Coquettish Rebirth

Chapter 3822 Mobile Payment

Surprised, admired, these are the feelings of the six people in the conference room now.They really convinced Jia Hongjian that they could come up with such a good solution!They didn't know that Jia Hongjian was a reborn person, so in their view, Jia Hongjian just came up with so many o2o solutions after he thought of helping the United States find employment!So in their view, Jia Hongjian was really amazing!In their view, Jia Hongjian came up with a plan in a few days, and it was more and more perfect than Zhang Chaoyang's plan!This is not awesome, what is awesome?At least they all felt that if they were themselves, they would not be able to think so fast and so well, and it would be so feasible!Not to mention that the method that Jia Hongjian came up with can be used in other companies, so that people can absorb several rounds of venture capital and become a vassal on the Internet!

What an awesome idea this kind of idea is to put outside, how many people are definitely scrambling to get it, but now, Jia Hongjian came up with it casually and used it in a place where the company is not going to make money!How can this make everyone not admire?It can be said that after seeing Jia Hongjian's performance, they immediately felt that Jia Hongjian was worthy of being the person who established Huaxia Hi-Tech back then!Even in the past few years, Jia Hongjian has gradually seldom come up with plans on the front line, but now when he sees others come up with plans, the level is as high as several floors!Of course, they would never have imagined that Jia Hongjian's series of thoughts were actually because he was a reborn person!As a reborn person, what kind of group buying, what kind of takeaway and delivery websites in later generations, they really started to do it one by one.As a reborn person, he, Jia Hongjian, understands these things very well, so it's perfectly normal!

Looking at the expressions of the people below, Jia Hongjian certainly knew what they were thinking.But Jia Hongjian is not complacent, we have been reborn for more than ten years, are we tired of seeing these admiring expressions?Others admire us.Now, in Jia Hongjian's opinion, that is simply what should be done!If these people were not surprised at all, he would be surprised instead!But he didn't finish talking about the things in front of him!In fact, for Jia Hongjian, the previous group buying and takeaway were just gadgets.According to his understanding, what is group buying and what is takeaway.In later generations, it has only been proved that the traffic can be made relatively large. Whether these companies can really make money is really a matter of opinion!

What is he really focusing on?It's not these things at all, but a more critical thing - mobile payment!That's right, such a thing in the previous life was originally the focus of all parties' contention!On the computer, Alipay is basically monopolized by Alipay in China. In foreign countries, it is such a thing as Paypal, and then on the mobile phone client, there is such a thing as Alipay and micropayment, and then like in the United States, Apple Such manufacturers have also begun to intervene in this kind of mobile payment.But Apple started with hardware and software.They didn't want to just be a software platform, so they added some nfc near-field communication chip, and the mobile phone they got could be paid as close as a transportation card or something!Such an approach is obvious, and Apple has noticed this kind of mobile payment market!If such a market is dominated, it means that many things can be realized in the future with this huge cash flow!Just like Alipay's Yu'e Bao and other stuff, these are all ways to make money that can be attracted and derived by relying on huge cash flow!

Just like many manufacturers in the later generations began to rob consumers of the Internet portal-browser, many times they control the source, and then they can do many, many things!After all, the Internet is such an industry, after all.It is still an industry that plays with popularity and traffic!As long as the popularity is high enough, the flow is high enough, and the flow of further money is enough.Then all kinds of resources can be changed and realized in various ways!Even without saying anything else, just talking about the current online payment platform of Huaxia Hi-Tech, there are [-] to [-] million users in China who have registered and used it at least once. In addition to the United States, Europe and other places around the world, there are at least one billion people on the entire planet. We have such an online payment platform.How much money is in and out of our platform every day?Not to mention that an online payment platform like ours also helps various small and medium-sized enterprises in China, the United States, and foreign countries to do import and export trade. Most of them are from all over the world to buy Chinese SME products.This payment is also through our payment platform!On this day, tens of billions of dollars were spent on the platform!

Every day new money comes for us to transfer, and there is also old money that needs to be transferred every day, but we can generally guarantee that there are tens of billions of funds in our account every day!Even in other words, these tens of billions of funds are equivalent to depositing in our Huaxia Hi-Tech account, and then we continue to use the new money we received today to transfer out as the funds that we were asked to transfer out yesterday.It is equivalent to using new funds to "repay old debts". In this way, will tens of billions of dollars remain in our name all the time?In this way, how much interest will be generated in one year?Not to mention anything else, even if it is the survival period, the current interest rate in China is 0.72 percentage points. If tens of billions of dollars are deposited in Chinese banks, the interest rate will be 7200 million U.S. dollars in one year!This is what the bank gave us!But don't forget that we have our own bank in China, and we can also loan this money out!Although it is impossible to gather all the circulating funds from all over the world into China, within the Chinese region, tens of billions of RMB flow in and out every day, which is equivalent to having a basically fixed fund in our account. If we loan this money Go out, calculate according to 6% interest, how much money will you make?

