Coquettish Rebirth

After learning about Jia Hongjian's plan in detail, Scott Lee, the boss of Wal-Mart, became Jia Hongjian's staunch ally in no time!After all, no matter what, as long as such an alliance is successful, as long as such a plan is successful, then Wal-Mart can eat 2% of the handling fee from the credit card company within a year or two. This is not a small amount of money!And the problem is that 2% seems small at the beginning, but there will be a lot in the future - there must not be many early adopters at the beginning, but as time goes on, more and more customers will use mobile payment. That means that Wal-Mart will pay less and less handling fees to credit card companies in the future, and their future profits will also increase!In the face of such a good situation, in the future, the profit of the entire company's limit growth can theoretically reach up to 20%!How can this make him not crazy?And this money really cannot be taken away by Huaxia Hi-Tech!So this really means that Huaxia Hi-Tech can become Wal-Mart's teammate!

In such a situation, even without Jia Hongjian asking Wal-Mart to help find other retail companies, the boss of Wal-Mart himself offered to help contact the companies in their big retailer union!Scott Lee also understands that this kind of thing requires a big battle!If only Wal-Mart adapts to such a mobile payment, it will not be too attractive to consumers, and consumers may not necessarily go to community banks to get such a credit card.And community banks may not necessarily agree to issue a credit card for such a Wal-Mart. Although Wal-Mart has many branches, there are more than 1400 stores in the United States, even if consumers can buy almost everything at Wal-Mart, even weapons and ammunition. is available in every Wal-Mart store, but the problem is even that.This person will choose to use mobile payment at Wal-Mart, and after swiping a small bank credit card, he has not paid back the money within the interest-free period and has generated profits. The proportion may really be small!In this way, the small bank won't be able to make much money, and they have one more business, so they must consider whether to do it or not!

Anyone know.To do things, it takes everyone to pick up firewood, unless you can pick up enough firewood to make the flame your own.Obviously, such a plan cannot be eaten by the Wal-Mart family, and the benefits of eating it by the whole family will not be more than the benefits of sharing.Moreover, from Wal-Mart's point of view, if they find more merchants, exaggerating to say that they contact all merchants in the market, and everyone forms a collective, then even if such a small bank fails to issue credit cards, Then everyone can use such a plan to threaten the three major credit card companies.Forcing them to at least cancel the handling fee in the field of mobile consumption!As long as there are enough people, the threat is big enough. As long as there are enough merchants, they will never lose. No matter how bad it is, it is just like what it is now. How could the boss of Wal-Mart not think of taking the initiative to contact?

Wal-Mart's Scott quickly had the MCX Alliance hold a special meeting of its members to discuss such a plan.The so-called mcx alliance is the merchant customer transaction alliance.In such an alliance, it can be said that the well-known large chain retailers in the United States are all in such an alliance.This alliance is where a trade union is!In such an alliance, in addition to Wal-Mart, well-known companies such as Kmart in the United States—kmart, 7-11, and Best Buy chain malls are all among them.And in such an alliance, apart from department stores and chain mall groups, there are also international cheap clothing chain brands like Gap!You must know that Gap is one of the world's leading clothing chain brands, and their annual sales are as high as 130 billion US dollars!There are nearly 20 employees worldwide!Although the turnover is not high.But the influence in the world is actually great, especially in the United States!

Although the Chinese may not be familiar with the various sub-brands of Gap, and may even be relatively more familiar with Spanish Zara or Swedish H&M and other brands, in fact these three are almost on the same level!And such a gap is even more awesome in the United States-brands such as Zara and H&M, rich people may not necessarily wear them.But gap is worn by many wealthy people in the United States!It's like Sharon Stone, who went to the Oscars in a gap dress!Then one of the more famous things about Gap's clothes is the zipper door between Clinton and Nowitzki... Ah no, it's not Nowitzki, Nowitzki is a man, he is a big guy who plays basketball, Clinton can't Let this guy blow it to him... Clinton let a White House intern girl named Lewinsky blow it to him, and then the essence of Clinton's life sprayed on Lewinsky's blue dress .And such a blue dress is from gap!Later, a laundry detergent brand in Israel made a special advertisement, telling the story that Clinton asked FBI agents to steal Lewinsky's blue dress, and then washed it in the washing machine with laundry detergent. The evidence is destroyed...

