agreed to listen to Luo Yang's explanation, Song Wan still couldn't help but be curious: "Why do we need to pay attention to the group buying business?"

"It is related to the model of the e-commerce platform we will operate in the future. I will talk about this later."

Luo Yang didn't want the order to be disrupted, so he skipped Song Wan's question and continued, "Here in Shanghai, we will build a content website similar to Bilibili and develop an e-commerce platform based on the website's content and peripheral products. We will walk on two legs, and in a year or two we will see which leg is healthier and runs faster, and then we will make a decision."

"what?"

According to what he meant, the purpose of establishing a content website is to build an e-commerce platform.
Song Wan tasted some flavor.

Putting aside the question of why we should attach importance to expanding the group buying business, Luo Yang's idea seems to kill three birds with one stone.

"According to the chairman's opinion, there is no need to acquire the e-commerce platform in Hangzhou!"

After Luo Yang finished speaking, Song Wan said, "The content website can be set up in Shanghai. Even if we want to develop e-commerce channels for the website in the future, we can call on some backbones from Guangzhou. Not to mention that there is no problem recruiting talents in Jiangsu, Zhejiang and Shanghai."

"You're right, that's what I planned."

After a period of concentrated brain use, Luo Yang lit a cigarette and leaned back in his chair in relaxation.

"So."

Song Wan's attention also returned to the previous question: "Chairman, why do you emphasize the development of group buying business?"

"You asked the right question."

Luo Yang flicked his fingers on the armrest of his chair and said with a smile: "Before I answer you, let me ask you a few questions. Who are the top e-commerce websites in the domestic Internet market? What models do they use?"

Song Wan has been helping Luo Yang with investments for quite some time and of course understands one of the most important sectors in the Internet industry.

"The main domestic e-commerce websites are Taobao, JD.com, Suning.com, Vipshop, and Tmall, which was established this year. They have unlimited potential, and their performance in the past few months has been quite impressive."

When talking about such topics, Song Wan was also very interested.

She said: "Taobao is naturally a C2C model. JD.com, Suning.com, Vipshop and Tmall are all B2C models. Of course, there are many models in the field of e-commerce. Some small-scale e-commerce companies that can survive in the cracks between several giants adopt B2B, O2O and other models."

"You know a lot."

Luo Yang laughed and joked, then asked: "If there is no model innovation, or if we can't get out of our own unique path, do you think our newly established e-commerce platform can grow in the gap between a number of giant companies?"

Song Wan noticed that Luo Yang's expression was not "survive" but "grow up".

You should know that the company in Yangcheng that they were planning to acquire was about to go bankrupt, and it died because of the fight between the boss and the second in command.

"Difficult, very difficult. Almost impossible!"

This question does not require long thinking to answer, and Song Wan is no exception.

But she was smart and understood the hidden meaning in Luo Yang's words: "Chairman, I understand what you mean. Should we take a different path?"

"Ok!"

Luo Yang nodded heavily.

"Do not ask!"

Before Song Wan opened her mouth again, Luo Yang stopped her from asking questions: "At least don't ask now, because this model is not surprising. When our company's own e-commerce platform develops to a certain extent, it will naturally go in that direction according to my thinking."

"Tch, I love to talk but don't talk!"

Didn’t we agree to explain it later?
Song Wan expressed her depression.

fraud!

The conversation between the group chairman and the executive vice president was "not very pleasant".

At around two o'clock in the afternoon, accompanied by Yu Haiping, Luo Yang went to inspect the Sihai Security Company.

The main purpose of this trip was to take a look at the private security department and to bring some internal business to our own security company.

For example, the security business of Kunpeng Technology that I talked about with Chu Jianming before, and the private security business of Jiang Fan and Xiao Yujun's trip to Europe.
There may not be many now, but there will definitely be a lot in the future.

Wen Wan also followed.

She didn't do it for free, but mainly to fill in the gaps and get all the equipment and venues her boss needed for exercise.