This is simply making money by making money!And it is still relying on other people's money to make money for us!It is completely a business without capital. As long as such a platform can be built in advance, it will be able to provide us with endless new profits by relying on such a method similar to a Ponzi scheme!And such a "Ponzi scheme" is very safe!What is a traditional Ponzi scheme?It's what the Chinese call tearing down the east wall to pay the west wall, which means constantly making new money to pay off old debts!For the Ponzi scheme, they are afraid that the capital chain will be broken. As long as the new money cannot be received, the old money will not be repaid, and the scam cannot continue.Why are we so safe?Because Ponzi schemes usually promise high profits to others!It is necessary to continuously expand the pyramid to give "interest" to those old customers at the top of the pyramid!

But we don't allow high interest rates to others here, not even interest rates on our side!Ordinary consumers think that their money is for insurance, and they will go shopping in our account first, and the money will not go to the seller until they receive the goods.Neither the buyer nor the seller thought of getting interest from us!So what does this mean?This means that after the overall flow increases, tens of billions of RMB will arrive in the account every day, and tens of billions of RMB will be withdrawn every day.As long as we play a little gimmick and delay for a little time, say a day!So can we keep the tens of billions of funds that have been delayed for a day in our account?And such a delay, we don't need to directly show the delay!We can show the arrival on the account.As long as they don't cash out directly after arriving in the account, isn't their money still in our account?So in fact, the funds in the hands of Huaxia Hi-Tech are far more than the tens of billions of funds that flow every day!Many times they never thought of asking us for interest on the money, and wouldn't the interest belong to us?Even if we rely on the strong financial support of Huaxia Hi-Tech, even if everyone wants to run, we can pay you back in minutes!Is this safe?Absolutely safe!Then we are making money without any risk!

So, if we also occupy the mobile payment port, then even if Huaxia Hi-Tech fails in the future, even if Huaxia Hi-Tech loses the same losses as Nokia and falls behind.Then just separate such a payment platform.If it continues to be controlled by Jia Hongjian and his family, even if Huaxia Hi-Tech goes bankrupt, the Jia family will still be popular and delicious!You can still squander all kinds of things for a lifetime!Because we can always use other people's money to make money for us!As mobile payments become more and more popular in the future, maybe one day the daily liquidity in Huaxia Hi-Tech’s account can reach hundreds of billions of dollars, and then Huaxia Hi-Tech will receive billions of dollars every year. U.S. dollars!With this money, we can squander all kinds of drunkenness and dreams!Even if we have no understanding of the future by then, so what?We can be happy every day like a fairy!As long as Huaxia Bank doesn't fail, the Jia family will be fine!This is the retreat that Jia Hongjian left for the Jia family!

Of course, for such a retreat, but also for Huaxia Hi-Tech to grasp an important node.Jia Hongjian must be working hard on mobile payment, and now he is going to tell the few people in front of him about it! "There is one more important thing. It was supposed to be discussed at the high-level meeting, but we still need everyone to work on it later, so I might as well talk about it here today..." As he spoke, Jia Hongjian put the Then a concept of mobile payment was introduced.What he said first was not that he got the nfc thing launched by Apple in one step. He didn't study that thing carefully, and he didn't know if any manufacturer has developed it.I don't know if the patent is in the hands of others, so it can be released first, and then upgraded to such a point in the future.What he is talking about now is the method of QR code payment!

QR code payment and various scanning QR codes are very popular in later generations in China.But it's amazing that it is not popular in the United States!This is because at that time, Apple and Google in the United States did not have built-in hardware to scan QR codes in their mobile phones, and the software was not promoted by those Internet giants in China, so the American people were not used to QR codes.At the same time, the popular QR codes in China are actually all kinds of chaos, mainly because there is no unified standard. Everyone can make it, and in the end, the Trojan horse program can be made into a two-dimensional code. Who can rest assured that people can scan the code?And what Jia Hongjian has to do is to create a unified QR code scanning software on the mobile phone, and at the same time he also needs to unify the QR code standard!At that time, only stuff certified by Huaxia Hi-Tech can become Huaxia Hi-Tech's QR code, and can be scanned by Huaxia Hi-Tech's QR code scanner!And if this is the case, can it gradually become popular in the United States?Is it even possible to make Americans gradually get used to scanning QR codes to pay? (To be continued..)

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