Coquettish Rebirth

To be honest, for Jia Hongjian, such a process of digging out Citi that can be bought and sold is like looking for good things at an antique stall—maybe he will find a little thing that surprises him at some point .As a reborn person, Jia Hongjian is not omniscient. At most, he only knows about the big events of some well-known companies in the world, and some small things that are more eye-catching. It is impossible for him to let outsiders know what happens every day in big companies. I know all the little things I don't know.To use an analogy, he would know about our domestic Shenzhen stock subscription certificate in 92, and he would even know that someone pulled 5000 people from the frontier to the south to line up to claim the subscription certificate.Because these things were originally published as "new and old news" in the previous life, Jia Hongjian knew about them.

He also knows something about Citibank being on the verge of bankruptcy.After all, the world's largest bank was on the verge of bankruptcy within a year. How amazing is that?Therefore, in his previous life, Jia Hongjian searched for information on the Internet to understand the process of Citigroup from its peak to its decline, but he really didn't know what departments and businesses were sold during the decline of Citigroup!After all, in historical time and space, his job is not in finance, and he is not going to make money from the decline of Citigroup. Why does he remember what business Citigroup has sold?So in such a situation, digging out various businesses of Citigroup, judging that Citigroup may sell those industries, and then thinking about what things can be used by oneself, this is really like digging for treasures!

For example, the OneMain department of Citigroup, a small loan department for consumers or ordinary people, may be just a new gadget in the eyes of others.Putting it in the markets of developed countries such as the United States, for many large financial groups, this thing is just a "rural-themed financial sector" aimed at the poor, and people may not like it!Otherwise, why did Citigroup think of selling such a department before the accident?Maybe it's because the executives inside Citigroup judged that this kind of financial service for ordinary people can't make any big money. In this case, they might as well invest resources in services for rich people!

This kind of thing is really not uncommon in the bank!Take China as an example.Saving money for ordinary people is actually a lot of money, but in the eyes of big banks, this kind of money doesn't come in much and they have to hire a lot of people.It is very troublesome, so they are still thinking about whether they can charge a small storage fee for ordinary people!For example, if the deposit is less than [-] yuan, you will have to pay the bank a deposit fee of several or ten yuan a year-of course, interest will still be paid.But from such a point of view, it can also be seen.People's banks are actually willing to do business with big companies and rich people. When big companies and rich people come, they will charge hundreds of thousands or millions of dollars for the same business, but what about ordinary people?A visit may cost hundreds or thousands of dollars. From a purely commercial point of view, banks must be more willing to serve rich people, right?

But for a businessman like Jia Hongjian, financial services aimed at poor people are not necessarily just a little tasteless!Don't forget that Jia Hongjian has always wanted to promote mobile payment!How did he talk to others when he wanted to promote mobile payment?He first joined the large retailer club in the United States.Then we negotiated with several large retailers. Huaxia Hi-Tech will acquire various small community banks in the United States, and then issue cards through small community banks to realize a business that can be directly paid by swiping mobile phones when shopping.In this way, by cooperating with various large retailers, we control various small and medium-sized banks not to charge large retailers' fees, so are the large retailers on our side?On our side, isn't it more convenient to use a mobile phone to directly swipe a card to pay than to use a credit card when paying?After all, you may not bring your wallet when you go out, but someone doesn't bring your mobile phone?Even for the initial market promotion, we can lower the credit card interest rates of thousands or even tens of thousands of community banks under our control.Isn't this more attractive to ordinary consumers to pay with their mobile phones?

After all this is done, the mobile payment channel for the American people will be in the hands of Jia Hongjian!It can be said that Jia Hongjian's Huaxia Hi-Tech can become a member of the American financial giants in one fell swoop—don't forget that he still holds the PC-side online shopping settlement in his hand.In this way, how much cash will flow through their Huaxia Hi-Tech system every day?We don’t even need to talk about temporarily cutting off cash flow to earn interest. We only have so much cash flow. After becoming a financial giant, can we also launch various financial products online jointly with other financial giants? Financial product?Although the launch of this kind of financial management product is aimed at nonsense, traditional financial giants do not like to deal with nonsense.I think the money of the ass is tasteless.But it’s tasteless in the past. In the past, they had to establish a lot of outlets to deal with assholes. The investment in manpower and material resources, compared with the money they can earn from the assholes, made them feel very tasteless.

