People in Conferred Gods: Rising from humble beginnings, I am the God of Wealth

"Don't be impatient."

Looking at the excited expressions of the crowd below, Yang Xuan smiled. This reaction was exactly what he wanted.

"Special times call for special measures. With a great calamity looming, if we continue to follow the old routine, the prehistoric world may be plunged into dire straits."

"In order to facilitate your attainment of sainthood, I, along with you saints, have discussed the matter and finally communicated with Heaven and Earth to establish the merit loan."

"You may emulate the two Western sages, make a great vow, borrow merit from the Heavenly Way and the Earthly Way, and seek the opportunity to attain enlightenment!"

Merit Loan?
This entirely new term was unfamiliar to everyone present, but the fact that the two Western Saints established the primordial world and attained sainthood was known to everyone in the primordial world.

Countless beings have wondered if they too could make a grand vow and attain sainthood like the two Western saints.
Now that they have learned from Yang Xuan that they can also emulate the methods of enlightenment of the two Western Saints, how could they not be excited?
In an instant, all the Quasi-Saints present experienced violent fluctuations in their auras. The Great Luo Golden Immortals and Taiyi Golden Immortals even had bloodshot eyes and heavy breathing, and some were unable to control themselves.

But soon, some people calmed down.

In the primordial world, everything is governed by cause and effect. Even in the face of a great calamity, if one cannot overcome it, the primordial world may be completely destroyed.
But with such great convenience provided by the primordial world, how could they expect to receive no compensation?
Clearly, the merit loan was the price they had to pay.

"May I ask, Your Majesty, what is this 'merit loan'?"

Zhao Gongming bowed and asked in a deep voice, while the others also pricked up their ears and listened attentively.

"The so-called merit loan..."

Yang Xuan did not hide anything and told everyone about the merit loan in detail. At the end, he took out three related jade books and showed them to everyone.

Merit Loans have no threshold; any primordial being can apply for a Merit Loan through the Innate Path or the Earthly Path.

However, there are strict requirements regarding how much merit can be approved, how much interest is involved, and how much merit needs to be repaid in each period.

In short, the higher one's cultivation level, the greater one's contribution to the primordial world, the more merit one can borrow, and the less interest one pays.

If one's cultivation level is above Quasi-Saint, the benefits can be further enhanced. Not only can one borrow more merit points, but there are also fewer restrictions on repayment, and the repayment methods become more diversified.

The most enticing way to repay the loan is to kill the Chaos Gods and Demons.

Even a Chaos God or Demon at the Great Luo Golden Immortal level can exchange for a large amount of merit, which is much faster than maintaining the operation of the Primordial World and accelerating its evolution.

Yang Xuan set up this repayment method so that all living beings in the prehistoric world would actively participate in the future war between gods and demons.

This was an open scheme, which everyone present could see, but no one felt dissatisfied, and no one thought Yang Xuan was despicable.

On the contrary, after reading the contents of the three jade books, the first thought in the minds of everyone present was to kill the Chaos God and Demon in order to settle the debt of merit.

But then they frowned and became conflicted.

They knew how to repay the loan; killing the Chaos Gods and Demons was the riskiest but also the most efficient method.
Besides these, there are many other ways to repay the loan. As long as you work hard and don't try to cheat or shirk your responsibilities, you can always repay the loan.

The problem is, how can one borrow more merit loans?

If you set your sights too high, you'll probably have to spend all your time paying off the loan.

However, if their aspirations are too small and their merits too few, it may not be enough to enable them to go further.

Although there are now twenty more Saint positions, it's only twenty. There are far more than twenty Quasi-Saints in the Primordial World.
If we can't achieve this in one go, I'm afraid these twenty holy positions will be taken by someone else first.

Such an opportunity has never appeared before and will never appear again. If you miss it, you will truly regret it for the rest of your life, and your Dao heart may even be damaged, and you will never make any progress again!

"This sermon is now concluded. You may all leave."

Yang Xuan looked at the conflicted expressions on the faces of the people below and didn't say anything more.

How exactly they use the merit loan is their own business, and this is also a test.

If one's resolve in the Dao is not firm enough, and one is afraid of not being able to repay the loan, and dares not borrow too much merit, then one is destined not to attain sainthood, and there is no need to waste the merit of the primordial world.

Without the determination to fight to the death, how can one attain enlightenment and sainthood?

However, Yang Xuan was not some selfless saint; he also had his own selfish motives.

Before Yang Xuan dismissed everyone, a voice echoed in the ears of Bi Xiao, Shier Yue, and the others, giving these close friends some extra advice to help them make better decisions.

As for how many of these people will be able to take advantage of this opportunity to go further, or even attain sainthood, that depends on their own abilities.

After all, this is the path to sainthood, and Yang Xuan wasn't entirely confident. At most, he would just pay more attention to it and give them a little more hope.

at the same time.

The powerful beings from the primordial world who were listening to the teachings in the other eight locations also learned about the three paths to sainthood and the matter of the merit loan.

