The wealthy entrepreneur: I want to support millions of employees!.

Chapter 1014 Financial Investment! Make full use of company resources!
Finally, Su Yang called over Duan Yongkang, deputy manager of the finance department of Jiancheng Investment, Qin Fei, a supervisor of Jiancheng Investment whom Su Yang valued, as well as Chen Hao, vice president of Gaoxing Retail, and Hua Jing, chief financial officer!

Chen Hao and Hua Jing were recruited by him, Duan Yongkang was transferred from Jufan Holdings, and Qin Cheng was also considered one of his men.

He controlled almost all of Jiancheng Investment's finances.

The reason we didn't invite CEO Chang Jianfeng and Finance Manager Xia Wenfu was simply because they would be leaving sooner or later!

There are many things I don't need to tell him!

To be honest, Chang Jianfeng and Xia Wenfu are quite capable.

But there's nothing we can do. They're not irreplaceable, and their abilities are still a bit lacking compared to the people Su Yangxin promoted!
Qin Fei's abilities are even stronger than Xia Wenfu's. He graduated from a top-tier 211 university in China and his potential has reached four stars. He has been working at Jiancheng Investment for more than ten years, but he has never been promoted!
As for Chen Hao and Hua Jing, let's not even mention them!
Upon seeing the four people, Su Yang instructed Yu Chengjun to have tea poured before slowly speaking:

"You're all aware of the debt problems of Gaoxing Retail, Jiancheng Investment, and RT-Mart, right?"

"Ok!"

The four nodded.

Hua Jing has been sorting out the company's debt problems lately, and the debt issues of Gaoxing Retail are giving her a headache.

Chen Hao also felt the pressure, but fortunately Chang Jianfeng has been very cooperative with him recently!

Qin Fei is a veteran of Jiancheng Investment and is very clear about the company's debt problems!

Similarly, Duan Yongkang also felt a lot of pressure.

Su Yang cut to the chase: "I think we can consider allocating more assets to the company, such as making some financial investments!"

With nearly 70% debt and over 36 billion yuan in liabilities, even Su Yang felt the pressure!

He has to find a way to make the company's debt healthier!

Generally speaking, a listed company's debt ratio should ideally be between 40% and 60%. If it exceeds 70%, banks may put the company on a risk list.
Playing leverage well can be quite effective; it allows you to expand rapidly and become a behemoth in a short time. However, it can also easily lead to your own downfall!

Highstar Retail's debt was relatively healthy before, but after weathering a major crisis and then experiencing a gradual decline in business, its debt has been increasing!
However, Gaoxing Retail also has 20 billion yuan in cash assets, including about 10 billion yuan in monetary funds. This money is readily available cash and cash equivalents, mainly used for company operations.

To pay employee salaries and for opening a new store!

There are also approximately six billion yuan in restricted monetary funds, which serve as collateral for bank acceptance bills, letters of credit, or loans, as well as as guarantees for specific projects, or funds earmarked for specific purposes according to laws, regulations, or contracts.

There are still over four billion in financial assets left!
These financial assets include wealth management products, money market funds, and bond investments!

Due to risk concerns, Gaoxing Retail and other financial assets are invested in very conservatively.

In financial management, Su Yang is definitely not as good as Hua Jing, Duan Yongkang, Qin Fei and other experts!
However, he has a lot to say when it comes to financial investment.

It's a listed company!
You can use your own funds to buy gold, funds, private equity, or even invest in stocks!
Of these more than 4 billion yuan in financial assets, a portion could be allocated to Yuanshi Investment Management!
He owns 78.4% of Gaoxing Retail's shares, with the remaining 20% ​​in circulation. The other minority shareholders combined only hold about 1.6%. So, it's not unreasonable for him to claim that the company belongs to him!
Hua Jing said, "Chairman, we have 4.6 billion in financial assets!"

Su Yang nodded: "I've looked at those financial assets, and their investments are all too conservative!"

"Chairman, our company's investment strategy remains focused on stability!"