But times are different, what if everything could be done online?The financial giants don't need to build their outlets overwhelmingly. They only need to cooperate with Huaxia Hi-Tech's technicians to create a few web pages, and then build a server internally, and then they can directly obtain various order information from Huaxia Hi-Tech's port!In this way, they didn't invest any money, and then there were a lot of small orders!Put in almost no money and make a lot of money!Will the financial giants not be happy?In this way, wouldn't it be difficult for these financial giants to unite against Huaxia Hi-Tech?

That's right, when Jia Hongjian was thinking about such a strategy before, he fully thought of every point!What if we become a financial giant through mobile payment and traditional financial giants start to rebound?It's like Alipay suddenly started to do finance, and even exaggeratedly started to absorb deposits from common people. Don't worry about traditional banks?This is eating fruit to grab business!This is the easiest way to make traditional banks hostile!In the past, traditional banks competed with each other for business. At any rate, everyone robbed each other within such a big cake. The cost and profit faced by everyone were almost the same. It can be said that they were competing with familiar objects, which is not good. Scared.But if Alipay suddenly comes in, carrying a big killer like the Internet, it will directly be a bloody competition with technological bonuses!Maybe Alipay is going to take away the cake shared by many traditional banks!Traditional banks may be cleared from certain businesses!Can they be impatient?

Even in China, after Jia Hongjian and the others have become financial giants, they must be a little softer. It is impossible to wipe out traditional banks. Even the top leaders will not support this kind of plan, and they will definitely try their best to protect traditional banks. eat.In the United States, we are originally strong dragons. Their traditional financial giants are local snakes. They have cultivated the American market for hundreds of years. Not in a hurry?In a hurry, believe it or not, a mental patient and racist will come out and run directly to Jia Hongjian and shoot him?There are many rich people in the United States who do this kind of thing!For example, the world-renowned DuPont Group is now known to make various chemical products, such as nylon compounds, which are produced by DuPont.Only with nylon can there be stockings!Even the matter of using Kevlar fiber to make body armor was the first one made by DuPont!It can be said that the civilized life of hundreds of millions of people in modern times is inseparable from various chemical products developed by DuPont for hundreds of years!

Is this Dupont awesome enough?But when it was competing with its competitors, DuPont was impatient and could use explosives to blow up the competitors' factories to the sky!That's right, they used explosives directly!Among the giants in the United States, which company or family ancestor didn't have blood on their hands?In order to fight against the workers on strike, the capitalists directly formed a team of gunmen, and all of them shot at the workers with machine guns!Which of them is afraid of trouble?Seriously, according to the behavior of these giants in the United States, if they really tear their faces, it is really the rhythm that if the US government stops them from making money, they will directly overthrow the US government!People are so awesome!As for the assassination of President Kennedy in the United States, isn't it still rumored that some giants recruited someone to shoot?The US government has caught the murderer who shot Kennedy, but the murderer was shot again!The direct clue is cut off!No matter how hard you check, you can't go on!

So in case someone gets anxious, maybe they will find a mental patient and a racist, shouting that all Chinese people should go to hell, and then drive to the gate of Huaxia Hi-Tech and wait. When Jia Hongjian and Ye Jing came out of the Huaxia Hi-Tech headquarters in Los Angeles, he rushed up and shot!Even if you want to play something big, maybe you just drive a common van in the United States and wait at the gate of Huaxia Hi-Tech. When Jia Hongjian and Ye Jing drive out of the underground garage, he will detonate the van—maybe there is a car inside. Tons of explosive fertilizers!When the time comes, the result will be Jia Hongjian and Ye Jing, not to mention minced meat, even ashes may not be found, and the entire Huaxia Hi-Tech Building may be bombed beyond recognition!At that time, apart from finding out that the criminal is a mental patient and a racist, what else can the police find out?No matter what, Jia Hongjian will be dead by then!

A strong dragon does not overwhelm a snake, this is the truth that the ancestors have been summed up by how many knives and sufferings they have suffered, so Jia Hongjian knew that he must give the traditional financial giants a way out!What is this way of life?Just don't kill them all, but pull them to make money together!In this way, it seems that Huaxia Hi-Tech has made less money, but let alone save our lives, can't we officially join the ranks of financial giants?Didn't it also become a partnership with traditional financial giants?After that, everyone can join forces to make money from all over the world! (~^~)