The wealthy entrepreneur: I want to support millions of employees!.
Chapter 246 Loan of 25! I’m afraid you’ll run the business seriously!
Chapter 246 Loan of million! I'm afraid you'll run the business seriously!
It is very difficult for an ordinary company to apply for a bank loan.
Especially for a company like Jiuxiang Catering, which has no fixed assets.
A company that can’t provide any collateral!
If the two major brands under Jiuxiang Catering had not developed very well and their potential was not clearly seen, the bank probably would not dare to take too much risk.
Don’t think that it’s easy to get a loan just because you have too much money in the bank!
At the same time, the three banks also stated that if Jufan Holdings could provide a guarantee for Jiuxiang Catering.
They can give Jiuxiang Catering more loans!
do you need?
Su Yang thought that 25 million was enough.
After all, Jiuxiang Catering will not expand too fast and still has quite good profits every month.
He plans to borrow money for a year first, and then pay off the bank loan after a year before continuing!
By then, as long as Jiuxiang Catering’s finances are healthy enough, its credibility with the bank will increase.
Surely more can be loaned out!
After getting 20 million, Jiuxiang Catering will not need him to inject funds in a short period of time.
He can just put the funds into other companies!
He didn't care much about the past between Tian Hanxiong and Chen Li.
From a business perspective, there is no way he would give up a loan that was offered to him for free just because of what happened in the past!
He is not that petty!
Anyway, he can also monitor Chen Li's loyalty and moral attributes.
Also, when he invited three account managers to dinner a few days ago, he noticed that Tian Hanxiong's moral attribute was over 70!
This is far ahead of the other three bank account managers!
So, Su Yang asked Guo Xueqin to contact Tian Hanxiong and asked her to say hello to the account managers of the other two banks.
Even if the deal fails, there is still friendship. He will definitely cooperate with more than one bank in the future!
Perhaps he could have greeted the three bank account managers in person, but he thought it would be better to maintain some gesture.
Anyway, he is quite Buddhist about bank loans... he can borrow it if he wants, or not, if he doesn’t want to borrow it, then forget it.
As long as his company is strong enough, banks will actively ask him for loans!
The five major domestic banks, various commercial banks, and village banks...
There are quite a lot of banks in China, with more than four thousand able to provide loans!
If you don’t lend, there are plenty of other banks willing to lend!
Tian Hanxiong was also very excited when he received Guo Xueqin's call.
He took certain risks in securing a 25 million bank loan for Jiuxiang Catering.
However, high risk means possible high returns. He is very optimistic about the future of four subsidiaries of Jufan Holdings, namely Jiuxiang Catering, Jiuxiang Food, Xinghuo Media and Xinghuo Health, and believes that they have great development potential!
He was able to convince his superiors, and Jiuxiang Catering and Xinghuo Fitness had a strong influence in the local catering and fitness industries.
There are also those beautiful financial statements and graceful profit growth curve!
With a net profit of three million per month, he is fully qualified to borrow twenty-five million.
Moreover, the development of Jiuxiang Catering only seems radical, but it is not too radical inside!
In recent times, the company has even stopped the development of its hotpot chain stores and is carrying out internal restructuring!
This proves that the person in charge of the hotpot restaurant chain is not the kind of reckless person who expands blindly.
Tian Hanxiong investigated the management of Jiuxiang Catering, and found that they were all experienced veterans!
Long Yin currently has no business dealings with Jufan Holdings. Tian Hanxiong believes that he must connect with Jufan Holdings. This will be beneficial to Long Yin and his own development!
When Zhao Long heard that Jiuxiang Catering was planning to borrow money from Longyin, he couldn't help but ask Guo Xueqin: "Director Guo, could it be that Tian Hanxiong's loan amount is higher than that given by our bank?"
"um, yes!"
Guo Xueqin did not hide it from Zhao Long. After all, it was not a secret.
"Damn it! This kid is really courageous. Isn't he afraid of falling down again?"
Zhao Long couldn't help but curse.
Thinking of the conversation they had when they left the restaurant a few days ago, he felt very unhappy! Although he didn't tell the truth at that time, he didn't expect Tian Hanxiong to be more pretentious than him!
This is immoral!
"Manager Zhao, Jiuxiang Catering will not let anyone fall!" Guo Xueqin was not happy when she heard what Zhao Long said, "Jiuxiang Catering is thriving under the leadership of the boss and General Manager Ji. That little loan is not a problem at all."
"I'm sorry, Director Guo. I spoke without thinking!"
"Ok!"
"I hope we can work together again in the future!" Zhao Long said politely, "If you need a loan in the future, remember to look for us!"
"Ok!"
When Su Yang met Tian Hanxiong, he had a pleasant chat with him.
By the way, he also mentioned that employees will be given a bonus and dividend of 3 million in September.
Tian Hanxiong didn't expect Su Yang to be so generous to his employees.
However, he still said that banks would only supervise the use of loan funds.
As long as it is used for the operation of Jiuxiang Catering, there will be no problem!
After asking Guo Xueqin to discuss the loan documents that needed to be prepared with Tian Hanxiong, he called Chen Li and made an appointment to have dinner at her house tonight!
After exhausting Chen Li, Su Yang asked about Tian Hanxiong.
He now has complete control over Chen Li's body and knows her body's tolerance very well.
How to push her to the brink of her physical limit without actually letting her collapse!
He will try his best to bring women the ultimate enjoyment without ruining them!
Chen Li rolled her eyes at Su Yang: "You still say you don't care!"
"Let's get down to business. I feel like he's different from other bank account managers!"
"How can I describe him..." Chen Li thought for a moment and sighed, "He's a bit naive!"
"How to say?"
"At first, a company approached him for a loan, saying the funds were for business purposes. But the company used the funds to buy a house, so he directly withdrew the loan, saying that the company violated the rules... I heard that because of this incident, his superiors don't like him very much!"
Su Yang complained: "It is indeed against the rules, right?"
"We can just turn a blind eye to these things!" Chen Li said helplessly, "When banks provided business loans to enterprises, they were most worried that the enterprises would really use the funds for business operations...hahaha..."
Speaking of this, Chen Li couldn't help laughing.
“Just like some listed companies at that time, their business was clearly losing money, but they made a profit in the financial statements after selling a few houses?”
"Yes!" Chen Li nodded. "This is still a relatively conscientious listed company. The financial statements of those who are not conscientious are all fake."
Su Yang said: "The result proves that he seems to be right, right?"
"This may not be a good thing for him!"
"All right!"
Su Yang seemed to understand what Chen Li meant.
Doesn't this prove that my superiors were wrong?
"Because of this, his business was not doing well, and some troubles arose..."
"Ok!"
"He is the type who really wants to help the company develop. If he is really optimistic about the company, he is also very courageous... Sometimes I admire him a little!" Chen Li whispered, "I think he is more suitable for our company, so I brought him here."
"Have you recovered?"
"What do you want to do?"
"Again!"
"Don't...you're so bad, be gentle!"
(End of this chapter)
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