Yang Xuan did not take the responsibility for the merit loan because he was used to keeping a low profile.

However, the other sages were not so polite, and they would never claim credit for Yang Xuan's work. Even the two Western sages said that this method was created by Yang Xuan.

For a moment, the three emperors of the human race, Buddha Tathagata, the Queen Mother of the West, the Styx Daoist and other great beings all had complex expressions and were filled with emotion.

These top-tier beings from the primordial world will be the biggest beneficiaries of the merit loan, and the twenty saintly positions will most likely fall among them.

If Yang Xuan hadn't established the business path and proposed the merit loan, they wouldn't know when they would have had the opportunity to attain enlightenment.

"The sage is merciful!"

All the powerful beings who learned of this bowed in the direction of the Heavenly Court. Regardless of their previous stance, their attitude was respectful and heartfelt.

After discussing the matter of the merit loan, the saints each gave a word of advice to their respective disciples and then dismissed them, leaving them to ponder the matter of the merit loan on their own.

Just as the powerful beings returned to the Primordial World and pondered how to obtain loans, Yang Xuan got up and walked out of the Temple of Fate. With one step, he arrived outside the Nuwa Palace.

"Yang Xuan?"

Yang Xuan did not conceal his aura. As soon as he appeared, Nuwa sensed it and a look of confusion appeared on her face. She wondered what Yang Xuan wanted to see her for.

Nuwa didn't think much of it and took the initiative to appear and invite him into the Nuwa Palace. After the two were seated, she asked:
"Fellow Daoist, is there something important you wish to discuss with me?"

Yang Xuan is known for never visiting unless he has a reason. Since he's here, he must have a purpose, which is common knowledge in the prehistoric world.

Yang Xuan, hearing Nuwa's question, made no attempt to keep her in suspense and answered directly:

"I have come here today to help you change your status and become a representative of humanity!"

Previously, when establishing the Merit Loan program, Yang Xuan always mentioned borrowing from the Earthly Way and the Heavenly Way, but never mentioned the Human Way, precisely because there was no representative of the Human Way.

If you want to enable humanitarian lending, it's best to have a humanitarian advocate, and Nuwa is clearly the best candidate.

"what?!"

Nuwa was startled upon hearing this and hurriedly took out the red embroidered ball to shield this world from the secrets of heaven.

When she was attaining enlightenment, she aspired to become a saint of humanity. The way of humanity resonated with her more; had she become a saint of humanity back then, she would now be its representative.

The problem is that she attained enlightenment through the Primordial Purple Qi, so how could Heaven allow her to become a saint of humanity?
Moreover, even if she wanted to change her status now and become a humanitarian advocate, she would have to wait until she was confident before saying it. How could she just say it out loud?
If the Heavenly Dao were to become aware of this, there would be no hope of changing its position.

Yang Xuan could see what Nuwa was thinking, and shook his head with a smile.

"Fellow Daoist, there is no need to worry. Where I am, neither the Heavenly, Earthly, nor Human Paths can detect me!"

Taking control of one's destiny—that's how confident we are!
The River of Destiny is a contingency plan left by Pangu, concerning Pangu's return. Its status is so high that, if it is not above the three realms of Heaven, Earth, and Man, it is a unique existence in the primordial world.

As Yang Xuan spoke, he mobilized the power of the River of Destiny, pulling the main hall into the River of Destiny. No one else could hear what they were saying.

"That's good..."

Nuwa breathed a sigh of relief, then shook her head.

"I attained sainthood by relying on the Primordial Purple Qi. As long as the Primordial Purple Qi remains in my body, I will never be able to shake off my identity as a Heavenly Saint."

"Then why don't you give up the Primordial Purple Qi, fellow Daoist?" Yang Xuan's lips curled up slightly, revealing a meaningful smile.

"Fellow Daoist has already achieved the Primordial Chaos Realm. Even if you relinquish the Primordial Purple Qi, you will only lose your position as a Heavenly Saint; your cultivation level will not decline."
Without the constraints of the Heavenly Dao, wouldn't this position as the representative of humanity be entirely at your disposal, fellow Daoist?

"Abandon the Primordial Purple Qi?"

Nuwa was slightly taken aback; she hadn't really thought of it that way.

After all, this is a sacred position; who would be willing to give it up?
In the past, she always thought of becoming a spokesperson for humanity while preserving the Primordial Purple Qi.
He never considered abandoning the Primordial Purple Qi, giving up his position as a Heavenly Saint, to seek the position of a representative of humanity.

Even if she already possessed the Hunyuan cultivation level, she wouldn't have the courage to voluntarily abandon the Hongmeng Purple Qi, so naturally she wouldn't even consider that possibility.

But now, after hearing Yang Xuan say this, she suddenly felt that it might actually be a solution.

Among all the saints of the primordial world, Nuwa was most in harmony with the human way. If it weren't for the existence of the Primordial Purple Qi, she would have been the most likely to become the spokesperson for the human way.