Of course, the swimming pool cannot be built for the time being and can only be built after the group has its own office building.

It was already past 4:30 when Luo Yang came out of the security company. He had eaten something outside in advance, then returned to the office to change into formal clothes, preparing to attend the charity auction tonight.

Tonight's auction was organized by the China Charity Federation and its Shanghai branch, and the venue was held in a five-star hotel in Minhang.

Because he had an appointment with Dong Xuan, Luo Yang arrived early.

"Dong Xing, your dress tonight is so beautiful!"

"Thank you, Mr. Luo is also very handsome tonight."

"This must be Director Wen, you look so young! When I was your age, I was just a business manager in a bank."

"Secretary Yu, good evening!"

Dong Xuan first praised Luo Yang for being handsome, then praised Wen Wan for being young and capable. When she mentioned Yu Haiping, she even changed the title to his position in the foundation.

This woman is really good at dealing with people.

"The warm-up buffet and cocktail reception inside has already started, and there is still half an hour before the auction officially starts at 7:30."

After greeting each other, Dong Xuan suggested: "Let's not stand at the door, let's go in and talk."

The banquet hall on the second floor of the hotel was divided into two large parts. The half of the space near the main entrance had a champagne tower and long dining tables connected together to create a buffet and cocktail reception; rows of chairs were placed near the stage to create an auction venue.

"How about eating something first?"

"I had dinner early and came here."

Luo Yang took the champagne handed to him by Wen Wan, took a sip and continued: "I looked at the album attached to the invitation letter before coming here, and found that the items brought out for this auction are all average, Dong Xing. I have never participated in such an event before, so I asked out of curiosity, are they all the same?" He knew that Dong Xuan had something to ask him, but he didn't speak first.

"This is a charity auction. The items for auction are all donated by others. What really good things can there be?"

Dong Xuan smiled and said, "Mr. Luo, if you really want to buy good things, why not go to Hong Kong? Su Shibei Auction House holds several special auctions every year. If you don't want to go far, it's OK. Poly has an autumn auction in Shanghai, and there are many good things there."

The woman really enjoyed this slightly cunning battle of wits and courage, and even seemed to enjoy it.

If you don’t tell me, I won’t ask.

Anyway, I'm not the one who's in a hurry.

Luo Yang continued, following Dong Xuan's words, "I plan to buy some to collect. As the saying goes, gold comes in troubled times, and antiques come in prosperous times. For example, huanghuali, red sandalwood, mutton-fat white jade, jadeite, and Tianhuang. These things are widely sought after in the Chinese cultural circle and are worth buying."

"Yes, the things you just mentioned are good things that can be passed down from generation to generation like heirlooms."

Dong Xuan also raised her glass and took a sip of red wine, smiling slightly and saying, "Stocks, securities, buildings and factories are not very useful. After all, the thousand-year-old palace has turned into a pile of dirt. It is worthless."

Good guy.
Hinting to myself in a roundabout way!
The key point is that this sentence can follow up on Luo Yang’s previous sentence, and the level is extremely high.

"Speaking of the factory, there is actually a small matter that needs Dong Xing's help."

Luo Yang is also an old artist, and he said, "The group plans to add some industries in the near future. We will try to set up a food production plant first. I wonder if your bank has similar assets in the two provinces surrounding Shanghai?"

Yongcheng Bank itself is from Zhejiang Province, and this province is well-known nationwide for its well-developed small and medium-sized private enterprises. There must be bankrupt companies among the companies that applied for loans.

Luo Yang was thinking about whether he could acquire a factory through Dong Xuan's relationship. Later on, he would only need to make some modifications, saving time on buying land and construction.

Of course, if you really can’t find a suitable one, you can also consider renting an industrial factory first.

There are too many development zones like this around Shanghai.

"Tsk, Mr. Luo has a lot of money recently."

Dong Xuan said with a smile on her face: "He collects white jade and jadeite, buys factories everywhere, and expands his business. It seems that being on the Forbes list is only a matter of a few years."

