Da Song Private Investigator

Because such things often happened suddenly, some officials in the court were very anxious, and the emperor was even more anxious, asking the ministers to find a way. At this time, Bao Zheng, as the prefect of Kaifeng, put forward Hua Lang's suggestion. However, in order to avoid making the ministers and the emperor suspicious of Hwarang, Bao Zheng only said that he and Gongsun Ce and other people in Kaifeng's prefecture had worked hard to obtain it. This was explained by Hwarang in a letter before.

After listening to Bao Zheng's proposal, the emperor expressed his approval again and again, so he immediately distributed it. He only waited for the money to be sent from various places before starting to implement it. The troublemakers in the capital tried their best to appease them.

After Bao Zheng said these things in the letter, he asked Hua Lang a question, that is how to appease those businessmen.

This is an extremely difficult question for many officials and emperors in the Song Dynasty, but this question is not a problem for Hwarang at all, because he knows the truth very well, that is, businessmen can't afford to pay early, and the court issues transactions. It is obviously harming the interests of these businessmen, so as long as you give these businessmen a little sweetness, they will naturally stop making trouble.

For this reason, Hwarang immediately edited a letter and ordered someone to send it to the capital.

The content of the letter is as follows:

Brother Bao already understands what Brother Bao has done, so I offer a plan for this, please Brother Bao think about it; the imperial court exchanged the money from the merchants, and it is understandable that these merchants wanted to get it back as soon as possible, this kind of thing will not last long, However, if you want to procrastinate longer, there is still a way to return them after the court has capital turnover, and that is to agree with these merchants that the money exchanged for the exchange will be returned to them after one year, and after returning to them, In addition to exchanging the principal, the amount of repayment is to repay them a certain amount of interest. As for the amount, it is up to Brother Bao to decide.

After the letter was sent out, Hwarang and Li Jingan began to organize the Chang'an City's mansion to start exchanging Jiaozi. At the beginning, none of these merchants were willing, but under Li Jingan's coercion and lure, they found a few prostitutes. After taking care of them, in just five or six days, they raised the amount of 50 taels that the emperor gave.

After sending the money away, they don't have to worry about the next thing, because after the money is handed over to the capital, the court will send people to make reasonable and full use of the money, and after a year, the court will send all the money together with the interest. Returning it to the merchant, the court made a promise, as long as the Song Dynasty is not destroyed, the thing of defaulting on the money to the merchant will basically not happen, so Hwarang is very relieved, and as far as Hwarang knows, the national power of the Song Dynasty is The most powerful one will not be able to make ends meet.

But just when Hwarang and Li Jingan felt that the matter was over like this, something unexpected happened to Hwarang but should have been expected in Chang'an City, that is, in Chang'an City, there was a person who was entrusted by the imperial court. Inspired by private lending among the people, and then charging high interest, in other words, someone lends usury.

In addition to some people lending usury, there are also people imitating Jiaozi’s financing in private banks. When Hwarang found out about this situation, he suddenly felt that the matter was a bit serious. These financing or loan sharks did not have credit guarantees. They did not want the court, no matter what How can they be able to repay the money of these businessmen? If the people who raised these funds lose their money in the end, how will they repay those who took the money out?

Of course, this is not serious. The most serious thing is those who borrow money. Naturally, they borrow money because they are short of money, but the more they borrow, the more they are short of money. In the end, they were unable to pay back at all. They were either beaten severely, or they did stealthy things to get money, or they had to sell their children and daughters.

Thinking of this, Hwarang felt that his method provided evil inspiration to some people with ulterior motives, which made Hwarang very guilty, and after feeling guilty, he felt that the two situations must be severely cracked down, and they would prohibit those people from financing , let alone allow those who lend money to others to lend usury.

Prohibition of financing is easier to say, because the people who raised these funds do not have the financial strength to back them up, so if they are banned, they will be banned, and even if the people who raised these funds are dissatisfied and want to appeal in the end, Li Jingan can ask them to show their financial ability. If they are able to repay those who lent them money, they can raise money, but they must deposit half of their assets in the government office. The government's money is used to compensate those people.

These are all the methods that Hwarang came up with. Most of the people who raised money did not have much money in their hands. Once they were investigated, they were immediately seen by those who were funded. Since they saw that the other party did not have strong capital, how could they possibly What about lending money to these people?

And some people who have money in their hands quit when they heard that they wanted to bet half of their assets on the government office. They didn't want to bet their money on the government office.

After the financing is eliminated, there will be fewer usury lenders, because Hwarang and Li Jingan found that after financing, those who raise money don't mean to do business, but to use the money to lend usury If they can't raise capital, they will naturally have no capital to lend usury.

However, loan sharks cannot be eradicated. After all, there are many rich and poor people in the world. The rich need money to make money, while the poor need money. With the relationship between supply and demand, this situation cannot be eliminated. There is no other way, but in the end, it can only be stipulated that if you see one, you will be severely punished. Therefore, those loan sharks have slowly entered the underground.

After some operations, Hwarang and the others came to the conclusion that Hwarang's proposals were both good and bad for Da Song. Hwarang's proposals were very effective for enriching the national treasury, but these methods were learned by those lawless people. However, it has become their means of earning a living. Of course, it is not wrong for people to have means of earning a living, but what is wrong is that they should not use this means to earn their own livelihood and cut off the way of others.

In general, Hwarang's proposal is that the advantages outweigh the disadvantages. If management can be strengthened, the disadvantages can be minimized.

After this busy work, Hwarang, Wen Meng and the others were exhausted, and at this moment, Wen Meng complained a bit, saying: "We have been busy for so long, but we haven't gained any benefit, what a pity."

Others followed suit again and again, they are not officials of the court with the salary of the court, how can they help the court to do these things.

Hwarang didn't have any complaints about this matter. After all, for him, idleness is idleness. If the harm of the court's issuance of Jiaozi can be minimized, it will be regarded as a meritorious deed for the common people.