Currently, there is only one sage in the human realm, Yang Xuan. If Yang Xuan were to assist her, Nuwa might actually become the spokesperson for humanity.

There was one thing Nuwa couldn't understand: why didn't Yang Xuan plan for the position of spokesperson for humanity himself, but instead asked her to be the spokesperson for humanity?

Given Yang Xuan's abilities, and the fact that he is the only sage among all humanity, it's not entirely hopeless for him to plot to become the spokesperson for humanity.

Although both are saints, it is clear that the authority of the spokesperson for humanity is greater than that of a mere saint.

This puzzled Nuwa greatly. If someone else had told her this, she would have suspected that they were trying to trick her into giving up her holy position.

Yang Xuan, of course, saw through Nuwa's thoughts and shook his head with a smile:

"If there were no cataclysmic calamity, I would not have relinquished this position as the representative of humanity. But with the cataclysmic calamity looming ahead, if we cannot overcome this calamity, everything will be in vain."

Compared to me becoming the spokesperson for humanity, you, fellow Daoist, will gain more from taking this position, which will be more beneficial to the prehistoric world.

"That's more like you."

Nuwa smiled and recalled Yang Xuan's past. Whether it was creating the Underworld or perfecting the Heavenly Court, Yang Xuan certainly had his own plans, but in the end, wasn't it all for the evolution of the primordial world?

If we were to name the most selfless person, Yang Xuan would undoubtedly be among the top contenders.

It's not surprising that they would make this decision now.

After understanding Yang Xuan's thoughts, Nuwa's worries disappeared, and she began to deduce and consider the feasibility of this method.

But after a moment, she frowned slightly, looking somewhat worried.

“Abandoning the Primordial Purple Qi is not difficult. With my current cultivation level, I could forcibly abandon it. However, if I did so, I would surely be rejected by the Heavenly Dao.”

If I become the spokesperson for humanity, it might cause a conflict between humanity and the will of Heaven, which is not a good thing. If I can get the will of Heaven to agree...

“Then let Heaven agree!” Yang Xuan chimed in. “In extraordinary times, extraordinary measures must be taken. If the primordial world is destroyed and everything is in vain, Heaven will surely agree to this!”

Yang Xuan spoke with absolute certainty and full confidence.

In the past, even if Heaven agreed, Nuwa would have to pay a price, but now...

Chaos gods and demons are like a sharp blade hanging overhead; the Heavenly Dao can never oppose them.

If even sages like Nuwa and the Three Pure Ones didn't know the true purpose of Rahu and the others, how could the Heavenly Dao of the Primordial World not understand?

If the Chaos Gods and Demons were to attack, even saints like Nuwa could escape, but the Primordial World would be doomed.

If the Primordial World wants to preserve itself, it must use all available power to increase the strength of all living beings in the Primordial World as much as possible.

The reason why the merit loan went so smoothly was not only because Houtu and Hongjun helped, but also because the three realms of Heaven, Earth and Man sensed the crisis of world destruction and took the initiative to cooperate.

Similarly, letting Nuwa leave to become the representative of humanity would balance the three paths and be more beneficial to the prehistoric world. Heaven would have no reason to refuse.

Moreover, Nuwa was not voluntarily handing over the Primordial Purple Qi to give the Heavenly Dao a way out, so there was no reason for Yu to refuse.

Nuwa was incredibly intelligent; after a little thought, she understood this point.

"Fellow Daoist, please wait a moment."

Having said that, Nuwa's consciousness crossed the river of fate and took the initiative to communicate with the Heavenly Dao.

A moment later, Nuwa's face lit up with joy, and she bowed to Yang Xuan.

"Thank you for your guidance, fellow Daoist. I will remember this kindness!"

If it weren't for Yang Xuan, she would never have thought of it this way. The position of humanitarian spokesperson would likely be out of her reach.

"Fellow Daoist, you are too kind. With the cataclysmic calamity looming, we must unite to resist it!"

Yang Xuan remained calm and composed. His path lay in the primordial world. Others could run away, but he couldn't, nor did he want to.

Given this, he naturally wanted to improve the combat strength of the Primordial World as much as possible.

Of course, he also had his own selfish motives for doing this.

Nuwa was the first Heavenly Dao Saint to attain enlightenment, and her cultivation was probably no weaker than that of the Taiqing Saint. If we do her a favor now, when the Chaos Gods and Demons descend, Yang Xuan will have another powerful ally.

More importantly, Yang Xuan knew that the River of Fate was related to Pangu's return, but this matter was too important for him to tell others.

Now that Nuwa has accepted her kindness, if Yang Xuan ever needs her help in the future, she will lend a hand without him having to explain why, which will be more beneficial to Yang Xuan's future plans.

Nuwa didn't think too much about it, nor did she say much. After saying "I will never forget your kindness," she prepared to separate the Primordial Purple Qi.

Yang Xuan didn't linger any longer, took his leave, and flew towards the myriad realms; he still had things to do... (End of Chapter)