After some banter, they got down to business.

"We have a lot of this kind of assets in our bank, but it also depends on whether it suits Mr. Luo's wishes."

Unlike standardized factory buildings, old factories of private enterprises are built according to the type of industry, the scale of the enterprise, and the technical requirements of the products, and may not be suitable for Luoyang's requirements.

"Let's find An Ying. We'll be connecting with her anyway."

Apart from the matter being discussed now, the rest of the matters seem to have been said, but also seem not to have been said.

It's just Tai Chi, it's like everyone knows it.

"Alas, they are all down there. We women have such a hard life!"

Dong Xuan said something serious with a serious face: "Mr. Luo should move more when necessary."

"cough cough"

"Be careful, don't spray it on yourself!"

Luo Yang: “.”

I can't even cough now.

Fortunately, they had just entered the venue and there were no acquaintances gathered around them.

"Dong Xing, please be merciful."

Even Luo Yang was not calm anymore: "I admit defeat, just tell me what you want to say."

"cluck"

Dong Xuan covered her mouth and laughed, then gave Luo Yang a charming look.

“The building’s funding chain is going to fail.”

Since Luo Yang had already surrendered, Dong Xuan naturally stopped beating around the bush and went straight to the point: "The risk control departments of our three banks have all noticed this. Recently, several acquaintances have contacted each other and plan to meet this weekend to exchange information and discuss how to control risks."

"Earlier?"

Upon hearing the news, Luo Yang's brows suddenly frowned.

According to his idea, it would be best if the capital chain of this building was broken in 15 years. At that time, the real estate market would be at a low point and the possibility of others taking over would be minimized. With almost no competition, Luo Yang would have sufficient cash flow.
Of course, this is the most ideal situation. In reality, the developer of this building can only last until the first half of 14, and the most likely time is the second half of 13.

Now Dong Xuan suddenly told him that the developer's capital chain was about to collapse.
This advance warning is very meaningful. Without external capital injection, the developer can only last about half a year at most.

This time point was more than a year earlier than Luo Yang expected, completely disrupting his plans.

"Is the news accurate?"

"It will be basically confirmed after we exchange information this weekend."

“Do they still have access to financing?”

"That's enough!"

Dong Xuan answered quickly: "In addition to high-interest channel funds, once the developer takes this path, your subsequent acquisitions will be..."

"It's basically gone, isn't it?"

It is useless to cover one's ears and steal the bell. Luo Yang faced the reality and said: "If things really deviate from the worst direction as you said, then I can only change my target."

Only those who use channel funds know how high the interest rate is.

The financing cost is basically not lower than 15%, and is generally around 17% to 18%.

"Mr. Luo, don't be anxious yet. Wait for the result of our meeting this weekend."

Dong Xuan consoled Luo Yang, then asked with a serious expression: "Before we meet this weekend, I still need to confirm one thing with you."

"About debt restructuring?"

"Yes."

Dong Xuan said seriously: "You need to have a clear intention, otherwise it will be difficult for our bank to let on that we have the intention to restructure the debt."

If there is no next buyer, which bank is willing to take over the debt of this project?

“How much time do I have to think about this?”

After thinking for a moment, Luo Yang looked up at Dong Xuan and said, "To be frank, by what date do I need to give you an answer?"

"After the meeting this weekend, everyone will report back to their superiors and plan for the worst-case scenario. The next step is for each bank to start looking for a backstop and maintain communication with each other."

We cannot mislead Luo Yang on matters like this.

Dong Xuan spoke truthfully: "It usually doesn't take too long, basically within three months, and those who don't find it will be eliminated early."

"Okay, I'll get back to you as soon as possible."

Luo Yang suddenly felt the pressure on his shoulders increasing.

The small circle of four people fell silent.

"Aunt Xuan!?"

A familiar voice came from not far away: "Luo Yang?"

(End of this chapter)