“I know!” Su Yang smiled and said, “But Pei Jiaqi told me that the domestic stock market has great potential in the next year. Real estate is no longer doing well, so the stock market can’t continue to slump!”

"Pei Jiaqi?" Hua Jing asked softly, "That one from Jintai Public Fund?"

"Correct!"

"If it's her..."

Hua Jing's expression still showed some hesitation!

Duan Yongkang said in a low voice, "If it's Manager Pei, then he is indeed very strong!"

Qin Fei asked curiously, "Is that Manager Pei who won first place in both public and private funds last year?" "Yes!"

Su Yang smiled and nodded.

The claim that he ranks first in both public and private funds is still quite prevalent in the financial industry!
Pei Jiaqi's top ranking in public funds last year was well-deserved. As for Yuanshi Finance No. 1, although she was not nominally managing it in the second half of the year, its performance in the first half of the year was enough to crush all other private equity fund managers!

Moreover, many people speculate that Pei Jiaqi was also involved in the management of Yuanshi Wealth No. 1 in the latter half of the year.

Because the returns of another private equity fund managed by Cheng Zicheng are significantly lower than those of Yuanshi Wealth No. 1!

But Yuanshi Private Equity would never admit it!

Cheng Zicheng didn't want to copy Pei Jiaqi's homework; he wanted to follow his own investment logic and was afraid of affecting the returns of Yuanshi Wealth No. 1. He only used Pei Jiaqi's investment plan as a reference!
His approach also earned Su Yang's approval!
What a genius!
Su Yang could completely understand that she was always quite strong-willed and arrogant!
Moreover, the vast majority of the funds that Cheng Zicheng manages today are not his own.

The benefits he can help his clients obtain are quite good.

"Director Hua, I don't mean to use all four billion yuan to buy high-risk financial products!" Su Yang said with a smile. "What I mean is, we can try using some of the maturing financial products first!"

"Ok!"

Seeing that Hua Jing still looked hesitant, Su Yang said seriously, "Regarding financial investments, I have a lot of confidence in Yuanshi Investment, and this is also my idea. If there are any losses in the investment, you don't need to take responsibility; I will take responsibility... This can be written into the board meeting minutes!"

"Alright!" Hua Jing thought for a moment and nodded. "But I'll also help the chairman oversee the process... I should take responsibility too!"

"That's okay too!"

After finalizing the matter, Su Yang breathed a slight sigh of relief.

He has roughly sorted out almost the entire company headquarters!
He will still need to worry a little in the coming days, but certainly not as much as he did in the previous period!
On Friday, after Yu Chengjun finished his work and returned to the hotel, he knocked on the door of Su Yang's presidential suite.

When the door opened, she saw Gu Wanrou, who was wearing a swimsuit and still wet, greeting her:

"Sister Yu!"

"Hmm!" Yu Chengjun looked her over. "Are you swimming?"

"Mmm!" Gu Wanrou said with a smile, "Brother Su is here too, let's play together!"

Then, she walked into the room in her slippers.

Yu Chengjun followed him into the suite and immediately saw Su Yang wearing swimming trunks, casually lying in the indoor pool, with a beautiful foreign woman with short golden-brown hair and fair skin next to him...

"Secretary Yu!"

Yu Chengjun asked in surprise, "Natalia, when did you arrive?"

Natalia said frankly, "I just arrived!"

We're all acquaintances here!

The heated swimming pool was still steaming; otherwise, no one would dare to swim in February.

Although the pool isn't very big, it can still accommodate more than ten people taking a bath together.

Lying in the 180-degree panoramic pool, you can enjoy the magnificent skyscrapers of Shanghai in the distance, as well as the Huangpu River view!

Gu Wanrou arrived at the poolside, kicked off her slippers, and then shrank into the pool!
She spent the whole day at Disneyland with Su Yang, and her legs were a little sore.

Soaking in a hot water pool in the dead of winter feels so good!

(End of this chapter)