These companies are all in such an alliance, which is enough to prove the awesomeness of such an alliance.The sales data of such a powerful alliance is also very scary - if the annual sales of all companies in the alliance are added together, they can reach the point of annual sales of one trillion dollars!You must know that China's gdp just exceeded 2000 trillion US dollars in 1! It was only $2005 trillion in 2!That is to say, if the entrepreneurs in such an mcx alliance get together, the sales generated in one year can reach the amount of wealth that all enterprises, individuals and organizations in mainland China can create in 2000!What is this concept?After a special meeting of such an alliance was held, Jia Hongjian was invited to such a meeting, and then Jia Hongjian was asked to introduce such a plan of Huaxia Hi-Tech in front of the bosses of all the powerful large retailers in the United States.

After listening to Jia Hongjian's plan in detail, these bosses didn't even think about it or even discuss it, so they all expressed their willingness to participate on the spot!These bosses are not excitable young people, they are all old guys in their 60s and [-]s, and they are all monkey spirits!If the plan Jia Hongjian came up with was not so good and not so worry-free for them, then they must discuss and discuss it!But the problem is, Jia Hongjian's mobile payment plan, let them know that this thing is definitely not harmful to them!Just like what Wal-Mart CEO Scott Lee thought, even if such a plan failed for various reasons, the process and battle of making such a plan can be used to frighten the three major credit card companies!It can be said that no matter whether they succeed or not, they are very likely to make a lot of money, so why do they not agree?Why not agree quickly?

Of course, they didn't accept Jia Hongjian's plan 100%. For example, when Jia Hongjian proposed that everyone should pay for the rescue of small and medium-sized banks, they all expressed that this could be studied further. , They agree with the general direction and appreciate it.But this kind of details, everyone can talk about it slowly, and seek common ground while reserving differences!In fact, looking at the way they expressed their views, Jia Hongjian knew that these old foxes just don't see the rabbits and don't stalk the eagles!Really let these people spend money to save those small and medium-sized enterprises now, and they are worried that the money will be wasted!You will feel that investing in small and medium-sized banks on the verge of bankruptcy is a very risky thing!Unless...Jia Hongjian's mobile payment system has begun to take shape, and has an outline, then it's time for them to think they can pay to build a promotion platform!

Jia Hongjian could see this kind of small calculation very clearly.After all, he is also a person who has been in the society for more than ten years. Seeing other people's reactions and guessing what others are thinking, he can do it to the point where it is eight or nine!Therefore, Jia Hongjian put aside such a matter of saving small and medium-sized banks for the time being, and was going to let the company figure out the core of mobile payment first, and he couldn't push other things if he wanted to!These old foxes are not young people, and it doesn't mean that they can be fooled casually!It would be nice if these veteran Jiang Hu didn't fool others, how could Jia Hongjian tamper with what he thought in his mind with just a few words?This group of people is determined not to see a rabbit and not to scatter eagles. Unless they see a rabbit, how can Jia Hongjian flicker, and they just shake their heads. What can be done about it?

In this regard, unless we, Jia Hongjian, use our own money to rescue these small and medium-sized banks, there is really nothing we can do.But let Huaxia High-tech take out the money by itself, we can't give out that much-not to mention anything else, there are only 2000 small banks in the United States!This family gives 2000 million U.S. dollars, which is 100 billion U.S. dollars!This is the rhythm of almost selling Huaxia Hi-Tech, and then using half of the sale money to subsidize the small bank!No matter how rich Huaxia Hi-Tech is, it is impossible to have so much money!If you really want to get 2000 billion US dollars, Huaxia Hi-Tech can find a way to get it out, but [-] billion is really no way!So at this time, we can only hope that small and medium-sized banks will not close down in large numbers before we develop the mobile payment core...

According to Jia Hongjian's memory of the impact of the US subprime mortgage crisis, it seems that the US was not seriously affected by the disaster in 07. What was more serious was that in 08, several major investment banks, such as Freddie Mac and Fannie Mae, etc. It was only when the incident was transmitted to the society that it made life difficult in 08.Then the United States had a hard time, and the whole world began to have a hard time!So Jia Hongjian thought about it. If it is true that there will be a period of mass bankruptcy of small banks in the United States, it is estimated that it will start in 08? (To be continued..)