After the imperial court issued Jiaozi, although Chang'an City fell into a brief chaos, thanks to the unremitting efforts of Hwarang, Li Jing'an and others, Chang'an City finally returned to calm.

And not long after the tranquility passed, a person suddenly found Hwarang.

This person found Hwarang, which definitely surprised Hwarang, because this person is very rich, so rich that it is unimaginable. Xiao Nao, he would never notice it.

Someone as rich as him, who came to Hwarang suddenly, would be very surprised.

This man is a chaebol. He has a lot of money and can buy more than a dozen streets in Chang'an City, and all the shops and personnel on the streets. Money, but everyone thinks he is a non-existent person, because he is very low-key, so low-key that it is difficult to notice him.

But when this person came to Sanghwarang, Hwarang and the others knew everything about this person immediately.

This person's surname is Chai, and his name is Chai Mu.

Shibamu is slightly thin, about 40 years old, not handsome, but his eyes give people a shrewd feeling, but more often, he gives people a sense of stupidity, but he is smart As soon as people talk to him, they know that he is as wise as a fool.

It was a late spring evening when he came to Hwarang, the wind was soft at that time, and the flowers in Hwarang’s courtyard were still green, and greenery could be seen everywhere. When Hwarang saw Chai Mu, he was standing Among the flowers, he didn't have any sense of beauty when he stood among the flowers, but he didn't feel any sense of disobedience when he stood among the flowers.

When Hua Lang walked towards him, he immediately felt startled, turned around and cupped his hands: "I'm Xia Chai Mu, I'm here to pay a visit to Mr. Hua."

Hwarang has been in Chang'an for some time, and because of his special status, he knows some famous people in Chang'an City, so when he heard the name Chai Mu, he was really surprised.

"Boss Chai, I don't know what you are doing here?" Hwarang had a smile on his face, but the smile was forced because he knew that this Chai Mu was the chaebol of Chang'an City. There are many industries around, and as far as Hwarang knows, although Chai Mu is low-key, he makes money well, and he will not let go of any opportunity to make a fortune.

Hwarang has never dealt with Chai Mu before, and now he is looking for Hwarang, he must have something to do.

Chai Mu smiled: "I came here today because I have an important matter to discuss with Playboy. I wonder if Playboy will appreciate your face?"

Chai Mu directly explained the reason for his visit. He didn't pretend at all, as if he knew very well that when talking to smart people, pretentiousness will not have any good results, and this is indeed the case. With a smile: "Boss Chai's face is naturally given to him. If Boss Chai has anything to say, please speak up."

Chai Mu nodded, and said: "Some time ago, the imperial court issued Jiaozi, which exchanged the money of many merchants in our Chang'an City. I am not talented, but I have exchanged tens of thousands of taels. Of course, you don't have to worry about it. I didn’t come here today to exchange the money back, but I want to discuss a business with the playboy.”

Hua Lang cupped his hands slightly, and said: "Although I own an inn, I can't be considered a businessman. If Boss Chai does business with someone like me, I'm afraid there will be no way to make money!"

Chai Mu shook his head: "Hua Gongzi is modest, since you have been in Chang'an for more than half a year, I have conducted a very detailed analysis of what you have done, and I found that Hua Gongzi not only solves cases like a god, but also handles business even better. In one hand, if it wasn't for the playboy's unintentional business, I'm afraid that most of the money in Chang'an City would have been earned by you."

Hwarang has been in Chang'an City for so long, and he has indeed performed well in business. Yes, he can seize the opportunity to make a lot of money, but what Hwarang didn't expect is that this Chaimu is so powerful that he can do everything he does. Analyzed, and then analyzed what kind of person Hwarang is.

"Boss Chai has a high reputation. I don't know what kind of business Boss Chai wants to discuss with me?"

"It's very simple. I want to open a store for financing and lending. My general idea is this. I open a store and let the people deposit money. After they deposit the money with me, after a certain period is up, I even Return the principal to them with interest, and I use the money that the common people deposit in my store to start borrowing money. Of course, the interest I lend out will be slightly higher, at least higher than that of the common people depositing in me, but it will not be very high. , won’t let those who borrowed money think it’s too outrageous, Playboy is a smart person, do you think there is a future in opening such a store?”

After hearing Chai Mu's words, Hwarang was shocked. Isn't this what Chai Mu said was the Qian Zhuang in the Ming and Qing Dynasties, but the Qian Zhuang was only in the middle of the Ming Dynasty. Why did Chai Mu of the Song Dynasty think of this?

Although he was surprised, Hwarang soon felt relieved. What he did as a time traveler could definitely cause a butterfly effect. This chaimu is a business genius. It is not surprising that he can think of opening a bank. Lang suspects that in the Great Song Dynasty, Chai Mu was not the only one who wanted to open a bank, but there were probably not many who could have the capital to do so.

"Boss Chai is really good at making money. This kind of business model is very profitable. It can be said that as long as you have the principal, it is a business that can make money without losing money. I just don't know what Boss Chai is talking about with me, and what do you want to talk about with me? What about business?"

Chai Mu smiled lightly, and said: "Young Master Hua is extremely smart. After the turmoil of the previous period, he must have seen it. Although this is a way to make money, there are still many difficulties. The principal is there. This is not difficult for me, but it is not easy for the people to trust me."

"So, Boss Chai wants to borrow it to make the people trust your bank?"

"It's really appropriate for Playboy to name my shop Qianzhuang. What Playboy said is right. I really want to cooperate with Playboy and use Playboy's status in the hearts of the people to make my bank known. Trusted by the people of the world."

"This...I'm afraid Boss Chai thinks highly of me, Hwarang!"

"No, no, the playboy really has this ability, and I will never be mistaken. As long as the playboy is willing to cooperate with me, my bank will definitely be able to make a lot of money, and as long as I make money, the profit will be [-]% for you and me. ,how?"

Hearing Chai Mu's words, Hwarang's heart trembled. Banking is a very profitable business, and Hwarang would get [-]% of the principal if he didn't pay, which is already quite a lot.

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